1251 Graymont Ave W · Birmingham, AL
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.5/10.0
- Rent growth +4.3/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Schools +0.9/10.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
Key facts
- New siding
- New flooring
- Major renovations
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $291 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.1% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, schools F, crime F.
- Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+7.2%/yr); 122 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 38% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 7.2% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 270 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 13y ago; this cycle's ask has dropped $39k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $61k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 270 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.35% ✓
- Cap rate
- 11.07%
- Cash-on-cash
- 17.06%
- DSCR
- 1.76
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $147,773
- List price
- $89,900
- Delta
- -39.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1330 Bush Blvd W | 0.10mi | 3/1.0 | 1,523 (-6%) | 11mo | $170,000 | $112 | 73 |
| 2854 20th St W | 0.49mi | 3/1.5 | 1,634 (+1%) | 10mo | $62,000 | $38 | 68 |
| 1620 5th Ave W | 0.37mi | 3/2.0 | 1,436 (-12%) | 3mo | $220,000 | $153 | 59 |
| 3100 Pike Rd | 0.52mi | 3/1.0 | 1,461 (-10%) | 6mo | $81,000 | $55 | 52 |
| 732 8th Ct W | 0.57mi | 3/2.0 | 1,696 (+4%) | 17mo | $157,000 | $93 | 50 |
| 820 7th St W | 0.62mi | 3/2.0 | 1,774 (+9%) | 5mo | $131,000 | $74 | 50 |
| 1424 2nd Ave W | 0.57mi | 2/1.0 (-1) | 1,744 (+8%) | 6mo | $19,000 | $11 | 49 |
| 2744 21st St | 0.74mi | 3/2.0 | 1,521 (-6%) | 16mo | $75,000 | $49 | 40 |
| 882 6th St W | 0.73mi | 3/2.0 | 1,485 (-8%) | 14mo | $147,500 | $99 | 38 |
| 741 W 9th Ave | 0.59mi | 4/2.0 (+1) | 1,806 (+11%) | 12mo | $97,000 | $54 | 37 |
| 2309 Eufaula Ave | 0.66mi | 4/1.0 (+1) | 1,454 (-10%) | 12mo | $79,000 | $54 | 35 |
| 2837 24th St | 0.74mi | 3/1.0 | 1,440 (-11%) | 15mo | $63,000 | $44 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.24% rent growth · sell at horizon
- IRR
- 9.1%
- Equity multiple
- 1.38×
- Total profit
- $9,442
- Equity at exit
- $13,404
- IRR
- 21.7%
- Equity multiple
- 3.25×
- Total profit
- $56,535
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35208
- Home prices YoY
- -18.1%
- Rents YoY
- 7.2%
- Active inventory
- 122
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,216 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$94 /mo · $1,128/yr
- Insurance
- −$37
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$255
- Net cashflow
- $291
Break-even live
Sensitivity live
| Price | -10% $342 | -5% $317 | +0% $291 | +5% $266 | +10% $240 |
|---|---|---|---|---|---|
| Rent | -10% $195 | -5% $243 | +0% $291 | +5% $339 | +10% $387 |
| Rate | -1.0pp $337 | -0.5pp $314 | base $291 | +0.5pp $268 | +1.0pp $244 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 612 12th St W Birmingham, AL | 3.0 | 1.5 | 1242 | $1,150 | $0.93 | 44d | 1 | 0.11mi |
| 1119 Graymont Ave W Birmingham, AL | 3.0 | 1.0 | 1260 | $1,073 | $0.85 | 2d | 1 | 0.16mi |
| 1230 4th Ter W Birmingham, AL | 3.0 | 2.0 | 1540 | $1,000 | $0.65 | 44d | 1 | 0.19mi |
| 1101 7th Ave W Birmingham, AL | 3.0 | 1.0 | 1248 | $1,250 | $1.00 | 44d | 1 | 0.21mi |
| 1108 4th Ct W Birmingham, AL | 3.0 | 2.0 | 1623 | $1,125 | $0.69 | 3d | 1 | 0.29mi |
| 1532 Graymont Ave W Birmingham, AL | 4.0 | 2.0 | 1913 | $1,150 | $0.60 | 44d | 1 | 0.33mi |
| 1701 4th Ter W Birmingham, AL | 4.0 | 2.5 | 1977 | $1,550 | $0.78 | 24d | 1 | 0.44mi |
| 827 6th Ave W Birmingham, AL | 3.0 | 1.0 | 1214 | $1,075 | $0.89 | 24d | 1 | 0.45mi |
