218 Old English Dr · Jupiter, FL 33458

$315,000

3 bd · 2.0 ba · 1,040 sqft · Townhouse public records · 51 Days on market

Built 1984 1,111 sqft lot $105/mo HOA · 3% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.1/30.0
• ARV discount +7.5/15.0
• DSCR +5.7/10.0
• 1% rule +5.2/10.0
• Schools +4.3/10.0
• Livability +3.5/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute Jupiter End Unit Townhouse. Private backyard with a pond/canal. Great starter home or perfect for an investor. Quiet neighborhood! Some Renovations have been started on 2nd level so its perfect timing to put your finishing touches to make it your home! Wood floors upstairs, Mexican tile downstairs. Motivated Sellers!!

Key facts

• $105 HOA
• 8 parking spots
• Built 1984

Property features AI

Finance

• Financial info: Property is listed Active Under Contract
• HOA & community: Homeowners association with $105 monthly fee; HOA fee covers common areas; Association amenities: none listed; Pets allowed (pet restrictions possible)

Exterior

• Parking: Assigned parking and guest spaces; Total of 8 parking spaces; 2 open parking spaces
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity connected (three-phase available); Cable available
• Home design: Townhouse; Two-story; Resale condition; North-facing
• Construction: Frame construction; Mansard and shingle roof; Concrete perimeter foundation; Built as part of a two-story building
• Exterior features: Back yard with fencing and gate; Fenced yard; Waterfront location

Interior

• Kitchen: Disposal; Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: Bedrooms located on upper level (no main-level bedrooms listed)
• Flooring: Wood floors
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: No notable interior built-in features listed; Unfurnished
• Laundry & utility: Laundry inside the unit; Laundry located in the kitchen

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $315k.

Deal economics

• At list price, monthly cash flow is $280 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $315k).
• Recommended offer: $306k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 2.6% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jupiter Elementary School (math 53% / reading 47%, grade D+, #1,070 of 2,144 statewide, top 51%, 832 students, 69% FRL); Jupiter Middle School (math 62% / reading 63%, grade B+, #116 of 571 statewide, top 21%, 1,384 students, 38% FRL); Jupiter High School (math 56% / reading 64%, grade C+, #106 of 667 statewide, top 16%, 3,087 students, 28% FRL).
• Market conditions: Rents rising (+1.9%/yr); 321 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• This rent runs 35% of the median local income ($110k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($306k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $95k; list at $315k implies a 232% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $305,550 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.36%
• Cash-on-cash: 3.80%
• DSCR: 1.17
• GRM: 8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.86% rent growth · sell at horizon

5-year hold

• IRR: -11.6%
• Equity multiple: 0.58×
• Total profit: $-36,787
• Equity at exit: $46,968

10-year hold

• IRR: -4.2%
• Equity multiple: 0.74×
• Total profit: $-23,331
• Equity at exit: $27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33458

• Rents YoY: 1.9%
• Active inventory: 321
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $3,217 high
• Mortgage (P&I): −$1,652
• Tax from tax record: −$374 /mo · $4,489/yr
• Insurance: −$131
• HOA: −$105
• Vacancy / Maint / Mgmt: −$676
• Net cashflow: $280

Break-even live

Break-even rent $2,864

Max offer price $315,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,750
• Closing costs: $9,450
• Reserves months: —
• Total cash needed: —

