450 Pelham Rd Unit 2E · New Rochelle, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.9/10.0
- Appreciation +4.3/10.0
- Livability +3.5/5.0
- Condition / age +2.8/5.0
- Rent growth +2.5/5.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Needs renovations and is priced accordingly! This spacious one-bedroom co-op offers a fantastic opportunity for a buyer looking to customize and add value. The unit would benefit from new flooring and cosmetic updates, with an estimated renovation cost of approximately $10,000, making it an ideal opportunity to create your dream home while building equity. Features include a large living room, eat-in kitchen, oversized bedroom with great natural light, and ample closet space throughout. Located in a charming garden-style complex, the property is conveniently situated near transportation, shopping, dining, Glen Island Park, and local beaches. Pet-friendly with one pet under 25 lbs permitted.
Key facts
- Great natural light
- Oversized bedroom
- Eat in kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $135k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $982 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $123k (9.0% below list) — sets the bar for market timing.
- Cap rate 15.0% vs local median 4.6% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
- New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Jefferson Elementary School (math 37% / reading 47%, grade F, #1,361 of 2,108 statewide, top 67%, 478 students, 70% FRL); Isaac E Young Middle School (math 47% / reading 62%, grade B-, #214 of 729 statewide, top 31%, 1,138 students, 76% FRL); New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools average 68% FRL vs 41% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 139 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 36d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $933 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-1.5% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 119 days — a 9% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.80% ✓
- Cap rate
- 15.03%
- Cash-on-cash
- 31.19%
- DSCR
- 2.39
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $175,000
- List price
- $135,000
- Delta
- -22.86%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 669 Pelham Rd Unit C-10 | 0.45mi | 1/1.0 | 750 (0%) | 5mo | $155,000 | $207 | 74 |
| 35 Shady Glen Ct Unit 3F | 0.07mi | 1/1.0 | 850 (+13%) | 1mo | $180,000 | $212 | 74 |
| 20 Shady Glen Ct Unit 3A | 0.06mi | 1/1.0 | 850 (+13%) | 4mo | $151,000 | $178 | 71 |
| 210 Pelham Rd Unit 5M | 0.53mi | 1/1.0 | 750 (0%) | 5mo | $210,000 | $280 | 71 |
| 179 Drake Ave Unit 2J | 0.33mi | 1/1.0 | 800 (+7%) | 6mo | $199,900 | $250 | 69 |
| 208 Centre Ave Unit 5k | 0.61mi | 1/1.0 | 750 (0%) | 3mo | $146,000 | $195 | 69 |
| 200 Centre Ave Unit 3G | 0.64mi | 1/1.5 | 750 (0%) | 0mo | $230,000 | $307 | 68 |
| 667 Pelham Rd. Rd Unit B5 | 0.47mi | 1/1.0 | 800 (+7%) | 2mo | $245,000 | $306 | 65 |
| 156 Centre Ave Unit 2G | 0.71mi | 1/1.0 | 750 (0%) | 4mo | $170,000 | $227 | 64 |
| 200 Centre Ave Unit 3B | 0.64mi | 1/1.0 | 832 (+11%) | 5mo | $145,000 | $174 | 48 |
| 151 Centre Ave Unit 1B | 0.71mi | 1/1.0 | 836 (+12%) | 5mo | $137,000 | $164 | 44 |
| 126 Church St Unit 3M | 0.68mi | 1/1.0 | 850 (+13%) | 4mo | $160,000 | $188 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.48% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 29.0%
- Equity multiple
- 2.31×
- Total profit
- $49,566
- Equity at exit
- $29,524
- IRR
- 34.5%
- Equity multiple
- 4.49×
- Total profit
- $131,975
- Equity at exit
