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139 Maple Ave
D Composite 43.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +7.2/30.0
  • Schools +4.4/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.3/10.0
  • 1% rule +1.2/10.0

$349,998

139 Maple Ave · Basye, VA 22842
3 bd · 2.5 ba · 1,740 sqft · SingleFamily public records · 13 Days on market
Built 2007 0.30 ac lot Est $379k · 8% under $64/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

"My Getaway" Located just minutes from Bryce Resort, this spacious 3-bedroom, 2.5-bath home offers 2,706 square feet of comfortable living space along with a layout designed for both everyday living and entertaining. One of the standout features is the unique setup with a front-loading 2-car garage in addition to a separate rear driveway and parking area, providing plenty of room for guests and easy access. Outside, you'll also find inviting level areas in the backyard along with a firepit area perfect for gathering with family and friends. Inside, vaulted ceilings create an airy feel throughout the main living and dining area, complemented by an open-concept kitchen and cozy gas

Key facts

  • 0.3 acre lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Fee simple ownership; Property managed by a property manager; Pets allowed (cats and dogs)
  • HOA & community: Annual HOA fee (includes snow removal, trash, road maintenance); HOA offers pool membership availability and golf course membership availability

Exterior

  • Parking: Attached front-entry 2-car garage; Gravel driveway with room for about 6 cars (total 8 parking spaces)
  • Utilities: Public water; Public sewer; Propane hot water; Fiber optic internet; Electric service
  • Home design: Detached property; Building not winterized
  • Construction: Vinyl siding; Block foundation; Shingle roof; Insulated windows; Built in (year source: assessor)
  • Exterior features: Porch(es); Flood lights; Backs to trees; Community pool

Interior

  • Kitchen: Stove; Refrigerator; Dishwasher; Microwave
  • Bedrooms: Two bedrooms on the upper level; One bedroom on the main level
  • Flooring: Hardwood; Carpet
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating (90% forced air); Propane (leased) and electric heating fuel; Central air conditioning; Heat pump(s)
  • Interior features: Ceiling fans; Dining area; Insulated doors; Drywall walls and ceilings
  • Laundry & utility: Washer and dryer; Laundry on the main floor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-490 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $263k (24.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (38.0% below list).
  • Recommended offer: $217k (38.0% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 2.2% in Basye — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#319 in VA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools F, amenities F, commute F.
  • Shenandoah County Public School District (town): math 46% / reading 58% proficiency, ranked #91 of 131 in VA (top 70%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 53 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 224 units permitted in Shenandoah County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $37k of equity ($2k loan paydown + $35k appreciation (10.0% local appreciation)).
  • Shenandoah County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$60k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 7y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $195k; list at $350k implies a 79% gain — meaningful room to come down on a strong offer.
Recommended offer $216,825 (38.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.62%
Cap rate
4.61%
Cash-on-cash
-6.00%
DSCR
0.73
GRM
13.5

CMA / ARV

ARV (on-the-fly)
$379,320
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8650 Supinlick Ridge Rd 0.04mi 3/2.0 1,560 (-10%) 6mo $375,000 $240 74
100 Maple Ave 0.04mi 3/2.5 1,867 (+7%) 15mo $400,000 $214 74
875 Willow Ln 0.21mi 4/2.0 (+1) 1,920 (+10%) 2mo $437,175 $228 64
125 Crab Apple Rd 0.27mi 3/2.0 1,570 (-10%) 6mo $475,000 $303 64
4 Mulberry Ln 0.48mi 4/2.0 (+1) 1,768 (+2%) 14mo $278,000 $157 57
1039 Quail Rd 0.50mi 3/2.0 1,646 (-5%) 12mo $300,500 $183 56
6 Beaver Rd 0.33mi 3/2.5 1,920 (+10%) 16mo $500,000 $260 55
1355 Greenview Dr 0.59mi 3/2.5 1,536 (-12%) 1mo $525,000 $342 52
308 Mallard Dr 0.21mi 4/3.0 (+1) 1,952 (+12%) 15mo $350,000 $179 50
185 Pin Oak Ln 0.33mi 3/2.5 1,492 (-14%) 15mo $325,000 $218 49
12 Alder Ct 0.19mi 4/3.0 (+1) 1,968 (+13%) 17mo $215,000 $109 48
739 Quail Rd 0.39mi 3/2.0 1,512 (-13%) 16mo $320,000 $212 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.0%
Equity multiple
2.63×
Total profit
$159,330
Equity at exit
$315,306
10-year hold
IRR
18.3%
Equity multiple
6.04×
Total profit
$493,528
Equity at exit
$679,969

Cash invested: $97,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 22842

Home prices YoY
13.7%
Active inventory
53
Price-to-rent
13.5×

Monthly cashflow live

Estimated rent
$2,168 medium interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$157 /mo · $1,888/yr
Insurance
$146
HOA
$64
Vacancy / Maint / Mgmt
$455
Net cashflow
$-490

