712 Striped Bass Ct · Santee, SC 29142

$253,005

4 bd · 2.0 ba · 1,482 sqft · SingleFamily · 3 Days on market

Built 2026 Excellent condition 5,662 sqft lot 1-car garage $171/sqft · 10% below area Est $283k · 10% under $43/mo HOA · 2% of rent ↓ 9% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.4/30.0
• ARV discount +12.2/15.0
• Appreciation +6.7/10.0
• Schools +5.0/10.0
• Condition / age +4.8/5.0
• 1% rule +4.0/10.0
• DSCR +4.0/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

New Construction Near Lake Marion | Single-Story Living in Center Pointe Welcome to 712 Striped Bass Court, a new construction home in the sought-after Center Pointe community of Santee, South Carolina. Ideally situated near Lake Marion and just minutes from I-95, Center Pointe offers convenient access to boating, fishing, golf, shopping, dining, and outdoor recreation. Residents enjoy the charm of Lowcountry living while being close to popular attractions such as Santee State Park, the Santee National Wildlife Refuge, and several championship golf courses. Thoughtfully designed, this Helena floor plan features an open-concept layout that creates a seamless flow between the living room, dining area, and kitchen, making it ideal for entertaining and everyday living. The spacious primary suite is privately located at the rear of the home and includes an en-suite bathroom for added comfort and convenience. Three additional bedrooms positioned toward the front of the home share a full bathroom, providing flexible space for guests, a home office, or hobbies. The well-designed layout offers both functionality and comfort to fit a variety of lifestyles. If you're searching for a new home near Lake Marion, a single-story floor plan, or a community with convenient access to golf, fishing, and outdoor recreation, 712 Striped Bass Court offers the perfect combination of comfort, convenience, and Lowcountry charm. * Square footage dimensions are approximate.

Key facts

• Flexible space
• New construction
• Attached bathroom

Tags

• NEW CONSTRUCTION
• OPEN-CONCEPT LIVING ROOM
• ATTACHED BATHROOM
• FLEXIBLE SPACE
• EASY ACCESS TO SHOPPING

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $253k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $7 ($78/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (10.0% below list).
• Recommended offer: $228k (10.0% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 5.1% in Santee — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 61/100 on livability (#202 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Zoned schools: Elloree Elementary (math 10%, 387 students, 100% FRL).
• Market conditions: 203 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 108d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).
• At $2,276/mo this rent would consume 54% of the median local household income ($51k/yr) (locally 31% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $11k of equity ($2k loan paydown + $9k appreciation (3.5% local appreciation)).
• Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.5% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $227,592 (10.0% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.32%
• Cash-on-cash: 0.11%
• DSCR: 1.00
• GRM: 9.3

CMA / ARV

• ARV (median comp): $282,524
• List price: $253,005
• Delta: -10.45%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
617 Perch Ln	0.06mi	4/2.0	1,482 (0%)	1mo	$255,506	$172	96
709 Striped Bass Ct	0.03mi	4/2.0	1,482 (0%)	4mo	$250,000	$169	95
624 Perch Ln	0.07mi	4/2.0	1,482 (0%)	5mo	$262,900	$177	92
901 Bream Cir	0.10mi	4/2.0	1,482 (0%)	5mo	$267,900	$181	91
724 Striped Bass Ct	0.03mi	3/2.5 (-1)	1,517 (+2%)	2mo	$245,900	$162	86
905 Bream Cir	0.11mi	3/2.5 (-1)	1,518 (+2%)	0mo	$293,120	$193	84
621 Perch Ln	0.06mi	3/2.5 (-1)	1,517 (+2%)	5mo	$250,000	$165	82
612 Perch Ln	0.06mi	3/2.5 (-1)	1,517 (+2%)	7mo	$283,900	$187	80
704 Striped Bass Ct	0.02mi	3/2.5 (-1)	1,360 (-8%)	3mo	$231,660	$170	76
604 Perch Ln	0.06mi	3/2.5 (-1)	1,360 (-8%)	4mo	$230,000	$169	73
637 Perch Ln	0.08mi	3/2.5 (-1)	1,360 (-8%)	4mo	$265,900	$196	72
748 Striped Bass Ct	0.10mi	3/2.5 (-1)	1,360 (-8%)	9mo	$265,900	$196	67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.47% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.0%
• Equity multiple: 1.53×
• Total profit: $37,351
• Equity at exit: $120,567

10-year hold

• IRR: 11.2%
• Equity multiple: 2.76×
• Total profit: $124,738
• Equity at exit: $191,283

