1706 NW Baldwin Ave · Lawton, OK 73507

$94,500

2 bd · 1.0 ba · 889 sqft · SingleFamily public records · 176 Days on market

Built 1952 6,585 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.0/30.0
• DSCR +8.1/10.0
• ARV discount +7.5/15.0
• 1% rule +5.3/10.0
• Livability +3.2/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Home to be sold in As Is condition. New roof 2020. Very nice CH & A, double pane windows, vinyl siding. Large living area. 2 or 3 bedrooms, 1 car garage. Fenced in yard.

Key facts

• New lighting
• Fenced in backyard
• Bathroom fixtures

Tags

• FENCED IN BACKYARD
• NEW KITCHEN APPLIANCES
• VINYL PLANK FLOORING
• NEW LIGHTING
• BATHROOM FIXTURES

Property features AI

Finance

• Other: Updated/remodeled home

Exterior

• Parking: Detached garage (1 covered space, 1 total garage space, 1 parking space total)
• Utilities: Public water; Public sewer; Natural gas available
• Home design: Single-family residence; One story; Residential property
• Construction: Vinyl siding; Built with composition roof
• Exterior features: Covered porch; Chain link fencing; Composition roof; Public maintained road access; City street frontage; Lot approximately 6,585 sq ft (131.7 x 50)

Interior

• Kitchen: Cooktop; Refrigerator
• Flooring: Vinyl flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (natural gas); Central electric air conditioning; Ceiling fan(s)
• Interior features: Double-pane windows; Updated/remodeled condition; Crawl space basement
• Laundry & utility: Washer hookup in garage; Gas water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $94k.

Deal economics

• At list price, monthly cash flow is $205 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($976 rent vs $94k).
• Recommended offer: $83k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
• Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Pat Henry Es (math 12% / reading 17%, grade F, #604 of 845 statewide, top 76%, 508 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents flat; 208 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $653 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 176 days — a 12% lower offer ($83k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $26k; list at $94k implies a 257% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $83,160 (12.0% below list)

Questions for the listing agent

1. It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 8.90%
• Cash-on-cash: 9.31%
• DSCR: 1.41
• GRM: 8.1

CMA / ARV

• ARV (on-the-fly): $60,452
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1712 NW Euclid Ave	0.70mi	2/2.0	900 (+1%)	1mo	$61,200	$68	60
1204 NW Taft	0.60mi	2/1.0	950 (+7%)	5mo	$35,000	$37	56
1206 NW Oak Ave	0.37mi	2/1.0	1,000 (+12%)	7mo	$77,000	$77	56
2112 NW Bessie Ave	0.72mi	3/1.0 (+1)	940 (+6%)	0mo	$62,500	$66	52
1911 NW Williams Ave	0.52mi	2/1.0	800 (-10%)	10mo	$42,000	$53	51
701 NW 22nd St	0.64mi	2/1.0	1,000 (+12%)	1mo	$49,200	$49	49
1122 NW Oak Ave	0.56mi	2/1.0	1,000 (+12%)	6mo	$79,000	$79	48
2406 NW 17th St	0.55mi	3/1.0 (+1)	970 (+9%)	9mo	$36,000	$37	47
1419 NW 23rd St	0.53mi	3/1.0 (+1)	1,000 (+12%)	4mo	$19,900	$20	46
1816 NW Floyd	0.59mi	3/2.0 (+1)	960 (+8%)	8mo	$75,800	$79	44
1314 NW Hoover Ave	0.72mi	2/1.0	800 (-10%)	9mo	$62,000	$78	42
1339 NW Ferris	0.64mi	3/2.0 (+1)	1,000 (+12%)	4mo	$75,900	$76	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold

• IRR: -5.1%
• Equity multiple: 0.81×
• Total profit: $-4,903
• Equity at exit: $14,090

10-year hold

• IRR: 1.3%
• Equity multiple: 1.08×
• Total profit: $2,202
• Equity at exit: $8,171

Cash invested: $26,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 73507

• Home prices YoY: -23.2%
• Rents YoY: 0.2%
• Active inventory: 208
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $976 medium
• Mortgage (P&I): −$496
• Tax from tax record: −$31 /mo · $371/yr
• Insurance: −$39
• HOA: −$0
• Vacancy / Maint / Mgmt: −$205
• Net cashflow: $205

Break-even live

Break-even rent $716

Max offer price $94,500

Occupancy floor 74%

Sensitivity live

Price	-10% $259	-5% $232	+0% $205	+5% $179	+10% $152
Rent	-10% $128	-5% $167	+0% $205	+5% $244	+10% $282
Rate	-1.0pp $253	-0.5pp $229	base $205	+0.5pp $181	+1.0pp $156

