3924 167th Pl · Country Club Hills, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 3/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.9/30.0
- ARV discount +15.0/15.0
- 1% rule +7.7/10.0
- DSCR +6.0/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$180,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!
Key facts
- Custom backsplash
- Formal dining room
- 6,268 sq ft lot
Tags
Property features AI
Finance
- Other: Property not currently leased; Located within Country Club Hills (Bremen Township)
- HOA & community: No master association fee required
Exterior
- Parking: Detached garage (garage owned) with approximately 2.5 garage spaces; Asphalt driveway; Garage door opener
- Utilities: Public water; Public sewer; Electric service with circuit breakers
- Home design: Detached single-family home; 1.5-story design; Fee simple ownership; Rehab completed in 2011
- Construction: Built roughly 61–70 years ago; Vinyl siding and brick exterior; Asphalt roof; Concrete perimeter foundation
- Exterior features: Fenced yard; Lot dimensions approximately 55 x 114; Less than 0.25 acre lot; Curbs, street lights, and paved streets in the neighborhood
Interior
- Kitchen: Eating-area kitchen (11 x 11); Range; Dishwasher; Refrigerator; Ceramic tile in kitchen
- Bedrooms: Master bedroom on main level (12 x 14); Bedroom on main level (10 x 11); Two additional bedrooms on second level (each 14 x 14)
- Flooring: Wood laminate in living areas and bedrooms; Ceramic tile in kitchen
- Bathrooms: Two full bathrooms
- Heating & cooling: Natural gas forced-air heating; Central air conditioning
- Interior features: First-floor bedroom; First-floor full bathroom; L-shaped dining room; Unfinished attic; 7 total rooms; Laminate flooring throughout main areas
- Laundry & utility: Upper-level laundry (6 x 7)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $180k.
Deal economics
- At list price, monthly cash flow is $185 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, schools F.
- Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 94 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 16y ago; this cycle's ask has dropped $19k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $115k; list at $180k implies a 57% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 4.0% of price.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 7.53%
- Cash-on-cash
- 4.41%
- DSCR
- 1.20
- GRM
- 6.6
CMA / ARV
- ARV (on-the-fly)
- $248,906
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3736 168th Pl | 0.23mi | 4/2.0 (+1) | 1,533 (-1%) | 3mo | $110,000 | $72 | 80 |
| 3806 168th St | 0.17mi | 3/2.0 | 1,487 (-4%) | 8mo | $204,000 | $137 | 79 |
| 3742 W 168th St | 0.20mi | 3/2.0 | 1,620 (+5%) | 9mo | $267,000 | $165 | 76 |
| 16943 Old Elm Dr | 0.27mi | 4/2.0 (+1) | 1,400 (-9%) | 3mo | $255,000 | $182 | 64 |
| 17110 Apple Tree Dr | 0.58mi | 4/1.0 (+1) | 1,534 (-1%) | 1mo | $255,000 | $166 | 62 |
| 17142 Orchard Ln | 0.56mi | 3/1.0 | 1,610 (+4%) | 2mo | $150,000 | $93 | 62 |
| 16563 Belleplaine Dr | 0.73mi | 3/1.0 | 1,550 (+0%) | 9mo | $125,000 | $81 | 54 |
| 17005 Elm Dr | 0.74mi | 4/1.5 (+1) | 1,500 (-3%) | 8mo | $249,999 | $167 | 47 |
| 17126 Central Park Ave | 0.71mi | 3/1.5 | 1,400 (-9%) | 6mo | $195,000 | $139 | 44 |
| 16426 Homan Ave | 0.74mi | 3/3.0 | 1,419 (-8%) | 6mo | $190,000 | $134 | 43 |
| 17115 Magnolia Dr | 0.65mi | 4/2.0 (+1) | 1,352 (-12%) | 7mo | $218,000 | $161 | 38 |
| 4111 Russet Way | 0.73mi | 4/2.0 (+1) | 1,400 (-9%) | 10mo | $250,000 | $179 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.3%
- Equity multiple
- 0.66×
- Total profit
- $-17,109
- Equity at exit
- $26,839
- IRR
- 0.4%
- Equity multiple
- 1.03×
- Total profit
- $1,362
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 60478
- Home prices YoY
- -27.3%
- Active inventory
- 94
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $2,282 medium interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$599 /mo · $7,188/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$479
- Net cashflow
- $185
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3900 171st St Country Club Hills, IL | 3.0 | 1.0 | 1750 | $2,250 | $1.29 | 8d | 1 | 0.53mi |
| 16450 Roy St Oak Forest, IL | 3.0 | 1.5 | 1500 | $2,400 | $1.60 | 17d | 1 | 1.00mi |
| 17306 Holmes Ave Hazel Crest, IL | 3.0 | 2.0 | 1535 | $2,195 | $1.43 | 5d | 1 | 1.45mi |
Listing history 26 events
-
2026-06-18days on market $180,000 Active 87 DOM
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2026-06-17days on market $180,000 Active 86 DOM
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2026-06-16days on market $180,000 Active 85 DOM
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2026-06-15days on market $180,000 Active 84 DOM
-
2026-06-13days on market $180,000 Active 82 DOM
-
2026-06-09days on market $180,000 Active 78 DOM
-
2026-06-08days on market $180,000 Active 77 DOM
-
2026-06-07days on market $180,000 Active 76 DOM
-
2026-06-04days on market $180,000 Active 73 DOM
-
2026-06-03days on market $180,000 Active 72 DOM
-
2026-06-02days on market $180,000 Active 71 DOM
-
2026-06-01days on market $180,000 Active 70 DOM
-
2026-05-31days on market $180,000 Active 69 DOM
-
2026-05-07price $180,000
-
2026-03-23$199,000 Active
-
2011-06-27soldstatus $114,900 Closed Sale 415-char remark
Show marketing remark (415 chars)
BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!
