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222 Rivendale Dr
B- Composite 66.26
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • ARV discount +8.1/15.0
  • 1% rule +7.8/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$259,000

222 Rivendale Dr · West Fork, AR 72774
3 bd · 2.0 ba · 1,438 sqft · SingleFamily public records · 383 Days on market
Built 2003 8,276 sqft lot $180/sqft · 15% below area Est $262k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

You have to see this one! This 3 BR brick home in the center of West Fork! This beautiful home is nestled in the Rivendale Valley Subdivision and it offers so much: landscaping, corner lot with large mature trees and a fenced back yard. It has a deck off the back to enjoy grilling, the scenery, or just the peaceful surroundings. The home is on a quiet cul-de-sac street within walking distance to the West Fork schools. It is 0.7mi from the local grocery store and 0.8 mi from the Interstate, 14 miles to Fayetteville, and 36 miles to Bentonville, all conveniently accessible via interstate. All of this beauty sits on approximately . 195 of an acre, or 8,512 sq. ft.

Key facts

  • Large mature trees
  • Fenced back yard
  • Landscaping

Tags

BRICK HOMERIVENDALE VALLEY SUBDIVISIONLANDSCAPINGCORNER LOTLARGE MATURE TREESFENCED BACK YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $259k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $259k).
  • Recommended offer: $228k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 5.2% in West Fork — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#126 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • West Fork School District (rural): math 23% / reading 26% proficiency, ranked #182 of 238 in AR (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: West Fork Elementary School (math 37% / reading 22%, grade F, #305 of 454 statewide, top 71%, 340 students, 54% FRL); West Fork Middle School (math 24% / reading 24%, grade F, #170 of 201 statewide, top 86%, 241 students, 47% FRL); West Fork High School (math 12% / reading 32%, grade F, #213 of 292 statewide, top 77%, 291 students, 42% FRL) — zoned schools at 47% FRL track the district average.
  • Market conditions: 75 active listings in the ZIP; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 383 days — a 12% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $66k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $93k; list at $259k implies a 178% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 8→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $227,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 383 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
11.22%
Cash-on-cash
17.61%
DSCR
1.78
GRM
6.5

CMA / ARV

ARV (median comp)
$262,205
List price
$259,000
Delta
-1.22%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
340 W Smith St 0.22mi 3/2.0 1,430 (-1%) 6mo $279,900 $196 84
353 Smith St 0.32mi 3/2.0 1,463 (+2%) 2mo $294,950 $202 81
450 Hall St 0.27mi 3/2.0 1,445 (+0%) 9mo $288,900 $200 79
497 Clark Ave 0.20mi 3/2.0 1,358 (-6%) 5mo $287,845 $212 77
377 Smith St 0.32mi 3/2.0 1,496 (+4%) 6mo $299,450 $200 73
260 Culp Trl 0.25mi 3/3.0 1,326 (-8%) 2mo $232,500 $175 70
359 Smith St 0.32mi 3/2.0 1,536 (+7%) 4mo $292,950 $191 70
365 Smith St 0.32mi 3/2.0 1,556 (+8%) 3mo $306,000 $197 69
339 Smith St 0.32mi 4/2.0 (+1) 1,567 (+9%) 4mo $323,446 $206 61
255 Wheeler St 0.38mi 3/2.0 1,232 (-14%) 0mo $267,000 $217 58
696 E Thornstone Ave 0.40mi 3/2.0 1,650 (+15%) 3mo $267,500 $162 54
402 Phillips St 0.62mi 3/1.0 1,332 (-7%) 9mo $180,000 $135 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.0%
Equity multiple
1.35×
Total profit
$25,717
Equity at exit
$38,618
10-year hold
IRR
18.2%
Equity multiple
2.51×
Total profit
$109,282
Equity at exit
$22,394

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72774

Home prices YoY
-16.0%
Active inventory
75
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$3,311 medium interval (Pro) →
Mortgage (P&I)
$1,358
Tax from tax record
$85 /mo · $1,019/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$695
Net cashflow
$1,064

Break-even live

Break-even rent $1,963
Max offer price $259,000
Occupancy floor 63%

Sensitivity live

Price -10% $1,211 -5% $1,138 +0% $1,064 +5% $991 +10% $918
Rent -10% $803 -5% $933 +0% $1,064 +5% $1,195 +10% $1,326
Rate -1.0pp $1,195 -0.5pp $1,130 base $1,064 +0.5pp $997 +1.0pp $929

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,750
Closing costs
$7,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-03-09
    price $235,000
  2. 2025-06-23
    price $259,000 669-char remark
    Show marketing remark (669 chars)

    You have to see this one! This 3 BR brick home in the center of West Fork! This beautiful home is nestled in the Rivendale Valley Subdivision and it offers so much: landscaping, corner lot with large mature trees and a fenced back yard. It has a deck off the back to enjoy grilling, the scenery, or just the peaceful surroundings. The home is on a quiet cul-de-sac street within walking distance to the West Fork schools. It is 0.7mi from the local grocery store and 0.8 mi from the Interstate, 14 miles to Fayetteville, and 36 miles to Bentonville, all conveniently accessible via interstate. All of this beauty sits on approximately . 195 of an acre, or 8,512 sq. ft.