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,625
• Closing costs: $2,835
• Reserves months: —
• Total cash needed: —

Listing history 11 events

1. 2026-01-13
   price $94,500
2. 2025-11-25
   listed $95,000 Active
3. 2025-11-24
   historical
4. 2025-09-11
   listed $99,990 Active
5. 2024-10-13
   historical $1,150
6. 2024-09-13
   listed $1,150
7. 2024-06-14
   historical Active Under Contract 173-char remark

   Show marketing remark (173 chars)

   Home to be sold in As Is condition. New roof 2020. Very nice CH & A, double pane windows, vinyl siding. Large living area. 2 or 3 bedrooms, 1 car garage. Fenced in yard.

8. 2024-06-13
   soldstatus $26,500 Closed 173-char remark

   Show marketing remark (173 chars)

   Home to be sold in As Is condition. New roof 2020. Very nice CH & A, double pane windows, vinyl siding. Large living area. 2 or 3 bedrooms, 1 car garage. Fenced in yard.

9. 2024-06-12
   status Active 173-char remark

   Show marketing remark (173 chars)

   Home to be sold in As Is condition. New roof 2020. Very nice CH & A, double pane windows, vinyl siding. Large living area. 2 or 3 bedrooms, 1 car garage. Fenced in yard.

10. 2024-03-15
    historical Active Under Contract 173-char remark

    Show marketing remark (173 chars)

    Home to be sold in As Is condition. New roof 2020. Very nice CH & A, double pane windows, vinyl siding. Large living area. 2 or 3 bedrooms, 1 car garage. Fenced in yard.

11. 2024-02-28
    listed $34,500 Active 173-char remark

    Show marketing remark (173 chars)

    Home to be sold in As Is condition. New roof 2020. Very nice CH & A, double pane windows, vinyl siding. Large living area. 2 or 3 bedrooms, 1 car garage. Fenced in yard.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $371 · $31/mo
• Projected year-2 tax: $850 · $71/mo
• Expected delta: +$479/yr (+$40/mo · 129.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,714
• − Mortgage interest: −$5,293
• − Property taxes: −$371
• − Insurance: −$472
• − Repairs & maintenance: −$937
• − Management: −$937
• − Depreciation: −$2,749
• Taxable income: $954
• Est. tax owed @ 24.0%: −$229
• After-tax cash flow: $2,235/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lawton
• NCES district ID: 4017250
• Math proficiency: 20% ▼ -12.00%
• Reading proficiency: 26% ▼ -9.00%
• Median HH income: $42,618
• Composite: 19.68/100
• National rank: #8732
• State rank: #137 of 270 in OK

Livability — Lawton

• Score: 63/100
• State rank: #206
• US rank: #15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lawton, OK
• County: Comanche County · 96,361 people
• City population: 89,233
• Metro: Lawton, OK
• Population (ZIP): 21,046
• Household income: $62,132
• Rent vs Own: 42.1% rent · 57.9% own
• Severe rent burden: 979.0

Population outlook (Comanche County) Hauer SSP2

• Today (2025): 124,518 people
• By 2030: 124,231 · -0.2%
• By 2040: 122,193 · -1.9%
• By 2050: 120,368 · -3.3%
• By 2075: 120,492 · -3.2%
• By 2100: 123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 4%
• Common ancestry: Lithuanian 2% Slovak 2% Italian 1%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Comanche

• 2024 margin: Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
• 2008→2024 swing: -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
• All cycles: 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -38.48%
• Current HPI: 127.057
• Rent YoY: ▲ 0.25%
• Metro: Lawton, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

+173.9% since first listed

11 events — show timeline

• 2026-01-13 Price Changed $94,500 LBRMLS
• 2025-11-25 Listed $95,000 LBRMLS
• 2025-11-24 Listing Removed — MLSOK
• 2025-09-11 Listed $99,990 MLSOK
• 2024-10-13 Rental Removed $1,150 TURBOTENANT
• 2024-09-13 Listed for Rent $1,150 TURBOTENANT
• 2024-06-14 Contingent — LBRMLS
• 2024-06-13 Sold (MLS) $26,500 LBRMLS
• 2024-06-12 Relisted — LBRMLS
• 2024-03-15 Contingent — LBRMLS
• 2024-02-28 Listed $34,500 LBRMLS

Property tax history

-1.2%/yr

Latest (2025): $371 · -24.3% YoY. Source: county tax records.