121 S Broadway · Baltimore, MD 21231

$319,900

4 bd · 2.0 ba · 1,871 sqft · Townhouse public records · 160 Days on market

Built 1900 2,106 sqft lot $171/sqft · 19% below area Est $395k · 19% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.4/30.0
• Livability +3.8/5.0
• 1% rule +3.6/10.0
• DSCR +3.3/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

Key facts

• Built 1900
• Listed 160 days

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath townhouse listed at $320k.

Deal economics

• At list price, monthly cash flow is $-110 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $300k (6.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (13.7% below list).
• Recommended offer: $276k (13.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Commodore John Rodgers Elementary/Middle (math 4% / reading 13%, grade F, #664 of 860 statewide, top 78%, 855 students, 72% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 57% FRL vs 79% district-wide (22 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.3%/yr); 133 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 39% of the median local income ($85k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 160 days — a 12% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 3y ago; this cycle's ask has dropped $30k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $185k; list at $320k implies a 73% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $276,031 (13.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.88%
• Cash-on-cash: -1.48%
• DSCR: 0.93
• GRM: 9.7

CMA / ARV

• ARV (median comp): $394,980
• List price: $319,900
• Delta: -19.01%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1826 E Lombard St	0.17mi	3/1.0 (-1)	1,870 (-0%)	1mo	$310,000	$166	82
1822 E Lombard St	0.16mi	3/1.5 (-1)	1,830 (-2%)	1mo	$289,000	$158	81
2033 E Pratt St	0.32mi	4/3.0	1,980 (+6%)	1mo	$450,000	$227	71
22 S Castle St	0.29mi	3/3.5 (-1)	1,800 (-4%)	1mo	$535,000	$297	68
411 S Wolfe St	0.30mi	3/2.5 (-1)	1,730 (-8%)	0mo	$369,000	$213	66
203 S Exeter St	0.43mi	4/3.5	1,800 (-4%)	2mo	$250,000	$139	66
15 Yogurt Ln	0.08mi	3/2.5 (-1)	2,118 (+13%)	2mo	$425,000	$201	66
24 S Regester St	0.08mi	3/3.5 (-1)	2,118 (+13%)	1mo	$437,500	$207	63
2013 N Bank St	0.34mi	3/1.5 (-1)	1,710 (-9%)	1mo	$310,000	$181	62
2113 Essex St	0.56mi	3/3.5 (-1)	1,840 (-2%)	2mo	$600,000	$326	59
2534 E Baltimore St	0.70mi	3/3.0 (-1)	1,685 (-10%)	0mo	$495,000	$294	41
2338 Cambridge Walk	0.72mi	3/3.5 (-1)	2,100 (+12%)	0mo	$629,000	$300	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.26% rent growth · sell at horizon

5-year hold

• IRR: -19.6%
• Equity multiple: 0.32×
• Total profit: $-60,824
• Equity at exit: $47,698

10-year hold

• IRR: -14.0%
• Equity multiple: 0.22×
• Total profit: $-69,905
• Equity at exit: $27,659

Cash invested: $89,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21231

• Rents YoY: 2.3%
• Active inventory: 133
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,760 high
• Mortgage (P&I): −$1,678
• Tax from tax record: −$480 /mo · $5,763/yr
• Insurance: −$133
• HOA: −$0
• Vacancy / Maint / Mgmt: −$580
• Net cashflow: $-110

Break-even live

Break-even rent $2,900

Max offer price $300,381

Occupancy floor 99%

Sensitivity live

Price	-10% $71	-5% $-20	+0% $-110	+5% $-201	+10% $-292
Rent	-10% $-329	-5% $-220	+0% $-110	+5% $-1	+10% $108
Rate	-1.0pp $51	-0.5pp $-29	base $-110	+0.5pp $-193	+1.0pp $-278

