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1057 S Hampton Rd
F Composite 33.79
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • DSCR +4.2/10.0
  • Livability +4.0/5.0
  • Rent growth +3.8/5.0
  • 1% rule +3.5/10.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$159,990

1057 S Hampton Rd · Columbus, OH 43227
3 bd · 1.0 ba · 864 sqft · SingleFamily public records · 20 Days on market
Built 1952 6,098 sqft lot Est $129k · 24% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Don't miss this opportunity! This home is ideal for the for the first time home buyer, owner occupant, or an investor looking for a great return on investment.

Key facts

  • 6,098 sq ft lot
  • 2 garage spots
  • Built 1952

Property features AI

Finance

  • Other: Standard listing conditions

Exterior

  • Parking: Detached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One story; Built in 1952; No shared/common walls
  • Construction: Built in 1952; Slab foundation
  • Exterior features: Slab foundation; Lot approximately 0.14 acres; Subdivision: EASTHAMPTON

Interior

  • Bedrooms: Three bedrooms on the main level
  • Flooring: Vinyl
  • Bathrooms: One full bathroom
  • Heating & cooling: Central air conditioning; Forced air heating
  • Interior features: Vinyl flooring; 864 finished living area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $19 ($227/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (14.6% below list).
  • Recommended offer: $137k (14.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.8% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
  • Columbus City School District (urban): math 15% / reading 26% proficiency, ranked #626 of 656 in OH (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Indianola Informal K-8 School (math 43% / reading 58%, grade D+, #896 of 1,584 statewide, top 57%, 684 students, 0% FRL); Arts Impact Middle School (Aims) (math 17% / reading 25%, grade F, #608 of 654 statewide, top 93%, 532 students, 0% FRL); Columbus Alternative High School (math 27% / reading 74%, grade D+, #380 of 781 statewide, top 49%, 758 students, 0% FRL) — zoned schools average 0% FRL vs 72% district-wide (72 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 41% at this address vs 20% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Columbus City School District average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+5.2%/yr); 65 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $160k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $136,658 (14.6% below list)

Questions for the listing agent

  1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.43%
Cash-on-cash
0.51%
DSCR
1.02
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$128,736
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1042 S Hampton Rd 0.04mi 3/1.0 864 (0%) 3mo $144,000 $167 95
957 S Ashburton Rd 0.17mi 3/1.0 864 (0%) 6mo $104,100 $120 87
891 S Hampton Rd 0.25mi 3/1.0 864 (0%) 3mo $120,000 $139 86
941 Elizabeth Ave 0.17mi 3/1.0 864 (0%) 9mo $135,000 $156 84
857 S Waverly St 0.33mi 3/1.0 850 (-2%) 3mo $127,000 $149 80
3353 Towers Ct S 0.26mi 3/1.0 900 (+4%) 6mo $134,000 $149 76
824 S Ashburton Rd 0.33mi 3/2.0 925 (+7%) 1mo $165,000 $178 68
892 Ruby Ave 0.42mi 2/2.0 (-1) 884 (+2%) 3mo $108,000 $122 65
845 S Hampton Rd 0.32mi 3/1.0 979 (+13%) 1mo $120,000 $123 62
685 S James Rd 0.54mi 4/2.5 (+1) 884 (+2%) 0mo $79,900 $90 59
711 S Waverly St 0.54mi 3/2.0 984 (+14%) 6mo $221,875 $225 43
647 S Napoleon Ave 0.69mi 3/1.0 979 (+13%) 6mo $175,000 $179 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.22% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.52×
Total profit
$-21,608
Equity at exit
$23,855
10-year hold
IRR
-1.2%
Equity multiple
0.91×
Total profit
$-3,895
Equity at exit
$13,833

Cash invested: $44,797 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43227

Rents YoY
5.2%
Active inventory
65
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,367 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$155 /mo · $1,860/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$19

Break-even live

Break-even rent $1,343
Max offer price $159,990
Occupancy floor 94%

Sensitivity live

Price -10% $109 -5% $64 +0% $19 +5% $-26 +10% $-72
Rent -10% $-89 -5% $-35 +0% $19 +5% $73 +10% $127
Rate -1.0pp $99 -0.5pp $60 base $19 +0.5pp $-23 +1.0pp $-65

