214 San Antonio South Loop · Weslaco, TX 78599

$318,990

3 bd · 2.5 ba · 2,328 sqft · SingleFamily · 72 Days on market

Built 2026 5,149 sqft lot $137/sqft · 15% above area Est $277k · 15% over $25/mo HOA · 1% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.5/30.0
• DSCR +7.2/10.0
• 1% rule +6.0/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• ARV discount +0.8/15.0
• Appreciation +0.3/10.0

Listing remarks MLS

This spacious two-story Juniper home offers 3 bedrooms and 2.5 bathrooms, designed to give your family room to grow and entertain. The main level features an open-concept layout with the kitchen center island, Maple Wood painted cabinets, upgraded Quartz countertops, and a luxurious GE 5-Piece Gas Appliance Package. Elegant tile flooring flows throughout the home, adding both style and durability. Upstairs, you'll find an veristle gameroom, two generous bedrooms, and a full bathroom. Additional features of the home include a utility room, a walk-in pantry, and an attached two-car garage. In the backyard, enjoy extra space with a bonus 10x10 flatwork. 10x10 Rear Flatwork Maple Wood Cabinets Quartz Countertops GE 5-Piece Stainless-Steel Appliances - Gas * Photos do not represent the final production of the home

Key facts

• Quartz countertops
• Utility room
• Tile flooring

Tags

• OPEN-CONCEPT LAYOUT
• KITCHEN CENTER ISLAND
• MAPLE WOOD CABINETS
• QUARTZ COUNTERTOPS
• TILE FLOORING
• UTILITY ROOM

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $319k.

Deal economics

• At list price, monthly cash flow is $536 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $319k).
• Recommended offer: $300k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 4.1% in Weslaco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#277 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
• Weslaco ISD (suburban): math 23% / reading 31% proficiency, ranked #705 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 231 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($300k) is reasonable based on typical stale-listing flexibility.

Recommended offer $299,850 (6.0% below list)

Questions for the listing agent

1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.31%
• Cash-on-cash: 7.20%
• DSCR: 1.32
• GRM: 7.6

CMA / ARV

• ARV (median comp): $277,426
• List price: $318,990
• Delta: 14.98%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
200 Houston Dr	0.08mi	3/2.5	2,054 (-12%)	16mo	$278,990	$136	64
5413 Jay Ln	0.46mi	4/3.5 (+1)	2,355 (+1%)	8mo	$465,000	$197	61
5377 Aaron Ln	0.46mi	4/3.5 (+1)	2,257 (-3%)	9mo	$425,000	$188	57
717 N Park Place Dr	0.66mi	4/3.5 (+1)	2,414 (+4%)	2mo	$389,900	$162	52
2719 N Ohio Ave	0.59mi	3/3.5	2,552 (+10%)	1mo	$249,999	$98	52
609 N Park Place Dr	0.59mi	4/2.5 (+1)	2,250 (-3%)	20mo	$375,000	$167	45
2503 E Sugar Cane Dr	0.52mi	4/3.0 (+1)	2,128 (-9%)	12mo	$219,000	$103	44
2405 Highland Dr	0.64mi	4/3.0 (+1)	2,517 (+8%)	13mo	$329,000	$131	38
855 Azure Ave	0.49mi	4/2.5 (+1)	2,064 (-11%)	23mo	$265,000	$128	34
5483 Jay Ln	0.46mi	4/2.5 (+1)	1,984 (-15%)	20mo	$385,900	$195	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.3%
• Equity multiple: 0.80×
• Total profit: $-17,514
• Equity at exit: $47,562

10-year hold

• IRR: 4.4%
• Equity multiple: 1.32×
• Total profit: $28,946
• Equity at exit: $27,580

Cash invested: $89,317 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78599

• Home prices YoY: -3.7%
• Active inventory: 231
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $3,500 medium
• Mortgage (P&I): −$1,673
• Tax est. 1.5%: −$399 /mo · $4,785/yr
• Insurance: −$133
• HOA: −$25
• Vacancy / Maint / Mgmt: −$735
• Net cashflow: $536

Break-even live

Break-even rent $2,822

Max offer price $318,990

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,748
• Closing costs: $9,570
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3208 N Westgate Dr Weslaco, TX	4.0	3.0	3347	$3,500	$1.05	14d	1	1.13mi

HOA detail

• Monthly dues: $25 · $300/yr
• Likely covers: gas

Listing history 4 events

1. 2026-06-02
   days on market $318,990 Active 72 DOM
2. 2026-06-01
   days on market $318,990 Active 71 DOM
3. 2026-05-31
   days on market $318,990 Active 70 DOM
4. 2026-03-22
   listed $318,990 Active 821-char remark

   Show marketing remark (821 chars)

   This spacious two-story Juniper home offers 3 bedrooms and 2.5 bathrooms, designed to give your family room to grow and entertain. The main level features an open-concept layout with the kitchen center island, Maple Wood painted cabinets, upgraded Quartz countertops, and a luxurious GE 5-Piece Gas Appliance Package. Elegant tile flooring flows throughout the home, adding both style and durability. Upstairs, you'll find an veristle gameroom, two generous bedrooms, and a full bathroom. Additional features of the home include a utility room, a walk-in pantry, and an attached two-car garage. In the backyard, enjoy extra space with a bonus 10x10 flatwork. 10x10 Rear Flatwork Maple Wood Cabinets Quartz Countertops GE 5-Piece Stainless-Steel Appliances - Gas * Photos do not represent the final production of the home

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $42,000
• − Mortgage interest: −$17,868
• − Property taxes: −$4,785
• − Insurance: −$1,595
• − Repairs & maintenance: −$3,360
• − Management: −$3,360
• − HOA: −$300
• − Depreciation: −$9,280
• Taxable income: $1,452
• Est. tax owed @ 24.0%: −$349
• After-tax cash flow: $6,078/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Weslaco ISD
• NCES district ID: 4844960
• Math proficiency: 23% ▼ -29.00%
• Reading proficiency: 31% ▼ -9.00%
• Median HH income: $32,867
• Composite: 22.05/100
• National rank: #8196
• State rank: #705 of 826 in TX

Livability — Weslaco

• Score: 72/100
• State rank: #277
• US rank: #6469

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Weslaco, TX
• Population (ZIP): 35,400

Population outlook (Hidalgo County) Hauer SSP2

• Today (2025): 955,232 people
• By 2030: 1,009,774 · +5.7%
• By 2040: 1,120,332 · +17.3%
• By 2050: 1,225,036 · +28.2%
• By 2075: 1,439,189 · +50.7%
• By 2100: 1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (96%)
• Race & ethnicity: Hispanic / Latino 96% Two or more races 42% White 2%
• Hispanic origin (detail): Mexican 90%
• Foreign-born: 20% · Canada
• Languages at home: 19% English-only · Spanish 80%

Political lean MEDSL · Hidalgo

• 2024 margin: Toss-up / Even · D 48.1% · R 51.0%
• 2008→2024 swing: -41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
• All cycles: 2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -9.47%
• Current HPI: 243.5537
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-03-22 Listed $318,990 Zillow