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3818 Anvers Blvd
C+ Composite 60.88
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.6/10.0
  • 1% rule +5.1/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$160,000

3818 Anvers Blvd · Jacksonville, FL 32210
3 bd · 2.0 ba · 1,300 sqft · SingleFamily public records · 16 Days on market
Built 1959 8,870 sqft lot Est $213k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This very well maintained home is waiting for your. Concrete Block Construction with Crisp White Aluminum Siding. The screened in porch provides a tranquil place to rest and relax anytime of day, while listening to the water fountain. Open floor plan comprising of 3/2 , living room, dining area and spacious eat in kitchen. Roof is metal (5yrs)/AC Unit(2yrs)/Water Heater(5yrs). This home has an abundance of beautiful, easy to maintain Pella double pained windows, which are energy efficient and noise reducing. Fenced backyard includes a shed/workshop, powered by electricity. Landscape includes manicured flower beds, fruit trees, and solar powered landscape lights. Irrigation provided by well pump. With an accepted offer the seller will make available the furniture/TV/lawn tools... Single car garage that is ducted for heat and air, has plenty of built in storage and a ceiling fan. You will not want to miss out on this charming house.

Key facts

  • Screened in porch
  • Aluminum siding
  • 8,870 sq ft lot

Tags

CONCRETE BLOCK CONSTRUCTIONALUMINUM SIDINGSCREENED IN PORCHSHED/WORKSHOP WITH ELECTRICITY

Property features AI

Finance

  • Other: Living area approximately 1,300 sq ft; total building area listed as 1,520 sq ft
  • Financial info: Homestead exempt; No lease restrictions
  • HOA & community: No HOA/association

Exterior

  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; One story; Faces east; Residential property
  • Construction: Block construction; Metal roof; Crawlspace foundation; Built on a 0.2-acre lot (approx. 75 x 115)
  • Exterior features: Other exterior features; Paved road access

Interior

  • Kitchen: Dishwasher; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Wall/window air conditioning units
  • Interior features: Ceiling fans
  • Laundry & utility: Laundry inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $214 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $158k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $130k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,600 (1.5% below list)

Questions for the listing agent

  1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.90%
Cash-on-cash
5.73%
DSCR
1.26
GRM
8.2

CMA / ARV

ARV (on-the-fly)
$213,200
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3944 Rodby Dr 0.14mi 3/2.0 1,390 (+7%) 2mo $234,900 $169 81
3936 MacGregor Dr 0.15mi 3/2.0 1,400 (+8%) 2mo $230,000 $164 78
6819 Medellin Ct 0.34mi 4/2.0 (+1) 1,291 (-1%) 2mo $225,000 $174 76
6715 Cotton Tail Ln 0.13mi 3/1.5 1,120 (-14%) 2mo $155,000 $138 68
6649 Pinnochio Dr 0.71mi 3/2.0 1,305 (+0%) 3mo $199,990 $153 63
2418 Lane Ave S 0.59mi 3/2.0 1,245 (-4%) 4mo $224,900 $181 63
4240 Oriely Dr 0.62mi 3/2.0 1,344 (+3%) 5mo $195,000 $145 61
4109 Tyndale Dr 0.73mi 3/2.0 1,274 (-2%) 3mo $235,000 $184 60
4331 Jammes Rd 0.59mi 3/2.0 1,408 (+8%) 2mo $215,000 $153 57
7145 Esther St 0.64mi 4/2.0 (+1) 1,344 (+3%) 3mo $190,000 $141 57
6220 Graves St 0.60mi 3/2.0 1,490 (+15%) 1mo $239,000 $160 47
3903 Rendale Dr N 0.71mi 4/2.0 (+1) 1,177 (-10%) 3mo $227,000 $193 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold
IRR
-8.4%
Equity multiple
0.69×
Total profit
$-13,731
Equity at exit
$23,857
10-year hold
IRR
-0.1%
Equity multiple
1.00×
Total profit
$-200
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32210

Rents YoY
2.1%
Active inventory
441
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,622 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$162 /mo · $1,943/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$341
Net cashflow
$214