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,998
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
925 S Ashburton Rd Columbus, OH 3.0 1.0 963 $1,500 $1.56 25d 1 0.20mi
1079 S James Rd Columbus, OH 2.0 1.0 768 $995 $1.30 45d 1 0.22mi
3287 E Mound St Columbus, OH 2.0 1.5 1100 $1,300 $1.18 23d 1 0.26mi
914 S Weyant Ave Columbus, OH 3.0 1.5 1089 $1,099 $1.01 19d 1 0.28mi
3103 Clairpoint Ct Columbus, OH 2.0 1.0 1000 $1,060 $1.06 45d 1 0.30mi
857 S Waverly St Columbus, OH 3.0 1.0 850 $1,250 $1.47 45d 1 0.31mi
849 Byron Ave Columbus, OH 3.0 1.5 936 $1,400 $1.50 9d 1 0.40mi
892 Ruby Ave Columbus, OH 2.0 2.0 1100 $1,500 $1.36 45d 1 0.40mi
1303 Barnett Rd Columbus, OH 2.0 1.0 1020 $1,150 $1.13 0d 1 0.43mi
1303 Barnett Rd Unit 1303 Columbus, OH 2.0 1.0 1020 $1,150 $1.13 14d 1 0.43mi
1317 Barnett Rd Columbus, OH 3.0 1.0 1057 $1,299 $1.23 14d 1 0.44mi
802 Ruby Ave Columbus, OH 3.0 2.0 1004 $1,875 $1.87 45d 1 0.50mi
694-696 S Everett Ave Columbus, OH 2.0 1.0 896 $1,195 $1.33 45d 1 0.51mi
3540 E Main St Columbus, OH 2.0 1.0 914 $1,074 $1.18 5d 5 0.62mi
1256 Rand Ave Columbus, OH 2.0 1.0 967 $1,299 $1.34 45d 1 0.65mi
802 Kenwick Rd Columbus, OH 2.0 1.0 950 $995 $1.05 0d 1 0.68mi
3600 Cushing Dr Unit C Columbus, OH 2.0 1.0 810 $900 $1.11 45d 1 0.77mi
522 Eastmoor Blvd Unit B Columbus, OH 2.0 1.0 1000 $1,200 $1.20 0d 1 0.79mi
3605 Cushing Dr Unit A Columbus, OH 2.0 1.0 900 $815 $0.91 12d 1 0.79mi
3632 Cushing Dr Columbus, OH 2.0 1.0 950 $1,050 $1.11 14d 1 0.81mi
3632 Cushing Dr Unit B Columbus, OH 2.0 1.0 900 $950 $1.06 22d 1 0.81mi
3632 Cushing Dr Unit D Columbus, OH 2.0 1.0 950 $1,050 $1.11 18d 1 0.81mi
461 Eastmoor Blvd Columbus, OH 2.0 1.0 1100 $1,295 $1.18 19d 1 0.88mi
1634 S James Rd Columbus, OH 3.0 1.5 1120 $1,945 $1.74 45d 1 0.89mi
1246 Arkwood Ave Columbus, OH 3.0 1.0 1094 $1,740 $1.59 45d 1 0.89mi
3486 Roswell Dr Columbus, OH 3.0 2.0 1116 $1,625 $1.46 45d 1 0.92mi
416 S Weyant Ave Columbus, OH 2.0 1.0 720 $1,149 $1.60 25d 1 0.98mi
3409 Bexvie Ave Columbus, OH 2.0–3.0 1.5 990 $1,400 $1.41 4d 3 1.00mi
3417 Bexvie Ave Unit 3417-E Columbus, OH 2.0 1.5 880 $1,000 $1.14 0d 1 1.03mi
3170 Melissa Pl Columbus, OH 2.0 1.0 850 $1,000 $1.18 5d 1 1.05mi
393 Barnett Rd Columbus, OH 2.0 1.5 840 $975 $1.16 25d 1 1.06mi
1303 Dellwood Ave Columbus, OH 3.0 1.0 900 $1,500 $1.67 45d 1 1.06mi
3170 Melissa Pl Unit MR 3175A Columbus, OH 2.0 1.0 850 $1,000 $1.18 25d 1 1.07mi
3170 Melissa Pl Unit El Columbus, OH 2.0 1.0 850 $1,000 $1.18 0d 1 1.07mi
3974 Andrus Ave Columbus, OH 2.0 1.5 950 $1,235 $1.30 25d 3 1.14mi
301 S Napoleon Ave Unit D Columbus, OH 2.0 1.0 860 $1,000 $1.16 25d 1 1.17mi
301 S Napoleon Ave Unit D Columbus, OH 2.0 1.0 860 $1,000 $1.16 45d 1 1.17mi
3974 Andrus Ct E Unit 3982D Columbus, OH 2.0 1.5 950 $1,285 $1.35 25d 1 1.17mi
3974 Andrus Ct E Unit 3996C Columbus, OH 2.0 1.5 950 $1,185 $1.25 25d 1 1.17mi
281 S Napoleon Ave Columbus, OH 2.0 1.0 850 $900 $1.06 9d 1 1.19mi

