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59 Mansfield Dr
B- Composite 69.0
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • 1% rule +10.0/10.0
  • DSCR +9.8/10.0
  • ARV discount +8.8/15.0
  • Schools +5.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$130,000

59 Mansfield Dr · Longswamp, PA 18062
3 bd · 2.0 ba · 1,728 sqft · Manufactured public records · 243 Days on market
Built 2012 $75/sqft · at area comps Est $134k · at est. $665/mo HOA · 26% of rent ↓ 10% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.

Key facts

  • Storage shed
  • Eat-in kitchen
  • Mature landscaping

Tags

OPEN-CONCEPT LIVINGEAT-IN KITCHENWALK-THROUGH LAUNDRYMATURE LANDSCAPINGSTORAGE SHEDFRONT PATIO AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $394 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Brandywine Heights Area SD (suburban): math 48% / reading 66% proficiency, ranked #241 of 658 in PA (top 37%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents flat; 157 active listings in the ZIP; high-income renter base; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 243 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 26% of rent.
  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 243 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.96%
Cap rate
9.93%
Cash-on-cash
12.98%
DSCR
1.58
GRM
4.3

CMA / ARV

ARV (median comp)
$133,900
List price
$130,000
Delta
-2.91%
Verdict
FAIR
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.13% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.93×
Total profit
$-2,658
Equity at exit
$19,383
10-year hold
IRR
2.0%
Equity multiple
1.12×
Total profit
$4,234
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18062

Home prices YoY
-26.4%
Rents YoY
0.1%
Active inventory
157
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$2,546 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$216 /mo · $2,597/yr
Insurance
$54
HOA
$665
Vacancy / Maint / Mgmt
$535
Net cashflow
$394

Break-even live

Break-even rent $2,047
Max offer price $130,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$665 · $7,980/yr
Likely covers
gaslandscaping

Listing history 19 events

  1. 2026-06-18
    days on market $130,000 Active 243 DOM
  2. 2026-06-17
    days on market $130,000 Active 242 DOM
  3. 2026-06-16
    days on market $130,000 Active 241 DOM
  4. 2026-06-15
    days on market $130,000 Active 240 DOM
  5. 2026-06-14
    days on market $130,000 Active 238 DOM
  6. 2026-06-13
    days on market $130,000 Active 237 DOM
  7. 2026-06-10
    days on market $130,000 Active 235 DOM
  8. 2026-06-09
    days on market $130,000 Active 234 DOM
  9. 2026-06-08
    days on market $130,000 Active 233 DOM
  10. 2026-06-07
    pricedays on market $130,000 Active 232 DOM
  11. 2026-06-05
    days on market $135,000 Active 229 DOM
  12. 2026-06-03
    days on market $135,000 Active 228 DOM
  13. 2026-06-02
    days on market $135,000 Active 227 DOM
  14. 2026-06-01
    days on market $135,000 Active 226 DOM
  15. 2026-05-31
    days on market $135,000 Active 225 DOM
  16. 2026-05-31
    days on market $135,000 Active 224 DOM
  17. 2026-02-27
    price $135,000 1514-char remark
    Show marketing remark (1514 chars)

    Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.

  18. 2025-11-10
    price $140,000 1514-char remark
    Show marketing remark (1514 chars)

    Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.

  19. 2025-10-18
    listed $150,000 Active 1514-char remark
    Show marketing remark (1514 chars)

    Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,597 · $216/mo
Projected year-2 tax
$2,597 · $216/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,547
− Mortgage interest
−$7,282
− Property taxes
−$2,597
− Insurance
−$650
− Repairs & maintenance
−$2,444
− Management
−$2,444
− HOA
−$7,980
− Depreciation
−$3,782
Taxable income
$3,368
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$808
After-tax cash flow
$3,916/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brandywine Heights Area SD
NCES district ID
4204050
Math proficiency
48% ▲ 1.00%
Reading proficiency
66% ▼ -1.00%
Median HH income
$62,904
Composite
51.52/100
National rank
#3670
State rank
#241 of 658 in PA

Livability — Longswamp

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Lehigh County · 333,019 people
Metro
Allentown-Bethlehem-Easton, PA-NJ
Population (ZIP)
27,110
Household income
$110,675
Rent vs Own
19.1% rent · 80.9% own
Severe rent burden
537.0

Population outlook (Berks County) Hauer SSP2

Today (2025)
425,767 people
By 2030
428,814 · +0.7%
By 2040
433,463 · +1.8%
By 2050
439,426 · +3.2%
By 2075
478,647 · +12.4%
By 2100
518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 10% Two or more races 10% Asian 5% Black 3%
Hispanic origin (detail)
Puerto Rican 4% Dominican 2%
Common ancestry
Romanian 5% Lithuanian 2% Subsaharan African 2%
Foreign-born
11% · Canada, China, Jamaica
Languages at home
83% English-only · Spanish 7% Other Indo-European 4% French/Haitian/Cajun 2%

Political lean MEDSL · Berks

2024 margin
R (+12.2) · D 43.4% · R 55.6%
2008→2024 swing
-21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
All cycles
2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.04%
Current HPI
253.5939
Rent YoY
▲ 0.13%
Metro
Allentown-Bethlehem-Easton, PA-NJ
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-10.0% since first listed
3 events — show timeline
  • 2026-02-27 Price Changed $135,000 GLVRMLS
  • 2025-11-10 Price Changed $140,000 GLVRMLS
  • 2025-10-18 Listed $150,000 GLVRMLS

Property tax history

+1.0%/yr

Latest (2026): $2,597 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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