4092 Belair Ln #14 · Naples, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.8/30.0
- ARV discount +7.5/15.0
- 1% rule +7.1/10.0
- DSCR +5.9/10.0
- Rent growth +5.0/5.0
- Schools +5.0/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$505,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
Key facts
- Luxury vinyl
- New led lighting
- New bathrooms
Tags
Property features AI
Finance
- Other: Property is part of a multi-unit complex with 12 units in the building and 22 units in the complex; Two units per floor, single-story building
- Financial info: Total annual recurring HOA fees listed; One-time fees applicable
- HOA & community: Mandatory HOA (professional management); Quarterly master HOA fee; HOA maintains irrigation, lawn/land, pest control (exterior), reserves, trash removal and water; Community amenities include pool, community room and extra storage; Non-gated community
Exterior
- Parking: Covered, deeded parking; Detached 1-space carport
- Utilities: Central water; Central sewer; Cable available
- Home design: Residential property; Low-rise (1-3) carriage/coach style; Build rear exposure faces west; Built in 1980; Concrete block construction; Located in Park Shore (Subdivision/Jacaranda)
- Construction: Concrete block construction; Tile roof; Stucco exterior; Built in 1980
- Exterior features: Tile roof; Single-hung windows; Stucco exterior finish; Landscaped view; Central irrigation; Paved road access; Deeded restrictions
Interior
- Kitchen: Electric cooktop; Range; Microwave; Dishwasher; Garbage disposal; Refrigerator
- Bedrooms: 3 bedrooms with a split bedroom floor plan
- Flooring: Tile flooring
- Bathrooms: 2 full bathrooms; Master bath with shower only
- Heating & cooling: Central electric heat; Central electric air conditioning
- Interior features: Cable prewired; High-speed internet available; Smoke detectors; Dining area open to family room; Glass porch; Guest bath; Guest room; Unfurnished
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $505k.
Deal economics
- At list price, monthly cash flow is $439 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $505k).
- Recommended offer: $444k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Sea Gate Elementary School (math 86% / reading 81%, grade A+, #60 of 2,144 statewide, top 3%, 703 students, 26% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 32% FRL vs 55% district-wide (23 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+14.6%/yr); 479 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $6,120/mo this rent would consume 63% of the median local household income ($117k/yr) (locally 311% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $141k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 522 days — a 12% lower offer ($444k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 17y ago; this cycle's ask has dropped $94k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $260k; list at $505k implies a 94% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 522 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 7.49%
- Cash-on-cash
- 4.29%
- DSCR
- 1.19
- GRM
- 6.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -3.7%
- Equity multiple
- 0.85×
- Total profit
- $-20,888
- Equity at exit
- $75,297
- IRR
- 11.8%
- Equity multiple
- 2.19×
- Total profit
- $167,642
- Equity at exit
- $43,663