- $28,462
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 31 active · 21 under contract
- Months of supply
- 8.5 mo (12%/mo absorbed)
- Median asking
- $204,900 ($269/sqft)
- Median days on market
- 57 d
- This list price
- 6% of active listings are priced below it
- ARV vs active asking
- -13.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10805
- Home prices YoY
- -0.5%
- Active inventory
- 139
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $2,425 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax est. 1.5%
- −$169 /mo · $2,025/yr
- Insurance
- −$56
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$509
- Net cashflow
- $982
Break-even live
Sensitivity live
| Price | -10% $1,076 | -5% $1,029 | +0% $982 | +5% $936 | +10% $889 |
|---|---|---|---|---|---|
| Rent | -10% $791 | -5% $887 | +0% $982 | +5% $1,078 | +10% $1,174 |
| Rate | -1.0pp $1,050 | -0.5pp $1,017 | base $982 | +0.5pp $947 | +1.0pp $912 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 504 Pelham Rd New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 109d | 1 | 0.13mi |
| 7 Lanecrest Ave New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,690 | $2.45 | 113d | 1 | 0.24mi |
| 14 Lee Ct Unit 14 New Rochelle, NY | 1.0 | 1.0 | 950 | $2,650 | $2.79 | 10d | 1 | 0.26mi |
| 3 Harbor Ln Unit 3A New Rochelle, NY | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 120d | 1 | 0.28mi |
| 666 Pelham Rd Apt 3A New Rochelle, NY | 1.0 | 1.0 | 750 | $2,350 | $3.13 | 139d | 1 | 0.46mi |
| 230 Pelham Rd Unit 6F New Rochelle, NY | 1.0 | 1.0 | 800 | $1,995 | $2.49 | 139d | 1 | 0.49mi |
| 230 Pelham Rd Apt 2K New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,795 | $2.79 | 90d | 1 | 0.49mi |
| 230 Pelham Rd Apt 5O New Rochelle, NY | 1.0 | 1.0 | 725 | $2,000 | $2.76 | 36d | 1 | 0.49mi |
| 230 Pelham Rd Unit 3o New Rochelle, NY | 1.0 | 1.0 | 725 | $2,095 | $2.89 | 73d | 1 | 0.51mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 900 | $2,150 | $2.39 | 107d | 2 | 0.53mi |
| 220 Pelham Rd Apt 3F New Rochelle, NY | 1.0 | 1.0 | 725 | $2,095 | $2.89 | 73d | 1 | 0.53mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 837 | $2,250 | $2.69 | 4d | 3 | 0.53mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 862 | $2,045 | $2.37 | 21d | 3 | 0.53mi |
| 220 Pelham Rd Unit 5E New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,595 | $2.60 | 103d | 1 | 0.53mi |
| 160 Centre Ave Unit 3L New Rochelle, NY | 1.0 | 1.0 | 750 | $2,200 | $2.93 | 49d | 1 | 0.72mi |
| 12 Russell Ave Apt 2 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,350 | $2.94 | 103d | 1 | 0.74mi |
| 79 S Division St Unit 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 99d | 1 | 0.74mi |
| 25 Maple Ave New Rochelle, NY | 1.0 | 1.0 | 547 | $2,895 | $5.29 | 0d | 7 | 0.77mi |
| 675 Main St New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,800 | $2.55 | 5d | 1 | 0.80mi |
| 111 Centre Ave New Rochelle, NY | 1.0 | 1.0 | 815 | $3,277 | $4.02 | 0d | 2 | 0.80mi |
| 5 Prospect St Unit 2S New Rochelle, NY | 1.0 | 1.0 | 650 | $1,900 | $2.92 | 7d | 1 | 0.81mi |
| 3 Davenport Ave New Rochelle, NY | 1.0–3.0 | 1.0–2.0 | 888 | $2,399 | $2.70 | 0d | 1 | 0.82mi |
| 50 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 901 | $3,798 | $4.21 | 0d | 7 | 0.86mi |
| 387 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 753 | $2,820 | $3.75 | 0d | 3 | 0.88mi |
| 360 Huguenot St New Rochelle, NY | 1.0–2.0 | 1.0–2.0 | 872 | $2,745 | $3.15 | 0d | 10 | 0.89mi |
| 55 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 800 | $3,556 | $4.44 | 0d | 11 | 0.89mi |
