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3060 S Westcliff Rd
B- Composite 66.79
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.1/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$130,000

3060 S Westcliff Rd · West Odessa, TX 79763
3 bd · 2.0 ba · 1,140 sqft · Land · 118 Days on market
Built 2025 ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully maintained , perfect condition and basically new is just a few words that come to mind when describing this home! A 2025 built with a cozy and warm style its sure to make anyone feel right at home. Featuring light flooring with dark cabinets throughout, cathedral ceiling style and very spacious 3 bedrooms and 2 complete baths. Please note buyer must move the mobile home from the land.

Key facts

  • Built 2025
  • Listed 118 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $130k.

Deal economics

  • At list price, monthly cash flow is $665 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#1,026 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, crime F.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 123 active listings in the ZIP; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 118 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,300 (9.0% below list)

Questions for the listing agent

  1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
12.44%
Cash-on-cash
21.94%
DSCR
1.98
GRM
5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.6%
Equity multiple
1.58×
Total profit
$21,273
Equity at exit
$19,383
10-year hold
IRR
23.3%
Equity multiple
3.00×
Total profit
$72,912
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79763

Active inventory
123
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,827 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$42 /mo · $501/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$384
Net cashflow
$665

Break-even live

Break-even rent $984
Max offer price $130,000
Occupancy floor 59%

Sensitivity live

Price -10% $739 -5% $702 +0% $665 +5% $629 +10% $592
Rent -10% $521 -5% $593 +0% $665 +5% $738 +10% $810
Rate -1.0pp $731 -0.5pp $699 base $665 +0.5pp $632 +1.0pp $598

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-06-03
    days on market $130,000 Active 118 DOM
  2. 2026-06-01
    days on market $130,000 Active 117 DOM
  3. 2026-05-31
    days on market $130,000 Active 116 DOM
  4. 2026-05-30
    days on market $130,000 Active 115 DOM
  5. 2026-04-20
    price $130,000 399-char remark
    Show marketing remark (399 chars)

    Beautifully maintained , perfect condition and basically new is just a few words that come to mind when describing this home! A 2025 built with a cozy and warm style its sure to make anyone feel right at home. Featuring light flooring with dark cabinets throughout, cathedral ceiling style and very spacious 3 bedrooms and 2 complete baths. Please note buyer must move the mobile home from the land.

  6. 2026-02-04
    listed $140,000 Active 399-char remark
    Show marketing remark (399 chars)

    Beautifully maintained , perfect condition and basically new is just a few words that come to mind when describing this home! A 2025 built with a cozy and warm style its sure to make anyone feel right at home. Featuring light flooring with dark cabinets throughout, cathedral ceiling style and very spacious 3 bedrooms and 2 complete baths. Please note buyer must move the mobile home from the land.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$501 · $42/mo
Projected year-2 tax
$2,379 · $198/mo
Expected delta
+$1,878/yr (+$157/mo · 375.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,920
− Mortgage interest
−$7,282
− Property taxes
−$501
− Insurance
−$650
− Repairs & maintenance
−$1,754
− Management
−$1,754
− Depreciation
−$3,782
Taxable income
$6,199
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,488
After-tax cash flow
$6,498/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — West Odessa

Score
61/100
State rank
#1026
US rank
#18223

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B- Housing A+ Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Odessa, TX
County
Ector County · 131,169 people
City population
61,683
Metro
Odessa, TX
Population (ZIP)
35,174
Household income
$56,877
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
842.0

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 24% White 19% Black 2%
Hispanic origin (detail)
Mexican 72%
Common ancestry
Lithuanian 1% Slovak 1%
Foreign-born
22% · Canada
Languages at home
39% English-only · Spanish 60%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -213.81%
Current HPI
254.9773
Rent YoY
Metro
Odessa, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
2 events — show timeline
  • 2026-04-20 Price Changed $130,000 ODMLS
  • 2026-02-04 Listed $140,000 ODMLS

Property tax history

+44.9%/yr

Latest (2025): $501 · +26.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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