Listing history 12 events

  1. 2026-06-08
    status $159,990 Pending 20 DOM
  2. 2026-06-07
    days on market $159,990 Active 20 DOM
  3. 2026-06-05
    days on market $159,990 Active 17 DOM
  4. 2026-06-03
    days on market $159,990 Active 16 DOM
  5. 2026-06-02
    days on market $159,990 Active 15 DOM
  6. 2026-06-01
    days on market $159,990 Active 14 DOM
  7. 2026-05-31
    days on market $159,990 Active 13 DOM
  8. 2026-05-18
    listed $159,990 Active
  9. 2019-05-10
    soldstatus $80,000
  10. 2019-05-01
    soldstatus $80,000 Closed 159-char remark
    Show marketing remark (159 chars)

    Don't miss this opportunity! This home is ideal for the for the first time home buyer, owner occupant, or an investor looking for a great return on investment.

  11. 2019-04-06
    historical Contingent Finance and Inspection 159-char remark
    Show marketing remark (159 chars)

    Don't miss this opportunity! This home is ideal for the for the first time home buyer, owner occupant, or an investor looking for a great return on investment.

  12. 2019-04-02
    listed $75,900 Active 159-char remark
    Show marketing remark (159 chars)

    Don't miss this opportunity! This home is ideal for the for the first time home buyer, owner occupant, or an investor looking for a great return on investment.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,860 · $155/mo
Projected year-2 tax
$2,178 · $182/mo
Expected delta
+$318/yr (+$26/mo · 17.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,399
− Mortgage interest
−$8,962
− Property taxes
−$1,860
− Insurance
−$800
− Repairs & maintenance
−$1,312
− Management
−$1,312
− Depreciation
−$4,654
Taxable loss
−$2,501
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$600
After-tax cash flow
$827/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbus City School District
NCES district ID
3904380
Math proficiency
15% ▼ -17.00%
Reading proficiency
26% ▼ -12.00%
Median HH income
$38,483
Composite
17.19/100
National rank
#9105
State rank
#626 of 656 in OH

Livability — Columbus

Score
81/100
State rank
#97
US rank
#1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, OH
County
Franklin County · 1,351,780 people
City population
612,189
Metro
Columbus, OH
Population (ZIP)
25,358
Household income
$48,159
Rent vs Own
47.8% rent · 52.2% own
Severe rent burden
1467.0

Population outlook (Franklin County) Hauer SSP2

Today (2025)
1,456,139 people
By 2030
1,556,890 · +6.9%
By 2040
1,757,349 · +20.7%
By 2050
1,950,539 · +34.0%
By 2075
2,376,171 · +63.2%
By 2100
2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 23% Hispanic / Latino 9% Two or more races 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Swiss 1% Slovak 1%
Foreign-born
11% · Canada
Languages at home
87% English-only · Spanish 7% French/Haitian/Cajun 1%

Political lean MEDSL · Franklin

2024 margin
Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
2008→2024 swing
+7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
All cycles
2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -193.50%
Current HPI
301.3767
Rent YoY
▲ 5.22%
Metro
Columbus, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+110.8% since first listed
5 events — show timeline
  • 2026-05-18 Listed $159,990 CBRMLS
  • 2019-05-10 Sold (Public Records) $80,000 Public Records
  • 2019-05-01 Sold (MLS) $80,000 CBRMLS
  • 2019-04-06 Contingent CBRMLS
  • 2019-04-02 Listed $75,900 CBRMLS

Property tax history

+7.0%/yr

Latest (2024): $1,860 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…