| 1642 Graymont Ave W Birmingham, AL | 3.0 | 1.0 | 1219 | $1,090 | $0.89 | 3d | 1 | 0.47mi |
| 3113 Pike Rd Birmingham, AL | 3.0 | 2.0 | 1143 | $1,275 | $1.12 | 44d | 1 | 0.49mi |
| 724 4th Ct W Birmingham, AL | 3.0 | 1.0 | 1300 | $930 | $0.72 | 44d | 1 | 0.60mi |
| 1621 2nd Ct W Birmingham, AL | 3.0 | 1.0 | 1074 | $1,095 | $1.02 | 44d | 1 | 0.60mi |
| 2920 24th Street Ensley Unit ENSLEY Birmingham, AL | 3.0 | 2.0 | 1800 | $1,050 | $0.58 | 24d | 1 | 0.62mi |
| 617 7th St W Birmingham, AL | 3.0 | 1.5 | 1120 | $1,175 | $1.05 | 44d | 1 | 0.63mi |
| 2309 Eufaula Ave Birmingham, AL | 4.0 | 2.0 | 1454 | $1,395 | $0.96 | 24d | 1 | 0.65mi |
| 2304 Eufaula Ave Birmingham, AL | 3.0 | 1.0 | 1381 | $980 | $0.71 | 44d | 1 | 0.67mi |
| 757 10th Ave W Birmingham, AL | 2.0 | 1.0 | 1136 | $1,000 | $0.88 | 44d | 1 | 0.68mi |
| 1720 Cullman Ave Unit 2 Birmingham, AL | 3.0 | 1.0 | 1174 | $899 | $0.77 | 21d | 1 | 0.73mi |
| 1720 Cullman Ave Unit 3 Birmingham, AL | 3.0 | 2.0 | 1174 | $950 | $0.81 | 44d | 1 | 0.73mi |
| 915 6th St W Birmingham, AL | 3.0 | 1.0 | 1332 | $1,075 | $0.81 | 44d | 1 | 0.79mi |
| 2720 23rd Street Ensley Birmingham, AL | 4.0 | 2.0 | 1692 | $1,500 | $0.89 | 19d | 1 | 0.83mi |
| 2720 23rd Street Ensley Birmingham, AL | 4.0 | 2.0 | 1350 | $1,500 | $1.11 | 3d | 1 | 0.83mi |
| 854 5th St W Birmingham, AL | 3.0 | 1.0 | 1501 | $1,275 | $0.85 | 44d | 1 | 0.84mi |
| 2714 17th Street Ensley Birmingham, AL | 4.0 | 2.0 | 1976 | $1,553 | $0.79 | 3d | 1 | 0.84mi |
| 410 8th Ter W Birmingham, AL | 3.0 | 1.0 | 1440 | $1,200 | $0.83 | 16d | 1 | 0.86mi |
| 2712 24th Street Ensley Unit ENSLEY Birmingham, AL | 3.0 | 1.0 | 1232 | $1,099 | $0.89 | 24d | 1 | 0.87mi |
| 644 Alabama Ave SW Birmingham, AL | 3.0 | 1.0 | 1274 | $1,125 | $0.88 | 24d | 1 | 0.88mi |
| 2621 20th Street Ensley Birmingham, AL | 3.0 | 1.0 | 1117 | $1,295 | $1.16 | 44d | 1 | 0.90mi |
| 719 Washington Ave SW Birmingham, AL | 3.0 | 1.0 | 1064 | $950 | $0.89 | 12d | 1 | 0.93mi |
| 2609 20th Street Ensley Birmingham, AL | 3.0 | 2.0 | 1229 | $1,550 | $1.26 | 44d | 1 | 0.93mi |
| 2609 20th Street Ensley Birmingham, AL | 3.0 | 2.0 | 1500 | $1,550 | $1.03 | 3d | 1 | 0.93mi |
| 405 11th St SW Unit B Birmingham, AL | 2.0 | 1.0 | 1065 | $800 | $0.75 | 44d | 1 | 0.94mi |
| 2709 30th Street Ensley Birmingham, AL | 4.0 | 2.0 | 1410 | $1,323 | $0.94 | 2d | 1 | 0.95mi |
| 608 Fulton Ave SW Birmingham, AL | 3.0 | 1.0 | 1271 | $1,300 | $1.02 | 44d | 1 | 0.95mi |
| 1220 Alabama Ave SW Birmingham, AL | 3.0 | 1.5 | 1175 | $1,350 | $1.15 | 44d | 1 | 0.98mi |
| 1213 Alabama Ave SW Birmingham, AL | 4.0 | 2.0 | 1616 | $1,200 | $0.74 | 44d | 1 | 1.00mi |
| 2523 16th street Ensley Unit ENSLEY Birmingham, AL | 4.0 | 2.0 | 1584 | $1,300 | $0.82 | 44d | 1 | 1.02mi |
| 1217 Fulton Ave SW Birmingham, AL | 4.0 | 2.0 | 1397 | $1,395 | $1.00 | 44d | 1 | 1.08mi |
| 2528 25th Street Ensley Birmingham, AL | 3.0 | 1.0 | 1563 | $1,100 | $0.70 | 44d | 1 | 1.08mi |
| 1437 Woodland Ave SW Birmingham, AL | 3.0 | 1.0 | 1369 | $1,100 | $0.80 | 3d | 1 | 1.10mi |
Listing history 28 events
-
2026-06-18days on market $89,900 Active 270 DOM
-
2026-06-17days on market $89,900 Active 269 DOM
-
2026-06-16days on market $89,900 Active 268 DOM
-
2026-06-15days on market $89,900 Active 267 DOM
-
2026-06-13days on market $89,900 Active 265 DOM
-
2026-06-10days on market $89,900 Active 262 DOM
-
2026-06-09days on market $89,900 Active 261 DOM
-
2026-06-08days on market $89,900 Active 260 DOM
-
2026-06-07days on market $89,900 Active 259 DOM
-
2026-06-03days on market $89,900 Active 255 DOM
-
2026-06-02days on market $89,900 Active 254 DOM
-
2026-06-01days on market $89,900 Active 253 DOM
-
2026-05-31days on market $89,900 Active 252 DOM
-