Rent comps 39 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
609 Oak Ter Jupiter, FL	3.0	2.0	1455	$4,250	$2.92	24d	1	0.05mi
211 Old English Dr Jupiter, FL	2.0	2.5	1058	$2,650	$2.50	24d	1	0.05mi
304 Georgian Park Dr Jupiter, FL	2.0	2.5	1160	$2,500	$2.16	15d	1	0.05mi
111 Sierra Dr Jupiter, FL	1.0–3.0	1.0–2.0	1146	$3,585	$3.13	2d	19	0.23mi
431 Jupiter Lakes Blvd Unit 2110D Jupiter, FL	2.0	2.0	1102	$2,300	$2.09	24d	1	0.33mi
996 Mohican Blvd Jupiter, FL	3.0	2.0	962	$3,550	$3.69	19d	1	0.45mi
713 Suwanee Ave Jupiter, FL	3.0	1.5	962	$3,500	$3.64	10d	1	0.58mi
326 Jupiter Lakes Blvd Unit 2321C Jupiter, FL	2.0	2.5	1344	$2,500	$1.86	24d	1	0.67mi
400 Fern St Unit 1 C Jupiter, FL	2.0	1.5	1000	$2,300	$2.30	3d	1	0.77mi
808 Iroquois St Jupiter, FL	3.0	1.0	1028	$3,290	$3.20	1d	1	0.80mi
808 Iroquois St Jupiter, FL	3.0	1.0	1028	$3,290	$3.20	15d	1	0.80mi
404 S Caloosahatchee Ave Jupiter, FL	3.0	2.0	1115	$3,200	$2.87	24d	1	0.85mi
188 W Thatch Palm Cir Jupiter, FL	3.0	2.5	1327	$3,000	$2.26	24d	1	0.89mi
400 Via Royale Jupiter, FL	1.0–3.0	1.0–3.0	1020	$3,230	$3.17	1d	27	0.90mi
915 Riverwood Ln Jupiter, FL	2.0	2.0	783	$1,950	$2.49	12d	1	0.94mi
3718 Freshwater Dr Jupiter, FL	2.0	2.0	1430	$3,200	$2.24	24d	1	1.04mi
1600 Center St Unit B1 Jupiter, FL	2.0	1.0	800	$2,315	$2.89	24d	1	1.11mi
1600 Center St Unit B11 Jupiter, FL	2.0	1.0	800	$2,200	$2.75	24d	1	1.11mi
179 Edenberry Ave Jupiter, FL	3.0	2.5	1410	$3,500	$2.48	24d	1	1.11mi
860 Center St Unit 3 Jupiter, FL	2.0	1.0	1050	$2,450	$2.33	24d	1	1.14mi
110 N Delaware Blvd Unit 10C Jupiter, FL	2.0	2.5	1320	$2,800	$2.12	24d	1	1.15mi
110 N Delaware Blvd Unit 15D Jupiter, FL	2.0	2.5	1320	$2,600	$1.97	12d	1	1.15mi
16910 Bay St Unit E503 Jupiter, FL	2.0	2.0	1470	$5,000	$3.40	24d	1	1.22mi
825 Center St Apt 3D Jupiter, FL	2.0	2.5	1470	$2,800	$1.90	24d	1	1.23mi
249 Center St Unit 2C Jupiter, FL	2.0	2.0	1040	$2,950	$2.84	24d	1	1.25mi
825 Center St Unit 11C Jupiter, FL	2.0	2.5	1470	$5,000	$3.40	3d	1	1.25mi
825 Center St Unit 11C Jupiter, FL	2.0	2.5	1470	$5,000	$3.40	22d	1	1.25mi
16940 Bay St Unit N406 Jupiter, FL	2.0	2.0	1470	$4,500	$3.06	24d	1	1.26mi
825 Center St Unit 12A Jupiter, FL	2.0	2.5	1470	$2,750	$1.87	3d	1	1.29mi
601 Paulina Rd Jupiter, FL	2.0	2.0	1104	$3,950	$3.58	24d	1	1.29mi
825 Center St Unit 32B Jupiter, FL	2.0	2.5	1470	$2,800	$1.90	18d	1	1.29mi
1329 Chippewa St Jupiter, FL	2.0	2.0	1038	$3,100	$2.99	24d	1	1.30mi
250 Timberwalk Trl Jupiter, FL	2.0	2.5	1400	$2,800	$2.00	24d	1	1.38mi
145 Rosewood Cir Jupiter, FL	3.0	2.0	1250	$3,500	$2.80	24d	1	1.38mi
825 Center St Unit 21B Jupiter, FL	2.0	2.5	1470	$4,300	$2.93	24d	1	1.38mi
224 Murcia Dr #211 Jupiter, FL	3.0	2.0	1384	$3,100	$2.24	24d	1	1.42mi
224 Murcia Dr #211 Jupiter, FL	3.0	2.0	1384	$3,100	$2.24	7d	1	1.42mi
113 Sherwood Cir Unit 25B Jupiter, FL	2.0	2.5	1284	$2,385	$1.86	15d	1	1.45mi
3334 S Bismark Ln Jupiter, FL	1.0–3.0	1.0–2.0	991	$3,599	$3.63	1d	14	1.49mi

HOA detail

• Monthly dues: $105 · $1,260/yr

Listing history 18 events

1. 2026-05-16
   historical Active Under Contract
2. 2026-04-28
   price $315,000
3. 2026-04-06
   listed $318,000 Active
4. 2014-05-01
   historical 324-char remark

   Show marketing remark (324 chars)

   Cute Jupiter End Unit Townhouse. Private backyard with a pond/canal. Great starter home or perfect for an investor. Quiet neighborhood! Some Renovations have been started on 2nd level so its perfect timing to put your finishing touches to make it your home! Wood floors upstairs, Mexican tile downstairs. Motivated Sellers!!

5. 2014-05-01
   soldstatus $95,000

   Show marketing remark (324 chars)

   Cute Jupiter End Unit Townhouse. Private backyard with a pond/canal. Great starter home or perfect for an investor. Quiet neighborhood! Some Renovations have been started on 2nd level so its perfect timing to put your finishing touches to make it your home! Wood floors upstairs, Mexican tile downstairs. Motivated Sellers!!

