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161 W Beechwood Rd
B Composite 73.29
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.1/10.0
  • 1% rule +6.7/10.0
  • Appreciation +5.7/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$85,000

161 W Beechwood Rd · Bessemer, PA 16112
2 bd · 1.0 ba · 1,140 sqft · SingleFamily public records · 62 Days on market
Built 1945 2.00 ac lot $75/sqft · 28% below area Est $118k · 28% under ↓ 23% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A Home Showcased With "CARE" In Need Of Tender Loving Care!! Situated on 2 tree-bordered acres backing to the Mahoning Sportsmen’s Club property, this charming Craftsman bungalow offers real promise for the right buyer. A large 3-car detached garage with a newer metal roof adds immediate value, while the home itself is ready for improvement. Inside, the living and dining areas are surprisingly open and filled with natural light, flowing into a kitchen anchored by oak cabinetry. Three bedrooms and a full bath complete the main living space. Because of its current condition, this property is best suited for a cash buyer or renovation loan (20% down).

Key facts

  • Oak cabinetry
  • Natural light
  • Tree-bordered acres

Tags

TREE-BORDERED ACRESDETACHED GARAGENEWER METAL ROOFOPEN LIVING AND DINING AREASNATURAL LIGHTOAK CABINETRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $182 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($992 rent vs $85k).
  • Recommended offer: $80k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#718 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Mohawk Area SD (rural): math 41% / reading 62% proficiency, ranked #159 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 5 active listings in the ZIP; 51 units permitted in Lawrence County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($588 loan paydown + $1k appreciation (1.4% local appreciation)).
  • Lawrence County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.4% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $79,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
8.86%
Cash-on-cash
9.17%
DSCR
1.41
GRM
7.1

CMA / ARV

ARV (median comp)
$117,547
List price
$85,000
Delta
-27.69%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
21 Field St 0.17mi 3/1.0 (+1) 1,182 (+4%) 7mo $165,000 $140 76
9 Field St 0.25mi 3/1.0 (+1) 1,240 (+9%) 23mo $175,000 $141 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.44% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.1%
Equity multiple
1.63×
Total profit
$15,043
Equity at exit
$30,981
10-year hold
IRR
15.4%
Equity multiple
2.95×
Total profit
$46,390
Equity at exit
$42,734

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16112

Home prices YoY
0.9%
Active inventory
5
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$992 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$121 /mo · $1,450/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$208
Net cashflow
$182

Break-even live

Break-even rent $762
Max offer price $85,000
Occupancy floor 77%

Sensitivity live

Price -10% $230 -5% $206 +0% $182 +5% $158 +10% $134
Rent -10% $104 -5% $143 +0% $182 +5% $221 +10% $260
Rate -1.0pp $225 -0.5pp $204 base $182 +0.5pp $160 +1.0pp $137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-21
    days on market $85,000 Active 62 DOM
  2. 2026-06-19
    days on market $85,000 Active 60 DOM
  3. 2026-06-18
    days on market $85,000 Active 59 DOM
  4. 2026-06-17
    days on market $85,000 Active 58 DOM
  5. 2026-06-16
    days on market $85,000 Active 57 DOM
  6. 2026-06-15
    days on market $85,000 Active 56 DOM
  7. 2026-06-14
    days on market $85,000 Active 54 DOM
  8. 2026-06-12
    days on market $85,000 Active 53 DOM
  9. 2026-06-09
    days on market $85,000 Active 50 DOM
  10. 2026-06-08
    days on market $85,000 Active 49 DOM
  11. 2026-06-07
    days on market $85,000 Active 48 DOM
  12. 2026-06-05
    days on market $85,000 Active 45 DOM
  13. 2026-06-02
    days on market $85,000 Active 43 DOM
  14. 2026-06-01
    days on market $85,000 Active 42 DOM
  15. 2026-05-31
    days on market $85,000 Active 41 DOM
  16. 2026-05-30
    days on market $85,000 Active 40 DOM
  17. 2026-05-11
    price $85,000 675-char remark
    Show marketing remark (675 chars)

    A Home Showcased With "CARE" In Need Of Tender Loving Care!! Situated on 2 tree-bordered acres backing to the Mahoning Sportsmen’s Club property, this charming Craftsman bungalow offers real promise for the right buyer. A large 3-car detached garage with a newer metal roof adds immediate value, while the home itself is ready for improvement. Inside, the living and dining areas are surprisingly open and filled with natural light, flowing into a kitchen anchored by oak cabinetry. Three bedrooms and a full bath complete the main living space. Because of its current condition, this property is best suited for a cash buyer or renovation loan (20% down).

