1619 County Road 7245 · Lubbock, TX 79423

$95,000

4 bd · 2.0 ba · 1,792 sqft · Manufactured public records · 11 Days on market

Built 2009 1.00 ac lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.8/10.0
• Livability +4.0/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Space, Opportunity, and Country Living in Cooper ISD Situated on 1 acre in the Cooper School District, this property offers the perfect blend of space, flexibility, and potential. Enjoy the peaceful feel of country living while remaining just a short drive from Lubbock's shopping, dining, and everyday conveniences. The property includes two storage buildings, providing additional space for tools, equipment, hobbies, or extra storage needs. Whether you're looking for a place to call home, acreage to enjoy, or a property with room to make your own, this property offers a variety of possibilities. Property is being sold as-is. Schedule your showing and come see the opportunity this 1-acre pro

Key facts

• Country living
• 1 acre
• 1 acre lot

Tags

• 1 ACRE
• COOPER SCHOOL DISTRICT
• TWO STORAGE BUILDINGS
• COUNTRY LIVING

Property features AI

Finance

• Other: Approximately 1.00 acre lot

Exterior

• Parking: Gravel parking
• Utilities: Public/paved road access
• Home design: Manufactured home; Residential property; Single-story (manufactured homes typically single level)
• Construction: Vinyl siding; Composition roof; Other foundation
• Exterior features: No notable exterior features listed; Paved road access

Interior

• Flooring: Carpet flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (natural gas); Central electric cooling
• Interior features: Kitchen island

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath manufactured listed at $95k.

Deal economics

• At list price, monthly cash flow is $819 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $95k).

Location & tenants

• Location reads 80/100 on livability (#37 in TX, #1,749 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
• Lubbock-Cooper ISD (rural): math 54% / reading 52% proficiency, ranked #98 of 826 in TX (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Lubbock-Cooper Central El (math 57% / reading 59%, grade C+, #480 of 4,322 statewide, top 11%, 849 students, 23% FRL); Lubbock-Cooper Laura Bush Middle (math 53% / reading 50%, grade C, #318 of 1,662 statewide, top 20%, 971 students, 34% FRL); Lubbock-Cooper H S (math 67% / reading 65%, grade B, #189 of 1,632 statewide, top 12%, 2,117 students, 31% FRL) — zoned schools at 30% FRL track the district average.
• Market conditions: Rents rising (+2.1%/yr); 663 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,219 units permitted in Lubbock County in 2024 (252 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Lubbock County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.1% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.87% ✓
• Cap rate: 16.64%
• Cash-on-cash: 36.97%
• DSCR: 2.64
• GRM: 4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.13% rent growth · sell at horizon

5-year hold

• IRR: 31.9%
• Equity multiple: 2.32×
• Total profit: $35,242
• Equity at exit: $14,165

10-year hold

• IRR: 38.5%
• Equity multiple: 4.44×
• Total profit: $91,612
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79423

• Rents YoY: 2.1%
• Active inventory: 663
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $1,773 high
• Mortgage (P&I): −$498
• Tax from tax record: −$43 /mo · $522/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $819

