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516 Beacham Ct W
B- Composite 65.64
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$125,000

516 Beacham Ct W · Macon-Bibb County, GA 31216
3 bd · 2.0 ba · 1,792 sqft · Manufactured public records · 28 Days on market
Built 1998 0.82 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Built in 1998. Manufactured home on large lot featuring 3 beds/2 baths. NO SELLER DISCLOURES. Sold as is. Bring all offers.

Key facts

  • 0.82 acre lot
  • Built 1998
  • Listed 27 days

Property features AI

Exterior

  • Parking: Driveway parking; Open parking available
  • Utilities: Public water; Public sewer; 110 volt electric; Cable available; Electricity available; Natural gas available; Phone available; Sewer available; Water available
  • Home design: Double wide mobile home; One level; Resale property
  • Construction: Vinyl siding; Shingle roof
  • Exterior features: Chain link fencing; Asphalt road frontage on a city street; Directions: please use GPS

Interior

  • Kitchen: Appliances: other (details not specified)
  • Bedrooms: Three main-level bedrooms; Bedroom features: none specified
  • Flooring: Hardwood flooring
  • Bathrooms: Two full bathrooms (both on the main level); Master bathroom: none specified
  • Heating & cooling: Heating: other (details not specified); Cooling: other (details not specified)
  • Interior features: One fireplace located in the living room; Crawl space basement; No common walls; Other interior features
  • Laundry & utility: Laundry located on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $125k.

Deal economics

  • At list price, monthly cash flow is $764 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $123k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.6% vs local median 5.5% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Porter Elementary School (math 12% / reading 22%, grade F, #936 of 1,228 statewide, top 79%, 406 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-2.3%/yr); 194 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $18k; list at $125k implies a 598% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $123,125 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.53%
Cap rate
13.63%
Cash-on-cash
26.21%
DSCR
2.17
GRM
5.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
16.7%
Equity multiple
1.65×
Total profit
$22,781
Equity at exit
$18,638
10-year hold
IRR
23.2%
Equity multiple
2.73×
Total profit
$60,686
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31216

Rents YoY
-2.3%
Active inventory
194
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,913 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$39 /mo · $474/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$402
Net cashflow
$764

Break-even live

Break-even rent $946
Max offer price $125,000
Occupancy floor 55%

Sensitivity live

Price -10% $835 -5% $800 +0% $764 +5% $729 +10% $694
Rent -10% $613 -5% $689 +0% $764 +5% $840 +10% $916
Rate -1.0pp $827 -0.5pp $796 base $764 +0.5pp $732 +1.0pp $699

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
334 Amanda Dr Macon, GA 3.0 2.5 2316 $2,265 $0.98 22d 1 0.82mi
3478 Bridgewood Dr Macon, GA 3.0 2.5 1915 $2,095 $1.09 45d 1 1.29mi

Listing history 26 events

  1. 2026-06-21
    days on market $125,000 Active 28 DOM
  2. 2026-06-19
    days on market $125,000 Active 26 DOM
  3. 2026-06-18
    days on market $125,000 Active 25 DOM
  4. 2026-06-17
    days on market $125,000 Active 24 DOM
  5. 2026-06-16
    days on market $125,000 Active 23 DOM
  6. 2026-06-15
    days on market $125,000 Active 22 DOM
  7. 2026-06-14
    days on market $125,000 Active 20 DOM
  8. 2026-06-13
    days on market $125,000 Active 19 DOM
  9. 2026-06-10
    days on market $125,000 Active 17 DOM
  10. 2026-06-09
    days on market $125,000 Active 16 DOM
  11. 2026-06-08
    days on market $125,000 Active 15 DOM
  12. 2026-06-07
    days on market $125,000 Active 14 DOM
  13. 2026-06-03
    days on market $125,000 Active 10 DOM
  14. 2026-06-02
    days on market $125,000 Active 9 DOM
  15. 2026-06-01
    days on market $125,000 Active 8 DOM
  16. 2026-05-31
    days on market $125,000 Active 7 DOM
  17. 2026-05-30
    days on market $125,000 Active 6 DOM
  18. 2026-05-22
    listed $125,000 Active
  19. 2023-12-18
    historical
  20. 2023-10-23
    price $91,999
  21. 2023-09-25
    listed $99,999 New
  22. 2023-09-19
    historical
  23. 2023-09-06
    status Back On Market
  24. 2023-07-12
    status Under Contract
  25. 2023-05-26
    listed $109,000 New
  26. 1999-03-09
    soldstatus $17,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$474 · $39/mo
Projected year-2 tax
$1,150 · $96/mo
Expected delta
+$676/yr (+$56/mo · 142.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,959
− Mortgage interest
−$7,002
− Property taxes
−$474
− Insurance
−$625
− Repairs & maintenance
−$1,837
− Management
−$1,837
− Depreciation
−$3,636
Taxable income
$7,549
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,812
After-tax cash flow
$7,361/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
16,328
Household income
$72,452
Rent vs Own
13.9% rent · 86.1% own
Severe rent burden
161.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 56% Black 35% Hispanic / Latino 4% Two or more races 3% Asian 1%
Common ancestry
Serbian 2% Lithuanian 2% Italian 1%
Foreign-born
3% · South Korea, Canada
Languages at home
97% English-only · Spanish 2% Korean 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.37%
Current HPI
211.3565
Rent YoY
▼ -2.31%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+598.3% since first listed
9 events — show timeline
  • 2026-05-22 Listed $125,000 FMLS
  • 2023-12-18 Listing Removed GAMLS
  • 2023-10-23 Price Changed $91,999 GAMLS
  • 2023-09-25 Listed $99,999 GAMLS
  • 2023-09-19 Listing Removed GAMLS
  • 2023-09-06 Relisted GAMLS
  • 2023-07-12 Pending GAMLS
  • 2023-05-26 Listed $109,000 GAMLS
  • 1999-03-09 Sold (Public Records) $17,900 Public Records

Property tax history

+4.6%/yr

Latest (2025): $474 · -18.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…