Cash invested: $141,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34103
- Rents YoY
- 14.6%
- Active inventory
- 479
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $6,120 medium interval (Pro) →
- Mortgage (P&I)
- −$2,648
- Tax from tax record
- −$357 /mo · $4,280/yr
- Insurance
- −$210
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$1,114
- Vacancy / Maint / Mgmt
- −$1,285
- Net cashflow
- $439
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $126,250
- Closing costs
- $15,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4092 Belair Ln #15 Naples, FL | 3.0 | 3.0 | 1500 | $6,200 | $4.13 | 23d | 1 | 0.03mi |
| 4082 Belair Ln #11 Naples, FL | 3.0 | 2.0 | 1600 | $6,000 | $3.75 | 23d | 1 | 0.05mi |
| 3930 Belair Ln Naples, FL | 2.0 | 2.0 | 1300 | $6,000 | $4.62 | 23d | 1 | 0.21mi |
| 723 Willowhead Dr Naples, FL | 3.0 | 3.0 | 1776 | $18,000 | $10.14 | 23d | 1 | 0.23mi |
| 555 Park Shore Dr Unit B410 Naples, FL | 2.0 | 2.0 | 1200 | $6,000 | $5.00 | 21d | 1 | 0.31mi |
| 4200 Belair Ln Naples, FL | 2.0–3.0 | 2.0 | 1406 | $9,000 | $6.40 | 23d | 5 | 0.32mi |
| 4180 Crayton Rd Unit E7 Naples, FL | 3.0 | 2.0 | 1600 | $8,900 | $5.56 | 23d | 1 | 0.32mi |
| 1240 Shady Rest Ln #102 Naples, FL | 3.0 | 2.0 | 1619 | $6,000 | $3.71 | 14d | 1 | 0.38mi |
| 4300 Belair Ln Naples, FL | 2.0 | 2.0 | 1200 | $6,750 | $5.62 | 14d | 2 | 0.41mi |
| 1082 Capri Dr Naples, FL | 3.0 | 2.0 | 1500 | $9,000 | $6.00 | 23d | 1 | 0.41mi |
| 788 Park Shore Dr Naples, FL | 1.0–2.0 | 1.5–2.0 | 931 | $5,500 | $5.90 | 13d | 3 | 0.44mi |
| 355 Park Shore Dr Unit 1-114 Naples, FL | 2.0 | 2.0 | 1574 | $13,000 | $8.26 | 23d | 1 | 0.46mi |
| 1097 Frank Whiteman Blvd Naples, FL | 4.0 | 3.0 | 1590 | $10,900 | $6.86 | 23d | 1 | 0.51mi |
| 250 Park Shore Dr #803 Naples, FL | 3.0 | 2.0 | 1690 | $15,000 | $8.88 | 23d | 1 | 0.52mi |
| 4523 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $5,500 | $5.24 | 23d | 1 | 0.56mi |
| 4525 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $5,500 | $5.24 | 23d | 1 | 0.56mi |
| 656 Binnacle Dr Naples, FL | 3.0 | 2.0 | 1808 | $10,000 | $5.53 | 23d | 1 | 0.61mi |
| 4530 Gulf Shore Blvd N Unit 2-122 Naples, FL | 3.0 | 2.5 | 1786 | $15,000 | $8.40 | 23d | 1 | 0.75mi |
| 4255 Gulf Shore Blvd N #1403 Naples, FL | 2.0 | 2.0 | 1536 | $12,500 | $8.14 | 23d | 1 | 0.76mi |
| 3200 Binnacle Dr Unit D3 Naples, FL | 2.0 | 2.0 | 1180 | $9,000 | $7.63 | 21d | 1 | 0.77mi |
| 4041 Gulf Shore Blvd N #105 Naples, FL | 2.0 | 2.0 | 1735 | $6,900 | $3.98 | 23d | 1 | 0.78mi |
| 4041 Gulf Shore Blvd N #1705 Naples, FL | 2.0 | 2.0 | 1850 | $18,500 | $10.00 | 23d | 1 | 0.78mi |
| 4041 Gulf Shore Blvd N #1505 Naples, FL | 2.0 | 2.0 | 1735 | $18,000 | $10.37 | 23d | 1 | 0.78mi |
| 4041 Gulf Shore Blvd N #305 Naples, FL | 2.0 | 2.0 | 1735 | $12,000 | $6.92 | 23d | 1 | 0.78mi |
| 4560 Gulf Shore Blvd N Unit 3-213 Naples, FL | 2.0 | 2.0 | 1321 | $8,500 | $6.43 | 23d | 1 | 0.78mi |
| 4005 Gulf Shore Blvd N #800 Naples, FL | 3.0 | 2.5 | 1646 | $12,000 | $7.29 | 23d | 1 | 0.87mi |
| 4005 Gulf Shore Blvd N #607 Naples, FL | 2.0 | 2.0 | 1400 | $14,000 | $10.00 | 23d | 1 | 0.87mi |
| 4005 Gulf Shore Blvd N #605 Naples, FL | 2.0 | 2.0 | 1267 | $10,000 | $7.89 | 23d | 1 | 0.87mi |
| 4005 Gulf Shore Blvd N #700 Naples, FL | 3.0 | 2.5 | 1646 | $17,000 | $10.33 | 14d | 1 | 0.87mi |