Break-even live

Break-even rent $736

Max offer price $95,000

Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10317 Vernon Dr Lubbock, TX	3.0	2.0	1786	$2,800	$1.57	21d	1	0.32mi
1717 102nd St Unit A Lubbock, TX	3.0	2.0	1407	$1,550	$1.10	21d	1	0.34mi
1705 102nd St Lubbock, TX	3.0	2.0	1487	$1,499	$1.01	43d	1	0.36mi
1702 102nd St Lubbock, TX	3.0	2.0	1487	$1,499	$1.01	21d	1	0.40mi
2022 102nd St Unit B Lubbock, TX	3.0	2.0	1500	$1,550	$1.03	13d	1	0.41mi
2011 100th St Lubbock, TX	4.0	2.0	1698	$1,750	$1.03	13d	1	0.42mi
9803 Avenue V Unit A Lubbock, TX	3.0	2.0	1500	$1,500	$1.00	21d	1	0.62mi
9702 Avenue U Lubbock, TX	3.0	2.0	1265	$1,195	$0.94	43d	1	0.67mi
2501 111th St Lubbock, TX	3.0	2.0	1365	$1,475	$1.08	21d	1	0.76mi
2510 112th St Unit A Lubbock, TX	3.0	2.0	1365	$1,475	$1.08	21d	1	0.82mi
2530 107th Dr Lubbock, TX	3.0	2.0	1265	$1,449	$1.15	43d	1	0.85mi
2518 111th St Lubbock, TX	3.0	2.0	1400	$1,450	$1.04	21d	1	0.86mi
2204 93rd St Lubbock, TX	3.0	2.0	1258	$1,325	$1.05	13d	1	1.00mi
2623 113th St Lubbock, TX	3.0	2.0	1608	$1,599	$0.99	13d	1	1.03mi
2415 93rd St Lubbock, TX	3.0	2.0	1692	$1,650	$0.98	21d	1	1.15mi
2909 106th St Lubbock, TX	4.0	2.0	1646	$1,750	$1.06	21d	1	1.20mi
2108 88th St Lubbock, TX	4.0	3.0	2130	$1,850	$0.87	13d	1	1.25mi
3101 99th St Unit 1 Lubbock, TX	3.0	2.0	1694	$1,350	$0.80	43d	1	1.31mi
2218 88th St Lubbock, TX	3.0	2.0	1311	$1,450	$1.11	43d	1	1.33mi
3108 110th St Lubbock, TX	3.0	2.0	1231	$1,325	$1.08	21d	1	1.42mi
3108 111th St Unit A Lubbock, TX	3.0	2.0	1400	$1,300	$0.93	43d	1	1.43mi
3112 112th St Lubbock, TX	3.0	2.0	1421	$1,395	$0.98	13d	1	1.43mi
3204 112th St Lubbock, TX	3.0	2.0	1602	$1,450	$0.91	43d	1	1.48mi

Listing history 9 events

1. 2026-06-15
   statusdays on market $95,000 Pending 11 DOM
2. 2026-06-14
   days on market $95,000 Active 10 DOM
3. 2026-06-13
   days on market $95,000 Active 9 DOM
4. 2026-06-10
   days on market $95,000 Active 7 DOM
5. 2026-06-09
   days on market $95,000 Active 6 DOM
6. 2026-06-08
   days on market $95,000 Active 5 DOM
7. 2026-06-07
   days on market $95,000 Active 4 DOM
8. 2026-06-03
   remarks 699-char remark
9. 2026-06-03
   listed $95,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $522 · $43/mo
• Projected year-2 tax: $1,738 · $145/mo
• Expected delta: +$1,217/yr (+$101/mo · 233.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,277
• − Mortgage interest: −$5,321
• − Property taxes: −$522
• − Insurance: −$475
• − Repairs & maintenance: −$1,702
• − Management: −$1,702
• − Depreciation: −$2,764
• Taxable income: $8,791
• Est. tax owed @ 24.0%: −$2,110
• After-tax cash flow: $7,724/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lubbock-Cooper ISD
• NCES district ID: 4815180
• Math proficiency: 54% ▼ -7.00%
• Reading proficiency: 52% ▼ -3.00%
• Median HH income: $77,347
• Composite: 47.9/100
• National rank: #2214
• State rank: #98 of 826 in TX

Livability — Lubbock

• Score: 80/100
• State rank: #37
• US rank: #1749

Category grades

Amenities A Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lubbock County · 293,542 people
• City population: 283,030
• Metro: Lubbock, TX
• Population (ZIP): 46,998
• Household income: $84,933
• Rent vs Own: 28.8% rent · 71.2% own
• Severe rent burden: 1385.0

Population outlook (Lubbock County) Hauer SSP2

• Today (2025): 345,960 people
• By 2030: 371,449 · +7.4%
• By 2040: 424,539 · +22.7%
• By 2050: 481,150 · +39.1%
• By 2075: 633,467 · +83.1%
• By 2100: 746,853 · +115.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 15% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 26%
• Common ancestry: Slovak 1% Italian 1% Serbian 1%
• Foreign-born: 5% · Canada
• Languages at home: 84% English-only · Spanish 13% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Lubbock

• 2024 margin: Solid R (+39.5) · D 29.7% · R 69.2% · Other 1.0%
• 2008→2024 swing: -2.8pp toward R · 2008: -36.7pp · 2024: -39.5pp
• All cycles: 2024: R+39.5 2020: R+32.2 2016: R+38.4 2012: R+40.9 2008: R+36.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -155.00%
• Current HPI: 213.6491
• Rent YoY: ▲ 2.13%
• Metro: Lubbock, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-06-03 Listed $95,000 LARMLS

Property tax history

-0.3%/yr

Latest (2025): $522 · +9.5% YoY. Source: county tax records.