139 Maple Ave · Basye, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 4/10 · Minor
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.0/15.0
- Appreciation +10.0/10.0
- Cash flow +7.2/30.0
- Schools +4.4/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +1.3/10.0
- 1% rule +1.2/10.0
$349,998
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
"My Getaway" Located just minutes from Bryce Resort, this spacious 3-bedroom, 2.5-bath home offers 2,706 square feet of comfortable living space along with a layout designed for both everyday living and entertaining. One of the standout features is the unique setup with a front-loading 2-car garage in addition to a separate rear driveway and parking area, providing plenty of room for guests and easy access. Outside, you'll also find inviting level areas in the backyard along with a firepit area perfect for gathering with family and friends. Inside, vaulted ceilings create an airy feel throughout the main living and dining area, complemented by an open-concept kitchen and cozy gas
Key facts
- 0.3 acre lot
- 2 garage spots
- Community pool
Property features AI
Finance
- Other: Fee simple ownership; Property managed by a property manager; Pets allowed (cats and dogs)
- HOA & community: Annual HOA fee (includes snow removal, trash, road maintenance); HOA offers pool membership availability and golf course membership availability
Exterior
- Parking: Attached front-entry 2-car garage; Gravel driveway with room for about 6 cars (total 8 parking spaces)
- Utilities: Public water; Public sewer; Propane hot water; Fiber optic internet; Electric service
- Home design: Detached property; Building not winterized
- Construction: Vinyl siding; Block foundation; Shingle roof; Insulated windows; Built in (year source: assessor)
- Exterior features: Porch(es); Flood lights; Backs to trees; Community pool
Interior
- Kitchen: Stove; Refrigerator; Dishwasher; Microwave
- Bedrooms: Two bedrooms on the upper level; One bedroom on the main level
- Flooring: Hardwood; Carpet
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Central heating (90% forced air); Propane (leased) and electric heating fuel; Central air conditioning; Heat pump(s)
- Interior features: Ceiling fans; Dining area; Insulated doors; Drywall walls and ceilings
- Laundry & utility: Washer and dryer; Laundry on the main floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $350k.
Deal economics
- At list price, monthly cash flow is $-490 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $263k (24.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (38.0% below list).
- Recommended offer: $217k (38.0% below list) — sets the bar for 1% rule.
- Cap rate 4.6% vs local median 2.2% in Basye — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#319 in VA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools F, amenities F, commute F.
- Shenandoah County Public School District (town): math 46% / reading 58% proficiency, ranked #91 of 131 in VA (top 70%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 53 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 224 units permitted in Shenandoah County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $37k of equity ($2k loan paydown + $35k appreciation (10.0% local appreciation)).
- Shenandoah County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$60k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 7y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $195k; list at $350k implies a 79% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.62% ✗
- Cap rate
- 4.61%
- Cash-on-cash
- -6.00%
- DSCR
- 0.73
- GRM
- 13.5
CMA / ARV
- ARV (on-the-fly)
- $379,320
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8650 Supinlick Ridge Rd | 0.04mi | 3/2.0 | 1,560 (-10%) | 6mo | $375,000 | $240 | 74 |
| 100 Maple Ave | 0.04mi | 3/2.5 | 1,867 (+7%) | 15mo | $400,000 | $214 | 74 |
| 875 Willow Ln | 0.21mi | 4/2.0 (+1) | 1,920 (+10%) | 2mo | $437,175 | $228 | 64 |
| 125 Crab Apple Rd | 0.27mi | 3/2.0 | 1,570 (-10%) | 6mo | $475,000 | $303 | 64 |
| 4 Mulberry Ln | 0.48mi | 4/2.0 (+1) | 1,768 (+2%) | 14mo | $278,000 | $157 | 57 |
| 1039 Quail Rd | 0.50mi | 3/2.0 | 1,646 (-5%) | 12mo | $300,500 | $183 | 56 |
| 6 Beaver Rd | 0.33mi | 3/2.5 | 1,920 (+10%) | 16mo | $500,000 | $260 | 55 |
| 1355 Greenview Dr | 0.59mi | 3/2.5 | 1,536 (-12%) | 1mo | $525,000 | $342 | 52 |
| 308 Mallard Dr | 0.21mi | 4/3.0 (+1) | 1,952 (+12%) | 15mo | $350,000 | $179 | 50 |
| 185 Pin Oak Ln | 0.33mi | 3/2.5 | 1,492 (-14%) | 15mo | $325,000 | $218 | 49 |
| 12 Alder Ct | 0.19mi | 4/3.0 (+1) | 1,968 (+13%) | 17mo | $215,000 | $109 | 48 |
| 739 Quail Rd | 0.39mi | 3/2.0 | 1,512 (-13%) | 16mo | $320,000 | $212 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.0%
- Equity multiple
- 2.63×
- Total profit
- $159,330
- Equity at exit
- $315,306
- IRR
- 18.3%
- Equity multiple
- 6.04×
- Total profit
- $493,528
- Equity at exit
- $679,969
Cash invested: $97,999 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 22842
- Home prices YoY
- 13.7%
- Active inventory