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,975
• Closing costs: $9,597
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1818 E Pratt St Apt A Baltimore, MD	3.0	2.5	1736	$2,500	$1.44	19d	1	0.11mi
1802 Gough St Baltimore, MD	3.0	2.0	1368	$2,595	$1.90	45d	1	0.17mi
1816 Gough St Baltimore, MD	4.0	2.0	1248	$3,500	$2.80	25d	1	0.18mi
250 S Washington St Baltimore, MD	4.0	3.5	2261	$2,595	$1.15	25d	1	0.25mi
104 N Dallas St Baltimore, MD	3.0	2.5	1584	$2,500	$1.58	23d	1	0.26mi
1904 Bank St Baltimore, MD	3.0	3.5	1792	$3,250	$1.81	45d	1	0.27mi
2015 E Fairmount Ave Baltimore, MD	3.0	3.5	1402	$2,500	$1.78	45d	1	0.29mi
430 S Bond St Baltimore, MD	3.0	2.5	1842	$2,875	$1.56	19d	1	0.33mi
1911 Eastern Ave Baltimore, MD	4.0	4.0	1520	$2,600	$1.71	25d	1	0.35mi
2115 E Fairmount Ave Baltimore, MD	3.0	2.5	1736	$2,795	$1.61	25d	1	0.39mi
107 N Chester St Unit 2 Baltimore, MD	3.0	1.0	1750	$2,750	$1.57	45d	1	0.39mi
424 S Eden St Baltimore, MD	4.0	3.5	1830	$3,200	$1.75	25d	1	0.42mi
2206 E Baltimore St Baltimore, MD	3.0	2.5	2612	$2,900	$1.11	23d	1	0.43mi
2013 Fleet St Baltimore, MD	3.0	2.5	1565	$2,800	$1.79	0d	1	0.45mi
513 S Chester St Baltimore, MD	4.0	4.5	1534	$3,000	$1.96	19d	1	0.45mi
2040 Orleans St Baltimore, MD	4.0	1.5	1974	$2,100	$1.06	16d	1	0.47mi
706 S Bethel St Baltimore, MD	3.0	2.0	1500	$3,300	$2.20	45d	1	0.48mi
2242 E Fairmount Ave Baltimore, MD	3.0	2.0	1345	$2,850	$2.12	45d	1	0.48mi
2209 Mullikin St Baltimore, MD	3.0	2.5	1512	$1,900	$1.26	5d	1	0.50mi
141 N Patterson Park Ave Baltimore, MD	3.0	3.5	2264	$2,300	$1.02	45d	1	0.53mi
143 N Patterson Park Ave Baltimore, MD	4.0	3.5	1650	$3,700	$2.24	25d	1	0.53mi
2208 Orleans St Baltimore, MD	3.0	1.0	1310	$1,775	$1.35	45d	1	0.54mi
2317 E Fayette St Baltimore, MD	3.0	1.5	1315	$2,000	$1.52	14d	1	0.55mi
2217 Fleet St Baltimore, MD	3.0	2.0	1598	$2,700	$1.69	12d	1	0.57mi
2210 Cambridge St Baltimore, MD	3.0	3.5	1450	$2,725	$1.88	45d	1	0.59mi
555 President St Baltimore, MD	3.0	1.0–4.0	1352	$5,438	$4.02	0d	1	0.61mi
1418 E Monument St Baltimore, MD	2.0–4.0	1.0–2.0	1265	$1,920	$1.52	16d	5	0.65mi
420 N Montford Ave Baltimore, MD	3.0	1.0	1350	$1,450	$1.07	45d	1	0.66mi
2313 Foster Ave Baltimore, MD	3.0	2.5	1974	$2,900	$1.47	45d	1	0.68mi
1402 Point St Baltimore, MD	2.0–3.0	2.5–3.0	1470	$5,730	$3.90	4d	3	0.69mi
9 N Luzerne Ave Baltimore, MD	3.0	2.5	1380	$2,450	$1.78	6d	1	0.71mi
2431 McElderry St Baltimore, MD	4.0	2.5	1600	$2,100	$1.31	45d	1	0.76mi
233 N Luzerne Ave Baltimore, MD	3.0	2.5	1700	$2,250	$1.32	23d	1	0.76mi
624 Stirling St Baltimore, MD	4.0	3.0	1812	$2,450	$1.35	45d	1	0.77mi
2619 E Fayette St Baltimore, MD	3.0	2.0	1600	$1,900	$1.19	45d	1	0.78mi
139 N Lakewood Ave Unit 1 Baltimore, MD	4.0	2.0	1370	$2,500	$1.82	45d	1	0.80mi
139 N Lakewood Ave Baltimore, MD	4.0	2.5	1370	$2,500	$1.82	45d	1	0.80mi
539 N Luzerne Ave Baltimore, MD	3.0	2.5	1702	$2,300	$1.35	45d	1	0.85mi
918 N Central Ave Baltimore, MD	3.0	1.0	1514	$1,400	$0.92	16d	1	0.86mi
1317 E Eager St Baltimore, MD	4.0	1.5	1400	$1,900	$1.36	23d	1	0.87mi

