3624 Anvers Blvd · Jacksonville, FL 32210

$159,900

3 bd · 2.0 ba · 1,443 sqft · SingleFamily public records · 5 Days on market

Built 1958 8,276 sqft lot Est $244k · 34% under

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• ARV discount +15.0/15.0
• DSCR +5.8/10.0
• 1% rule +5.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

INVESTOR ALERT! LOCATION LOCATION LOCATION!!! CEDAR HILLS ESTATES! CONCRETE BLOCK 3/2 HANDYMAN SPECIAL! With a strong rental market in CEDAR HILLS ESTATES, this one may offer long term WEALTH BUILDING as part of a rental portfolio, perhaps could be a great opportunity for a BUY FIX SELL project for a seasoned rehabber/investor, or alternatively, may be a good oppertunity for an end user to create potential sweat equity by expending a bit of elbow grease! Building Dept records show ROOF & HVAC REPLACEMENT in 2015 and 2022 repectively. Property appears to need cosmetic updates, but Buyer must verify condition of the property independently. Corporate Seller has equitable interest, and i

Key facts

• Hvac replacement
• Cedar hills estates
• Roof replacement

Tags

• CEDAR HILLS ESTATES
• ROOF REPLACEMENT
• HVAC REPLACEMENT

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Sewer connected; Water connected
• Home design: Single family residence; Entry level: 1
• Exterior features: Lot of 0.19 acres; No private pool

Interior

• Kitchen: Electric range; Refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Central heating; Central air
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $151 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Cap rate 7.4% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 443 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 32% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $129k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,900

Questions for the listing agent

1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.43%
• Cash-on-cash: 4.05%
• DSCR: 1.18
• GRM: 8.2

CMA / ARV

• ARV (on-the-fly): $243,867
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3936 MacGregor Dr	0.32mi	3/2.0	1,400 (-3%)	2mo	$230,000	$164	78
3944 Rodby Dr	0.32mi	3/2.0	1,390 (-4%)	2mo	$234,900	$169	78
3930 Cobalt Ave E	0.37mi	3/2.0	1,508 (+4%)	2mo	$267,000	$177	74
3914 Barmer Dr	0.29mi	4/2.0 (+1)	1,518 (+5%)	2mo	$234,900	$155	72
6220 Graves St	0.73mi	3/2.0	1,490 (+3%)	1mo	$239,000	$160	60
4105 MacGregor Dr	0.47mi	3/2.0	1,604 (+11%)	1mo	$124,000	$77	59
6649 Pinnochio Dr	0.53mi	3/2.0	1,305 (-10%)	3mo	$199,990	$153	57
2418 Lane Ave S	0.42mi	3/2.0	1,245 (-14%)	4mo	$224,900	$181	55
6819 Medellin Ct	0.48mi	4/2.0 (+1)	1,291 (-10%)	2mo	$225,000	$174	53
7145 Esther St	0.66mi	4/2.0 (+1)	1,344 (-7%)	3mo	$190,000	$141	50
2318 Barlad Dr	0.66mi	4/2.0 (+1)	1,318 (-9%)	2mo	$250,000	$190	48
6014 Woodside Dr	0.74mi	3/2.0	1,236 (-14%)	1mo	$225,000	$182	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: -11.0%
• Equity multiple: 0.60×
• Total profit: $-17,697
• Equity at exit: $23,842

10-year hold

• IRR: -3.0%
• Equity multiple: 0.81×
• Total profit: $-8,681
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 443
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,631 high
• Mortgage (P&I): −$839
• Tax from tax record: −$233 /mo · $2,791/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$343
• Net cashflow: $151

Break-even live

Break-even rent $1,440

Max offer price $159,900

Occupancy floor 86%

Sensitivity live

Price	-10% $242	-5% $196	+0% $151	+5% $106	+10% $60
Rent	-10% $22	-5% $87	+0% $151	+5% $215	+10% $280
Rate	-1.0pp $232	-0.5pp $192	base $151	+0.5pp $110	+1.0pp $67