Cash invested: $70,841 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 19 active · 26 under contract
• Months of supply: 8.8 mo (11%/mo absorbed)
• Median asking: $250,000 ($169/sqft)
• Median days on market: 104 d
• This list price: 58% of active listings are priced below it
• ARV vs active asking: +13.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29142

• Home prices YoY: 1.8%
• Active inventory: 203
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,276 high
• Mortgage (P&I): −$1,327
• Tax est. 1.5%: −$316 /mo · $3,795/yr
• Insurance: −$105
• HOA: −$43
• Vacancy / Maint / Mgmt: −$478
• Net cashflow: $7

Break-even live

Break-even rent $2,268

Max offer price $253,005

Occupancy floor 95%

Sensitivity live

Price	-10% $181	-5% $94	+0% $7	+5% $-81	+10% $-168
Rent	-10% $-173	-5% $-83	+0% $7	+5% $96	+10% $186
Rate	-1.0pp $134	-0.5pp $71	base $7	+0.5pp $-59	+1.0pp $-126

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,251
• Closing costs: $7,590
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
709 Striped Bass Ct Santee, SC	4.0	2.0	1482	$2,500	$1.69	123d	1	0.02mi
708 Striped Bass Ct Santee, SC	4.0	2.0	1782	$2,500	$1.40	33d	1	0.02mi
132 Congaree CT Santee, SC	4.0	2.0	1482	$2,195	$1.48	43d	1	0.12mi
764 Striped Bass Ct Santee, SC	3.0	2.0	1183	$2,000	$1.69	164d	1	0.13mi
764 Striped Bass Ct Santee, SC	3.0	2.0	1183	$2,000	$1.69	108d	1	0.13mi
764 Striped Bass Ct Santee, SC	3.0	2.0	1183	$2,000	$1.69	46d	1	0.13mi
107 Oxbow Dr Santee, SC	3.0	2.5	1658	$2,300	$1.39	0d	1	0.14mi
231 Picard Loop Santee, SC	3.0	2.5	1442	$2,800	$1.94	1d	1	0.24mi
208 Trillium Ct Santee, SC	3.0	3.0	1500	$2,100	$1.40	164d	1	1.07mi
716 Sinker LN Santee, SC	3.0	2.0	1180	$1,500	$1.27	130d	1	1.11mi

Property features AI

Finance

• HOA & community: Annual association fee of 515Community trash service

Exterior

• Parking: Detached 1-car garage1 total parking space
• Utilities: Electric service provided by Dominion Energy
• Home design: Single-family detached residenceOne-storyNew construction
• Construction: Architectural fiberglass roofFee simple ownership
• Exterior features: Pond on the propertyLevel lot

Interior

• Kitchen: DishwasherElectric rangeGarbage disposalMicrowave
• Bedrooms: 4 bedroomsPrimary bedroom with walk-in closet
• Flooring: VinylCarpet
• Bathrooms: 2 bathrooms
• Heating & cooling: Central air conditioningElectric heating
• Interior features: Smooth ceilingsEat-in kitchenLiving and dining combinedPantry
• Laundry & utility: Laundry roomWasher hookupElectric dryer hookup

Listing history 50 events

1. 2026-11-08
   days on market $253,005 Active 3 DOM
2. 2026-11-07
   days on market $253,005 Active 2 DOM
3. 2026-11-06
   status $253,005 Active 1 DOM
4. 2026-09-24
   statusdays on marketlisting id $253,005 Pending 1 DOM
5. 2026-09-23
   days on market $253,005 Active 198 DOM
6. 2026-09-20
   days on market $253,005 Active 195 DOM
7. 2026-09-18
   days on market $253,005 Active 193 DOM
8. 2026-09-17
   days on market $253,005 Active 192 DOM
9. 2026-09-16
   days on market $253,005 Active 191 DOM
10. 2026-09-15
    days on market $253,005 Active 190 DOM
11. 2026-09-14
    days on market $253,005 Active 189 DOM
12. 2026-09-13
    days on market $253,005 Active 188 DOM
13. 2026-09-12
    days on market $253,005 Active 187 DOM
14. 2026-09-11
    days on market $253,005 Active 186 DOM
15. 2026-09-05
    days on market $253,005 Active 180 DOM
16. 2026-09-04
    days on market $253,005 Active 179 DOM
17. 2026-09-03
    days on market $253,005 Active 178 DOM
18. 2026-09-02
    days on market $253,005 Active 177 DOM
19. 2026-08-30
    days on market $253,005 Active 174 DOM
20. 2026-08-29
    days on market $253,005 Active 173 DOM
21. 2026-08-28
    days on market $253,005 Active 172 DOM
22. 2026-08-27
    days on market $253,005 Active 171 DOM
23. 2026-08-26
    days on market $253,005 Active 170 DOM
24. 2026-08-25
    days on marketlisting id $253,005 Active 169 DOM
25. 2026-08-24
    days on market $253,005 Active 185 DOM
26. 2026-08-23
    days on market $253,005 Active 184 DOM
27. 2026-08-22
    days on market $253,005 Active 183 DOM
28. 2026-08-21
    days on market $253,005 Active 182 DOM
29. 2026-08-20
    days on market $253,005 Active 181 DOM
30. 2026-08-19
    days on market $253,005 Active 180 DOM
31. 2026-08-18
    days on market $253,005 Active 179 DOM