2026-04-03price $89,900 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2026-03-25status Active 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2026-03-12historical Contingent 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2026-03-11historical 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2026-01-16price $99,900 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2025-12-05price $109,900 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2025-10-28price $119,900 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2025-09-19price $129,900 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2025-09-18$129,000 Active 485-char remark
Show marketing remark (485 chars)
Spacious 4-bedroom, 2-bath home located in the desirable Bush Hills neighborhood. This property features one bedroom that can easily function as a home office or flex space. Major renovations have already been completed, including a new roof, new siding, new flooring, and a new furnace. Rehab has been started, giving buyers the opportunity to complete the finishing touches and make the home their own. Excellent opportunity to personalize a home with solid updates already in place.
-
2023-07-11soldstatus $61,000
-
2023-06-30soldstatus $61,000 14-char remark
Show marketing remark (14 chars)
For comps only
-
2023-06-08$61,000 14-char remark
Show marketing remark (14 chars)
For comps only
-
2013-08-02soldstatus $8,010
-
2013-06-25$9,000
-
1973-08-01soldstatus $16,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,128 · $94/mo
- Projected year-2 tax
- $1,128 · $94/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 6 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,592
- − Mortgage interest
- −$5,036
- − Property taxes
- −$1,128
- − Insurance
- −$1,247
- − Repairs & maintenance
- −$1,167
- − Management
- −$1,167
- − Depreciation
- −$2,615
- Taxable income
- $2,232
- Est. tax owed @ 24.0%
- −$536
- After-tax cash flow
- $2,960/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Birmingham City
- NCES district ID
- 0100390
- Math proficiency
- 4% ▼ -17.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $31,988
- Composite
- 9.49/100
- National rank
- #9850
- State rank
- #116 of 129 in AL
Livability — Birmingham
- Score
- 67/100
- State rank
- #78
- US rank
- #10412
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Birmingham, AL
- County
- Jefferson County · 527,445 people
- City population
- 210,422
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 13,412
- Household income
- $38,561
- Rent vs Own
- Severe rent burden
- 573.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (94%)
- Race & ethnicity
- Black 94% White 4% Hispanic / Latino 2% Two or more races 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -33.99%
- Current HPI
- 153.414
- Rent YoY
- ▲ 7.24%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+444.8% since first listed15 events — show timeline
- 2026-04-03 Price Changed $89,900 Greater Alabama MLS
- 2026-03-25 Relisted — Greater Alabama MLS
- 2026-03-12 Contingent — Greater Alabama MLS
- 2026-03-11 Delisted — Greater Alabama MLS
- 2026-01-16 Price Changed $99,900 Greater Alabama MLS
- 2025-12-05 Price Changed $109,900 Greater Alabama MLS
- 2025-10-28 Price Changed $119,900 Greater Alabama MLS
- 2025-09-19 Price Changed $129,900 Greater Alabama MLS
- 2025-09-18 Listed $129,000 Greater Alabama MLS
- 2023-07-11 Sold (Public Records) $61,000 Public Records
- 2023-06-30 Sold (MLS) $61,000 Greater Alabama MLS
- 2023-06-08 Listed $61,000 Greater Alabama MLS
- 2013-08-02 Sold (MLS) $8,010 Greater Alabama MLS
- 2013-06-25 Listed $9,000 Greater Alabama MLS
- 1973-08-01 Sold (Public Records) $16,500 Public Records
Property tax history
+2.9%/yrLatest (2025): $1,128 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…