365 W Lynde St · Watertown, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.4/30.0
- ARV discount +12.2/15.0
- DSCR +7.9/10.0
- 1% rule +5.2/10.0
- Rent growth +5.0/5.0
- Schools +3.7/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$159,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
Key facts
- Paved driveway
- Central a/c
- Brand new carpet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $326 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $160k).
- Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 6.3% in Watertown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#540 in NY) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A-, housing A-; Watch: amenities C-, schools D, crime F.
- Watertown City School District (urban): math 34% / reading 54% proficiency, ranked #481 of 590 in NY (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+10.0%/yr); 224 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 196 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
- This rent runs 33% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Jefferson County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $45k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 288 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $30k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 288 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 8.74%
- Cash-on-cash
- 8.74%
- DSCR
- 1.39
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $178,440
- List price
- $159,900
- Delta
- -10.39%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 646 Cooper St | 0.26mi | 4/1.0 | 1,519 (-0%) | 2mo | $195,000 | $128 | 86 |
| 211 W Lynde St | 0.21mi | 3/2.0 (-1) | 1,554 (+2%) | 1mo | $190,000 | $122 | 77 |
| 660 Cooper St | 0.27mi | 4/1.0 | 1,417 (-7%) | 3mo | $132,900 | $94 | 73 |
| 523 Emerson St | 0.73mi | 4/1.0 | 1,498 (-2%) | 1mo | $47,100 | $31 | 62 |
| 130 Charles St | 0.42mi | 4/1.5 | 1,400 (-8%) | 3mo | $225,000 | $161 | 62 |
| 208 Farwell St | 0.55mi | 4/1.5 | 1,610 (+6%) | 1mo | $162,900 | $101 | 62 |
| 626 Mill St | 0.33mi | 4/2.0 | 1,716 (+13%) | 0mo | $75,000 | $44 | 59 |
| 158 Cedar St | 0.61mi | 3/1.0 (-1) | 1,374 (-10%) | 1mo | $155,000 | $113 | 49 |
| 148 E Division St | 0.66mi | 3/2.0 (-1) | 1,594 (+5%) | 4mo | $130,000 | $82 | 49 |
| 406 Stone St | 0.63mi | 5/2.0 (+1) | 1,655 (+9%) | 5mo | $206,900 | $125 | 44 |
| 632 Burlington St | 0.55mi | 3/3.0 (-1) | 1,319 (-14%) | 1mo | $209,000 | $158 | 38 |
| 1005 Superior St | 0.67mi | 3/2.5 (-1) | 1,724 (+13%) | 5mo | $250,000 | $145 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 1.9%
- Equity multiple
- 1.08×
- Total profit
- $3,369
- Equity at exit
- $23,842
- IRR
- 15.5%
- Equity multiple
- 2.53×
- Total profit
- $68,476
- Equity at exit
- $13,825
Cash invested: $44,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 13601
- Home prices YoY
- -5.6%
- Rents YoY
- 10.0%
- Active inventory
- 224
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,625 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$52 /mo · $630/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $326
Break-even live
Sensitivity live
| Price | -10% $416 | -5% $371 | +0% $326 | +5% $281 | +10% $235 |
|---|---|---|---|---|---|
| Rent | -10% $198 | -5% $262 | +0% $326 | +5% $390 | +10% $454 |
| Rate | -1.0pp $406 | -0.5pp $367 | base $326 | +0.5pp $284 | +1.0pp $242 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,975
- Closing costs
- $4,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 377 W Main St Unit 1 Watertown, NY | 3.0 | 1.0 | 1991 | $1,350 | $0.68 | 45d | 1 | 0.09mi |
| 611 Cooper St Watertown, NY | 3.0 | 1.0 | 1190 | $1,495 | $1.26 | 45d | 1 | 0.20mi |
| 328 Clay St Unit 3 Watertown, NY | 3.0 | 2.0 | 1500 | $1,650 | $1.10 | 45d | 1 | 0.78mi |
| 123 State Pl Watertown, NY | 3.0 | 1.5 | 1500 | $1,750 | $1.17 | 45d | 1 | 0.85mi |
| 621 Academy St Watertown, NY | 3.0 | 2.0 | 1652 | $1,600 | $0.97 | 45d | 1 | 0.95mi |
| 911 State St Unit 3 Watertown, NY | 3.0 | 1.0 | 1200 | $995 | $0.83 | 45d | 1 | 1.08mi |
| 1029 Gill St Watertown, NY | 3.0 | 1.0 | 1275 | $1,950 | $1.53 | 45d | 1 | 1.13mi |
| 207 Wealtha Ave Watertown, NY | 2.0–4.0 | 1.0–2.5 | 1435 | $1,695 | $1.18 | 45d | 9 | 1.19mi |
| 256 Michigan Ave Watertown, NY | 2.0–4.0 | 1.0–2.5 | 1435 | $1,626 | $1.13 | 45d | 9 | 1.43mi |
Listing history 26 events
-
2026-06-21days on market $159,900 Active 288 DOM
-
2026-06-19days on market $159,900 Active 286 DOM
-
2026-06-18days on market $159,900 Active 285 DOM
-
2026-06-17days on market $159,900 Active 284 DOM
-
2026-06-16days on market $159,900 Active 283 DOM
-
2026-06-15days on market $159,900 Active 282 DOM
-