  3. 2025-06-23
    price $259,000
    Show marketing remark (669 chars)

    You have to see this one! This 3 BR brick home in the center of West Fork! This beautiful home is nestled in the Rivendale Valley Subdivision and it offers so much: landscaping, corner lot with large mature trees and a fenced back yard. It has a deck off the back to enjoy grilling, the scenery, or just the peaceful surroundings. The home is on a quiet cul-de-sac street within walking distance to the West Fork schools. It is 0.7mi from the local grocery store and 0.8 mi from the Interstate, 14 miles to Fayetteville, and 36 miles to Bentonville, all conveniently accessible via interstate. All of this beauty sits on approximately . 195 of an acre, or 8,512 sq. ft.

  4. 2025-06-23
    price $259,000
    Show marketing remark (669 chars)

    You have to see this one! This 3 BR brick home in the center of West Fork! This beautiful home is nestled in the Rivendale Valley Subdivision and it offers so much: landscaping, corner lot with large mature trees and a fenced back yard. It has a deck off the back to enjoy grilling, the scenery, or just the peaceful surroundings. The home is on a quiet cul-de-sac street within walking distance to the West Fork schools. It is 0.7mi from the local grocery store and 0.8 mi from the Interstate, 14 miles to Fayetteville, and 36 miles to Bentonville, all conveniently accessible via interstate. All of this beauty sits on approximately . 195 of an acre, or 8,512 sq. ft.

  5. 2025-05-29
    price $305,000
  6. 2025-05-26
    listed $325,000 Active
  7. 2025-05-09
    listed $325,000 New Listing 669-char remark
    Show marketing remark (669 chars)

    You have to see this one! This 3 BR brick home in the center of West Fork! This beautiful home is nestled in the Rivendale Valley Subdivision and it offers so much: landscaping, corner lot with large mature trees and a fenced back yard. It has a deck off the back to enjoy grilling, the scenery, or just the peaceful surroundings. The home is on a quiet cul-de-sac street within walking distance to the West Fork schools. It is 0.7mi from the local grocery store and 0.8 mi from the Interstate, 14 miles to Fayetteville, and 36 miles to Bentonville, all conveniently accessible via interstate. All of this beauty sits on approximately . 195 of an acre, or 8,512 sq. ft.

  8. 2003-11-05
    soldstatus $93,000
  9. 2003-04-10
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,019 · $85/mo
Projected year-2 tax
$1,658 · $138/mo
Expected delta
+$639/yr (+$53/mo · 62.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 8 d/yr ≥104°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,726
− Mortgage interest
−$14,508
− Property taxes
−$1,019
− Insurance
−$1,295
− Repairs & maintenance
−$3,178
− Management
−$3,178
− Depreciation
−$7,535
Taxable income
$9,014
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,163
After-tax cash flow
$10,608/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Fork School District
NCES district ID
0514010
Math proficiency
23% ▼ -20.00%
Reading proficiency
26% ▼ -16.00%
Median HH income
$46,044
Composite
21.26/100
National rank
#8396
State rank
#182 of 238 in AR

Livability — West Fork

Score
66/100
State rank
#126
US rank
#11748

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Fork, AR
Population (ZIP)
7,298

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 19% Hispanic / Latino 6% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 6% Italian 5% Iranian 3%
Foreign-born
4% · China, Canada, South Korea
Languages at home
97% English-only · Spanish 1% Chinese 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.93%
Current HPI
267.4622
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+1858.3% since first listed
9 events — show timeline
  • 2026-03-09 Price Changed $235,000 FSBO.com
  • 2025-06-23 Price Changed $259,000 CARMLS
  • 2025-06-23 Price Changed $259,000 NWARMLS
  • 2025-06-23 Price Changed $259,000 FSBO.com
  • 2025-05-29 Price Changed $305,000 NWARMLS
  • 2025-05-26 Listed $325,000 NWARMLS
  • 2025-05-09 Listed $325,000 CARMLS
  • 2003-11-05 Sold (Public Records) $93,000 Public Records
  • 2003-04-10 Sold (Public Records) $12,000 Public Records

Property tax history

+2.3%/yr

Latest (2025): $1,019 · -2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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