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2810 Delaware Ave
D Composite 42.84
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.5/30.0
  • ARV discount +7.5/15.0
  • Rent growth +5.0/5.0
  • DSCR +4.4/10.0
  • Livability +3.2/5.0
  • 1% rule +2.9/10.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$170,000

2810 Delaware Ave · Joplin, MO 64804
3 bd · 2.0 ba · 1,144 sqft · Other · 140 Days on market
Built 1976 9,720 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

Key facts

  • Open living room
  • Private bath
  • Walk-in shower

Tags

FULLY FENCED BACKYARDOPEN LIVING ROOMPRIVATE BATHWALK-IN SHOWER

Property features AI

Exterior

  • Parking: Attached 1-car garage; Driveway
  • Utilities: Cable available
  • Home design: Single family residence (freestanding); Residential property
  • Construction: Vinyl siding and brick exterior; Block foundation; Built with shingle roof
  • Exterior features: Covered porch; Patio/porch; Chain link fenced yard; Shingle roof

Interior

  • Kitchen: Electric range; Refrigerator; Dishwasher
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central cooling
  • Interior features: Eat-in kitchen; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $170k.

Deal economics

  • At list price, monthly cash flow is $37 ($440/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (21.3% below list).
  • Recommended offer: $134k (21.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 5.1% in Joplin — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Kelsey Norman Elem. (math 47% / reading 47%, grade D-, #347 of 1,115 statewide, top 35%, 301 students, 58% FRL); South Middle (math 40% / reading 48%, grade D, #121 of 391 statewide, top 32%, 573 students, 47% FRL); Joplin High (math 32% / reading 46%, grade F, #287 of 521 statewide, top 55%, 2,233 students, 50% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: Rents rising fast (+15.7%/yr); 355 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 140 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,770 (21.3% below list)

Questions for the listing agent

  1. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.55%
Cash-on-cash
0.92%
DSCR
1.04
GRM
10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-10.1%
Equity multiple
0.62×
Total profit
$-18,217
Equity at exit
$25,348
10-year hold
IRR
4.6%
Equity multiple
1.40×
Total profit
$19,017
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64804

Rents YoY
15.7%
Active inventory
355
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,338 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$58 /mo · $693/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$281
Net cashflow
$37

Break-even live

Break-even rent $1,291
Max offer price $170,000
Occupancy floor 92%

Sensitivity live

Price -10% $133 -5% $85 +0% $37 +5% $-11 +10% $-60
Rent -10% $-69 -5% $-16 +0% $37 +5% $90 +10% $142
Rate -1.0pp $122 -0.5pp $80 base $37 +0.5pp $-7 +1.0pp $-52

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2301 Texas Ave #2 Joplin, MO 2.0 1.5 1000 $950 $0.95 23d 1 0.71mi
1715 Wisconsin Ave #2 Joplin, MO 2.0 2.0 1000 $900 $0.90 23d 1 1.11mi
3311 Hammons Blvd Joplin, MO 1.0–2.0 1.0–2.0 837 $1,495 $1.79 23d 26 1.19mi
2811 E 15th St Joplin, MO 3.0 1.5 1500 $1,500 $1.00 23d 1 1.28mi
2901 E 15th St Joplin, MO 2.0 1.0 1035 $1,250 $1.21 23d 1 1.32mi
3117 S Wall Ave Joplin, MO 2.0 1.0 944 $1,095 $1.16 23d 1 1.38mi
1119 S Saint Louis Ave Joplin, MO 2.0 1.5 904 $1,100 $1.22 23d 1 1.44mi
1806 Pennsylvania Ave Joplin, MO 3.0 1.0 1295 $1,050 $0.81 23d 1 1.45mi
2830 S Pearl Ave Joplin, MO 2.0 2.0 1000 $1,200 $1.20 23d 1 1.46mi

Listing history 23 events

  1. 2026-06-03
    status $170,000 Pending 140 DOM
  2. 2026-06-02
    days on market $170,000 Active 140 DOM
  3. 2026-06-01
    days on market $170,000 Active 139 DOM
  4. 2026-05-31
    days on market $170,000 Active 138 DOM
  5. 2026-05-30
    days on market $170,000 Active 137 DOM
  6. 2026-04-06
    price $170,000
    Show marketing remark (1011 chars)

    Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

  7. 2026-04-06
    price $170,000 1011-char remark
    Show marketing remark (1011 chars)

    Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

  8. 2026-02-20
    price $171,499
    Show marketing remark (1011 chars)

    Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

  9. 2026-02-20
    price $171,499 1011-char remark
    Show marketing remark (1011 chars)

    Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

  10. 2026-01-13
    listed $172,000 Active 1011-char remark
    Show marketing remark (1011 chars)

    Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

  11. 2026-01-13
    listed $172,000 Active
    Show marketing remark (1011 chars)

    Looking for a move-in ready 3 bedroom, 2 bathroom home with a fenced yard in Joplin, Missouri? Welcome to this charming ranch-style home, that offers the perfect blend of comfort, convenience, and single-level living. Step inside to a bright, open-concept living room, kitchen, and dining area, designed for both everyday living and entertaining. Windows have been replaced allowing natural light to pour in, creating a warm, inviting atmosphere from the moment you walk through the door. The primary bedroom features a private bathroom with a walk-in shower, giving you a peaceful space to unwind. Two additional bedrooms offer flexibility for family, guests, or a home office--ideal for today's lifestyle. Out back, you'll find a fully fenced backyard, perfect for pets, kids, or simply relaxing with your morning coffee or evening sunsets. The attached garage adds convenience, storage, and ease year-round. If you've been searching for a home in Joplin with space, functionality, and charm--this is the one.

  12. 2025-12-08
    price $174,499
  13. 2025-12-08
    price $174,499
  14. 2025-10-01
    listed $175,000 Active
  15. 2023-09-29
    soldstatus Closed
  16. 2023-09-29
    soldstatus
  17. 2023-08-24
    status Pending
  18. 2023-08-16
    historical
  19. 2023-08-10
    status Active
  20. 2023-08-07
    status Pending
  21. 2023-08-03
    listed $160,000 Active
  22. 2018-10-05
    soldstatus
  23. 1997-08-28
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$693 · $58/mo
Projected year-2 tax
$1,649 · $137/mo
Expected delta
+$956/yr (+$80/mo · 137.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,052
− Mortgage interest
−$9,523
− Property taxes
−$693
− Insurance
−$850
− Repairs & maintenance
−$1,284
− Management
−$1,284
− Depreciation
−$4,945
Taxable loss
−$2,527
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$607
After-tax cash flow
$1,047/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Joplin Schools
NCES district ID
2916350
Math proficiency
30% ▼ -3.00%
Reading proficiency
39% ▼ -3.00%
Median HH income
$38,648
Composite
28.82/100
National rank
#6657
State rank
#231 of 324 in MO

Livability — Joplin

Score
64/100
State rank
#318
US rank
#14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Joplin, MO
County
Newton County · 37,016 people
City population
73,303
Metro
Joplin, MO
Population (ZIP)
37,016
Household income
$62,574
Rent vs Own
32.6% rent · 67.4% own
Severe rent burden
1082.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
120,033 people
By 2030
120,091 · +0.0%
By 2040
119,297 · -0.6%
By 2050
117,705 · -1.9%
By 2075
110,402 · -8.0%
By 2100
99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 9% Hispanic / Latino 6% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
3% · Canada, Vietnam
Languages at home
96% English-only · Spanish 1% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
2008→2024 swing
-13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -204.80%
Current HPI
279.4471
Rent YoY
▲ 15.66%
Metro
Joplin, MO
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+6.2% since first listed
18 events — show timeline
  • 2026-04-06 Price Changed $170,000 OGAR
  • 2026-04-06 Price Changed $170,000 SOMO
  • 2026-02-20 Price Changed $171,499 OGAR
  • 2026-02-20 Price Changed $171,499 SOMO
  • 2026-01-13 Listed $172,000 SOMO
  • 2026-01-13 Listed $172,000 OGAR
  • 2025-12-08 Price Changed $174,499 SOMO
  • 2025-12-08 Price Changed $174,499 OGAR
  • 2025-10-01 Listed $175,000 SOMO
  • 2023-09-29 Sold (Public Records) Public Records
  • 2023-09-29 Sold (MLS) OGAR
  • 2023-08-24 Pending OGAR
  • 2023-08-16 Delisted OGAR
  • 2023-08-10 Relisted OGAR
  • 2023-08-07 Pending OGAR
  • 2023-08-03 Listed $160,000 OGAR
  • 2018-10-05 Sold (Public Records) Public Records
  • 1997-08-28 Sold (Public Records) Public Records

Property tax history

+2.8%/yr

Latest (2025): $693 · +12.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…