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4722 Colonel Ashton Pl #431
B- Composite 69.93
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +5.0/5.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$130,000

4722 Colonel Ashton Pl #431 · Marlboro Village, MD 20772
2 bd · 2.0 ba · 1,361 sqft · Condo public records · 34 Days on market
Built 1986 $96/sqft · 55% below area $245/mo HOA · 9% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

Key facts

  • Single story condo
  • Upper marlboro
  • $245 HOA

Tags

SINGLE STORY CONDOUPPER MARLBOROPRINCE GEORGE'S COUNTY

Property features AI

Finance

  • Other: Pets allowed on a case-by-case basis
  • HOA & community: Condo/HOA fee of $227 monthly; HOA fee of $210 annually; Association fee includes other items; Association amenities listed as other

Exterior

  • Parking: Parking lot
  • Utilities: Public water; Public sewer
  • Home design: End-of-row townhouse; Part of MARLBOROUGH CONDO - Phase 1
  • Construction: Brick construction; Other foundation type; Above-grade and below-grade structures noted; Finished above-grade area (1,361)
  • Exterior features: Located outside city limits; Ground rent paid annually; No tidal water

Interior

  • Bedrooms: 2 bedrooms on the main level
  • Bathrooms: 2 full bathrooms on the main level; 2 full bathrooms total
  • Heating & cooling: Forced air heating (natural gas); Electric cooling; Natural gas hot water
  • Interior features: Condominium ownership; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $130k.

Deal economics

  • At list price, monthly cash flow is $731 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $130k).
  • Recommended offer: $126k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 4.9% in Marlboro Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#226 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: schools D, cost of living D, amenities F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+9.8%/yr); 309 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $36k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,100 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.99%
Cap rate
13.04%
Cash-on-cash
24.11%
DSCR
2.07
GRM
4.2

CMA / ARV

ARV (median comp)
$287,600
List price
$130,000
Delta
-54.80%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
24.3%
Equity multiple
2.08×
Total profit
$39,491
Equity at exit
$19,383
10-year hold
IRR
35.8%
Equity multiple
5.34×
Total profit
$157,840
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20772

Rents YoY
9.8%
Active inventory
309
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$2,589 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$333 /mo · $3,998/yr
Insurance
$54
HOA
$245
Vacancy / Maint / Mgmt
$544
Net cashflow
$731

Break-even live

Break-even rent $1,663
Max offer price $130,000
Occupancy floor 67%

Sensitivity live

Price -10% $805 -5% $768 +0% $731 +5% $695 +10% $658
Rent -10% $527 -5% $629 +0% $731 +5% $834 +10% $936
Rate -1.0pp $797 -0.5pp $764 base $731 +0.5pp $698 +1.0pp $663

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4720 Colonel Ashton Pl #430 Upper Marlboro, MD 2.0 1.5 1327 $2,500 $1.88 44d 1 0.03mi
13901 Ascott Dr Upper Marlboro, MD 2.0 1.5 998 $2,657 $2.66 5d 1 0.32mi
13810 Fareham Ln Upper Marlboro, MD 2.0 2.5 1327 $2,700 $2.03 25d 1 0.37mi
13803 Bentwaters Dr Upper Marlboro, MD 2.0 2.5 986 $2,270 $2.30 19d 1 0.40mi
13817 Amberfield Ct Upper Marlboro, MD 2.0 2.5 1160 $2,595 $2.24 25d 1 0.44mi
14175 Spring Branch Dr Upper Marlboro, MD 3.0 2.0 1632 $2,550 $1.56 4d 1 0.46mi
13811 Churchville Dr Upper Marlboro, MD 3.0 2.5 1160 $3,000 $2.59 13d 1 0.52mi
13555 Lord Baltimore Pl Upper Marlboro, MD 2.0 2.0 1162 $2,325 $2.00 25d 1 0.72mi
14005 Lord Marlborough Pl Unit 21-5 Upper Marlboro, MD 2.0 2.0 971 $2,100 $2.16 21d 1 0.78mi
13560 Lord Sterling Pl Unit 9-4 Upper Marlboro, MD 2.0 1.0 894 $1,999 $2.24 44d 1 0.89mi
13173 Ripon Pl Upper Marlboro, MD 3.0 1.5 1146 $2,425 $2.12 5d 1 1.23mi
13052 Salford Ter Upper Marlboro, MD 3.0 3.5 1096 $2,725 $2.49 44d 1 1.28mi
12828 Dunkirk Dr Upper Marlboro, MD 3.0 2.0 1558 $4,100 $2.63 19d 1 1.35mi