Listing history 49 events

1. 2026-06-21
   days on market $319,900 Active 160 DOM
2. 2026-06-18
   days on market $319,900 Active 157 DOM
3. 2026-06-17
   days on market $319,900 Active 156 DOM
4. 2026-06-16
   days on market $319,900 Active 155 DOM
5. 2026-06-15
   days on market $319,900 Active 154 DOM
6. 2026-06-13
   days on market $319,900 Active 152 DOM
7. 2026-06-09
   days on market $319,900 Active 148 DOM
8. 2026-06-08
   pricedays on market $319,900 Active 147 DOM
9. 2026-06-07
   days on market $325,000 Active 146 DOM
10. 2026-06-04
    days on market $325,000 Active 143 DOM
11. 2026-06-03
    days on market $325,000 Active 142 DOM
12. 2026-06-02
    days on market $325,000 Active 141 DOM
13. 2026-06-01
    days on market $325,000 Active 140 DOM
14. 2026-05-31
    days on market $325,000 Active 139 DOM
15. 2026-05-06
    price $325,000 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

16. 2026-03-26
    price $334,500 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

17. 2026-03-04
    price $339,500 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

18. 2026-02-11
    price $345,000 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

19. 2026-01-21
    status Active 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

20. 2026-01-15
    historical Active Under Contract 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

21. 2026-01-08
    listed $350,000 Active 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

22. 2026-01-05
    historical $350,000 1571-char remark

    Show marketing remark (1571 chars)

    COMPLETE RENOVATION in 2025 with additional updates in January 2026! This stunning four-level Fells Point masterpiece may qualify for first-time buyer credits and grants (subject to borrower eligibility). Step inside and experience the elegance of the Gilded Age seamlessly blended with modern luxury. The fully renovated lower level offers exceptional flexibility, featuring a full bath with a luxurious walk-in shower, laundry area, utility space, and abundant storage. With a separate, gated street-level entrance, this level is ideal for guests, extended living, or added convenience. The main level—also accessible via a separate entrance—continues the charm with a gourmet kitchen showcasing two-toned cabinetry and high-end appliances, perfect for culinary enthusiasts. The living area is complemented by a stylish powder room and opens to a brand-new deck overlooking a backyard ready for your gardening or entertaining vision. The second level hosts a sprawling primary suite with raised ceilings, a skylight, walk-in closet, additional hallway storage, and a private full bath. Step out onto the second deck to enjoy morning coffee or evening cocktails in a serene setting. The upper level features two additional generously sized bedrooms, offering ample space for family, guests, or a home office. Live like royalty in this rare Fells Point gem where every detail has been thoughtfully designed to elevate your lifestyle. Don’t miss your opportunity to own a beautifully reimagined piece of history—schedule your private showing today!

