156 Pendulum Rdg · Graniteville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 68.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.2/30.0
- Appreciation +9.2/10.0
- ARV discount +7.1/15.0
- DSCR +3.6/10.0
- Schools +3.2/10.0
- Livability +3.0/5.0
- 1% rule +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$312,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this beautifully updated and well-maintained 4-bedroom, 3-bath home in the sought-after Sage Creek community of Graniteville! Offering approximately 2,516 square feet of living space, this spacious home is filled with upgrades and thoughtful details throughout. From the moment you enter the home, you'll be impressed by the stunning two-story foyer and open-concept living area featuring soaring two-story ceilings, a cozy fireplace, and plenty of natural light, along with an elegant dining room with coffered ceilings. The kitchen flows perfectly into the main living space and features granite countertops, recessed lighting, a large pantry, and ample cabinetry and workspace, making it ideal for both entertaining and everyday living. The home is also wired for surround sound for the ultimate entertainment experience. The oversized owner's suite upstairs is a true retreat with abundant natural light, high ceilings, ceiling fan, huge walk-in closet with built-ins, double vanity, and separate soaking tub and shower. The additional upstairs bedrooms feature vaulted ceilings and walk-in closets, while brand-new carpet has been installed throughout all bedrooms, upstairs areas, and stairway. A fourth bedroom and full bath are conveniently located on the main level, making it perfect for guests, an office, or multigenerational living. This room also features brand-new carpet and a ceiling fan. The garage includes convenient storage racks, and outside you'll love the large fenced backyard complete with a spacious patio--perfect for gatherings and outdoor living. The detached 10x20 shed with electricity and window unit offers endless possibilities as a workshop, office, she shed, or man cave. Situated on . 30 acres, this move-in ready home offers space, comfort, and style in one incredible package!
Key facts
- Elegant dining room
- Recessed lighting
- Cozy fireplace
Tags
Property features AI
Finance
- HOA & community: Home is part of an association
Exterior
- Parking: Attached 2-car garage
- Utilities: Public sewer; Public water
- Home design: Two-story home
- Construction: Slab foundation
- Exterior features: Partial brick above foundation and vinyl siding; Paved road access; Public water
Interior
- Kitchen: Free-standing range
- Bedrooms: Primary bedroom on the second level with a private bath that includes a separate shower, a separate water closet, and a freestanding tub
- Bathrooms: Three full bathrooms total (including two secondary full baths and one main full bath)
- Heating & cooling: Heat pump on the first level; Central cooling
- Interior features: One fireplace; Free-standing range
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $312k.
Deal economics
- At list price, monthly cash flow is $-64 ($-765/yr) — negative.
- To cash-flow at today's rent, offer at most $301k (3.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (25.4% below list).
- Recommended offer: $233k (25.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 49% FRL track the district average.
- Market conditions: 299 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 33% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $87k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($307k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $246k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 6.05%
- Cash-on-cash
- -0.88%
- DSCR
- 0.96
- GRM
- 11.2
CMA / ARV
- ARV (on-the-fly)
- $309,120
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 200 Pendulum Rdg | 0.08mi | 4/3.0 | 2,780 (+1%) | 4mo | $299,000 | $108 | 92 |
| 4920 Coal Creek Dr | 0.12mi | 4/2.5 | 2,724 (-1%) | 2mo | $305,000 | $112 | 88 |
| 618 Village East Cir | 0.35mi | 4/3.0 | 2,840 (+3%) | 7mo | $324,900 | $114 | 73 |
| 3046 Walking View Ct | 0.35mi | 4/3.5 | 2,835 (+3%) | 5mo | $299,999 | $106 | 73 |