    Show marketing remark (1495 chars)

    New Construction Near Lake Marion | Single-Story Living in Center Pointe Welcome to 712 Striped Bass Court, a new construction home in the sought-after Center Pointe community of Santee, South Carolina. Ideally situated near Lake Marion and just minutes from I-95, Center Pointe offers convenient access to boating, fishing, golf, shopping, dining, and outdoor recreation. Residents enjoy the charm of Lowcountry living while being close to popular attractions such as Santee State Park, the Santee National Wildlife Refuge, and several championship golf courses. Thoughtfully designed, this Helena floor plan features an open-concept layout that creates a seamless flow between the living room, dining area, and kitchen, making it ideal for entertaining and everyday living. The spacious primary suite is privately located at the rear of the home and includes an en-suite bathroom for added comfort and convenience. Three additional bedrooms positioned toward the front of the home share a full bathroom, providing flexible space for guests, a home office, or hobbies. The well-designed layout offers both functionality and comfort to fit a variety of lifestyles. If you're searching for a new home near Lake Marion, a single-story floor plan, or a community with convenient access to golf, fishing, and outdoor recreation, 712 Striped Bass Court offers the perfect combination of comfort, convenience, and Lowcountry charm. * Square footage dimensions are approximate. The photos you see her

32. 2026-08-17
    days on market $253,005 Active 178 DOM
33. 2026-08-16
    days on market $253,005 Active 177 DOM
34. 2026-08-15
    days on market $253,005 Active 176 DOM
35. 2026-08-14
    days on market $253,005 Active 175 DOM
36. 2026-08-13
    days on market $253,005 Active 174 DOM
37. 2026-08-12
    days on market $253,005 Active 173 DOM
38. 2026-08-11
    days on market $253,005 Active 172 DOM
39. 2026-08-10
    days on market $253,005 Active 171 DOM
40. 2026-08-09
    days on market $253,005 Active 170 DOM
41. 2026-08-08
    days on market $253,005 Active 169 DOM
42. 2026-08-07
    days on market $253,005 Active 168 DOM
43. 2026-08-06
    days on market $253,005 Active 167 DOM
44. 2026-08-05
    days on market $253,005 Active 166 DOM

    Show marketing remark (1495 chars)

    New Construction Near Lake Marion | Single-Story Living in Center Pointe Welcome to 712 Striped Bass Court, a new construction home in the sought-after Center Pointe community of Santee, South Carolina. Ideally situated near Lake Marion and just minutes from I-95, Center Pointe offers convenient access to boating, fishing, golf, shopping, dining, and outdoor recreation. Residents enjoy the charm of Lowcountry living while being close to popular attractions such as Santee State Park, the Santee National Wildlife Refuge, and several championship golf courses. Thoughtfully designed, this Helena floor plan features an open-concept layout that creates a seamless flow between the living room, dining area, and kitchen, making it ideal for entertaining and everyday living. The spacious primary suite is privately located at the rear of the home and includes an en-suite bathroom for added comfort and convenience. Three additional bedrooms positioned toward the front of the home share a full bathroom, providing flexible space for guests, a home office, or hobbies. The well-designed layout offers both functionality and comfort to fit a variety of lifestyles. If you're searching for a new home near Lake Marion, a single-story floor plan, or a community with convenient access to golf, fishing, and outdoor recreation, 712 Striped Bass Court offers the perfect combination of comfort, convenience, and Lowcountry charm. * Square footage dimensions are approximate. The photos you see her