6. 2014-04-30
   soldstatus $95,000 Closed 324-char remark

   Show marketing remark (324 chars)

   Cute Jupiter End Unit Townhouse. Private backyard with a pond/canal. Great starter home or perfect for an investor. Quiet neighborhood! Some Renovations have been started on 2nd level so its perfect timing to put your finishing touches to make it your home! Wood floors upstairs, Mexican tile downstairs. Motivated Sellers!!

7. 2014-04-14
   status Pending 324-char remark

   Show marketing remark (324 chars)

   Cute Jupiter End Unit Townhouse. Private backyard with a pond/canal. Great starter home or perfect for an investor. Quiet neighborhood! Some Renovations have been started on 2nd level so its perfect timing to put your finishing touches to make it your home! Wood floors upstairs, Mexican tile downstairs. Motivated Sellers!!

8. 2014-04-11
   listed $100,000 Active 324-char remark

   Show marketing remark (324 chars)

   Cute Jupiter End Unit Townhouse. Private backyard with a pond/canal. Great starter home or perfect for an investor. Quiet neighborhood! Some Renovations have been started on 2nd level so its perfect timing to put your finishing touches to make it your home! Wood floors upstairs, Mexican tile downstairs. Motivated Sellers!!

9. 2011-07-11
   soldstatus $75,000 301-char remark

   Show marketing remark (301 chars)

   Bank owned ready for a quick close. 2 bed end unit. Large patio. Large master bed. Good opportunity. This information is deemed reliable but not guaranteed. BUYER is responsible for verifying all information prior to close. Please email listing agent with any questions about property or offer status.

10. 2011-05-31
    historical 301-char remark

    Show marketing remark (301 chars)

    Bank owned ready for a quick close. 2 bed end unit. Large patio. Large master bed. Good opportunity. This information is deemed reliable but not guaranteed. BUYER is responsible for verifying all information prior to close. Please email listing agent with any questions about property or offer status.

11. 2011-04-27
    listed $75,000 301-char remark

    Show marketing remark (301 chars)

    Bank owned ready for a quick close. 2 bed end unit. Large patio. Large master bed. Good opportunity. This information is deemed reliable but not guaranteed. BUYER is responsible for verifying all information prior to close. Please email listing agent with any questions about property or offer status.

12. 2005-08-01
    soldstatus $222,000
13. 2005-04-14
    historical
14. 2005-03-14
    listed $219,000
15. 1995-06-01
    soldstatus $52,000
16. 1991-04-01
    soldstatus $65,000
17. 1989-01-19
    soldstatus $50,000
18. 1987-06-01
    soldstatus $1,360,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,489 · $374/mo
• Projected year-2 tax: $4,489 · $374/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,610
• − Mortgage interest: −$17,645
• − Property taxes: −$4,489
• − Insurance: −$1,575
• − Repairs & maintenance: −$3,089
• − Management: −$3,089
• − HOA: −$1,260
• − Depreciation: −$9,164
• Taxable loss: −$1,701
• Est. tax savings @ 24.0%: +$408
• After-tax cash flow: $3,763/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Jupiter

• Score: 70/100
• State rank: #415
• US rank: #7386

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jupiter, FL
• County: Palm Beach County · 1,438,312 people
• City population: 68,420
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 55,512
• Household income: $109,729
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 1458.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 21% Two or more races 14% Black 3% Asian 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 3% Cuban 2%
• Common ancestry: Romanian 3% Lithuanian 2% Iranian 2%
• Foreign-born: 17% · Canada, Jamaica, China
• Languages at home: 78% English-only · Spanish 16% Other Indo-European 3% German/W. Germanic 1%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -277.55%
• Current HPI: 376.5
• Rent YoY: ▲ 1.86%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-76.8% since first listed

18 events — show timeline

• 2026-05-16 Contingent — Beaches MLS
• 2026-04-28 Price Changed $315,000 Beaches MLS
• 2026-04-06 Listed $318,000 Beaches MLS
• 2014-05-01 Listing Removed — Beaches MLS
• 2014-05-01 Sold (Public Records) $95,000 Public Records
• 2014-04-30 Sold (MLS) $95,000 Beaches MLS
• 2014-04-14 Pending — Beaches MLS
• 2014-04-11 Listed $100,000 Beaches MLS
• 2011-07-11 Sold (MLS) $75,000 Beaches MLS
• 2011-05-31 Listing Removed — Beaches MLS
• 2011-04-27 Listed $75,000 Beaches MLS
• 2005-08-01 Sold (Public Records) $222,000 Public Records
• 2005-04-14 Listing Removed — Beaches MLS
• 2005-03-14 Listed $219,000 Beaches MLS
• 1995-06-01 Sold (Public Records) $52,000 Public Records
• 1991-04-01 Sold (Public Records) $65,000 Public Records
• 1989-01-19 Sold (Public Records) $50,000 Public Records
• 1987-06-01 Sold (Public Records) $1,360,000 Public Records

Property tax history

+12.8%/yr

Latest (2025): $4,489 · +11.7% YoY. Source: county tax records.