- 53
- Price-to-rent
- 13.5×
Monthly cashflow live
- Estimated rent
- $2,168 medium interval (Pro) →
- Mortgage (P&I)
- −$1,835
- Tax from tax record
- −$157 /mo · $1,888/yr
- Insurance
- −$146
- HOA
- −$64
- Vacancy / Maint / Mgmt
- −$455
- Net cashflow
- $-490
Break-even live
Sensitivity live
| Price | -10% $-292 | -5% $-391 | +0% $-490 | +5% $-589 | +10% $-688 |
|---|---|---|---|---|---|
| Rent | -10% $-661 | -5% $-575 | +0% $-490 | +5% $-404 | +10% $-318 |
| Rate | -1.0pp $-313 | -0.5pp $-401 | base $-490 | +0.5pp $-580 | +1.0pp $-673 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,500
- Closing costs
- $10,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 671 Willow Ln Mount Jackson, VA | 3.0 | 2.5 | 2128 | $2,000 | $0.94 | 25d | 1 | 0.10mi |
| 602 Sycamore Rd Mount Jackson, VA | 4.0 | 2.0 | 1777 | $2,849 | $1.60 | 19d | 1 | 0.17mi |
| 32 Cherry St Mount Jackson, VA | 4.0 | 2.0 | 1248 | $1,700 | $1.36 | 44d | 1 | 0.19mi |
| 8148 Supinlick Ridge Rd Unit A Mt Jackson, VA | 3.0 | 2.0 | 1260 | $1,600 | $1.27 | 20d | 1 | 0.51mi |
HOA detail
- Monthly dues
- $64 · $768/yr
- Likely covers
- gas
Listing history 24 events
-
2026-06-18days on market $349,998 Active 13 DOM
-
2026-06-17days on market $349,998 Active 12 DOM
-
2026-06-16days on market $349,998 Active 11 DOM
-
2026-06-15days on market $349,998 Active 10 DOM
-
2026-06-13days on market $349,998 Active 8 DOM
-
2026-06-13days on market $349,998 Active 7 DOM
-
2026-06-09days on market $349,998 Active 4 DOM
-
2026-06-08days on market $349,998 Active 3 DOM
-
2026-06-07statusdays on market $349,998 Active 2 DOM
-
2026-06-04days on market $349,998 Coming Soon 7 DOM
-
2026-06-03days on market $349,998 Coming Soon 6 DOM
-
2026-06-02days on market $349,998 Coming Soon 5 DOM
-
2026-06-01days on market $349,998 Coming Soon 4 DOM
-
2026-05-31days on market $349,998 Coming Soon 3 DOM
-
2026-05-29historical $349,998
-
2026-01-30historical
-
2025-07-17$370,000 Active
-
2025-07-17$370,000 Active
-
2020-05-01soldstatus $195,000
-
2020-04-30soldstatus $195,000 Closed
-
2020-04-08status Pending
-
2020-03-26historical Active Under Contract
-
2019-12-15price $199,900
-
2019-11-14$219,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $1,888 · $157/mo
- Projected year-2 tax
- $2,870 · $239/mo
- Expected delta
- +$982/yr (+$82/mo · 52.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,019
- − Mortgage interest
- −$19,605
- − Property taxes
- −$1,888
- − Insurance
- −$1,750
- − Repairs & maintenance
- −$2,082
- − Management
- −$2,082
- − HOA
- −$768
- − Depreciation
- −$10,182
- Taxable loss
- −$12,337
- Est. tax savings @ 24.0%
- +$2,961
- After-tax cash flow
- $-2,915/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Shenandoah County Public School District
- NCES district ID
- 5103510
- Math proficiency
- 46% ▼ -30.00%
- Reading proficiency
- 58% ▼ -9.00%
- Median HH income
- $50,207
- Composite
- 44.42/100
- National rank
- #2811
- State rank
- #91 of 131 in VA
Livability — Basye
- Score
- 66/100
- State rank
- #319
- US rank
- #11652
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Basye, VA
- Population (ZIP)
- 5,763
Population outlook (Shenandoah County) Hauer SSP2
- Today (2025)
- 44,891 people
- By 2030
- 45,630 · +1.6%
- By 2040
- 46,708 · +4.0%
- By 2050
- 47,072 · +4.9%
- By 2075
- 47,418 · +5.6%
- By 2100
- 43,707 · -2.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 14% Two or more races 5% Black 2%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 1% Serbian 1% Portuguese 1%
- Foreign-born
- 8% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 12% Russian/Polish/Slavic 1%
Political lean MEDSL · Shenandoah
- 2024 margin
- Solid R (+42.2) · D 28.4% · R 70.6% · Other 1.0%
- 2008→2024 swing
- -15.8pp toward R · 2008: -26.5pp · 2024: -42.2pp
- All cycles
- 2024: R+42.2 2020: R+40.6 2016: R+43.3 2012: R+31.4 2008: R+26.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 42.64%
- Current HPI
- 353.3603
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
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| Technology / Defense | 3 | $32B |
|
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| Financial Services | 2 | $176B |
|
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| Utilities | 2 | $27B |
|
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| Insurance | 2 | $25B |
|
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| Technology | 2 | $15B |
|
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Price history
+59.8% since first listed10 events — show timeline
- 2026-05-29 Coming Soon $349,998 BRIGHT MLS
- 2026-01-30 Listing Removed — BRIGHT MLS
- 2025-07-17 Listed $370,000 BRIGHT MLS
- 2025-07-17 Listed $370,000 HRAR
- 2020-05-01 Sold (Public Records) $195,000 Public Records
- 2020-04-30 Sold (MLS) $195,000 BRIGHT MLS
- 2020-04-08 Pending — BRIGHT MLS
- 2020-03-26 Contingent — BRIGHT MLS
- 2019-12-15 Price Changed $199,900 BRIGHT MLS
- 2019-11-14 Listed $219,000 BRIGHT MLS
Property tax history
+3.3%/yrLatest (2025): $1,888 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…