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3924 167th Pl
C Composite 57.84
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.7/10.0
  • DSCR +6.0/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$180,000

3924 167th Pl · Country Club Hills, IL 60478
3 bd · 2.0 ba · 1,546 sqft · SingleFamily public records · 87 Days on market
Built 1961 6,268 sqft lot Est $249k · 28% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!

Key facts

  • Custom backsplash
  • Formal dining room
  • 6,268 sq ft lot

Tags

SUN FILLED LIVING ROOMWOOD LAMINATE FLOORINGFORMAL DINING ROOMRICH CHERRY CABINETRYCUSTOM BACKSPLASHSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Property not currently leased; Located within Country Club Hills (Bremen Township)
  • HOA & community: No master association fee required

Exterior

  • Parking: Detached garage (garage owned) with approximately 2.5 garage spaces; Asphalt driveway; Garage door opener
  • Utilities: Public water; Public sewer; Electric service with circuit breakers
  • Home design: Detached single-family home; 1.5-story design; Fee simple ownership; Rehab completed in 2011
  • Construction: Built roughly 61–70 years ago; Vinyl siding and brick exterior; Asphalt roof; Concrete perimeter foundation
  • Exterior features: Fenced yard; Lot dimensions approximately 55 x 114; Less than 0.25 acre lot; Curbs, street lights, and paved streets in the neighborhood

Interior

  • Kitchen: Eating-area kitchen (11 x 11); Range; Dishwasher; Refrigerator; Ceramic tile in kitchen
  • Bedrooms: Master bedroom on main level (12 x 14); Bedroom on main level (10 x 11); Two additional bedrooms on second level (each 14 x 14)
  • Flooring: Wood laminate in living areas and bedrooms; Ceramic tile in kitchen
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Natural gas forced-air heating; Central air conditioning
  • Interior features: First-floor bedroom; First-floor full bathroom; L-shaped dining room; Unfinished attic; 7 total rooms; Laminate flooring throughout main areas
  • Laundry & utility: Upper-level laundry (6 x 7)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $185 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $169k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, schools F.
  • Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 94 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago; this cycle's ask has dropped $19k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $115k; list at $180k implies a 57% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 4.0% of price.
Recommended offer $169,200 (6.0% below list)

Questions for the listing agent

  1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
7.53%
Cash-on-cash
4.41%
DSCR
1.20
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$248,906
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3736 168th Pl 0.23mi 4/2.0 (+1) 1,533 (-1%) 3mo $110,000 $72 80
3806 168th St 0.17mi 3/2.0 1,487 (-4%) 8mo $204,000 $137 79
3742 W 168th St 0.20mi 3/2.0 1,620 (+5%) 9mo $267,000 $165 76
16943 Old Elm Dr 0.27mi 4/2.0 (+1) 1,400 (-9%) 3mo $255,000 $182 64
17110 Apple Tree Dr 0.58mi 4/1.0 (+1) 1,534 (-1%) 1mo $255,000 $166 62
17142 Orchard Ln 0.56mi 3/1.0 1,610 (+4%) 2mo $150,000 $93 62
16563 Belleplaine Dr 0.73mi 3/1.0 1,550 (+0%) 9mo $125,000 $81 54
17005 Elm Dr 0.74mi 4/1.5 (+1) 1,500 (-3%) 8mo $249,999 $167 47
17126 Central Park Ave 0.71mi 3/1.5 1,400 (-9%) 6mo $195,000 $139 44
16426 Homan Ave 0.74mi 3/3.0 1,419 (-8%) 6mo $190,000 $134 43
17115 Magnolia Dr 0.65mi 4/2.0 (+1) 1,352 (-12%) 7mo $218,000 $161 38
4111 Russet Way 0.73mi 4/2.0 (+1) 1,400 (-9%) 10mo $250,000 $179 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.66×
Total profit
$-17,109
Equity at exit
$26,839
10-year hold
IRR
0.4%
Equity multiple
1.03×
Total profit
$1,362
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 60478

Home prices YoY
-27.3%
Active inventory
94
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$2,282 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$599 /mo · $7,188/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$479
Net cashflow
$185

Break-even live

Break-even rent $2,048
Max offer price $180,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3900 171st St Country Club Hills, IL 3.0 1.0 1750 $2,250 $1.29 8d 1 0.53mi
16450 Roy St Oak Forest, IL 3.0 1.5 1500 $2,400 $1.60 17d 1 1.00mi
17306 Holmes Ave Hazel Crest, IL 3.0 2.0 1535 $2,195 $1.43 5d 1 1.45mi

Listing history 26 events

  1. 2026-06-18
    days on market $180,000 Active 87 DOM
  2. 2026-06-17
    days on market $180,000 Active 86 DOM
  3. 2026-06-16
    days on market $180,000 Active 85 DOM
  4. 2026-06-15
    days on market $180,000 Active 84 DOM
  5. 2026-06-13
    days on market $180,000 Active 82 DOM
  6. 2026-06-09
    days on market $180,000 Active 78 DOM
  7. 2026-06-08
    days on market $180,000 Active 77 DOM
  8. 2026-06-07
    days on market $180,000 Active 76 DOM
  9. 2026-06-04
    days on market $180,000 Active 73 DOM
  10. 2026-06-03
    days on market $180,000 Active 72 DOM
  11. 2026-06-02
    days on market $180,000 Active 71 DOM
  12. 2026-06-01
    days on market $180,000 Active 70 DOM
  13. 2026-05-31
    days on market $180,000 Active 69 DOM
  14. 2026-05-07
    price $180,000
  15. 2026-03-23
    listed $199,000 Active
  16. 2011-06-27
    soldstatus $114,900 Closed Sale 415-char remark
    Show marketing remark (415 chars)

    BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!