2026-06-14days on market $159,900 Active 280 DOM
-
2026-06-12days on market $159,900 Active 279 DOM
-
2026-06-09days on market $159,900 Active 276 DOM
-
2026-06-08days on market $159,900 Active 275 DOM
-
2026-06-07days on market $159,900 Active 274 DOM
-
2026-06-05days on market $159,900 Active 271 DOM
-
2026-06-03days on market $159,900 Active 270 DOM
-
2026-06-02days on market $159,900 Active 269 DOM
-
2026-06-01days on market $159,900 Active 268 DOM
-
2026-05-31days on market $159,900 Active 267 DOM
-
2026-05-30days on market $159,900 Active 266 DOM
-
2026-05-05status Active 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2026-04-24historical Active Under Contract 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2026-04-16status Active 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2026-04-16price $159,900 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2026-04-08historical Active Under Contract 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2026-03-26status Active 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2025-10-15historical Active Under Contract 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2025-09-29price $169,900 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
-
2025-09-05$189,900 Active 1047-char remark
Show marketing remark (1047 chars)
Look no further . .. if you've been looking for a reasonably priced, move-in ready, 3 bedroom, 1.5 bath home with a 2 car garage and located within the City of Watertown . .. then we've found it - here you go! Welcome home to this well-cared-for property that checks all the boxes, including the added comfort of central A/C. Inside, you’ll find brand new carpet throughout the living room, dining room, as well as the versatile first-floor office, or family room, or playroom. The bright formal dining room is ideal for holiday gatherings, plus there's a comfortable eat-in kitchen perfect for casual meals. The first-floor laundry room adds everyday ease, while the enclosed back mudroom is ideal for boots, coats, backpacks—or even a perfect spot for pets. This home offers both convenience and functionality, including the maintenance-free Vinyl siding, paved driveway, and much more. Don’t miss your chance to make this well-cared-for home "All Your Own" — Call, Click, or text today to schedule a showing.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $630 · $52/mo
- Projected year-2 tax
- $1,666 · $139/mo
- Expected delta
- +$1,036/yr (+$86/mo · 164.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,497
- − Mortgage interest
- −$8,957
- − Property taxes
- −$630
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,560
- − Management
- −$1,560
- − Depreciation
- −$4,652
- Taxable income
- $1,340
- Est. tax owed @ 24.0%
- −$322
- After-tax cash flow
- $3,590/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Watertown City School District
- NCES district ID
- 3630120
- Math proficiency
- 34% ▼ -10.00%
- Reading proficiency
- 54% ▲ 12.00%
- Median HH income
- $40,919
- Composite
- 36.86/100
- National rank
- #4551
- State rank
- #481 of 590 in NY
Livability — Watertown
- Score
- 68/100
- State rank
- #540
- US rank
- #9700
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Watertown, NY
- County
- Jefferson County · 47,417 people
- City population
- 36,839
- Metro
- Watertown-Fort Drum, NY
- Population (ZIP)
- 36,839
- Household income
- $58,791
- Rent vs Own
- Severe rent burden
- 1634.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 111,748 people
- By 2030
- 109,370 · -2.1%
- By 2040
- 103,828 · -7.1%
- By 2050
- 98,523 · -11.8%
- By 2075
- 91,422 · -18.2%
- By 2100
- 78,214 · -30.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 7% Hispanic / Latino 6% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Lithuanian 7% Romanian 3% Slovak 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Strong R (+23.6) · D 38.2% · R 61.8%
- 2008→2024 swing
- -18.3pp toward R · 2008: -5.3pp · 2024: -23.6pp
- All cycles
- 2024: R+23.6 2020: R+19.0 2016: R+22.4 2012: R+2.9 2008: R+5.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -18.86%
- Current HPI
- 316.636
- Rent YoY
- ▲ 9.96%
- Metro
- Watertown-Fort Drum, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
-15.8% since first listed9 events — show timeline
- 2026-05-05 Relisted — CNYIS
- 2026-04-24 Contingent — CNYIS
- 2026-04-16 Relisted — CNYIS
- 2026-04-16 Price Changed $159,900 CNYIS
- 2026-04-08 Contingent — CNYIS
- 2026-03-26 Relisted — CNYIS
- 2025-10-15 Contingent — CNYIS
- 2025-09-29 Price Changed $169,900 CNYIS
- 2025-09-05 Listed $189,900 CNYIS
Property tax history
+7.4%/yrLatest (2025): $630 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…