6025 Twin Pines Way · Acworth, GA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.0/30.0
- DSCR +4.3/10.0
- Schools +4.2/10.0
- Livability +3.6/5.0
- 1% rule +3.2/10.0
- ARV discount +3.2/15.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$361,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
Key facts
- Large garage
- Tiled walk in shower
- Non hoa neighborhood
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $361k.
Deal economics
- At list price, monthly cash flow is $49 ($589/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $296k (18.1% below list).
- Recommended offer: $296k (18.1% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 3.8% in Acworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
- Cherokee County (suburban): math 46% / reading 48% proficiency, ranked #17 of 174 in GA (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Clark Creek Elementary School (math 55% / reading 45%, grade D+, #255 of 1,228 statewide, top 21%, 1,113 students, 44% FRL); E. T. Booth Middle School (math 41% / reading 50%, grade D+, #97 of 470 statewide, top 22%, 1,654 students, 33% FRL); Etowah High School (math 14% / reading 36%, grade F, #181 of 424 statewide, top 43%, 2,441 students, 28% FRL).
- Market conditions: Rents rising (+1.7%/yr); 329 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,665 units permitted in Cherokee County in 2024 (852 in 5+ unit buildings).
- This rent runs 36% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Cherokee County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($356k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $175k; list at $361k implies a 106% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.46%
- Cash-on-cash
- 0.58%
- DSCR
- 1.03
- GRM
- 10.2
CMA / ARV
- ARV (on-the-fly)
- $329,376
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6199 Brookside Ln | 0.27mi | 3/2.0 | 1,460 (-3%) | 8mo | $350,000 | $240 | 76 |
| 6043 Twin Pines Way | 0.06mi | 3/2.0 | 1,418 (-6%) | 18mo | $290,000 | $205 | 72 |
| 6168 Emerald Springs Way SE | 0.65mi | 3/2.5 | 1,510 (+0%) | 4mo | $329,900 | $218 | 63 |
| 29 Maddox Rd SE | 0.55mi | 3/2.0 | 1,380 (-8%) | 18mo | $276,097 | $200 | 45 |
| 31 Mariner Way SE | 0.55mi | 3/3.0 | 1,653 (+10%) | 11mo | $381,000 | $230 | 45 |
| 4141 Arrington Rd SE | 0.63mi | 4/2.0 (+1) | 1,700 (+13%) | 9mo | $372,100 | $219 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.71% rent growth · sell at horizon
- IRR
- -16.7%
- Equity multiple
- 0.41×
- Total profit
- $-59,243
- Equity at exit
- $53,826
- IRR
- -10.9%
- Equity multiple
- 0.38×
- Total profit
- $-63,050
- Equity at exit
- $31,213
Cash invested: $101,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30102
- Rents YoY
- 1.7%
- Active inventory
- 329
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,957 medium interval (Pro) →
- Mortgage (P&I)
- −$1,893
- Tax from tax record
- −$244 /mo · $2,925/yr
- Insurance
- −$150
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$621
- Net cashflow
- $49
Break-even live
Sensitivity live
| Price | -10% $253 | -5% $151 | +0% $49 | +5% $-53 | +10% $-155 |
|---|---|---|---|---|---|
| Rent | -10% $-185 | -5% $-68 | +0% $49 | +5% $166 | +10% $283 |
| Rate | -1.0pp $231 | -0.5pp $141 | base $49 | +0.5pp $-44 | +1.0pp $-140 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $90,250
- Closing costs
- $10,830
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3702 Pine Brook Dr Acworth, GA | 3.0 | 2.0 | 2010 | $2,345 | $1.17 | 45d | 1 | 0.41mi |
| 6340 McCollum Ln Acworth, GA | 4.0 | 2.0 | 1800 | $5,250 | $2.92 | 45d | 1 | 1.12mi |
| 1348 Highway 92 Acworth, GA | 3.0 | 1.0–2.0 | 962 | $2,685 | $2.79 | 0d | 30 | 1.19mi |
Listing history 30 events
-
2026-06-16status $361,000 Under Contract 19 DOM
-
2026-06-15days on market $361,000 Active 19 DOM
-
2026-06-13days on market $361,000 Active 17 DOM
-
2026-06-09days on market $361,000 Active 13 DOM
-
2026-06-08days on market $361,000 Active 12 DOM
-
2026-06-07days on market $361,000 Active 11 DOM
-
2026-06-04days on market $361,000 Active 8 DOM
-
2026-06-03days on market $361,000 Active 7 DOM
-
2026-06-02days on market $361,000 Active 6 DOM
-
2026-06-01days on market $361,000 Active 5 DOM
-
2026-05-31days on market $361,000 Active 4 DOM
-
2026-05-28$361,000 Active
-
2015-11-03soldstatus $175,000
-
2015-09-24soldstatus $175,000 Sold 569-char remark
Show marketing remark (569 chars)
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
-
2015-09-24soldstatus $175,000 Sold 569-char remark
Show marketing remark (569 chars)
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
-
2015-08-24historical Contingent - Due Diligence 569-char remark
Show marketing remark (569 chars)
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
-
2015-08-21status Under Contract 569-char remark
Show marketing remark (569 chars)
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
-
2015-08-19$175,000 New 569-char remark
Show marketing remark (569 chars)
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
-
2015-08-19$175,000 Active 569-char remark
Show marketing remark (569 chars)
Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.