Break-even live

Break-even rent $1,351
Max offer price $160,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3740 Ballejo Ct W Jacksonville, FL 4.0 2.0 1590 $1,599 $1.01 23d 1 0.16mi
6715 Cotton Tail Ln Jacksonville, FL 3.0 1.5 1120 $1,450 $1.29 14d 1 0.16mi
2640 Hugh Edwards Dr Jacksonville, FL 3.0 2.0 1816 $1,495 $0.82 23d 1 0.25mi
3668 Jammes Rd Jacksonville, FL 3.0 2.0 1227 $1,540 $1.26 4d 1 0.28mi
6560 Barmer Dr S Jacksonville, FL 4.0 2.0 1370 $1,750 $1.28 1d 1 0.45mi
3607 Colebrooke Dr Jacksonville, FL 3.0 2.0 1360 $1,590 $1.17 3d 1 0.46mi
6236 Autlan Dr Jacksonville, FL 3.0 2.0 1299 $1,555 $1.20 4d 1 0.49mi
4128 Arcot Cir Unit NA Jacksonville, FL 3.0 2.0 1640 $1,800 $1.10 23d 1 0.52mi
6171 Cedar Hills Blvd Jacksonville, FL 3.0 1.0 1560 $1,550 $0.99 7d 1 0.53mi
6819 Lake Mist Ln Jacksonville, FL 3.0 2.5 1344 $1,745 $1.30 23d 1 0.56mi
4102 Angol Pl Jacksonville, FL 3.0 2.0 1470 $1,650 $1.12 4d 1 0.57mi
4020 Angol Pl Jacksonville, FL 3.0 1.0 1266 $1,845 $1.46 17d 1 0.58mi
7127 Prellie St Jacksonville, FL 3.0 1.0 1388 $1,450 $1.04 21d 1 0.60mi
6851 Lake Mist Ln Unit A Jacksonville, FL 3.0 2.5 1350 $1,745 $1.29 23d 1 0.60mi
4336 Harlow Blvd Jacksonville, FL 3.0 2.0 1408 $1,499 $1.06 1d 1 0.62mi
4481 Civic Way Jacksonville, FL 4.0 2.0 1648 $1,872 $1.14 3d 1 0.64mi
4403 Harlow Blvd Jacksonville, FL 3.0 1.5 1642 $1,545 $0.94 4d 1 0.65mi
6809 Miss Muffet Ln S Jacksonville, FL 3.0 1.0 1095 $1,475 $1.35 4d 1 0.66mi
7101 Wilson Blvd Jacksonville, FL 1.0–3.0 1.0–2.0 903 $1,659 $1.84 1d 23 0.67mi
6650 Pinnochio Dr Jacksonville, FL 4.0 3.0 1665 $2,250 $1.35 21d 1 0.67mi
6119 Wilson Blvd Jacksonville, FL 4.0 2.0 1302 $1,395 $1.07 23d 1 0.67mi
6746 Jack Horner Ln Jacksonville, FL 3.0 1.0 975 $1,450 $1.49 23d 1 0.67mi
4503 Anvers Blvd Jacksonville, FL 3.0 2.0 1084 $1,595 $1.47 23d 1 0.67mi
6066 Wilson Blvd Jacksonville, FL 3.0 3.0 1097 $1,800 $1.64 23d 1 0.69mi
6026 Wilson Blvd Jacksonville, FL 4.0 3.0 1380 $700 $0.51 23d 1 0.76mi
7037 Red Robin Dr Jacksonville, FL 3.0 2.0 1208 $1,485 $1.23 4d 1 0.77mi
6863 Jack Horner Ln Jacksonville, FL 3.0 1.0 975 $1,095 $1.12 7d 1 0.79mi
6815 Bambi Ln Jacksonville, FL 3.0 2.0 1528 $1,495 $0.98 21d 1 0.84mi
2327 Looking Glass Ln Jacksonville, FL 3.0 2.0 1325 $1,495 $1.13 1d 1 0.87mi
6511 Burgundy Rd S Jacksonville, FL 3.0 2.0 1361 $1,685 $1.24 4d 1 0.87mi
4804 Ducheneau Dr Unit 26 Jacksonville, FL 3.0 2.0 1182 $1,635 $1.38 23d 1 0.89mi
4710 Herta Rd Jacksonville, FL 4.0 2.0 1272 $1,670 $1.31 23d 1 0.89mi
7059 Melvin Rd Jacksonville, FL 3.0 2.0 1330 $1,600 $1.20 1d 1 0.94mi
6766 Londonbridge Ln Jacksonville, FL 3.0 2.0 1300 $1,775 $1.37 20d 1 0.98mi
7076 Queen of Hearts Ct Jacksonville, FL 3.0 2.0 1131 $1,500 $1.33 14d 1 0.98mi
4442 Georgetown Dr Jacksonville, FL 3.0 2.0 1259 $1,386 $1.10 3d 1 1.00mi
2234 Firestone Rd Jacksonville, FL 4.0 2.0 1110 $2,000 $1.80 14d 1 1.00mi
3680 Kirkpatrick Cir Jacksonville, FL 2.0 2.0 1029 $1,222 $1.19 11d 2 1.01mi
3680 Kirkpatrick Cir Unit 16-13 Jacksonville, FL 2.0 2.0 940 $1,195 $1.27 23d 1 1.01mi
3680 Kirkpatrick Cir Jacksonville, FL 2.0 2.0 1118 $1,245 $1.11 23d 1 1.01mi

Listing history 10 events

  1. 2026-05-13
    status Pending
  2. 2026-05-08
    status Active
  3. 2026-03-20
    status Pending
  4. 2026-03-09
    listed $160,000 Active
  5. 2018-04-20
    soldstatus $129,900
  6. 2018-03-16
    soldstatus $129,900 Sold 947-char remark
    Show marketing remark (947 chars)