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2640 Hugh Edwards Dr Jacksonville, FL	3.0	2.0	1816	$1,495	$0.82	24d	1	0.12mi
3740 Ballejo Ct W Jacksonville, FL	4.0	2.0	1590	$1,599	$1.01	24d	1	0.20mi
3668 Jammes Rd Jacksonville, FL	3.0	2.0	1227	$1,540	$1.26	5d	1	0.25mi
6715 Cotton Tail Ln Jacksonville, FL	3.0	1.5	1120	$1,450	$1.29	15d	1	0.28mi
3607 Colebrooke Dr Jacksonville, FL	3.0	2.0	1360	$1,590	$1.17	4d	1	0.44mi
6819 Lake Mist Ln Jacksonville, FL	3.0	2.5	1344	$1,745	$1.30	24d	1	0.46mi
6851 Lake Mist Ln Unit A Jacksonville, FL	3.0	2.5	1350	$1,745	$1.29	24d	1	0.50mi
6650 Pinnochio Dr Jacksonville, FL	4.0	3.0	1665	$2,250	$1.35	22d	1	0.53mi
6171 Cedar Hills Blvd Jacksonville, FL	3.0	1.0	1560	$1,550	$0.99	8d	1	0.54mi
6809 Miss Muffet Ln S Jacksonville, FL	3.0	1.0	1095	$1,475	$1.35	5d	1	0.54mi
6746 Jack Horner Ln Jacksonville, FL	3.0	1.0	975	$1,450	$1.49	24d	1	0.55mi
4128 Arcot Cir Unit NA Jacksonville, FL	3.0	2.0	1640	$1,800	$1.10	24d	1	0.55mi
6236 Autlan Dr Jacksonville, FL	3.0	2.0	1299	$1,555	$1.20	5d	1	0.57mi
6560 Barmer Dr S Jacksonville, FL	4.0	2.0	1370	$1,750	$1.28	2d	1	0.58mi
4102 Angol Pl Jacksonville, FL	3.0	2.0	1470	$1,650	$1.12	5d	1	0.61mi
4020 Angol Pl Jacksonville, FL	3.0	1.0	1266	$1,845	$1.46	18d	1	0.61mi
7101 Wilson Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	903	$1,659	$1.84	2d	23	0.62mi
6119 Wilson Blvd Jacksonville, FL	4.0	2.0	1302	$1,395	$1.07	24d	1	0.63mi
7127 Prellie St Jacksonville, FL	3.0	1.0	1388	$1,450	$1.04	22d	1	0.64mi
6066 Wilson Blvd Jacksonville, FL	3.0	3.0	1097	$1,800	$1.64	24d	1	0.66mi
6863 Jack Horner Ln Jacksonville, FL	3.0	1.0	975	$1,095	$1.12	8d	1	0.68mi
7037 Red Robin Dr Jacksonville, FL	3.0	2.0	1208	$1,485	$1.23	5d	1	0.71mi
6026 Wilson Blvd Jacksonville, FL	4.0	3.0	1380	$700	$0.51	24d	1	0.73mi
4336 Harlow Blvd Jacksonville, FL	3.0	2.0	1408	$1,499	$1.06	2d	1	0.75mi
4481 Civic Way Jacksonville, FL	4.0	2.0	1648	$1,872	$1.14	4d	1	0.77mi
4403 Harlow Blvd Jacksonville, FL	3.0	1.5	1642	$1,545	$0.94	5d	1	0.78mi
2327 Looking Glass Ln Jacksonville, FL	3.0	2.0	1325	$1,495	$1.13	2d	1	0.78mi
4503 Anvers Blvd Jacksonville, FL	3.0	2.0	1084	$1,595	$1.47	24d	1	0.81mi
7076 Queen of Hearts Ct Jacksonville, FL	3.0	2.0	1131	$1,500	$1.33	15d	1	0.90mi
2234 Firestone Rd Jacksonville, FL	4.0	2.0	1110	$2,000	$1.80	15d	1	0.92mi
6595 San Juan Ave Jacksonville, FL	1.0–2.0	1.0	846	$1,250	$1.48	20d	4	0.94mi
7152 Koleda Dr Jacksonville, FL	3.0	1.0	1110	$1,300	$1.17	4d	1	0.95mi
7152 Koleda Dr Jacksonville, FL	4.0	1.0	1110	$1,300	$1.17	15d	1	0.95mi
6815 Bambi Ln Jacksonville, FL	3.0	2.0	1528	$1,495	$0.98	22d	1	0.97mi
2528 Sadler Trace Way Jacksonville, FL	3.0	2.5	1404	$2,000	$1.42	24d	1	0.98mi
2528 Sadler Trace Way Unit 1 Jacksonville, FL	3.0	2.5	1404	$2,000	$1.42	17d	1	0.98mi
7147 Eudine Dr N Jacksonville, FL	3.0	2.0	1456	$1,585	$1.09	24d	1	0.98mi
7188 Koleda Dr Jacksonville, FL	4.0	2.0	1473	$1,327	$0.90	4d	1	0.99mi
2512 Sadler Trace Way Jacksonville, FL	3.0	2.5	1404	$1,750	$1.25	24d	1	0.99mi
7233 Eudine Dr S Jacksonville, FL	3.0	1.5	884	$1,345	$1.52	5d	1	1.00mi

Listing history 8 events

1. 2026-05-12
   status Pending
2. 2026-05-07
   listed $159,900 Active
3. 2007-04-23
   soldstatus $129,000
4. 2007-04-19
   historical
5. 2007-04-16
   soldstatus $129,000
6. 2007-04-01
   listed $129,000
7. 1980-08-01
   soldstatus $33,000
8. 1975-10-16
   soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,791 · $233/mo
• Projected year-2 tax: $2,791 · $233/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,576
• − Mortgage interest: −$8,957
• − Property taxes: −$2,791
• − Insurance: −$800
• − Repairs & maintenance: −$1,566
• − Management: −$1,566
• − Depreciation: −$4,652
• Taxable loss: −$755
• Est. tax savings @ 24.0%: +$181
• After-tax cash flow: $1,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+515.0% since first listed

8 events — show timeline

• 2026-05-12 Pending — realMLS
• 2026-05-07 Listed $159,900 realMLS
• 2007-04-23 Sold (Public Records) $129,000 Public Records
• 2007-04-19 Listing Removed — realMLS
• 2007-04-16 Sold (MLS) $129,000 realMLS
• 2007-04-01 Listed $129,000 realMLS
• 1980-08-01 Sold (Public Records) $33,000 Public Records
• 1975-10-16 Sold (Public Records) $26,000 Public Records

Property tax history

+8.3%/yr

Latest (2025): $2,791 · +12.4% YoY. Source: county tax records.