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6253 E 131st Pl S
F Composite 34.08
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.9/15.0
  • Cash flow +6.3/30.0
  • Condition / age +5.0/5.0
  • Schools +3.8/10.0
  • Livability +3.6/5.0
  • Rent growth +3.3/5.0
  • 1% rule +1.5/10.0
  • DSCR +0.6/10.0
  • Appreciation +0.0/10.0

$364,900

6253 E 131st Pl S · Bixby, OK 74008
4 bd · 3.0 ba · 2,111 sqft · SingleFamily · 144 Days on market
Built 2026 Excellent condition 7,800 sqft lot 2-car garage $173/sqft · 5% below area Est $385k · 5% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

NEW CONSTRUCTION * * The Laredo | 5 bedroom | 3 Bath | Single-Story * * The Laredo is a spacious single-story home featuring 4 bedrooms and 3 bathrooms. A long, inviting foyer leads you into the open-concept kitchen and breakfast area, perfect for family gatherings and entertaining. The kitchen boasts beautiful countertops, stainless steel appliances, a corner pantry, and a breakfast bar. One of the standout features of the Laredo is the coveted flex room—a versatile space that can be tailored to your needs. Whether it’s a home office, a playroom, or a cozy reading nook, the flex room offers endless possibilities, making it a buyer favorite.

Key facts

  • Smart home package
  • Open-concept kitchen
  • Covered rear patio

Tags

OPEN-CONCEPT KITCHENFLEX ROOMCOVERED REAR PATIOTANKLESS WATER HEATERLUXURY VINYL FLOORINGSMART HOME PACKAGE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $365k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
  • To cash-flow at today's rent, offer at most $210k (42.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (34.8% below list).
  • Recommended offer: $210k (42.4% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 72/100 on livability (#24 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Bixby (suburban): math 39% / reading 36% proficiency, ranked #15 of 270 in OK (top 6%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: Bixby North Es (math 72% / reading 57%, grade B, #3 of 845 statewide, top 0%, 716 students, 0% FRL); Bixby Ms (math 37% / reading 30%, grade F, #33 of 345 statewide, top 10%, 1,216 students, 0% FRL); Bixby Hs (math 42% / reading 48%, grade D-, #13 of 447 statewide, top 3%, 2,102 students, 0% FRL) — zoned schools average 0% FRL vs 19% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.3%/yr); 1205 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 37d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 144 days — a 12% lower offer ($321k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,263 (42.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65% ✗
Cap rate
4.18%
Cash-on-cash
-7.54%
DSCR
0.66
GRM
12.8

CMA / ARV

ARV (median comp)
$385,383
List price
$364,900
Delta
-5.32%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13323 S 72nd EastPlace 0.24mi 4/2.5 2,068 (-2%) 1mo $378,600 $183 82
13315 S 72nd EastPlace 0.22mi 4/2.5 2,068 (-2%) 3mo $369,900 $179 82
7207 E 131st Pl S 0.01mi 4/2.5 1,866 (-12%) 2mo $334,000 $179 76
13155 S 68th EastAvenue 0.19mi 3/2.0 (-1) 2,156 (+2%) 4mo $415,000 $192 75
13437 S 72nd EastAvenue 0.39mi 4/2.5 2,068 (-2%) 3mo $385,632 $186 74
13223 S 68th EastAvenue 0.19mi 3/2.0 (-1) 2,156 (+2%) 6mo $415,000 $192 73
13202 S 72nd EastAvenue 0.20mi 4/2.5 1,947 (-8%) 6mo $360,910 $185 70
7209 E 134th St S 0.32mi 4/2.5 1,947 (-8%) 3mo $377,510 $194 68
7219 E 134th St S 0.31mi 4/2.0 1,801 (-15%) 2mo $358,000 $199 55
13018 S 79th East Ave 0.50mi 4/2.0 1,897 (-10%) 4mo $285,000 $150 52
12722 S Maplewood Ave E 0.74mi 4/3.0 2,315 (+10%) 2mo $585,000 $253 48
12533 S 73rd EastPlace 0.68mi 4/2.5 2,380 (+13%) 1mo $439,000 $184 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.34% rent growth · sell at horizon

5-year hold
IRR
-39.0%
Equity multiple
-0.23×
Total profit
$-126,078
Equity at exit
$54,408
10-year hold
IRR
-56.0%
Equity multiple
-0.89×
Total profit
$-192,844
Equity at exit
$31,550

Cash invested: $102,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
64 active · 27 under contract
Months of supply
18.3 mo (5%/mo absorbed)
Median asking
$389,900 ($182/sqft)
Median days on market
102 d
This list price
27% of active listings are priced below it
ARV vs active asking
+0.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 74008

Rents YoY
3.3%
Active inventory
1205
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$2,379 high interval (Pro) →
Mortgage (P&I)
−$1,914
Tax est. 1.5%
−$456 /mo · $5,474/yr
Insurance
−$152
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
−$0
Vacancy / Maint / Mgmt
−$500
Net cashflow
$-1,069

