2750 Alden Rd #8 #8 · Fruitland, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.8/30.0
- DSCR +5.2/10.0
- 1% rule +4.6/10.0
- Livability +3.6/5.0
- Schools +3.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$149,950
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This brand-new, never-occupied 2025 Fleetwood home offers a front-covered deck with stunning mountain views. The open-concept kitchen features a large island, a walk-in pantry, expansive cabinet storage, and a stainless steel farmhouse sink with all-new appliances included. The master bedroom provides a comfortable retreat with a private bath, double sinks, a walk-in shower, and a deep walk-in closet. This 1,434 sq. ft. home includes three bedrooms, each featuring walk-in closets, and two bathrooms, all tied together with new LVP flooring, carpet, and a cohesive design throughout. Additional features include a whole-house ventilation system, a large laundry room with cabinetry, a storage sh
Key facts
- Open-concept kitchen
- Front-covered deck
- Large island
Tags
Property features AI
Finance
- HOA & community: Situated in an over-55 (senior) community; Located in a mobile home park with rented lot
Exterior
- Parking: Finished driveway
- Utilities: City water; Sewer connected
- Home design: Mobile/manufactured home on a rented lot; Located in a 55+ (senior) community; New construction
- Construction: Wood siding; Composition roof; Built in 2025
- Exterior features: Covered patio/deck; Garden; Storage shed
Interior
- Kitchen: Dishwasher; Microwave; Freestanding oven/range; Refrigerator; Kitchen island; Pantry; Laminate countertops
- Bedrooms: 3 bedrooms — all located on the main level
- Flooring: Carpet
- Bathrooms: 2 bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Primary bedroom with private bath; Double vanity; Walk-in closet(s); Great room; Pantry; Kitchen island; Laminate countertops
- Laundry & utility: Utility room on the main level; Tank water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $150k.
Deal economics
- At list price, monthly cash flow is $96 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (4.4% below list).
- Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 2.9% in Fruitland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#51 in ID) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
- Fruitland District (town): math 33% / reading 50% proficiency, ranked #60 of 92 in ID (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Fruitland Elementary School (math 38% / reading 40%, grade F, #247 of 357 statewide, top 70%, 557 students, 45% FRL); Fruitland High School (math 27% / reading 62%, grade F, #61 of 169 statewide, top 41%, 542 students, 25% FRL) — zoned schools at 35% FRL track the district average.
- Market conditions: 111 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 230 units permitted in Payette County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 136 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 18y ago; this cycle's ask has dropped $40k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 7.06%
- Cash-on-cash
- 2.74%
- DSCR
- 1.12
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $108,984
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2750 Alden #23 | 0.01mi | 3/2.0 | 1,456 (+2%) | 8mo | $64,999 | $45 | 90 |
| 2750 Alden Rd #5 #5 | 0.00mi | 3/2.0 | 1,380 (-4%) | 13mo | $69,900 | $51 | 83 |
| 2701 N Alder Dr #61 | 0.14mi | 2/2.0 (-1) | 1,560 (+9%) | 2mo | $129,999 | $83 | 72 |
| 916 Victoria | 0.66mi | 3/2.0 | 1,344 (-6%) | 2mo | $110,000 | $82 | 57 |
| 3100 Alden Rd Trlr 1 Rd | 0.18mi | 3/2.0 | 1,296 (-10%) | 23mo | $98,500 | $76 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.9%
- Equity multiple
- 0.57×
- Total profit
- $-18,160
- Equity at exit
- $22,358
- IRR
- -2.8%
- Equity multiple
- 0.81×
- Total profit
- $-7,850
- Equity at exit
- $12,965
Cash invested: $41,986 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83619
- Home prices YoY
- -30.4%
- Active inventory
- 111