| 3500 Gulf Shore Blvd N Naples, FL | 2.0 | 2.0 | 1258 | $7,650 | $6.08 | 23d | 2 | 0.87mi |
| 4551 Gulf Shore Blvd N #301 Naples, FL | 2.0 | 2.0 | 1792 | $11,900 | $6.64 | 23d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #1606 Naples, FL | 2.0 | 2.0 | 1800 | $14,000 | $7.78 | 23d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #1500 Naples, FL | 2.0 | 2.0 | 1671 | $15,000 | $8.98 | 23d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #1506 Naples, FL | 2.0 | 2.0 | 1671 | $6,000 | $3.59 | 23d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #306 Naples, FL | 2.0 | 2.0 | 1600 | $7,000 | $4.38 | 23d | 1 | 0.88mi |
| 3105 Riviera Dr Unit A201 Naples, FL | 2.0 | 2.0 | 1625 | $8,000 | $4.92 | 23d | 1 | 0.88mi |
| 4001 Gulf Shore Blvd N #303 Naples, FL | 2.0 | 2.0 | 1248 | $9,000 | $7.21 | 23d | 1 | 0.89mi |
| 4001 Gulf Shore Blvd N #505 Naples, FL | 2.0 | 2.0 | 1271 | $9,000 | $7.08 | 14d | 1 | 0.89mi |
| 4001 Gulf Shore Blvd N #105 Naples, FL | 2.0 | 2.0 | 1247 | $12,000 | $9.62 | 23d | 1 | 0.89mi |
| 4001 Gulf Shore Blvd N #500 Naples, FL | 2.0 | 2.5 | 1646 | $15,000 | $9.11 | 23d | 1 | 0.89mi |
HOA detail condo
- Monthly dues
- $1,114 · $13,368/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 42 events
-
2026-06-18days on market $505,000 Active 522 DOM
-
2026-06-17days on market $505,000 Active 521 DOM
-
2026-06-16days on market $505,000 Active 520 DOM
-
2026-06-15pricedays on market $505,000 Active 519 DOM
-
2026-06-10days on market $510,000 Active 514 DOM
-
2026-06-09days on market $510,000 Active 513 DOM
-
2026-06-08days on market $510,000 Active 512 DOM
-
2026-06-07days on market $510,000 Active 511 DOM
-
2026-06-02days on market $510,000 Active 506 DOM
-
2026-06-01days on market $510,000 Active 505 DOM
-
2026-05-31days on market $510,000 Active 504 DOM
-
2026-05-30days on market $510,000 Active 503 DOM
-
2026-05-20price $510,000
-
2026-03-02price $515,000
-
2026-02-03price $525,000
-
2025-10-07price $530,000
-
2025-05-29price $579,900
-
2025-01-12$599,000 Active
-
2024-09-30historical
-
2023-12-13status Active
-
2023-12-13historical
-
2023-12-08price $549,000
-
2023-04-12price $575,000
-
2023-02-10$599,000 Active
-
2015-09-01price $260,000 573-char remark
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
-
2015-08-31soldstatus $260,000 Sold 573-char remark
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
-
2015-08-31soldstatus $260,000
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
-
2015-07-23price $279,900 573-char remark
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
-
2015-07-23historical 573-char remark
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
-
2015-07-13price $279,900 573-char remark
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
-
2015-04-02$289,900 Active 573-char remark
Show marketing remark (573 chars)
C. 10621 LOWEST PRICED 3 BEDROOM CONDO IN PARK SHORE! Great income producing property with tenant in place on annual lease to September 1, 2016! Completely Renovated VERY SPACIOUS 3 bedroom 2 bath 2nd floor Park Shore condo with Immediate income! Small enclave of 22 residences in Jacaranda. Brand New Tile Floors throughout, stainless appliances, granite counters, enclosed lanai, covered parking w/ storage closet & community pool!. Located West of 41, enjoy the Park Shore PRIVATE BEACH ACCESS, walk to Fresh Market, shops, & restaurants! See remarks below.