Break-even live

Break-even rent $3,732
Max offer price $210,263
Occupancy floor —

Sensitivity live

Price -10% $-816 -5% $-943 +0% $-1,069 +5% $-1,195 +10% $-1,321
Rent -10% $-1,257 -5% $-1,163 +0% $-1,069 +5% $-975 +10% $-881
Rate -1.0pp $-885 -0.5pp $-976 base $-1,069 +0.5pp $-1,163 +1.0pp $-1,259

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,225
Closing costs
$10,947
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13126 S 72nd East Pl Bixby, OK 4.0 3.0 1929 $2,300 $1.19 144d 1 0.06mi
13135 S 72nd East Ave Bixby, OK 4.0 2.5 2095 $2,395 $1.14 43d 1 0.06mi
13139 S 72nd Pl Bixby, OK 4.0 2.0 2232 $2,300 $1.03 23d 1 0.11mi
13139 S 72nd Pl Bixby, OK 4.0 2.0 2232 $2,300 $1.03 10d 1 0.11mi
6795 E 130th Pl S Bixby, OK 3.0 2.0 1454 $1,795 $1.23 55d 1 0.24mi
13442 S 72nd Pl Bixby, OK 4.0 3.0 1947 $2,200 $1.13 2d 1 0.37mi
13441 S 72nd Pl Bixby, OK 4.0 3.0 1926 $2,350 $1.22 55d 1 0.38mi
7212 E 135th St S Bixby, OK 4.0 3.0 1929 $2,200 $1.14 23d 1 0.41mi
7224 E 135th St S Bixby, OK 4.0 3.0 2023 $2,200 $1.09 23d 1 0.41mi
12537 S 75th East Ave Bixby, OK 4.0 2.0 2088 $2,700 $1.29 36d 1 0.69mi
6460 E 125th St S Bixby, OK 4.0 2.0 1853 $2,200 $1.19 7d 1 0.71mi
6460 E 125th St S Bixby, OK 4.0 2.0 1853 $2,200 $1.19 5d 1 0.71mi
12420 S Oxford Ave Bixby, OK 4.0 3.0 1941 $2,295 $1.18 15d 1 0.86mi
8408 E 125th St S Bixby, OK 3.0 2.0 1498 $1,725 $1.15 2d 1 0.96mi
6303 E 123rd St S Bixby, OK 4.0 2.0 1851 $2,315 $1.25 5d 1 0.96mi
8432 E 126th St S Bixby, OK 3.0 2.0 1479 $1,900 $1.28 37d 1 0.96mi
8554 E 127th St S Bixby, OK 4.0 2.0 1515 $1,795 $1.18 144d 1 1.00mi
13270 S 89th Pl E Bixby, OK 4.0 3.0 2207 $2,300 $1.04 45d 1 1.09mi
8950 E 133rd St S Bixby, OK 4.0 3.0 2207 $2,195 $0.99 160d 1 1.15mi
16236 S 89th E Ave Bixby, OK 3.0 2.0 1864 $2,250 $1.21 108d 1 1.18mi
8920 E 135th St S Bixby, OK 3.0 2.0 1540 $2,000 $1.30 2d 1 1.23mi
13316 S 93rd East Ave Bixby, OK 4.0 3.0 2111 $2,350 $1.11 0d 1 1.31mi
9320 E 131st Pl S Bixby, OK 4.0 2.0 1851 $2,200 $1.19 125d 1 1.37mi
9436 E 131st Pl S Bixby, OK 4.0 2.0 1757 $2,200 $1.25 133d 1 1.44mi

Property features AI

Finance

HOA & community
Homeowners association (annual fee)Community gutters

Exterior

Parking
Attached 2-car garage
Security
Smoke detector(s)No safety shelter
Utilities
Electricity availableNatural gas availableWater availablePhone availablePublic sewerRural water source
Home design
Single-story homeFaces southeastSlab foundation
Construction
Built by builderBrick and wood frame constructionAsphalt/fiberglass roofHas home warranty
Exterior features
LandscapingRain guttersCovered patio and porch

Interior

Kitchen
DishwasherDisposalMicrowaveOvenRangePlumbed for ice maker
Flooring
CarpetTile
Bathrooms
3 full bathrooms
Heating & cooling
Central heating (gas)Central air conditioning
Interior features
Vaulted ceilingsCeiling fan(s)Quartz and stone countersProgrammable thermostatHigh-speed internet wiringWired for dataInsulated vinyl windowsSmoke detector(s)Electric oven connectionGas range connection
Laundry & utility
Washer hookupElectric dryer hookupGas water heaterTankless water heater

