5950 Ackard Ave · Port St. John, FL 32927

$319,250

3 bd · 2.0 ba · 1,162 sqft · SingleFamily public records · 110 Days on market

Built 1980 10,019 sqft lot

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.9/30.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• Rent growth +3.1/5.0
• DSCR +2.5/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

Key facts

• New septic
• Huge family room
• Updated kitchen

Tags

• NEW SEPTIC
• REMODELED BATHS
• NEW LVP FLOORING
• UPDATED KITCHEN
• HUGE FAMILY ROOM
• SCREENED-IN BACK PORCH

Property features AI

Exterior

• Parking: Attached garage
• Utilities: Septic tank; Cable available; Electricity available and connected; Water available and connected
• Home design: Single family residence; Faces east
• Construction: Block and concrete construction; Shingle roof
• Exterior features: Covered rear porch; Screened porch; Wood fencing enclosing back yard; Shed(s); Few trees on lot; County road frontage; Asphalt road surface

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Breakfast nook; Ceiling fan(s); Primary bathroom with shower (no tub)
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $319k.

Deal economics

• At list price, monthly cash flow is $-256 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $274k (14.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (26.5% below list).
• Recommended offer: $235k (26.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Challenger 7 Elementary School (math 63% / reading 63%, grade B, #582 of 2,144 statewide, top 28%, 501 students, 56% FRL); Space Coast Junior/Senior High School (math 45% / reading 44%, grade F, #237 of 667 statewide, top 36%, 1,534 students, 49% FRL).
• Market conditions: Rents rising (+2.5%/yr); 224 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 33% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $61k; list at $319k implies a 423% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $234,550 (26.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.33%
• Cash-on-cash: -3.44%
• DSCR: 0.85
• GRM: 11.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.48% rent growth · sell at horizon

5-year hold

• IRR: -22.6%
• Equity multiple: 0.22×
• Total profit: $-69,280
• Equity at exit: $47,601

10-year hold

• IRR: -18.2%
• Equity multiple: 0.03×
• Total profit: $-86,377
• Equity at exit: $27,603

Cash invested: $89,390 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32927

• Home prices YoY: -19.4%
• Rents YoY: 2.5%
• Active inventory: 224
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $2,346 high
• Mortgage (P&I): −$1,674
• Tax from tax record: −$302 /mo · $3,620/yr
• Insurance: −$133
• HOA: −$0
• Vacancy / Maint / Mgmt: −$493
• Net cashflow: $-256

Break-even live

Break-even rent $2,670

Max offer price $274,033

Occupancy floor —

Sensitivity live

Price	-10% $-75	-5% $-166	+0% $-256	+5% $-346	+10% $-437
Rent	-10% $-441	-5% $-349	+0% $-256	+5% $-163	+10% $-71
Rate	-1.0pp $-95	-0.5pp $-175	base $-256	+0.5pp $-339	+1.0pp $-423

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,812
• Closing costs: $9,578
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5215 Holden Rd Cocoa, FL	3.0	2.0	1480	$2,185	$1.48	19d	1	0.31mi
5935 Acme Ave Cocoa, FL	3.0	2.0	1404	$1,990	$1.42	24d	1	0.80mi
6655 Corto Rd Cocoa, FL	3.0	2.0	1441	$3,300	$2.29	14d	1	0.86mi
5075 Hogan Pl Unit 2 Cocoa, FL	2.0	1.0	1200	$1,500	$1.25	24d	1	0.89mi
5960 Homestead Ave Cocoa, FL	3.0	2.0	1274	$2,065	$1.62	24d	1	1.06mi

Listing history 35 events

1. 2026-06-18
   days on market $319,250 Active 110 DOM
2. 2026-06-17
   days on market $319,250 Active 109 DOM
3. 2026-06-16
   days on market $319,250 Active 108 DOM
4. 2026-06-15
   days on market $319,250 Active 107 DOM
5. 2026-06-14
   days on market $319,250 Active 105 DOM
6. 2026-06-10
   days on market $319,250 Active 102 DOM
7. 2026-06-08
   days on market $319,250 Active 100 DOM
8. 2026-06-07
   days on market $319,250 Active 99 DOM
9. 2026-06-05
   days on market $319,250 Active 96 DOM
10. 2026-06-03
    days on market $319,250 Active 95 DOM
11. 2026-06-02
    days on market $319,250 Active 94 DOM
12. 2026-06-01
    days on market $319,250 Active 93 DOM
13. 2026-05-31
    days on market $319,250 Active 92 DOM
14. 2026-05-31
    days on market $319,250 Active 91 DOM
15. 2026-03-22
    status Active
16. 2026-03-21
    historical
17. 2026-02-27
    listed $319,250 Active
18. 2026-02-09
    historical 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

19. 2026-01-15
    status Active 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

20. 2026-01-10
    historical Active Under Contract 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

21. 2025-11-29
    status Active 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

22. 2025-11-29
    listed $319,250 Active 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