-
2011-04-21status Pending 415-char remark
Show marketing remark (415 chars)
BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!
-
2011-04-05price $114,900 Price Change 415-char remark
Show marketing remark (415 chars)
BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!
-
2011-02-21$119,900 New 415-char remark
Show marketing remark (415 chars)
BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!
-
2010-10-06soldstatus $41,000 Closed Sale 224-char remark
Show marketing remark (224 chars)
HUD FORECLOSURE SALE! CASE#137123347 SOLD"AS IS". INSURED STATUS:IE, "INSURED VALUE $42201". HUD ELEC AUCTION. USE HUD KEY. DISCLSR INCLD LBP, PROP COND REPORT, BID & PROC SEE SHOW INSTR. L/D 5.7.10
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2010-05-19status Pending 224-char remark
Show marketing remark (224 chars)
HUD FORECLOSURE SALE! CASE#137123347 SOLD"AS IS". INSURED STATUS:IE, "INSURED VALUE $42201". HUD ELEC AUCTION. USE HUD KEY. DISCLSR INCLD LBP, PROP COND REPORT, BID & PROC SEE SHOW INSTR. L/D 5.7.10
-
2010-05-07$40,000 New 224-char remark
Show marketing remark (224 chars)
HUD FORECLOSURE SALE! CASE#137123347 SOLD"AS IS". INSURED STATUS:IE, "INSURED VALUE $42201". HUD ELEC AUCTION. USE HUD KEY. DISCLSR INCLD LBP, PROP COND REPORT, BID & PROC SEE SHOW INSTR. L/D 5.7.10
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2001-10-26soldstatus $99,500
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1995-10-24soldstatus $76,000
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1985-10-01soldstatus $53,000
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1978-04-18soldstatus $40,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $7,188 · $599/mo
- Projected year-2 tax
- $7,188 · $599/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,390
- − Mortgage interest
- −$10,083
- − Property taxes
- −$7,188
- − Insurance
- −$900
- − Repairs & maintenance
- −$2,191
- − Management
- −$2,191
- − Depreciation
- −$5,236
- Taxable loss
- −$400
- Est. tax savings @ 24.0%
- +$96
- After-tax cash flow
- $2,318/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bremen Chsd 228
- NCES district ID
- 1707050
- Math proficiency
- 15% ▼ -4.00%
- Reading proficiency
- 17% ▼ -5.00%
- Median HH income
- $57,625
- Composite
- 15.32/100
- National rank
- #9327
- State rank
- #468 of 620 in IL
Livability — Country Club Hills
- Score
- 75/100
- State rank
- #212
- US rank
- #3963
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Country Club Hills, IL
- City population
- 16,549
- Population (ZIP)
- 16,549
Population outlook (Cook County) Hauer SSP2
- Today (2025)
- 5,347,519 people
- By 2030
- 5,357,703 · +0.2%
- By 2040
- 5,324,924 · -0.4%
- By 2050
- 5,230,762 · -2.2%
- By 2075
- 4,785,735 · -10.5%
- By 2100
- 4,188,836 · -21.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (87%)
- Race & ethnicity
- Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
- Common ancestry
- Romanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Cook
- 2024 margin
- Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
- 2008→2024 swing
- -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
- All cycles
- 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -79.73%
- Current HPI
- 212.3917
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
|
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| Consumer Goods | 4 | $87B |
|
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| Industrial Machinery | 3 | $64B |
|
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| Healthcare | 2 | $55B |
|
||
| Retail / Pharmacy | 1 | $148B |
|
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| Agriculture / Food | 1 | $86B |
|
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Price history
+350.0% since first listed13 events — show timeline
- 2026-05-07 Price Changed $180,000 MRED as Distributed by MLS Grid
- 2026-03-23 Listed $199,000 MRED as Distributed by MLS Grid
- 2011-06-27 Sold (MLS) $114,900 MRED as Distributed by MLS Grid
- 2011-04-21 Pending — MRED as Distributed by MLS Grid
- 2011-04-05 Price Changed $114,900 MRED as Distributed by MLS Grid
- 2011-02-21 Listed $119,900 MRED as Distributed by MLS Grid
- 2010-10-06 Sold (MLS) $41,000 MRED as Distributed by MLS Grid
- 2010-05-19 Pending — MRED as Distributed by MLS Grid
- 2010-05-07 Listed $40,000 MRED as Distributed by MLS Grid
- 2001-10-26 Sold (Public Records) $99,500 Public Records
- 1995-10-24 Sold (Public Records) $76,000 Public Records
- 1985-10-01 Sold (Public Records) $53,000 Public Records
- 1978-04-18 Sold (Public Records) $40,000 Public Records
Property tax history
+4.1%/yrLatest (2023): $7,188 · +78.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…