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2013-12-01historical
-
2013-10-25$268,700
-
2013-06-28price $184,900
-
2013-06-28soldstatus $180,000
-
2013-01-18$180,000
-
2011-09-02historical
-
2009-01-03$275,000
-
2001-12-18soldstatus $168,000
-
2000-08-21soldstatus $146,000
-
1998-04-10soldstatus $110,000
-
1994-03-28soldstatus $100,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,280 · $357/mo
- Projected year-2 tax
- $4,280 · $357/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $73,438
- − Mortgage interest
- −$28,288
- − Property taxes
- −$4,280
- − Insurance
- −$3,322
- − Repairs & maintenance
- −$5,875
- − Management
- −$5,875
- − HOA
- −$13,368
- − Depreciation
- −$14,691
- Taxable loss
- −$2,261
- Est. tax savings @ 24.0%
- +$543
- After-tax cash flow
- $5,809/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Naples, FL
- County
- Collier County · 396,295 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,299
- Household income
- $116,875
- Rent vs Own
- Severe rent burden
- 311.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Common ancestry
- Romanian 4% Lithuanian 2% Portuguese 2%
- Foreign-born
- 13% · Canada
- Languages at home
- 87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -327.53%
- Current HPI
- 315.1396
- Rent YoY
- ▲ 14.55%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+410.0% since first listed30 events — show timeline
- 2026-05-20 Price Changed $510,000 NAPLESMLS
- 2026-03-02 Price Changed $515,000 NAPLESMLS
- 2026-02-03 Price Changed $525,000 NAPLESMLS
- 2025-10-07 Price Changed $530,000 NAPLESMLS
- 2025-05-29 Price Changed $579,900 NAPLESMLS
- 2025-01-12 Listed $599,000 NAPLESMLS
- 2024-09-30 Listing Removed — NAPLESMLS
- 2023-12-13 Relisted — NAPLESMLS
- 2023-12-13 Listing Removed — NAPLESMLS
- 2023-12-08 Price Changed $549,000 NAPLESMLS
- 2023-04-12 Price Changed $575,000 NAPLESMLS
- 2023-02-10 Listed $599,000 NAPLESMLS
- 2015-09-01 Price Changed $260,000 NAPLESMLS
- 2015-08-31 Sold (Public Records) $260,000 Public Records
- 2015-08-31 Sold (MLS) $260,000 NAPLESMLS
- 2015-07-23 Listing Removed — NAPLESMLS
- 2015-07-23 Price Changed $279,900 NAPLESMLS
- 2015-07-13 Price Changed $279,900 NAPLESMLS
- 2015-04-02 Listed $289,900 NAPLESMLS
- 2013-12-01 Listing Removed — NAPLESMLS
- 2013-10-25 Listed $268,700 NAPLESMLS
- 2013-06-28 Sold (MLS) $180,000 NAPLESMLS
- 2013-06-28 Price Changed $184,900 NAPLESMLS
- 2013-01-18 Listed $180,000 NAPLESMLS
- 2011-09-02 Listing Removed — NAPLESMLS
- 2009-01-03 Listed $275,000 NAPLESMLS
- 2001-12-18 Sold (Public Records) $168,000 Public Records
- 2000-08-21 Sold (Public Records) $146,000 Public Records
- 1998-04-10 Sold (Public Records) $110,000 Public Records
- 1994-03-28 Sold (Public Records) $100,000 Public Records
Property tax history
+6.5%/yrLatest (2025): $4,280 · +3.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…