23. 2025-11-22
    historical $319,250 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

24. 2025-11-21
    historical 1030-char remark

    Show marketing remark (1030 chars)

    Welcome home Move in ready! Check out this beautifully updated home located in Port St. John (Cocoa). Featuring remodeled baths, new LVP flooring thru-out & updated Kitchen! The spacious layout includes huge family room, perfect for gatherings & screened-in back porch ideal for entertaining. The updated kitchen stands out w/ solid birch cabinetry, quartz counters, NEW stainless steel appliances & gorgeous modern hood over the stove. Beautiful Bath remodel - Primary w/ Curbless Shower & guest w/ tub. Step outside to a fully fenced yard, w/ backyard shed for extra storage. From your own yard, watch rocket launches light up the sky, a perk of living on the Space Coast. This home is a great fit for first-time home buyers, retirees or anyone seeking a investment opportunity. Situated near NASA, Blue Origin, SpaceX, local parks, schools, shopping, beaches & Orlando, easy commute to the best of Florida living. Septic is being replaced by seller. 1% lender credit when you use preferred lender!

25. 2018-08-17
    historical 456-char remark

    Show marketing remark (456 chars)

    Wells Fargo has provided the Key. It will be in the Lock Box by 2pm today (6 Aug 2012) BANK PRICE!! Make an offer now!!!! You will fall in love with this Charming 3 bed 2 bath beauty. Garage has been converted to a family room for even more living space. All new flooring, laminate, tile, and carpet plus a separate laundry room. Large lot with plenty of room for a pool. You will enjoy the screened in back porch which is perfect for lazy summer evenings.

26. 2014-06-03
    soldstatus $61,000
27. 2014-05-28
    soldstatus $61,000
28. 2014-03-03
    listed $72,000
29. 2010-10-03
    listed $54,900 456-char remark

    Show marketing remark (456 chars)

    Wells Fargo has provided the Key. It will be in the Lock Box by 2pm today (6 Aug 2012) BANK PRICE!! Make an offer now!!!! You will fall in love with this Charming 3 bed 2 bath beauty. Garage has been converted to a family room for even more living space. All new flooring, laminate, tile, and carpet plus a separate laundry room. Large lot with plenty of room for a pool. You will enjoy the screened in back porch which is perfect for lazy summer evenings.

30. 2005-03-14
    soldstatus $159,900
31. 2005-02-28
    soldstatus $159,900
32. 2004-12-18
    listed $164,900
33. 1987-06-01
    soldstatus $56,900
34. 1980-02-01
    soldstatus $37,600
35. 1979-10-12
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,620 · $302/mo
• Projected year-2 tax: $3,620 · $302/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,146
• − Mortgage interest: −$17,883
• − Property taxes: −$3,620
• − Insurance: −$1,596
• − Repairs & maintenance: −$2,252
• − Management: −$2,252
• − Depreciation: −$9,287
• Taxable loss: −$8,744
• Est. tax savings @ 24.0%: +$2,099
• After-tax cash flow: $-973/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Port St. John

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. John, FL
• County: Brevard County · 602,871 people
• City population: 28,493
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 29,219
• Household income: $86,075
• Rent vs Own: 7.7% rent · 92.3% own
• Severe rent burden: 192.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Hispanic / Latino 5% Black 5%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Lithuanian 3% Slovak 2% Iranian 2%
• Foreign-born: 5% · Canada
• Languages at home: 94% English-only · Spanish 3% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.36%
• Current HPI: 330.5099
• Rent YoY: ▲ 2.48%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1496.2% since first listed

21 events — show timeline

• 2026-03-22 Relisted — SCMLS
• 2026-03-21 Listing Removed — SCMLS
• 2026-02-27 Listed $319,250 SCMLS
• 2026-02-09 Listing Removed — SCMLS
• 2026-01-15 Relisted — SCMLS
• 2026-01-10 Contingent — SCMLS
• 2025-11-29 Relisted — SCMLS
• 2025-11-29 Listed $319,250 SCMLS
• 2025-11-22 Coming Soon $319,250 SCMLS
• 2025-11-21 Listing Removed — SCMLS
• 2018-08-17 Listing Removed — SCMLS
• 2014-06-03 Sold (Public Records) $61,000 Public Records
• 2014-05-28 Sold (MLS) $61,000 SCMLS
• 2014-03-03 Listed $72,000 SCMLS
• 2010-10-03 Listed $54,900 SCMLS
• 2005-03-14 Sold (Public Records) $159,900 Public Records
• 2005-02-28 Sold (MLS) $159,900 SCMLS
• 2004-12-18 Listed $164,900 SCMLS
• 1987-06-01 Sold (Public Records) $56,900 Public Records
• 1980-02-01 Sold (Public Records) $37,600 Public Records
• 1979-10-12 Sold (Public Records) $20,000 Public Records

Property tax history

+7.3%/yr

Latest (2025): $3,620 · +6.6% YoY. Source: county tax records.