45. 2026-08-04
    pricedays on market $253,005 Active 165 DOM
46. 2026-08-03
    days on market $247,500 Active 164 DOM
47. 2026-07-31
    days on market $247,500 Active 161 DOM
48. 2026-07-29
    days on market $247,500 Active 159 DOM
49. 2026-07-27
    days on market $247,500 Active 157 DOM
50. 2026-07-25
    days on market $247,500 Active 155 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $27,311
• − Mortgage interest: −$14,172
• − Property taxes: −$3,795
• − Insurance: −$1,265
• − Repairs & maintenance: −$2,185
• − Management: −$2,185
• − HOA: −$516
• − Depreciation: −$7,360
• Taxable loss: −$4,167
• Est. tax savings @ 24.0%: +$1,000
• After-tax cash flow: $1,078/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This single-story home in the Center Pointe community of Santee, SC, is in excellent condition with modern finishes and a well-maintained exterior. It offers a great location near Lake Marion and golf courses, making it an ideal investment property.

Value-add opportunities

• Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value. ↑
• Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value. ↑
• Both Adding a smart home system — Improves convenience and can increase both resale and rental value. ↑
• Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value. ↑

Zoned Schools

Elementary Elloree Elementary High Lake Marion Technology Center

Schools (NCES district)

No district data.

C Composite livability gradescore 61/100

Livability — Santee

• Score: 61/100
• State rank: #202
• US rank: #17354

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Santee, SC
• County: Orangeburg · 82,698 people
• Population (ZIP): 4,658
• Household income: $50,673
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 31% of renters

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Population outlook (Orangeburg County) Hauer SSP2

• Today (2025): 82,698 people
• By 2030: 78,615 · -4.9%
• By 2040: 69,308 · -16.2%
• By 2050: 60,629 · -26.7%
• By 2075: 42,678 · -48.4%
• By 2100: 28,136 · -66.0%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (64%)
• Race & ethnicity: Black 64% White 31% Asian 3% Hispanic / Latino 2%
• Languages at home: 96% English-only · Other Indo-European 2% Spanish 1%

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Political lean MEDSL · Orangeburg

• 2024 margin: Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
• All cycles: 2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.47%
• Current HPI: 193.5623
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

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Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Property features AI

Finance

• HOA & community: Annual association fee of 515Community trash service

Exterior

• Parking: Detached 1-car garage1 total parking space
• Utilities: Electric service provided by Dominion Energy
• Home design: Single-family detached residenceOne-storyNew construction
• Construction: Architectural fiberglass roofFee simple ownership
• Exterior features: Pond on the propertyLevel lot

Interior

• Kitchen: DishwasherElectric rangeGarbage disposalMicrowave
• Bedrooms: 4 bedroomsPrimary bedroom with walk-in closet
• Flooring: VinylCarpet
• Bathrooms: 2 bathrooms
• Heating & cooling: Central air conditioningElectric heating
• Interior features: Smooth ceilingsEat-in kitchenLiving and dining combinedPantry
• Laundry & utility: Laundry roomWasher hookupElectric dryer hookup

Price history

-8.9% since first listed

26 events — show timeline

• 2026-09-23 Pending — Charleston Trident MLS
• 2026-09-23 Relisted — Charleston Trident MLS
• 2026-09-23 Listing Removed — Charleston Trident MLS
• 2026-09-22 Listed $253,005 Charleston Trident MLS
• 2026-08-18 Relisted — Zillow
• 2026-08-18 Price Changed $253,005 Zillow
• 2026-08-17 Listing Removed — Charleston Trident MLS
• 2026-08-05 Delisted — Zillow
• 2026-08-04 Price Changed $253,005 Charleston Trident MLS
• 2026-07-21 Price Changed $249,000 Zillow
• 2026-07-14 Price Changed $247,500 Zillow
• 2026-07-11 Price Changed $247,500 Charleston Trident MLS
• 2026-05-21 Price Changed $250,000 Zillow
• 2026-05-20 Price Changed $277,270 Zillow
• 2026-05-19 Price Changed $250,000 Charleston Trident MLS
• 2026-04-17 Price Changed $264,900 Zillow
• 2026-04-16 Price Changed $264,900 Charleston Trident MLS
• 2026-04-16 Price Changed $261,655 Zillow
• 2026-04-11 Price Changed $262,000 Zillow
• 2026-04-09 Price Changed $262,000 Charleston Trident MLS
• 2026-03-22 Price Changed $267,900 Zillow
• 2026-03-19 Price Changed $267,900 Charleston Trident MLS
• 2026-02-25 Price Changed $268,900 Zillow
• 2026-02-23 Price Changed $268,900 Charleston Trident MLS
• 2026-02-23 Listed $277,615 Zillow
• 2026-02-20 Listed $277,615 Charleston Trident MLS