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1775 Denton St
C+ Composite 63.63
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$75,000

1775 Denton St · Macon-Bibb County, GA 31211
2 bd · 1.0 ba · 672 sqft · SingleFamily public records · 126 Days on market
Built 1955 8,276 sqft lot $112/sqft · 87% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

With hvac recently installed and updates throughout, this property offers a great investment opportunity!

Key facts

  • 8,276 sq ft lot
  • Built 1955
  • Listed 125 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $289 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($931 rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 156 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $22k; list at $75k implies a 241% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
10.91%
Cash-on-cash
16.49%
DSCR
1.73
GRM
6.7

CMA / ARV

ARV (median comp)
$40,037
List price
$75,000
Delta
87.33%
Verdict
OVERPRICED
Comps
17 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2029 Kitchens Rd 0.04mi 2/1.0 672 (0%) 7mo $35,000 $52 92
1861 Kitchens Rd 0.16mi 2/1.0 672 (0%) 3mo $43,000 $64 90
1861 Kitchens Rd 0.16mi 2/1.0 672 (0%) 3mo $43,000 $64 90
2015 Kitchens Rd 0.04mi 2/1.0 672 (0%) 10mo $110,000 $164 90
1015 Haywood Rd 0.11mi 2/1.0 672 (0%) 11mo $11,300 $17 86
1030 Dennis St 0.42mi 3/1.0 (+1) 728 (+8%) 16mo $83,000 $114 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.5%
Equity multiple
1.30×
Total profit
$6,196
Equity at exit
$11,183
10-year hold
IRR
16.8%
Equity multiple
2.38×
Total profit
$28,940
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31211

Active inventory
156
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$931 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$22 /mo · $268/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$196
Net cashflow
$289

Break-even live

Break-even rent $566
Max offer price $75,000
Occupancy floor 64%

Sensitivity live

Price -10% $331 -5% $310 +0% $289 +5% $267 +10% $246
Rent -10% $215 -5% $252 +0% $289 +5% $325 +10% $362
Rate -1.0pp $326 -0.5pp $308 base $289 +0.5pp $269 +1.0pp $249

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1073 Haywood Rd Macon, GA 2.0 1.0 672 $950 $1.41 44d 1 0.05mi
920 Williams St E Macon, GA 1.0 1.0 600 $650 $1.08 44d 1 0.50mi
918 Williams St E Unit 918 Macon, GA 1.0 1.0 650 $650 $1.00 44d 1 0.50mi
2050 Old Clinton Rd Macon, GA 1.0–2.0 1.0 588 $900 $1.53 14d 1 0.93mi
1108 Boulevard Unit 3 Macon, GA 1.0 1.0 616 $815 $1.32 14d 1 0.98mi
1086 Clinton Rd Macon, GA 2.0 1.0 600 $800 $1.33 44d 1 1.00mi
1086 Clinton Rd Macon, GA 2.0 1.0 600 $800 $1.33 21d 1 1.00mi
1233 Woolfolk Ter Macon, GA 2.0 1.0 740 $750 $1.01 14d 1 1.02mi
2903 Skyline Rd Macon, GA 2.0 1.0 725 $960 $1.32 14d 1 1.46mi
2913 Skyline Rd Macon, GA 2.0 1.0 700 $910 $1.30 21d 1 1.49mi

Listing history 19 events

  1. 2026-06-19
    days on market $75,000 Active 126 DOM
  2. 2026-06-18
    days on market $75,000 Active 125 DOM
  3. 2026-06-17
    days on market $75,000 Active 124 DOM
  4. 2026-06-16
    days on market $75,000 Active 123 DOM
  5. 2026-06-15
    days on market $75,000 Active 122 DOM
  6. 2026-06-14
    days on market $75,000 Active 120 DOM
  7. 2026-06-13
    days on market $75,000 Active 119 DOM
  8. 2026-06-10
    days on market $75,000 Active 117 DOM
  9. 2026-06-09
    days on market $75,000 Active 116 DOM
  10. 2026-06-09
    days on market $75,000 Active 115 DOM
  11. 2026-06-07
    days on market $75,000 Active 114 DOM
  12. 2026-06-03
    days on market $75,000 Active 110 DOM
  13. 2026-06-02
    days on market $75,000 Active 109 DOM
  14. 2026-06-01
    days on market $75,000 Active 108 DOM
  15. 2026-05-31
    days on market $75,000 Active 107 DOM
  16. 2026-05-30
    days on market $75,000 Active 106 DOM
  17. 2026-02-14
    listed $75,000 Active 105-char remark
    Show marketing remark (105 chars)

    With hvac recently installed and updates throughout, this property offers a great investment opportunity!

  18. 2026-02-13
    listed $75,000 New 105-char remark
    Show marketing remark (105 chars)

    With hvac recently installed and updates throughout, this property offers a great investment opportunity.

  19. 2019-10-21
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$268 · $22/mo
Projected year-2 tax
$690 · $58/mo
Expected delta
+$422/yr (+$35/mo · 157.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,172
− Mortgage interest
−$4,201
− Property taxes
−$268
− Insurance
−$375
− Repairs & maintenance
−$894
− Management
−$894
− Depreciation
−$2,182
Taxable income
$2,358
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$566
After-tax cash flow
$2,897/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
15,868
Household income
$49,202
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
1075.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (59%)
Race & ethnicity
Black 59% White 34% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Serbian 2% Italian 2%
Foreign-born
2% · Canada, Vietnam, Jamaica
Languages at home
96% English-only · Spanish 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.58%
Current HPI
174.0861
Rent YoY
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+240.9% since first listed
3 events — show timeline
  • 2026-02-14 Listed $75,000 CGMLS
  • 2026-02-13 Listed $75,000 GAMLS
  • 2019-10-21 Sold (Public Records) $22,000 Public Records

Property tax history

+4.6%/yr

Latest (2025): $268 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…