-
2015-08-16historical
-
2015-06-15$170,000 New
-
2015-04-01historical
-
2015-03-03status Back On Market
-
2015-03-01historical
-
2015-02-02status Back On Market
-
2015-02-01historical
-
2015-01-06status Back On Market
-
2015-01-06historical
-
2014-10-06$175,000 New
-
1986-09-02soldstatus $79,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,925 · $244/mo
- Projected year-2 tax
- $3,321 · $277/mo
- Expected delta
- +$396/yr (+$33/mo · 13.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,489
- − Mortgage interest
- −$20,222
- − Property taxes
- −$2,925
- − Insurance
- −$1,805
- − Repairs & maintenance
- −$2,839
- − Management
- −$2,839
- − Depreciation
- −$10,502
- Taxable loss
- −$5,642
- Est. tax savings @ 24.0%
- +$1,354
- After-tax cash flow
- $1,943/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cherokee County
- NCES district ID
- 1301110
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 48% ▼ -8.00%
- Median HH income
- $69,295
- Composite
- 42.14/100
- National rank
- #3304
- State rank
- #17 of 174 in GA
Livability — Acworth
- Score
- 72/100
- State rank
- #68
- US rank
- #6208
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Cherokee County · 289,977 people
- City population
- 107,912
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 45,319
- Household income
- $97,676
- Rent vs Own
- Severe rent burden
- 940.0
Population outlook (Cherokee County) Hauer SSP2
- Today (2025)
- 281,923 people
- By 2030
- 303,845 · +7.8%
- By 2040
- 344,738 · +22.3%
- By 2050
- 379,010 · +34.4%
- By 2075
- 449,617 · +59.5%
- By 2100
- 484,103 · +71.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Hispanic / Latino 14% Black 14% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 15% · Canada, Jamaica, Vietnam
- Languages at home
- 81% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Cherokee
- 2024 margin
- Solid R (+39.0) · D 30.1% · R 69.1%
- 2008→2024 swing
- +12.1pp toward D · 2008: -51.1pp · 2024: -39.0pp
- All cycles
- 2024: R+39.0 2020: R+39.2 2016: R+50.0 2012: R+57.8 2008: R+51.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -209.73%
- Current HPI
- 250.4575
- Rent YoY
- ▲ 1.71%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+351.8% since first listed19 events — show timeline
- 2026-05-28 Listed $361,000 FSBO.com
- 2015-11-03 Sold (Public Records) $175,000 Public Records
- 2015-09-24 Sold (MLS) $175,000 GAMLS
- 2015-09-24 Sold (MLS) $175,000 FMLS
- 2015-08-24 Contingent — FMLS
- 2015-08-21 Pending — GAMLS
- 2015-08-19 Listed $175,000 GAMLS
- 2015-08-19 Listed $175,000 FMLS
- 2015-08-16 Listing Removed — GAMLS
- 2015-06-15 Listed $170,000 GAMLS
- 2015-04-01 Listing Removed — GAMLS
- 2015-03-03 Relisted — GAMLS
- 2015-03-01 Listing Removed — GAMLS
- 2015-02-02 Relisted — GAMLS
- 2015-02-01 Listing Removed — GAMLS
- 2015-01-06 Relisted — GAMLS
- 2015-01-06 Listing Removed — GAMLS
- 2014-10-06 Listed $175,000 GAMLS
- 1986-09-02 Sold (Public Records) $79,900 Public Records
Property tax history
+4.8%/yrLatest (2025): $2,925 · +13.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…