Listing history 50 events

  1. 2026-11-02
    days on market $364,900 Active 144 DOM
  2. 2026-11-01
    days on market $364,900 Active 143 DOM
  3. 2026-10-31
    days on market $364,900 Active 142 DOM
  4. 2026-10-30
    days on market $364,900 Active 141 DOM
  5. 2026-10-29
    days on market $364,900 Active 140 DOM
  6. 2026-10-28
    days on market $364,900 Active 139 DOM
  7. 2026-10-27
    days on market $364,900 Active 138 DOM
  8. 2026-10-26
    days on market $364,900 Active 137 DOM
  9. 2026-10-25
    days on market $364,900 Active 136 DOM
  10. 2026-10-24
    days on market $364,900 Active 135 DOM
  11. 2026-10-23
    days on market $364,900 Active 134 DOM
  12. 2026-10-22
    days on market $364,900 Active 133 DOM
  13. 2026-10-21
    days on market $364,900 Active 132 DOM
  14. 2026-10-20
    days on market $364,900 Active 131 DOM
  15. 2026-10-19
    days on market $364,900 Active 130 DOM
  16. 2026-10-18
    days on market $364,900 Active 129 DOM
  17. 2026-10-17
    days on market $364,900 Active 128 DOM
  18. 2026-10-16
    days on market $364,900 Active 127 DOM
  19. 2026-10-15
    days on market $364,900 Active 126 DOM
  20. 2026-10-14
    days on market $364,900 Active 125 DOM
  21. 2026-10-13
    days on market $364,900 Active 124 DOM
  22. 2026-10-12
    days on market $364,900 Active 123 DOM
  23. 2026-10-11
    days on market $364,900 Active 122 DOM
  24. 2026-10-10
    days on market $364,900 Active 121 DOM
  25. 2026-10-09
    days on market $364,900 Active 120 DOM
  26. 2026-10-08
    days on market $364,900 Active 119 DOM
  27. 2026-10-07
    days on market $364,900 Active 118 DOM
  28. 2026-10-06
    days on market $364,900 Active 117 DOM
  29. 2026-10-05
    days on market $364,900 Active 116 DOM
  30. 2026-10-04
    days on market $364,900 Active 115 DOM
  31. 2026-10-03
    days on market $364,900 Active 114 DOM
  32. 2026-10-02
    days on market $364,900 Active 113 DOM
  33. 2026-10-01
    days on market $364,900 Active 112 DOM
  34. 2026-09-30
    days on market $364,900 Active 111 DOM
  35. 2026-09-29
    days on market $364,900 Active 110 DOM
  36. 2026-09-28
    days on market $364,900 Active 109 DOM
  37. 2026-09-27
    days on market $364,900 Active 108 DOM
  38. 2026-09-25
    days on market $364,900 Active 106 DOM
  39. 2026-09-24
    days on market $364,900 Active 105 DOM
  40. 2026-09-23
    days on market $364,900 Active 104 DOM
  41. 2026-09-22
    days on market $364,900 Active 103 DOM
  42. 2026-09-21
    days on market $364,900 Active 102 DOM
  43. 2026-09-20
    days on market $364,900 Active 101 DOM
  44. 2026-09-19
    days on market $364,900 Active 100 DOM
  45. 2026-09-18
    days on market $364,900 Active 99 DOM
  46. 2026-09-17
    days on market $364,900 Active 98 DOM
  47. 2026-09-16
    days on market $364,900 Active 97 DOM
  48. 2026-09-15
    days on market $364,900 Active 96 DOM
  49. 2026-09-14
    days on market $364,900 Active 95 DOM
  50. 2026-09-13
    days on market $364,900 Active 94 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥112°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,551
− Mortgage interest
−$20,440
− Property taxes
−$5,474
− Insurance
−$6,943
− Repairs & maintenance
−$2,284
− Management
−$2,284
− Depreciation
−$10,615
Taxable loss
−$19,489
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,677
After-tax cash flow
$-8,147/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Excellent 100/100 None rehab

This new construction home is move-in ready with no visible repairs or maintenance needed. It offers a spacious floor plan and versatile features, making it an attractive option for both buyers and renters.

Value-add opportunities

  • Both Paint interior walls and trim — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Install smart home devices — Smart home devices improve convenience and add value ↑
  • Both Add smart thermostat — A smart thermostat can save energy and lower utility bills ↑
  • Both Install smart locks — Smart locks enhance security and convenience ↑
  • Both Add smart lighting — Smart lighting can save energy and add ambiance ↑
F Composite school gradezoned avg 38/100

Zoned Schools

Elementary East Es F OK #255/845 Nat'l #26,716/41,679 Middle North Intermediate School F OK #13/345 Nat'l #6,571/14,009 High Bixby Hs D- OK #13/447 Nat'l #6,809/17,239

Schools (NCES district)

District
Bixby
NCES district ID
4004500
Math proficiency
39% ▼ -13.00%
Reading proficiency
36% ▼ -14.00%
Median HH income
$75,727
Composite
34.9/100
National rank
#5081
State rank
#15 of 270 in OK
B Composite livability gradescore 72/100

Livability — Bixby

Score
72/100
State rank
#24
US rank
#6029

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bixby, OK
County
Tulsa County · 723,846 people
City population
389,418
Metro
Tulsa, OK
Population (ZIP)
34,006
Household income
$104,000
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
10% of renters

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 15% Hispanic / Latino 9% Native American 5% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 5%
Languages at home
92% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics
—

Price history

+6.0% since first listed
3 events — show timeline
  • 2026-06-11 Listed $370,900 MLS Technology, Inc.
  • 2026-05-27 Listing Removed — MLS Technology, Inc.
  • 2026-05-21 Listed $349,900 MLS Technology, Inc.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…