23. 2025-11-07
    historical $3,250
24. 2025-09-06
    listed $3,250
25. 2025-07-21
    historical
26. 2025-06-10
    status Active
27. 2025-06-07
    historical
28. 2025-05-20
    price $325,000
29. 2025-03-12
    price $349,900
30. 2025-02-10
    price $365,000
31. 2024-12-05
    price $379,900
32. 2024-11-13
    price $389,900
33. 2024-09-28
    price $395,000
34. 2024-07-27
    listed $399,900 Active
35. 2024-06-11
    historical
36. 2024-05-30
    price $424,900
37. 2024-05-17
    price $429,900
38. 2024-05-09
    price $442,500
39. 2024-04-19
    price $444,900
40. 2024-04-14
    price $446,500
41. 2024-04-09
    price $447,500
42. 2024-03-16
    price $449,900
43. 2024-03-08
    price $489,900
44. 2024-02-26
    price $494,900
45. 2024-02-14
    listed $499,900 Active
46. 2023-11-01
    soldstatus $185,000
47. 2023-07-01
    historical
48. 2023-05-22
    listed $280,000 Active
49. 1985-05-31
    soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $5,763 · $480/mo
• Projected year-2 tax: $5,763 · $480/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,124
• − Mortgage interest: −$17,919
• − Property taxes: −$5,763
• − Insurance: −$1,600
• − Repairs & maintenance: −$2,650
• − Management: −$2,650
• − Depreciation: −$9,306
• Taxable loss: −$6,764
• Est. tax savings @ 24.0%: +$1,623
• After-tax cash flow: $297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 14,969
• Household income: $85,254
• Rent vs Own: 65.8% rent · 34.2% own
• Severe rent burden: 1147.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 53% Black 29% Hispanic / Latino 9% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 6% Slovak 2% Lithuanian 2%
• Foreign-born: 10% · Canada, China, South Korea
• Languages at home: 85% English-only · Spanish 6% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -545.26%
• Current HPI: 351.3778
• Rent YoY: ▲ 2.26%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+1150.0% since first listed

35 events — show timeline

• 2026-05-06 Price Changed $325,000 BRIGHT MLS
• 2026-03-26 Price Changed $334,500 BRIGHT MLS
• 2026-03-04 Price Changed $339,500 BRIGHT MLS
• 2026-02-11 Price Changed $345,000 BRIGHT MLS
• 2026-01-21 Relisted — BRIGHT MLS
• 2026-01-15 Contingent — BRIGHT MLS
• 2026-01-08 Listed $350,000 BRIGHT MLS
• 2026-01-05 Coming Soon $350,000 BRIGHT MLS
• 2025-11-07 Rental Removed $3,250 SHOWMOJO
• 2025-09-06 Listed for Rent $3,250 SHOWMOJO
• 2025-07-21 Listing Removed — BRIGHT MLS
• 2025-06-10 Relisted — BRIGHT MLS
• 2025-06-07 Listing Removed — BRIGHT MLS
• 2025-05-20 Price Changed $325,000 BRIGHT MLS
• 2025-03-12 Price Changed $349,900 BRIGHT MLS
• 2025-02-10 Price Changed $365,000 BRIGHT MLS
• 2024-12-05 Price Changed $379,900 BRIGHT MLS
• 2024-11-13 Price Changed $389,900 BRIGHT MLS
• 2024-09-28 Price Changed $395,000 BRIGHT MLS
• 2024-07-27 Listed $399,900 BRIGHT MLS
• 2024-06-11 Listing Removed — BRIGHT MLS
• 2024-05-30 Price Changed $424,900 BRIGHT MLS
• 2024-05-17 Price Changed $429,900 BRIGHT MLS
• 2024-05-09 Price Changed $442,500 BRIGHT MLS
• 2024-04-19 Price Changed $444,900 BRIGHT MLS
• 2024-04-14 Price Changed $446,500 BRIGHT MLS
• 2024-04-09 Price Changed $447,500 BRIGHT MLS
• 2024-03-16 Price Changed $449,900 BRIGHT MLS
• 2024-03-08 Price Changed $489,900 BRIGHT MLS
• 2024-02-26 Price Changed $494,900 BRIGHT MLS
• 2024-02-14 Listed $499,900 BRIGHT MLS
• 2023-11-01 Sold (Public Records) $185,000 Public Records
• 2023-07-01 Listing Removed — BRIGHT MLS
• 2023-05-22 Listed $280,000 BRIGHT MLS
• 1985-05-31 Sold (Public Records) $26,000 Public Records

Property tax history

+1.2%/yr

Latest (2025): $5,763 · +7.1% YoY. Source: county tax records.