    This very well maintained home is waiting for your. Concrete Block Construction with Crisp White Aluminum Siding. The screened in porch provides a tranquil place to rest and relax anytime of day, while listening to the water fountain. Open floor plan comprising of 3/2 , living room, dining area and spacious eat in kitchen. Roof is metal (5yrs)/AC Unit(2yrs)/Water Heater(5yrs). This home has an abundance of beautiful, easy to maintain Pella double pained windows, which are energy efficient and noise reducing. Fenced backyard includes a shed/workshop, powered by electricity. Landscape includes manicured flower beds, fruit trees, and solar powered landscape lights. Irrigation provided by well pump. With an accepted offer the seller will make available the furniture/TV/lawn tools... Single car garage that is ducted for heat and air, has plenty of built in storage and a ceiling fan. You will not want to miss out on this charming house.

  7. 2018-02-12
    status Pending 947-char remark
    Show marketing remark (947 chars)

    This very well maintained home is waiting for your. Concrete Block Construction with Crisp White Aluminum Siding. The screened in porch provides a tranquil place to rest and relax anytime of day, while listening to the water fountain. Open floor plan comprising of 3/2 , living room, dining area and spacious eat in kitchen. Roof is metal (5yrs)/AC Unit(2yrs)/Water Heater(5yrs). This home has an abundance of beautiful, easy to maintain Pella double pained windows, which are energy efficient and noise reducing. Fenced backyard includes a shed/workshop, powered by electricity. Landscape includes manicured flower beds, fruit trees, and solar powered landscape lights. Irrigation provided by well pump. With an accepted offer the seller will make available the furniture/TV/lawn tools... Single car garage that is ducted for heat and air, has plenty of built in storage and a ceiling fan. You will not want to miss out on this charming house.

  8. 2018-02-09
    listed $129,900 Active 947-char remark
    Show marketing remark (947 chars)

    This very well maintained home is waiting for your. Concrete Block Construction with Crisp White Aluminum Siding. The screened in porch provides a tranquil place to rest and relax anytime of day, while listening to the water fountain. Open floor plan comprising of 3/2 , living room, dining area and spacious eat in kitchen. Roof is metal (5yrs)/AC Unit(2yrs)/Water Heater(5yrs). This home has an abundance of beautiful, easy to maintain Pella double pained windows, which are energy efficient and noise reducing. Fenced backyard includes a shed/workshop, powered by electricity. Landscape includes manicured flower beds, fruit trees, and solar powered landscape lights. Irrigation provided by well pump. With an accepted offer the seller will make available the furniture/TV/lawn tools... Single car garage that is ducted for heat and air, has plenty of built in storage and a ceiling fan. You will not want to miss out on this charming house.

  9. 2017-02-11
    historical 348-char remark
    Show marketing remark (348 chars)

    Charming house 3 bedrooms 2 baths concrete block Cedar Hills home features an open floor plan, living/dining combo with Well maintained home, Huge shed, Screened in porched over looking to the main road, FRESHLY PAINTED INSIDE AND OUT, Brand New A/C, 2 years old ROOF, HUGE FENCED BACK YARD plus beautiful garden with many different of fruit trees.

  10. 2016-08-11
    listed $128,000 Active 348-char remark
    Show marketing remark (348 chars)

    Charming house 3 bedrooms 2 baths concrete block Cedar Hills home features an open floor plan, living/dining combo with Well maintained home, Huge shed, Screened in porched over looking to the main road, FRESHLY PAINTED INSIDE AND OUT, Brand New A/C, 2 years old ROOF, HUGE FENCED BACK YARD plus beautiful garden with many different of fruit trees.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,943 · $162/mo
Projected year-2 tax
$1,943 · $162/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,469
− Mortgage interest
−$8,962
− Property taxes
−$1,943
− Insurance
−$800
− Repairs & maintenance
−$1,558
− Management
−$1,558
− Depreciation
−$4,655
Taxable loss
−$6
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1
After-tax cash flow
$2,570/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
65,729
Household income
$61,050
Rent vs Own
42.6% rent · 57.4% own
Severe rent burden
3605.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Slovak 2% Hispanic 2% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -314.81%
Current HPI
281.2688
Rent YoY
▲ 2.11%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+25.0% since first listed
10 events — show timeline
  • 2026-05-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-05-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-09 Listed $160,000 Stellar MLS as Distributed by MLS Grid
  • 2018-04-20 Sold (Public Records) $129,900 Public Records
  • 2018-03-16 Sold (MLS) $129,900 realMLS
  • 2018-02-12 Pending realMLS
  • 2018-02-09 Listed $129,900 realMLS
  • 2017-02-11 Listing Removed realMLS
  • 2016-08-11 Listed $128,000 realMLS

Property tax history

+10.9%/yr

Latest (2025): $1,943 · +12.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…