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906 EL Paso St
B Composite 72.73
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.2/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$75,000

906 EL Paso St · Sabinal, TX 78881
3 bd · 2.0 ba · 1,248 sqft · Manufactured public records · 12 Days on market
Built 1987 0.48 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Take advantage of this investment opportunity in Sabinal! This corner lot features a manufactured home with great potential for renovation or a full makeover. Priced to sell and offered as is, this property is perfect for investors, flippers, or buyers looking to customize a home to their own style. Located in a quiet area, you'll enjoy the small town charm Sabinal is known for, while still being close to everyday essentials. The property offers easy access to Uvalde and is within driving distance of San Antonio. Outdoor enthusiasts will appreciate being near the Frio River and Garner State Park, making this a great location for those who enjoy nature and weekend getaways. Bring your vision

Key facts

  • Manufactured home
  • Near frio river
  • Corner lot

Tags

CORNER LOTMANUFACTURED HOMEQUIET AREAEASY ACCESS TO UVALDENEAR FRIO RIVERNEAR GARNER STATE PARK

Property features AI

Finance

  • Other: Possession at closing/funding; For sale (not a short sale)
  • Financial info: Down payment assistance not indicated
  • HOA & community: Located in Dunlap Subdivision/Sabinal

Exterior

  • Utilities: City water and sewer
  • Home design: Siding exterior; Metal roof; Pre-owned (approx. 39 years old)
  • Construction: Metal roof; Siding exterior
  • Exterior features: Chain link fence; Corner lot; Paved streets

Interior

  • Kitchen: Kitchen about 10 x 10
  • Bedrooms: Master bedroom about 11 x 10; Second bedroom about 10 x 10; Third bedroom about 10 x 10; Master bedroom has additional features noted in remarks
  • Flooring: Linoleum flooring
  • Bathrooms: Two full bathrooms; Master bathroom with shower only (approx. 5 x 7)
  • Heating & cooling: One window A/C; Other heating and fuel types (see remarks)
  • Interior features: City garbage service; One living area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $377 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).

Location & tenants

  • Location reads 55/100 on livability (#1,346 in TX) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A-; Watch: amenities F, commute F, employment F.
  • Sabinal ISD (rural): math 25% / reading 31% proficiency, ranked #686 of 826 in TX (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sabinal El (math 22% / reading 37%, grade F, #2,525 of 4,322 statewide, top 62%, 234 students, 87% FRL); Sabinal Secondary (math 34% / reading 34%, grade F, #963 of 1,632 statewide, top 61%, 132 students, 58% FRL).
  • Market conditions: 28 active listings in the ZIP; 17 units permitted in Uvalde County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $774 of equity ($519 loan paydown + $255 appreciation (0.3% local appreciation)).
  • Uvalde County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (0.3% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.52%
Cap rate
12.33%
Cash-on-cash
21.54%
DSCR
1.96
GRM
5.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.34% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.2%
Equity multiple
2.10×
Total profit
$23,045
Equity at exit
$23,060
10-year hold
IRR
25.9%
Equity multiple
3.97×
Total profit
$62,297
Equity at exit
$28,765

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78881

Home prices YoY
0.3%
Active inventory
28
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,143 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$101 /mo · $1,217/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$240
Net cashflow
$377

Break-even live

Break-even rent $666
Max offer price $75,000
Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-06-02
    status $75,000 Pending 12 DOM
  2. 2026-06-01
    days on market $75,000 Active 12 DOM
  3. 2026-05-31
    statusdays on market $75,000 Active 11 DOM
  4. 2026-05-20
    listed $75,000 New
  5. 1993-12-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,217 · $101/mo
Projected year-2 tax
$1,372 · $114/mo
Expected delta
+$156/yr (+$13/mo · 12.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,716
− Mortgage interest
−$4,201
− Property taxes
−$1,217
− Insurance
−$375
− Repairs & maintenance
−$1,097
− Management
−$1,097
− Depreciation
−$2,182
Taxable income
$3,547
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$851
After-tax cash flow
$3,673/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sabinal ISD
NCES district ID
4838430
Math proficiency
25% ▼ -6.00%
Reading proficiency
31% ▼ -3.00%
Median HH income
$35,048
Composite
23.09/100
National rank
#7965
State rank
#686 of 826 in TX

Livability — Sabinal

Score
55/100
State rank
#1346
US rank
#23212

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sabinal, TX
Population (ZIP)
1,288

Population outlook (Uvalde County) Hauer SSP2

Today (2025)
28,865 people
By 2030
29,675 · +2.8%
By 2040
31,256 · +8.3%
By 2050
32,790 · +13.6%
By 2075
37,013 · +28.2%
By 2100
37,306 · +29.2%

Race, ethnicity, and origin ACS 2023

Race & ethnicity
White 49% Hispanic / Latino 49% Two or more races 16%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Serbian 10% Slovak 8% Lithuanian 1%
Foreign-born
14% · Canada
Languages at home
58% English-only · Spanish 42%

Political lean MEDSL · Uvalde

2024 margin
Solid R (+33.4) · D 32.9% · R 66.3%
2008→2024 swing
-28.1pp toward R · 2008: -5.3pp · 2024: -33.4pp
All cycles
2024: R+33.4 2020: R+20.3 2016: R+10.8 2012: R+8.3 2008: R+5.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.34%
Current HPI
106.0073
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-20 Listed $75,000 LERA
  • 1993-12-01 Sold (Public Records) Public Records

Property tax history

+5.3%/yr

Latest (2025): $1,217 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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