| 12 Church St New Rochelle, NY | 2.0 | 1.0–2.0 | 770 | $3,564 | $4.63 | 0d | 44 | 0.92mi |
| 543 Main St #402 New Rochelle, NY | 1.0 | 1.0 | 924 | $3,000 | $3.25 | 111d | 1 | 0.94mi |
| 543 Main St #714 New Rochelle, NY | 1.0 | 1.0 | 675 | $2,450 | $3.63 | 7d | 1 | 0.94mi |
| 333 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 822 | $3,408 | $4.15 | 0d | 9 | 0.95mi |
| 46 Locust Ave Unit 2 New Rochelle, NY | 2.0 | 1.0 | 750 | $2,950 | $3.93 | 114d | 1 | 0.96mi |
| 965 Main St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 825 | $2,995 | $3.63 | 90d | 1 | 1.00mi |
| 965 Main St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 825 | $2,995 | $3.63 | 103d | 1 | 1.00mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 976 | $2,888 | $2.96 | 0d | 45 | 1.00mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 917 | $2,823 | $3.08 | 34d | 37 | 1.00mi |
| 50 Highland Ave Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 650 | $1,950 | $3.00 | 59d | 1 | 1.02mi |
| 10 Lecount Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 761 | $3,516 | $4.62 | 0d | 11 | 1.06mi |
| 27 1st St Apt 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 5d | 1 | 1.10mi |
| 1 Shearwood Pl New Rochelle, NY | 3.0 | 1.0–3.0 | 896 | $2,963 | $3.30 | 0d | 36 | 1.10mi |
| 110 Echo Ave New Rochelle, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 84d | 1 | 1.12mi |
Property features AI
Exterior
- Parking
- Assigned parkingOne-car garageParking fee applicable ($60)
- Utilities
- Electric service by Con-EdisonPublic sewer
- Home design
- Stock cooperative
- Construction
- Brick construction
- Exterior features
- Brick constructionNot waterfront
Interior
- Kitchen
- Gas rangeRefrigerator
- Bedrooms
- Bedroom on the first floor
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Oil heatingWall/window air conditioning unit(s)
- Interior features
- First-floor bedroomNo basement4 total rooms
- Laundry & utility
- Trash collection is public
Listing history 50 events
-
2026-09-24days on market $135,000 Active 119 DOM
-
2026-09-23days on market $135,000 Active 118 DOM
-
2026-09-22days on market $135,000 Active 117 DOM
-
2026-09-21days on market $135,000 Active 116 DOM
-
2026-09-20days on market $135,000 Active 115 DOM
-
2026-09-19days on market $135,000 Active 114 DOM
-
2026-09-18days on market $135,000 Active 113 DOM
-
2026-09-17days on market $135,000 Active 112 DOM
-
2026-09-16days on market $135,000 Active 111 DOM
-
2026-09-15days on market $135,000 Active 110 DOM
-
2026-09-14days on market $135,000 Active 109 DOM
-
2026-09-13days on market $135,000 Active 108 DOM
-
2026-09-12days on market $135,000 Active 107 DOM
-
2026-09-11days on market $135,000 Active 106 DOM
-
2026-09-05days on market $135,000 Active 100 DOM
-
2026-09-04days on market $135,000 Active 99 DOM
-
2026-09-02days on market $135,000 Active 97 DOM
-
2026-08-31days on market $135,000 Active 95 DOM
-
2026-08-29days on market $135,000 Active 93 DOM
-
2026-08-28days on market $135,000 Active 92 DOM
-
2026-08-27days on market $135,000 Active 91 DOM
-
2026-08-26days on market $135,000 Active 90 DOM
-
2026-08-25days on market $135,000 Active 89 DOM
-
2026-08-24days on market $135,000 Active 88 DOM
-
2026-08-23days on market $135,000 Active 87 DOM
-
2026-08-22days on market $135,000 Active 86 DOM
-
2026-08-21days on market $135,000 Active 85 DOM
-
2026-08-20days on market $135,000 Active 84 DOM
-
2026-08-19days on market $135,000 Active 83 DOM
-
2026-08-18days on market $135,000 Active 82 DOM
-
2026-08-17days on market $135,000 Active 81 DOM
-
2026-08-16days on market $135,000 Active 80 DOM
