None · Conashaugh Lakes, PA 18328

$159,900

3 bd · 1.0 ba · 1,040 sqft · Other public records · 25 Days on market

Built 1938

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.8/30.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +7.3/10.0
• Livability +3.5/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 119 Little Mud Pond Rd, a serene escape nestled in the woods of Dingmans Ferry, PA. Perfectly positioned for nature lovers, this property sits just steps from the pristine waters of Little Mud Pond and the lush forest environs of the surrounding state lands. Enjoy peaceful, wooded privacy and year-round tranquility in one of the region's most scenic settings. Outdoor recreation at your doorstep — fishing, paddle-boarding, hiking and wildlife watching. Rustic yet comfortable retreat-style living. Imagine cozy evenings by the fireplace. It is conveniently located for easy access to local attractions yet tucked away far enough to feel like your own private sanctuary. Ideal for weekend get-aways or a vacation rental opportunity in the desirable Pocono region. With its distinctive combination of natural beauty + access to recreation + quiet privacy, this home offers a rare blend. Whether you're looking to unwind, entertain friends, or simply escape the everyday, this setting delivers. Imagine coffee on the deck at sunrise, hikes through whispering pines, and evenings under the stars. Don't miss your chance to own a piece of Pocono-mountain magic. Contact us today to schedule your private showing of 119 Little Mud Pond Rd and see how this special property can become your tranquil refuge.

Key facts

• Pristine waters
• Outdoor recreation
• Paddle-boarding

Tags

• PRISTINE WATERS
• LUSH FOREST
• OUTDOOR RECREATION
• FISHING
• PADDLE-BOARDING
• HIKING

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath other listed at $160k.

Deal economics

• At list price, monthly cash flow is $536 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $158k (1.5% below list) — sets the bar for market timing.
• Cap rate 10.3% vs local median 5.3% in Conashaugh Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#786 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D, amenities F, commute F.
• East Stroudsburg Area SD (rural): math 25% / reading 43% proficiency, ranked #413 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 213 active listings in the ZIP; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
• Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $157,501 (1.5% below list)

Questions for the listing agent

1. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 10.31%
• Cash-on-cash: 14.36%
• DSCR: 1.64
• GRM: 6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 34.9%
• Equity multiple: 3.71×
• Total profit: $121,185
• Equity at exit: $144,051

10-year hold

• IRR: 30.0%
• Equity multiple: 8.37×
• Total profit: $329,978
• Equity at exit: $310,651

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18328

• Home prices YoY: 18.1%
• Active inventory: 213
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,960 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$107 /mo · $1,287/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$412
• Net cashflow: $536

Break-even live

Break-even rent $1,282

Max offer price $159,900

Occupancy floor 68%

Sensitivity live

Price	-10% $626	-5% $581	+0% $536	+5% $491	+10% $445
Rent	-10% $381	-5% $458	+0% $536	+5% $613	+10% $691
Rate	-1.0pp $616	-0.5pp $576	base $536	+0.5pp $494	+1.0pp $452

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Listing history 7 events

1. 2026-04-17
   soldstatus $150,000 Closed 1319-char remark

   Show marketing remark (15 chars)

   For credit only

2. 2026-04-17
   soldstatus $150,000 15-char remark

   Show marketing remark (15 chars)

   For credit only

3. 2026-04-17
   listed $159,900 15-char remark

   Show marketing remark (15 chars)

   For credit only

4. 2025-12-05
   status Pending

   Show marketing remark (1319 chars)

   Welcome to 119 Little Mud Pond Rd, a serene escape nestled in the woods of Dingmans Ferry, PA. Perfectly positioned for nature lovers, this property sits just steps from the pristine waters of Little Mud Pond and the lush forest environs of the surrounding state lands. Enjoy peaceful, wooded privacy and year-round tranquility in one of the region's most scenic settings. Outdoor recreation at your doorstep — fishing, paddle-boarding, hiking and wildlife watching. Rustic yet comfortable retreat-style living. Imagine cozy evenings by the fireplace. It is conveniently located for easy access to local attractions yet tucked away far enough to feel like your own private sanctuary. Ideal for weekend get-aways or a vacation rental opportunity in the desirable Pocono region. With its distinctive combination of natural beauty + access to recreation + quiet privacy, this home offers a rare blend. Whether you're looking to unwind, entertain friends, or simply escape the everyday, this setting delivers. Imagine coffee on the deck at sunrise, hikes through whispering pines, and evenings under the stars. Don't miss your chance to own a piece of Pocono-mountain magic. Contact us today to schedule your private showing of 119 Little Mud Pond Rd and see how this special property can become your tranquil refuge.

5. 2025-12-05
   status Pending 1319-char remark

   Show marketing remark (1319 chars)

   Welcome to 119 Little Mud Pond Rd, a serene escape nestled in the woods of Dingmans Ferry, PA. Perfectly positioned for nature lovers, this property sits just steps from the pristine waters of Little Mud Pond and the lush forest environs of the surrounding state lands. Enjoy peaceful, wooded privacy and year-round tranquility in one of the region's most scenic settings. Outdoor recreation at your doorstep — fishing, paddle-boarding, hiking and wildlife watching. Rustic yet comfortable retreat-style living. Imagine cozy evenings by the fireplace. It is conveniently located for easy access to local attractions yet tucked away far enough to feel like your own private sanctuary. Ideal for weekend get-aways or a vacation rental opportunity in the desirable Pocono region. With its distinctive combination of natural beauty + access to recreation + quiet privacy, this home offers a rare blend. Whether you're looking to unwind, entertain friends, or simply escape the everyday, this setting delivers. Imagine coffee on the deck at sunrise, hikes through whispering pines, and evenings under the stars. Don't miss your chance to own a piece of Pocono-mountain magic. Contact us today to schedule your private showing of 119 Little Mud Pond Rd and see how this special property can become your tranquil refuge.

