59 Mansfield Dr · Longswamp, PA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 99°F)
- 6 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.7/30.0
- 1% rule +10.0/10.0
- DSCR +9.8/10.0
- ARV discount +8.8/15.0
- Schools +5.2/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.
Key facts
- Storage shed
- Eat-in kitchen
- Mature landscaping
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $130k.
Deal economics
- At list price, monthly cash flow is $394 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $130k).
- Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Brandywine Heights Area SD (suburban): math 48% / reading 66% proficiency, ranked #241 of 658 in PA (top 37%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
- Market conditions: Rents flat; 157 active listings in the ZIP; high-income renter base; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 243 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 26% of rent.
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 243 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 9.93%
- Cash-on-cash
- 12.98%
- DSCR
- 1.58
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $133,900
- List price
- $130,000
- Delta
- -2.91%
- Verdict
- FAIR
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.13% rent growth · sell at horizon
- IRR
- -2.0%
- Equity multiple
- 0.93×
- Total profit
- $-2,658
- Equity at exit
- $19,383
- IRR
- 2.0%
- Equity multiple
- 1.12×
- Total profit
- $4,234
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18062
- Home prices YoY
- -26.4%
- Rents YoY
- 0.1%
- Active inventory
- 157
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $2,546 medium interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$216 /mo · $2,597/yr
- Insurance
- −$54
- HOA
- −$665
- Vacancy / Maint / Mgmt
- −$535
- Net cashflow
- $394
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $665 · $7,980/yr
- Likely covers
- gaslandscaping
Listing history 19 events
-
2026-06-18days on market $130,000 Active 243 DOM
-
2026-06-17days on market $130,000 Active 242 DOM
-
2026-06-16days on market $130,000 Active 241 DOM
-
2026-06-15days on market $130,000 Active 240 DOM
-
2026-06-14days on market $130,000 Active 238 DOM
-
2026-06-13days on market $130,000 Active 237 DOM
-
2026-06-10days on market $130,000 Active 235 DOM
-
2026-06-09days on market $130,000 Active 234 DOM
-
2026-06-08days on market $130,000 Active 233 DOM
-
2026-06-07pricedays on market $130,000 Active 232 DOM
-
2026-06-05days on market $135,000 Active 229 DOM
-
2026-06-03days on market $135,000 Active 228 DOM
-
2026-06-02days on market $135,000 Active 227 DOM
-
2026-06-01days on market $135,000 Active 226 DOM
-
2026-05-31days on market $135,000 Active 225 DOM
-
2026-05-31days on market $135,000 Active 224 DOM
-
2026-02-27price $135,000 1514-char remark
Show marketing remark (1514 chars)
Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.
-
2025-11-10price $140,000 1514-char remark
Show marketing remark (1514 chars)
Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.
-
2025-10-18$150,000 Active 1514-char remark
Show marketing remark (1514 chars)
Welcome to 59 Mansfield Drive in the highly desirable Mountain Village Community of Macungie. This well-maintained 3-bedroom, 2 full bath home offers over 1,700 square feet of comfortable, single-floor living with a spacious layout perfect for everyday living and entertaining. Step inside to an inviting open-concept living and dining area filled with natural light and plenty of space to relax. The large family room features a cozy layout ideal for movie nights or gatherings. The eat-in kitchen offers an abundance of cabinetry, gas cooking, and ample counter space, along with a convenient walk-through laundry/mudroom with extra storage. The primary bedroom suite includes a spacious layout, oversized closet, and a private full bath. Two additional bedrooms are generously sized and share a second full bath. Outside, enjoy a peaceful yard with mature landscaping, storage shed, and two propane tanks already in place. There’s also a front patio area perfect for outdoor seating and seasonal décor. Located on a quiet street within the community, this property offers easy parking, a level lot, and room for outdoor enjoyment. Additional highlights: Central air & propane heat, Vinyl siding and skirting in excellent condition, Newer flooring and updated light fixtures. Conveniently located near major routes, shopping, and restaurants—including Rt. 100, 222, and downtown Macungie. Enjoy the comfort of community living just minutes from everything the Lehigh Valley has to offer.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,597 · $216/mo
- Projected year-2 tax
- $2,597 · $216/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 3/10 Moderate 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,547
- − Mortgage interest
- −$7,282
- − Property taxes
- −$2,597
- − Insurance
- −$650
- − Repairs & maintenance
- −$2,444
- − Management
- −$2,444
- − HOA
- −$7,980
- − Depreciation
- −$3,782
- Taxable income
- $3,368
- Est. tax owed @ 24.0%
- −$808
- After-tax cash flow
- $3,916/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brandywine Heights Area SD
- NCES district ID
- 4204050
- Math proficiency
- 48% ▲ 1.00%
- Reading proficiency
- 66% ▼ -1.00%
- Median HH income
- $62,904
- Composite
- 51.52/100
- National rank
- #3670
- State rank
- #241 of 658 in PA
Livability — Longswamp
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Lehigh County · 333,019 people
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- Population (ZIP)
- 27,110
- Household income
- $110,675
- Rent vs Own
- Severe rent burden
- 537.0
Population outlook (Berks County) Hauer SSP2
- Today (2025)
- 425,767 people
- By 2030
- 428,814 · +0.7%
- By 2040
- 433,463 · +1.8%
- By 2050
- 439,426 · +3.2%
- By 2075
- 478,647 · +12.4%
- By 2100
- 518,507 · +21.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 10% Two or more races 10% Asian 5% Black 3%
- Hispanic origin (detail)
- Puerto Rican 4% Dominican 2%
- Common ancestry
- Romanian 5% Lithuanian 2% Subsaharan African 2%
- Foreign-born
- 11% · Canada, China, Jamaica
- Languages at home
- 83% English-only · Spanish 7% Other Indo-European 4% French/Haitian/Cajun 2%
Political lean MEDSL · Berks
- 2024 margin
- R (+12.2) · D 43.4% · R 55.6%
- 2008→2024 swing
- -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
- All cycles
- 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.04%
- Current HPI
- 253.5939
- Rent YoY
- ▲ 0.13%
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
-10.0% since first listed3 events — show timeline
- 2026-02-27 Price Changed $135,000 GLVRMLS
- 2025-11-10 Price Changed $140,000 GLVRMLS
- 2025-10-18 Listed $150,000 GLVRMLS
Property tax history
+1.0%/yrLatest (2026): $2,597 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…