  17. 2011-04-21
    status Pending 415-char remark
    Show marketing remark (415 chars)

    BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!

  18. 2011-04-05
    price $114,900 Price Change 415-char remark
    Show marketing remark (415 chars)

    BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!

  19. 2011-02-21
    listed $119,900 New 415-char remark
    Show marketing remark (415 chars)

    BEAUTIFUL 4 BED 2 FULL BATH CAPE COD NEWLY REMODELED! PRICED TO SELL QUICK! A HUGE LIST OF UPDATES INCLUDING CUSTOM CABINETS, NEW APPLIANCES, NEW COUNTERS, NEW FLOORING THROUGHOUT, NEW A/C, FURNACE, & HWT! NEW LIGHTING, PLUMBING, AND ALL NEW TRIMWORK! 4 SPACIOUS BEDROOMS AND 2 FULL BATHROOMS, ALSO INCLUDES A SEPARATE LAUNDRY ROOM W/ HOOK-UPS READY! TOO MUCH TO LIST, A MUST-SEE! GREAT LOCATION IN CC HILLS!

  20. 2010-10-06
    soldstatus $41,000 Closed Sale 224-char remark
    Show marketing remark (224 chars)

    HUD FORECLOSURE SALE! CASE#137123347 SOLD"AS IS". INSURED STATUS:IE, "INSURED VALUE $42201". HUD ELEC AUCTION. USE HUD KEY. DISCLSR INCLD LBP, PROP COND REPORT, BID & PROC SEE SHOW INSTR. L/D 5.7.10

  21. 2010-05-19
    status Pending 224-char remark
    Show marketing remark (224 chars)

    HUD FORECLOSURE SALE! CASE#137123347 SOLD"AS IS". INSURED STATUS:IE, "INSURED VALUE $42201". HUD ELEC AUCTION. USE HUD KEY. DISCLSR INCLD LBP, PROP COND REPORT, BID & PROC SEE SHOW INSTR. L/D 5.7.10

  22. 2010-05-07
    listed $40,000 New 224-char remark
    Show marketing remark (224 chars)

    HUD FORECLOSURE SALE! CASE#137123347 SOLD"AS IS". INSURED STATUS:IE, "INSURED VALUE $42201". HUD ELEC AUCTION. USE HUD KEY. DISCLSR INCLD LBP, PROP COND REPORT, BID & PROC SEE SHOW INSTR. L/D 5.7.10

  23. 2001-10-26
    soldstatus $99,500
  24. 1995-10-24
    soldstatus $76,000
  25. 1985-10-01
    soldstatus $53,000
  26. 1978-04-18
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$7,188 · $599/mo
Projected year-2 tax
$7,188 · $599/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,390
− Mortgage interest
−$10,083
− Property taxes
−$7,188
− Insurance
−$900
− Repairs & maintenance
−$2,191
− Management
−$2,191
− Depreciation
−$5,236
Taxable loss
−$400
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$96
After-tax cash flow
$2,318/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bremen Chsd 228
NCES district ID
1707050
Math proficiency
15% ▼ -4.00%
Reading proficiency
17% ▼ -5.00%
Median HH income
$57,625
Composite
15.32/100
National rank
#9327
State rank
#468 of 620 in IL

Livability — Country Club Hills

Score
75/100
State rank
#212
US rank
#3963

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment A- Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Country Club Hills, IL
City population
16,549
Population (ZIP)
16,549

Population outlook (Cook County) Hauer SSP2

Today (2025)
5,347,519 people
By 2030
5,357,703 · +0.2%
By 2040
5,324,924 · -0.4%
By 2050
5,230,762 · -2.2%
By 2075
4,785,735 · -10.5%
By 2100
4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (87%)
Race & ethnicity
Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
Common ancestry
Romanian 1%
Foreign-born
4% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Cook

2024 margin
Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
2008→2024 swing
-11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
All cycles
2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -79.73%
Current HPI
212.3917
Rent YoY
Metro
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+350.0% since first listed
13 events — show timeline
  • 2026-05-07 Price Changed $180,000 MRED as Distributed by MLS Grid
  • 2026-03-23 Listed $199,000 MRED as Distributed by MLS Grid
  • 2011-06-27 Sold (MLS) $114,900 MRED as Distributed by MLS Grid
  • 2011-04-21 Pending MRED as Distributed by MLS Grid
  • 2011-04-05 Price Changed $114,900 MRED as Distributed by MLS Grid
  • 2011-02-21 Listed $119,900 MRED as Distributed by MLS Grid
  • 2010-10-06 Sold (MLS) $41,000 MRED as Distributed by MLS Grid
  • 2010-05-19 Pending MRED as Distributed by MLS Grid
  • 2010-05-07 Listed $40,000 MRED as Distributed by MLS Grid
  • 2001-10-26 Sold (Public Records) $99,500 Public Records
  • 1995-10-24 Sold (Public Records) $76,000 Public Records
  • 1985-10-01 Sold (Public Records) $53,000 Public Records
  • 1978-04-18 Sold (Public Records) $40,000 Public Records

Property tax history

+4.1%/yr

Latest (2023): $7,188 · +78.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…