Break-even live

Break-even rent $2,788
Max offer price $263,495
Occupancy floor

Sensitivity live

Price -10% $-292 -5% $-391 +0% $-490 +5% $-589 +10% $-688
Rent -10% $-661 -5% $-575 +0% $-490 +5% $-404 +10% $-318
Rate -1.0pp $-313 -0.5pp $-401 base $-490 +0.5pp $-580 +1.0pp $-673

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
671 Willow Ln Mount Jackson, VA 3.0 2.5 2128 $2,000 $0.94 25d 1 0.10mi
602 Sycamore Rd Mount Jackson, VA 4.0 2.0 1777 $2,849 $1.60 19d 1 0.17mi
32 Cherry St Mount Jackson, VA 4.0 2.0 1248 $1,700 $1.36 44d 1 0.19mi
8148 Supinlick Ridge Rd Unit A Mt Jackson, VA 3.0 2.0 1260 $1,600 $1.27 20d 1 0.51mi

HOA detail

Monthly dues
$64 · $768/yr
Likely covers
gas

Listing history 24 events

  1. 2026-06-18
    days on market $349,998 Active 13 DOM
  2. 2026-06-17
    days on market $349,998 Active 12 DOM
  3. 2026-06-16
    days on market $349,998 Active 11 DOM
  4. 2026-06-15
    days on market $349,998 Active 10 DOM
  5. 2026-06-13
    days on market $349,998 Active 8 DOM
  6. 2026-06-13
    days on market $349,998 Active 7 DOM
  7. 2026-06-09
    days on market $349,998 Active 4 DOM
  8. 2026-06-08
    days on market $349,998 Active 3 DOM
  9. 2026-06-07
    statusdays on market $349,998 Active 2 DOM
  10. 2026-06-04
    days on market $349,998 Coming Soon 7 DOM
  11. 2026-06-03
    days on market $349,998 Coming Soon 6 DOM
  12. 2026-06-02
    days on market $349,998 Coming Soon 5 DOM
  13. 2026-06-01
    days on market $349,998 Coming Soon 4 DOM
  14. 2026-05-31
    days on market $349,998 Coming Soon 3 DOM
  15. 2026-05-29
    historical $349,998
  16. 2026-01-30
    historical
  17. 2025-07-17
    listed $370,000 Active
  18. 2025-07-17
    listed $370,000 Active
  19. 2020-05-01
    soldstatus $195,000
  20. 2020-04-30
    soldstatus $195,000 Closed
  21. 2020-04-08
    status Pending
  22. 2020-03-26
    historical Active Under Contract
  23. 2019-12-15
    price $199,900
  24. 2019-11-14
    listed $219,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$1,888 · $157/mo
Projected year-2 tax
$2,870 · $239/mo
Expected delta
+$982/yr (+$82/mo · 52.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,019
− Mortgage interest
−$19,605
− Property taxes
−$1,888
− Insurance
−$1,750
− Repairs & maintenance
−$2,082
− Management
−$2,082
− HOA
−$768
− Depreciation
−$10,182
Taxable loss
−$12,337
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,961
After-tax cash flow
$-2,915/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Shenandoah County Public School District
NCES district ID
5103510
Math proficiency
46% ▼ -30.00%
Reading proficiency
58% ▼ -9.00%
Median HH income
$50,207
Composite
44.42/100
National rank
#2811
State rank
#91 of 131 in VA

Livability — Basye

Score
66/100
State rank
#319
US rank
#11652

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Basye, VA
Population (ZIP)
5,763

Population outlook (Shenandoah County) Hauer SSP2

Today (2025)
44,891 people
By 2030
45,630 · +1.6%
By 2040
46,708 · +4.0%
By 2050
47,072 · +4.9%
By 2075
47,418 · +5.6%
By 2100
43,707 · -2.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 14% Two or more races 5% Black 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 1% Serbian 1% Portuguese 1%
Foreign-born
8% · Canada, South Korea
Languages at home
86% English-only · Spanish 12% Russian/Polish/Slavic 1%

Political lean MEDSL · Shenandoah

2024 margin
Solid R (+42.2) · D 28.4% · R 70.6% · Other 1.0%
2008→2024 swing
-15.8pp toward R · 2008: -26.5pp · 2024: -42.2pp
All cycles
2024: R+42.2 2020: R+40.6 2016: R+43.3 2012: R+31.4 2008: R+26.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 42.64%
Current HPI
353.3603
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+59.8% since first listed
10 events — show timeline
  • 2026-05-29 Coming Soon $349,998 BRIGHT MLS
  • 2026-01-30 Listing Removed BRIGHT MLS
  • 2025-07-17 Listed $370,000 BRIGHT MLS
  • 2025-07-17 Listed $370,000 HRAR
  • 2020-05-01 Sold (Public Records) $195,000 Public Records
  • 2020-04-30 Sold (MLS) $195,000 BRIGHT MLS
  • 2020-04-08 Pending BRIGHT MLS
  • 2020-03-26 Contingent BRIGHT MLS
  • 2019-12-15 Price Changed $199,900 BRIGHT MLS
  • 2019-11-14 Listed $219,000 BRIGHT MLS

Property tax history

+3.3%/yr

Latest (2025): $1,888 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…