HOA detail condo

Monthly dues
$245 · $2,940/yr
Likely covers
electric
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 19 events

  1. 2026-06-13
    statusdays on market $130,000 Pending 34 DOM
  2. 2026-06-10
    days on market $130,000 Active 33 DOM
  3. 2026-06-08
    days on market $130,000 Active 32 DOM
  4. 2026-06-07
    days on market $130,000 Active 31 DOM
  5. 2026-06-04
    days on market $130,000 Active 28 DOM
  6. 2026-06-03
    days on market $130,000 Active 27 DOM
  7. 2026-06-02
    days on market $130,000 Active 26 DOM
  8. 2026-06-01
    days on market $130,000 Active 25 DOM
  9. 2026-05-31
    days on market $130,000 Active 24 DOM
  10. 2026-05-07
    listed $130,000 Active 681-char remark
  11. 2016-10-13
    soldstatus $132,500
  12. 2016-08-01
    soldstatus $132,500 407-char remark
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  13. 2016-08-01
    soldstatus $132,500 Sold
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  14. 2016-06-18
    status Contract
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  15. 2016-06-18
    historical Temporarily Off-Market
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  16. 2016-06-15
    status Active
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  17. 2016-06-14
    listed $129,900
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  18. 2016-06-14
    historical
    Show marketing remark (407 chars)

    THE BUILDER SAVED THIS ONE FOR HIMSELF!! NO STAIRS! 2 PATIOS. 1 off master bedrom area, 1 off dining room. Both are very private and relaxing. ALL ELECTRIC. Minutes to Rt's 4 and 495 to Andrews, Washington DC, Virginia. 5 minutes to Upper Marlboro. It does not get any better than this. The open floor plan, with fireplace in the living room/dining room is very comfortable and inviting. THIS IS A MUST SEE!

  19. 1987-06-29
    soldstatus $97,120

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,998 · $333/mo
Projected year-2 tax
$3,998 · $333/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,070
− Mortgage interest
−$7,282
− Property taxes
−$3,998
− Insurance
−$650
− Repairs & maintenance
−$2,486
− Management
−$2,486
− HOA
−$2,940
− Depreciation
−$3,782
Taxable income
$7,446
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,787
After-tax cash flow
$6,989/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Marlboro Village

Score
66/100
State rank
#226
US rank
#11335

Category grades

Amenities F Commute F Cost of living D Crime C Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marlboro Village, MD
County
Prince Georges County · 919,866 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
54,319
Household income
$139,403
Rent vs Own
10.7% rent · 89.3% own
Severe rent burden
524.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (78%)
Race & ethnicity
Black 78% White 10% Hispanic / Latino 7% Two or more races 5% Asian 1%
Hispanic origin (detail)
Mexican 1%
Foreign-born
10% · Canada, China
Languages at home
88% English-only · Spanish 5% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -184.63%
Current HPI
251.8236
Rent YoY
▲ 9.80%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+33.9% since first listed
11 events — show timeline
  • 2026-06-10 Pending BRIGHT MLS
  • 2026-05-07 Listed $130,000 BRIGHT MLS
  • 2016-10-13 Sold (Public Records) $132,500 Public Records
  • 2016-08-01 Sold (MLS) $132,500 MRIS
  • 2016-08-01 Sold (MLS) $132,500 BRIGHT MLS
  • 2016-06-18 Pending MRIS
  • 2016-06-18 Delisted MRIS
  • 2016-06-15 Relisted MRIS
  • 2016-06-14 Delisted MRIS
  • 2016-06-14 Listed $129,900 MRIS
  • 1987-06-29 Sold (Public Records) $97,120 Public Records

Property tax history

+7.0%/yr

Latest (2025): $3,998 · +13.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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