118 Edgewood Ln · Tunkhannock, PA 18334

$150,000

3 bd · 2.5 ba · 1,028 sqft · SingleFamily public records · 37 Days on market

Built 1990

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +4.5/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Here's an adorable and newly renovated 3 Bedroom, 2 Bath Bi Level home with large family room, all new flooring, new appliances in remodeled kitchen, cathedral ceiling in Living Room, New Bathrooms, and large deck situated on a beautiful and level 1.16 acre wooded lot. Low taxes and no dues are added bonuses!! Located near Pocono Raceway, hiking trails, golfing, and Skiing!

Key facts

• Large deck
• Remodeled kitchen
• Level wooded lot

Tags

• REMODELED KITCHEN
• CATHEDRAL CEILING
• LARGE DECK
• LEVEL WOODED LOT
• NEAR POCONO RACEWAY
• HIKING TRAILS

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $675 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.7% vs local median 5.1% in Tunkhannock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#371 in PA, #3,219 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: employment D+, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 107 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-0.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-0.9% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $130k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $145,500 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.53% ✓
• Cap rate: 11.69%
• Cash-on-cash: 19.28%
• DSCR: 1.86
• GRM: 5.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.8%
• Equity multiple: 1.77×
• Total profit: $32,132
• Equity at exit: $36,584

10-year hold

• IRR: 22.4%
• Equity multiple: 3.29×
• Total profit: $96,308
• Equity at exit: $38,737

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18334

• Home prices YoY: -0.5%
• Active inventory: 107
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $2,302 medium
• Mortgage (P&I): −$787
• Tax from tax record: −$295 /mo · $3,542/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$484
• Net cashflow: $675

Break-even live

Break-even rent $1,448

Max offer price $150,000

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Listing history 21 events

1. 2026-06-18
   days on market $150,000 Active 37 DOM
2. 2026-06-17
   days on market $150,000 Active 36 DOM
3. 2026-06-16
   days on market $150,000 Active 35 DOM
4. 2026-06-15
   days on market $150,000 Active 34 DOM
5. 2026-06-14
   days on market $150,000 Active 32 DOM
6. 2026-06-13
   days on market $150,000 Active 31 DOM
7. 2026-06-10
   days on market $150,000 Active 29 DOM
8. 2026-06-08
   days on market $150,000 Active 27 DOM
9. 2026-06-07
   days on market $150,000 Active 26 DOM
10. 2026-06-02
    days on market $150,000 Active 21 DOM
11. 2026-06-01
    days on market $150,000 Active 20 DOM
12. 2026-05-31
    days on market $150,000 Active 19 DOM
13. 2026-05-30
    days on market $150,000 Active 18 DOM
14. 2026-05-12
    listed $150,000 Active 410-char remark
15. 2017-06-23
    soldstatus $130,000 376-char remark

    Show marketing remark (376 chars)

    Here's an adorable and newly renovated 3 Bedroom, 2 Bath Bi Level home with large family room, all new flooring, new appliances in remodeled kitchen, cathedral ceiling in Living Room, New Bathrooms, and large deck situated on a beautiful and level 1.16 acre wooded lot. Low taxes and no dues are added bonuses!! Located near Pocono Raceway, hiking trails, golfing, and Skiing!

16. 2017-04-24
    listed $134,920 376-char remark

    Show marketing remark (376 chars)

    Here's an adorable and newly renovated 3 Bedroom, 2 Bath Bi Level home with large family room, all new flooring, new appliances in remodeled kitchen, cathedral ceiling in Living Room, New Bathrooms, and large deck situated on a beautiful and level 1.16 acre wooded lot. Low taxes and no dues are added bonuses!! Located near Pocono Raceway, hiking trails, golfing, and Skiing!

17. 2016-06-13
    soldstatus $36,000

    Show marketing remark (199 chars)

    Located very close to the Pocono Raceway, come and take a look today at this fixer upper home and make it your own. Buyer to Pay 2% State Transfer Tax, and 4.5% Buyers Premium and $299 Technology Fee

18. 2016-04-11
    listed $39,600

    Show marketing remark (199 chars)

    Located very close to the Pocono Raceway, come and take a look today at this fixer upper home and make it your own. Buyer to Pay 2% State Transfer Tax, and 4.5% Buyers Premium and $299 Technology Fee

19. 2006-05-23
    soldstatus $173,100
20. 1995-11-06
    soldstatus $64,500
21. 1990-05-30
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,542 · $295/mo
• Projected year-2 tax: $3,542 · $295/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,630
• − Mortgage interest: −$8,402
• − Property taxes: −$3,542
• − Insurance: −$750
• − Repairs & maintenance: −$2,210
• − Management: −$2,210
• − Depreciation: −$4,364
• Taxable income: $6,151
• Est. tax owed @ 24.0%: −$1,476
• After-tax cash flow: $6,620/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Tunkhannock

• Score: 77/100
• State rank: #371
• US rank: #3219

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing A Health & safety A- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 4,907

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (64%)
• Race & ethnicity: White 64% Hispanic / Latino 20% Two or more races 12% Black 9%
• Hispanic origin (detail): Puerto Rican 17%
• Common ancestry: Romanian 6% Lithuanian 4% Iranian 4%
• Foreign-born: 8% · Canada
• Languages at home: 87% English-only · Spanish 10% Russian/Polish/Slavic 3%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.95%
• Current HPI: 178.5307
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+66.7% since first listed

8 events — show timeline

• 2026-05-12 Listed $150,000 FSBO.com
• 2017-06-23 Sold (MLS) $130,000 PMAR
• 2017-04-24 Listed $134,920 PMAR
• 2016-06-13 Sold (MLS) $36,000 PMAR
• 2016-04-11 Listed $39,600 PMAR
• 2006-05-23 Sold (Public Records) $173,100 Public Records
• 1995-11-06 Sold (Public Records) $64,500 Public Records
• 1990-05-30 Sold (Public Records) $90,000 Public Records

Property tax history

+0.3%/yr

Latest (2026): $3,542 · +3.4% YoY. Source: county tax records.