  18. 2026-04-17
    listed $99,900 Active 675-char remark
    Show marketing remark (675 chars)

    A Home Showcased With "CARE" In Need Of Tender Loving Care!! Situated on 2 tree-bordered acres backing to the Mahoning Sportsmen’s Club property, this charming Craftsman bungalow offers real promise for the right buyer. A large 3-car detached garage with a newer metal roof adds immediate value, while the home itself is ready for improvement. Inside, the living and dining areas are surprisingly open and filled with natural light, flowing into a kitchen anchored by oak cabinetry. Three bedrooms and a full bath complete the main living space. Because of its current condition, this property is best suited for a cash buyer or renovation loan (20% down).

  19. 2026-04-01
    historical Expired 294-char remark
    Show marketing remark (294 chars)

    A home Showcased With "CARE" In Need Of Tender Loving Care! Are you looking for a winter project? Here’s your chance to take the Craftsman charm, the acreage, and the quiet setting to make it fully your own! Make no mistake, this is quite the PROJECT and is being Sold AS-IS!

  20. 2025-11-17
    price $99,900 294-char remark
    Show marketing remark (294 chars)

    A home Showcased With "CARE" In Need Of Tender Loving Care! Are you looking for a winter project? Here’s your chance to take the Craftsman charm, the acreage, and the quiet setting to make it fully your own! Make no mistake, this is quite the PROJECT and is being Sold AS-IS!

  21. 2025-10-01
    listed $109,900 Active 294-char remark
    Show marketing remark (294 chars)

    A home Showcased With "CARE" In Need Of Tender Loving Care! Are you looking for a winter project? Here’s your chance to take the Craftsman charm, the acreage, and the quiet setting to make it fully your own! Make no mistake, this is quite the PROJECT and is being Sold AS-IS!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,450 · $121/mo
Projected year-2 tax
$1,450 · $121/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,907
− Mortgage interest
−$4,761
− Property taxes
−$1,450
− Insurance
−$425
− Repairs & maintenance
−$953
− Management
−$953
− Depreciation
−$2,473
Taxable income
$893
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$214
After-tax cash flow
$1,968/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mohawk Area SD
NCES district ID
4215540
Math proficiency
41% ▼ -14.00%
Reading proficiency
62% ▼ -6.00%
Median HH income
$49,801
Composite
43.93/100
National rank
#2908
State rank
#159 of 539 in PA

Livability — Bessemer

Score
71/100
State rank
#718
US rank
#7127

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,431

Population outlook (Lawrence County) Hauer SSP2

Today (2025)
81,781 people
By 2030
77,978 · -4.7%
By 2040
69,522 · -15.0%
By 2050
61,344 · -25.0%
By 2075
45,027 · -44.9%
By 2100
31,305 · -61.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4%
Common ancestry
Romanian 5% Slovak 3% Serbian 2%
Foreign-born
1% · South Korea
Languages at home
97% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Lawrence

2024 margin
Solid R (+33.8) · D 32.8% · R 66.5%
2008→2024 swing
-28.7pp toward R · 2008: -5.1pp · 2024: -33.8pp
All cycles
2024: R+33.8 2020: R+29.6 2016: R+28.1 2012: R+9.0 2008: R+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.44%
Current HPI
155.7777
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-22.7% since first listed
5 events — show timeline
  • 2026-05-11 Price Changed $85,000 West Penn MLS
  • 2026-04-17 Listed $99,900 West Penn MLS
  • 2026-04-01 Delisted West Penn MLS
  • 2025-11-17 Price Changed $99,900 West Penn MLS
  • 2025-10-01 Listed $109,900 West Penn MLS

Property tax history

+1.3%/yr

Latest (2025): $1,450 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…