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6025 Twin Pines Way
D- Composite 37.92
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.0/30.0
  • DSCR +4.3/10.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • ARV discount +3.2/15.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$361,000

6025 Twin Pines Way · Acworth, GA 30102
3 bd · 2.0 ba · 1,504 sqft · SingleFamily public records · 19 Days on market
Built 1990 Est $329k · 10% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

Key facts

  • Large garage
  • Tiled walk in shower
  • Non hoa neighborhood

Tags

LARGE GARAGENON HOA NEIGHBORHOODOVER AN ACREHARDWOOD FLOORSTILED WALK IN SHOWERFRESHLY PAINTED OUTSIDE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $361k.

Deal economics

  • At list price, monthly cash flow is $49 ($589/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $296k (18.1% below list).
  • Recommended offer: $296k (18.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.8% in Acworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
  • Cherokee County (suburban): math 46% / reading 48% proficiency, ranked #17 of 174 in GA (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Clark Creek Elementary School (math 55% / reading 45%, grade D+, #255 of 1,228 statewide, top 21%, 1,113 students, 44% FRL); E. T. Booth Middle School (math 41% / reading 50%, grade D+, #97 of 470 statewide, top 22%, 1,654 students, 33% FRL); Etowah High School (math 14% / reading 36%, grade F, #181 of 424 statewide, top 43%, 2,441 students, 28% FRL).
  • Market conditions: Rents rising (+1.7%/yr); 329 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,665 units permitted in Cherokee County in 2024 (852 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Cherokee County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($356k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $175k; list at $361k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $295,745 (18.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.46%
Cash-on-cash
0.58%
DSCR
1.03
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$329,376
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6199 Brookside Ln 0.27mi 3/2.0 1,460 (-3%) 8mo $350,000 $240 76
6043 Twin Pines Way 0.06mi 3/2.0 1,418 (-6%) 18mo $290,000 $205 72
6168 Emerald Springs Way SE 0.65mi 3/2.5 1,510 (+0%) 4mo $329,900 $218 63
29 Maddox Rd SE 0.55mi 3/2.0 1,380 (-8%) 18mo $276,097 $200 45
31 Mariner Way SE 0.55mi 3/3.0 1,653 (+10%) 11mo $381,000 $230 45
4141 Arrington Rd SE 0.63mi 4/2.0 (+1) 1,700 (+13%) 9mo $372,100 $219 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.41×
Total profit
$-59,243
Equity at exit
$53,826
10-year hold
IRR
-10.9%
Equity multiple
0.38×
Total profit
$-63,050
Equity at exit
$31,213

Cash invested: $101,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30102

Rents YoY
1.7%
Active inventory
329
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,957 medium interval (Pro) →
Mortgage (P&I)
$1,893
Tax from tax record
$244 /mo · $2,925/yr
Insurance
$150
HOA
$0
Vacancy / Maint / Mgmt
$621
Net cashflow
$49

Break-even live

Break-even rent $2,895
Max offer price $361,000
Occupancy floor 93%

Sensitivity live

Price -10% $253 -5% $151 +0% $49 +5% $-53 +10% $-155
Rent -10% $-185 -5% $-68 +0% $49 +5% $166 +10% $283
Rate -1.0pp $231 -0.5pp $141 base $49 +0.5pp $-44 +1.0pp $-140

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$90,250
Closing costs
$10,830
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3702 Pine Brook Dr Acworth, GA 3.0 2.0 2010 $2,345 $1.17 45d 1 0.41mi
6340 McCollum Ln Acworth, GA 4.0 2.0 1800 $5,250 $2.92 45d 1 1.12mi
1348 Highway 92 Acworth, GA 3.0 1.0–2.0 962 $2,685 $2.79 0d 30 1.19mi

Listing history 30 events

  1. 2026-06-16
    status $361,000 Under Contract 19 DOM
  2. 2026-06-15
    days on market $361,000 Active 19 DOM
  3. 2026-06-13
    days on market $361,000 Active 17 DOM
  4. 2026-06-09
    days on market $361,000 Active 13 DOM
  5. 2026-06-08
    days on market $361,000 Active 12 DOM
  6. 2026-06-07
    days on market $361,000 Active 11 DOM
  7. 2026-06-04
    days on market $361,000 Active 8 DOM
  8. 2026-06-03
    days on market $361,000 Active 7 DOM
  9. 2026-06-02
    days on market $361,000 Active 6 DOM
  10. 2026-06-01
    days on market $361,000 Active 5 DOM
  11. 2026-05-31
    days on market $361,000 Active 4 DOM
  12. 2026-05-28
    listed $361,000 Active
  13. 2015-11-03
    soldstatus $175,000
  14. 2015-09-24
    soldstatus $175,000 Sold 569-char remark
    Show marketing remark (569 chars)

    Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

  15. 2015-09-24
    soldstatus $175,000 Sold 569-char remark
    Show marketing remark (569 chars)

    Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

  16. 2015-08-24
    historical Contingent - Due Diligence 569-char remark
    Show marketing remark (569 chars)

    Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

  17. 2015-08-21
    status Under Contract 569-char remark
    Show marketing remark (569 chars)

    Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

  18. 2015-08-19
    listed $175,000 New 569-char remark
    Show marketing remark (569 chars)

    Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

  19. 2015-08-19
    listed $175,000 Active 569-char remark
    Show marketing remark (569 chars)

    Beautiful well maintained ranch home on lg.private,lvl,over 1 acre lot w/front and back deck perfect for entertain. Main level features spacious kitchen w/new tile fl, granite counters, and new high end stainless appliances. 3 beds 2baths,lg. fam.room w/ fireplace, formal dining room, bkfst area, and master w/lg walk-in closet. Very lg.2 car garage w/plenty of space for yard equipm. Lg. unfinished room in bsmt opens up a lot of options for potential man cave or office. Fab.home in great estab. neighborhood and NO HOA! Hard to find over 1 acre, private, level lot.

  20. 2015-08-16
    historical
  21. 2015-06-15
    listed $170,000 New
  22. 2015-04-01
    historical
  23. 2015-03-03
    status Back On Market
  24. 2015-03-01
    historical
  25. 2015-02-02
    status Back On Market
  26. 2015-02-01
    historical
  27. 2015-01-06
    status Back On Market
  28. 2015-01-06
    historical
  29. 2014-10-06
    listed $175,000 New
  30. 1986-09-02
    soldstatus $79,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,925 · $244/mo
Projected year-2 tax
$3,321 · $277/mo
Expected delta
+$396/yr (+$33/mo · 13.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,489
− Mortgage interest
−$20,222
− Property taxes
−$2,925
− Insurance
−$1,805
− Repairs & maintenance
−$2,839
− Management
−$2,839
− Depreciation
−$10,502
Taxable loss
−$5,642
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,354
After-tax cash flow
$1,943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cherokee County
NCES district ID
1301110
Math proficiency
46% ▼ -11.00%
Reading proficiency
48% ▼ -8.00%
Median HH income
$69,295
Composite
42.14/100
National rank
#3304
State rank
#17 of 174 in GA

Livability — Acworth

Score
72/100
State rank
#68
US rank
#6208

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment B- Housing A+ Health & safety B- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Cherokee County · 289,977 people
City population
107,912
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
45,319
Household income
$97,676
Rent vs Own
23.4% rent · 76.6% own
Severe rent burden
940.0

Population outlook (Cherokee County) Hauer SSP2

Today (2025)
281,923 people
By 2030
303,845 · +7.8%
By 2040
344,738 · +22.3%
By 2050
379,010 · +34.4%
By 2075
449,617 · +59.5%
By 2100
484,103 · +71.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Hispanic / Latino 14% Black 14% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
15% · Canada, Jamaica, Vietnam
Languages at home
81% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Cherokee

2024 margin
Solid R (+39.0) · D 30.1% · R 69.1%
2008→2024 swing
+12.1pp toward D · 2008: -51.1pp · 2024: -39.0pp
All cycles
2024: R+39.0 2020: R+39.2 2016: R+50.0 2012: R+57.8 2008: R+51.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -209.73%
Current HPI
250.4575
Rent YoY
▲ 1.71%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+351.8% since first listed
19 events — show timeline
  • 2026-05-28 Listed $361,000 FSBO.com
  • 2015-11-03 Sold (Public Records) $175,000 Public Records
  • 2015-09-24 Sold (MLS) $175,000 GAMLS
  • 2015-09-24 Sold (MLS) $175,000 FMLS
  • 2015-08-24 Contingent FMLS
  • 2015-08-21 Pending GAMLS
  • 2015-08-19 Listed $175,000 GAMLS
  • 2015-08-19 Listed $175,000 FMLS
  • 2015-08-16 Listing Removed GAMLS
  • 2015-06-15 Listed $170,000 GAMLS
  • 2015-04-01 Listing Removed GAMLS
  • 2015-03-03 Relisted GAMLS
  • 2015-03-01 Listing Removed GAMLS
  • 2015-02-02 Relisted GAMLS
  • 2015-02-01 Listing Removed GAMLS
  • 2015-01-06 Relisted GAMLS
  • 2015-01-06 Listing Removed GAMLS
  • 2014-10-06 Listed $175,000 GAMLS
  • 1986-09-02 Sold (Public Records) $79,900 Public Records

Property tax history

+4.8%/yr

Latest (2025): $2,925 · +13.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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