-
2026-08-15days on market $135,000 Active 79 DOM
-
2026-08-15price $135,000 Active 78 DOM
-
2026-08-13days on market $145,000 Active 78 DOM
-
2026-08-12days on market $145,000 Active 77 DOM
-
2026-08-11days on market $145,000 Active 76 DOM
-
2026-08-10days on market $145,000 Active 75 DOM
-
2026-08-09days on market $145,000 Active 74 DOM
-
2026-08-08days on market $145,000 Active 73 DOM
-
2026-08-07days on market $145,000 Active 71 DOM
-
2026-07-30days on market $145,000 Active 70 DOM
-
2026-07-28days on market $145,000 Active 69 DOM
-
2026-07-26days on market $145,000 Active 67 DOM
-
2026-07-24days on market $145,000 Active 65 DOM
-
2026-07-23days on market $145,000 Active 64 DOM
-
2026-07-22days on market $145,000 Active 63 DOM
-
2026-07-21days on market $145,000 Active 62 DOM
-
2026-07-20days on market $145,000 Active 61 DOM
-
2026-07-18days on market $145,000 Active 59 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,095
- − Mortgage interest
- −$7,562
- − Property taxes
- −$2,025
- − Insurance
- −$675
- − Repairs & maintenance
- −$2,328
- − Management
- −$2,328
- − Depreciation
- −$3,927
- Taxable income
- $10,250
- Est. tax owed @ 24.0%
- −$2,460
- After-tax cash flow
- $9,329/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This one-bedroom co-op in a charming garden-style complex offers a good opportunity for cosmetic updates to enhance its resale and rental value.
Repairs flagged
- Minor Entryway flooring — Some wear visible on the flooring in the entryway.
Value-add opportunities
- Both Paint interior walls — Fresh paint can improve the appearance and value of the home. ↑
- Both Replace entryway flooring — New flooring can enhance the home's curb appeal and interior aesthetics. ↑
- Both Update kitchen appliances — Modern appliances can attract more buyers and renters. ↑
- Both Install new bathroom fixtures — Fresh fixtures can improve the home's appeal and functionality. ↑
- Both Upgrade HVAC system — A new HVAC system can improve comfort and energy efficiency, attracting more buyers and renters. ↑
- Both Landscaping improvements — Enhanced landscaping can increase curb appeal and attract more buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- New Rochelle City School District
- NCES district ID
- 3620490
- Math proficiency
- 63% ▲ 3.00%
- Reading proficiency
- 66% ▲ 9.00%
- Median HH income
- $69,165
- Composite
- 56.63/100
- National rank
- #1139
- State rank
- #171 of 590 in NY
Livability — New Rochelle
- Score
- 69/100
- State rank
- #487
- US rank
- #8572
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Rochelle, NY
- County
- Westchester County · 1,028,035 people
- City population
- 63,657
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 20,903
- Household income
- $102,109
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Hispanic / Latino 39% White 38% Black 17% Two or more races 13% Asian 4%
- Hispanic origin (detail)
- Mexican 15% Puerto Rican 11% Dominican 2%
- Common ancestry
- Romanian 2% Russian 1% Scotch-Irish 1%
- Foreign-born
- 32% · Canada, Jamaica, South Korea
- Languages at home
- 54% English-only · Spanish 32% Other Indo-European 7% German/W. Germanic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 278.8511
- Rent YoY
- —
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
-3.3% since first listed3 events — show timeline
- 2026-06-01 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-05-28 Price Changed $145,000 OneKey® MLS as Distributed by MLS Grid
- 2026-05-10 Listed $150,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…