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,433 medium interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax est. 1.5%
- −$187 /mo · $2,249/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$301
- Net cashflow
- $96
Break-even live
Sensitivity live
| Price | -10% $200 | -5% $148 | +0% $96 | +5% $44 | +10% $-8 |
|---|---|---|---|---|---|
| Rent | -10% $-17 | -5% $39 | +0% $96 | +5% $153 | +10% $209 |
| Rate | -1.0pp $172 | -0.5pp $134 | base $96 | +0.5pp $57 | +1.0pp $18 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,488
- Closing costs
- $4,498
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 909 Victoria Ave Fruitland, ID | 3.0 | 1.0 | 1152 | $700 | $0.61 | 20d | 1 | 0.66mi |
| 1241 NE 3rd Ave Ontario, OR | 2.0 | 1.5 | 1067 | $1,006 | $0.94 | 3d | 1 | 1.23mi |
Listing history 23 events
-
2026-06-21pricedays on market $149,950 Active 136 DOM
-
2026-06-18days on market $169,900 Active 133 DOM
-
2026-06-17days on market $169,900 Active 132 DOM
-
2026-06-16days on market $169,900 Active 131 DOM
-
2026-06-15days on market $169,900 Active 130 DOM
-
2026-06-13days on market $169,900 Active 128 DOM
-
2026-06-13days on market $169,900 Active 127 DOM
-
2026-06-10days on market $169,900 Active 125 DOM
-
2026-06-09days on market $169,900 Active 124 DOM
-
2026-06-08days on market $169,900 Active 123 DOM
-
2026-06-07days on market $169,900 Active 122 DOM
-
2026-06-05days on market $169,900 Active 119 DOM
-
2026-06-03days on market $169,900 Active 118 DOM
-
2026-06-03days on market $169,900 Active 117 DOM
-
2026-06-01days on market $169,900 Active 116 DOM
-
2026-05-31days on market $169,900 Active 115 DOM
-
2026-04-22price $169,900
-
2026-02-05$189,900 Active
-
2019-05-17soldstatus Sold
-
2019-04-26status Pending
-
2019-04-15$25,000 Active
-
2009-11-14soldstatus
-
2008-11-08$15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 10 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,200
- − Mortgage interest
- −$8,400
- − Property taxes
- −$2,249
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,376
- − Management
- −$1,376
- − Depreciation
- −$4,362
- Taxable loss
- −$1,313
- Est. tax savings @ 24.0%
- +$315
- After-tax cash flow
- $1,468/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fruitland District
- NCES district ID
- 1601140
- Math proficiency
- 33% ▼ -8.00%
- Reading proficiency
- 50% ▼ -6.00%
- Median HH income
- $47,510
- Composite
- 35.43/100
- National rank
- #4933
- State rank
- #60 of 92 in ID
Livability — Fruitland
- Score
- 71/100
- State rank
- #51
- US rank
- #6760
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fruitland, ID
- County
- Payette County · 19,928 people
- City population
- 8,823
- Metro
- Ontario, OR-ID
- Population (ZIP)
- 8,823
- Household income
- $66,267
- Rent vs Own
- Severe rent burden
- 211.0
Population outlook (Payette County) Hauer SSP2
- Today (2025)
- 23,392 people
- By 2030
- 23,523 · +0.6%
- By 2040
- 23,792 · +1.7%
- By 2050
- 24,002 · +2.6%
- By 2075
- 25,286 · +8.1%
- By 2100
- 26,673 · +14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 18% Two or more races 12% Asian 1%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Slovak 3% Scottish 3% Portuguese 2%
- Foreign-born
- 7% · Canada
- Languages at home
- 86% English-only · Spanish 14%
Political lean MEDSL · Payette
- 2024 margin
- Solid R (+62.9) · D 17.6% · R 80.4% · Other 2.0%
- 2008→2024 swing
- -21.4pp toward R · 2008: -41.5pp · 2024: -62.9pp
- All cycles
- 2024: R+62.9 2020: R+59.3 2016: R+59.9 2012: R+44.0 2008: R+41.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -116.19%
- Current HPI
- 266.5112
- Rent YoY
- —
- Metro
- Ontario, OR-ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
||
| Food / Agriculture | 1 | $6B |
|
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Price history
+1032.7% since first listed7 events — show timeline
- 2026-04-22 Price Changed $169,900 IMLS
- 2026-02-05 Listed $189,900 IMLS
- 2019-05-17 Sold (MLS) — IMLS
- 2019-04-26 Pending — IMLS
- 2019-04-15 Listed $25,000 IMLS
- 2009-11-14 Sold (MLS) — IMLS
- 2008-11-08 Listed $15,000 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…