6. 2025-11-03
   listed $159,900 Active 1319-char remark

   Show marketing remark (1319 chars)

   Welcome to 119 Little Mud Pond Rd, a serene escape nestled in the woods of Dingmans Ferry, PA. Perfectly positioned for nature lovers, this property sits just steps from the pristine waters of Little Mud Pond and the lush forest environs of the surrounding state lands. Enjoy peaceful, wooded privacy and year-round tranquility in one of the region's most scenic settings. Outdoor recreation at your doorstep — fishing, paddle-boarding, hiking and wildlife watching. Rustic yet comfortable retreat-style living. Imagine cozy evenings by the fireplace. It is conveniently located for easy access to local attractions yet tucked away far enough to feel like your own private sanctuary. Ideal for weekend get-aways or a vacation rental opportunity in the desirable Pocono region. With its distinctive combination of natural beauty + access to recreation + quiet privacy, this home offers a rare blend. Whether you're looking to unwind, entertain friends, or simply escape the everyday, this setting delivers. Imagine coffee on the deck at sunrise, hikes through whispering pines, and evenings under the stars. Don't miss your chance to own a piece of Pocono-mountain magic. Contact us today to schedule your private showing of 119 Little Mud Pond Rd and see how this special property can become your tranquil refuge.

7. 2025-11-03
   listed $159,900 Active

   Show marketing remark (1319 chars)

   Welcome to 119 Little Mud Pond Rd, a serene escape nestled in the woods of Dingmans Ferry, PA. Perfectly positioned for nature lovers, this property sits just steps from the pristine waters of Little Mud Pond and the lush forest environs of the surrounding state lands. Enjoy peaceful, wooded privacy and year-round tranquility in one of the region's most scenic settings. Outdoor recreation at your doorstep — fishing, paddle-boarding, hiking and wildlife watching. Rustic yet comfortable retreat-style living. Imagine cozy evenings by the fireplace. It is conveniently located for easy access to local attractions yet tucked away far enough to feel like your own private sanctuary. Ideal for weekend get-aways or a vacation rental opportunity in the desirable Pocono region. With its distinctive combination of natural beauty + access to recreation + quiet privacy, this home offers a rare blend. Whether you're looking to unwind, entertain friends, or simply escape the everyday, this setting delivers. Imagine coffee on the deck at sunrise, hikes through whispering pines, and evenings under the stars. Don't miss your chance to own a piece of Pocono-mountain magic. Contact us today to schedule your private showing of 119 Little Mud Pond Rd and see how this special property can become your tranquil refuge.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,287 · $107/mo
• Projected year-2 tax: $1,907 · $159/mo
• Expected delta: +$620/yr (+$52/mo · 48.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $23,517
• − Mortgage interest: −$8,957
• − Property taxes: −$1,287
• − Insurance: −$800
• − Repairs & maintenance: −$1,881
• − Management: −$1,881
• − Depreciation: −$4,652
• Taxable income: $4,060
• Est. tax owed @ 24.0%: −$974
• After-tax cash flow: $5,455/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Stroudsburg Area SD
• NCES district ID: 4208670
• Math proficiency: 25% ▼ -11.00%
• Reading proficiency: 43% ▼ -18.00%
• Median HH income: $57,142
• Composite: 30.13/100
• National rank: #6332
• State rank: #413 of 539 in PA

Livability — Conashaugh Lakes

• Score: 70/100
• State rank: #786
• US rank: #7924

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 8,061

Population outlook (Pike County) Hauer SSP2

• Today (2025): 53,548 people
• By 2030: 51,622 · -3.6%
• By 2040: 46,490 · -13.2%
• By 2050: 40,372 · -24.6%
• By 2075: 31,951 · -40.3%
• By 2100: 26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 10% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 5%
• Common ancestry: Scotch-Irish 6% Romanian 6% Iranian 4%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 6% Russian/Polish/Slavic 5% Other Indo-European 2%

Political lean MEDSL · Pike

• 2024 margin: Strong R (+24.1) · D 37.6% · R 61.6%
• 2008→2024 swing: -19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
• All cycles: 2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 38.13%
• Current HPI: 248.4494
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

7 events — show timeline

• 2026-04-17 Listed $159,900 PWMLS
• 2026-04-17 Sold (MLS) $150,000 PWMLS
• 2026-04-17 Sold (MLS) $150,000 GLVRMLS
• 2025-12-05 Pending — PMAR
• 2025-12-05 Pending — GLVRMLS
• 2025-11-03 Listed $159,900 PMAR
• 2025-11-03 Listed $159,900 GLVRMLS

Property tax history

+1.5%/yr

Latest (2026): $1,287 · +2.3% YoY. Source: county tax records.