| 566 Village East Cir | 0.37mi | 5/3.0 (+1) | 2,652 (-4%) | 2mo | $275,000 | $104 | 70 |
| 2002 Winding Trail Rd | 0.24mi | 5/3.5 (+1) | 2,778 (+1%) | 15mo | $320,000 | $115 | 68 |
| 7206 Round Stone Dr | 0.12mi | 5/3.0 (+1) | 3,126 (+13%) | 2mo | $329,900 | $106 | 66 |
| 8039 Red Rock Way Way | 0.13mi | 4/2.5 | 2,456 (-11%) | 13mo | $287,000 | $117 | 62 |
| 3032 Walking View Ct | 0.37mi | 4/2.5 | 2,359 (-14%) | 5mo | $250,000 | $106 | 52 |
| 6006 Mahogany Terrace Ter | 0.40mi | 5/4.0 (+1) | 3,156 (+14%) | 2mo | $341,000 | $108 | 47 |
| 4145 Thimbleberry Dr | 0.38mi | 3/2.5 (-1) | 2,357 (-15%) | 10mo | $273,000 | $116 | 42 |
| 2841 Calli Crossing Dr | 0.50mi | 5/3.0 (+1) | 2,361 (-14%) | 16mo | $283,600 | $120 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.2%
- Equity multiple
- 2.51×
- Total profit
- $131,971
- Equity at exit
- $245,147
- IRR
- 18.6%
- Equity multiple
- 5.42×
- Total profit
- $386,148
- Equity at exit
- $494,563
Cash invested: $87,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 299
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $2,328 medium interval (Pro) →
- Mortgage (P&I)
- −$1,636
- Tax from tax record
- −$90 /mo · $1,075/yr
- Insurance
- −$130
- HOA
- −$47
- Vacancy / Maint / Mgmt
- −$489
- Net cashflow
- $-64
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,000
- Closing costs
- $9,360
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 507 Satinwood Cir Graniteville, SC | 3.0–4.0 | 2.0–2.5 | 1776 | $2,199 | $1.24 | 14d | 5 | 0.36mi |
HOA detail
- Monthly dues
- $47 · $564/yr
- Likely covers
- electric
Listing history 26 events
-
2026-06-18days on market $312,000 Active 28 DOM
-
2026-06-17days on market $312,000 Active 27 DOM
-
2026-06-16days on market $312,000 Active 26 DOM
-
2026-06-15days on market $312,000 Active 25 DOM
-
2026-06-14days on market $312,000 Active 23 DOM
-
2026-06-13days on market $312,000 Active 22 DOM
-
2026-06-10days on market $312,000 Active 20 DOM
-
2026-06-09days on market $312,000 Active 19 DOM
-
2026-06-08days on market $312,000 Active 18 DOM
-
2026-06-07days on market $312,000 Active 17 DOM
-
2026-06-03days on market $312,000 Active 13 DOM
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2026-06-02days on market $312,000 Active 12 DOM
-
2026-06-01days on market $312,000 Active 11 DOM
-
2026-05-31days on market $312,000 Active 10 DOM
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2026-05-30days on market $312,000 Active 9 DOM
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2026-05-21$312,000 Active 1832-char remark
Show marketing remark (1832 chars)
Welcome home to this beautifully updated and well-maintained 4-bedroom, 3-bath home in the sought-after Sage Creek community of Graniteville! Offering approximately 2,516 square feet of living space, this spacious home is filled with upgrades and thoughtful details throughout. From the moment you enter the home, you'll be impressed by the stunning two-story foyer and open-concept living area featuring soaring two-story ceilings, a cozy fireplace, and plenty of natural light, along with an elegant dining room with coffered ceilings. The kitchen flows perfectly into the main living space and features granite countertops, recessed lighting, a large pantry, and ample cabinetry and workspace, making it ideal for both entertaining and everyday living. The home is also wired for surround sound for the ultimate entertainment experience. The oversized owner's suite upstairs is a true retreat with abundant natural light, high ceilings, ceiling fan, huge walk-in closet with built-ins, double vanity, and separate soaking tub and shower. The additional upstairs bedrooms feature vaulted ceilings and walk-in closets, while brand-new carpet has been installed throughout all bedrooms, upstairs areas, and stairway. A fourth bedroom and full bath are conveniently located on the main level, making it perfect for guests, an office, or multigenerational living. This room also features brand-new carpet and a ceiling fan. The garage includes convenient storage racks, and outside you'll love the large fenced backyard complete with a spacious patio--perfect for gatherings and outdoor living. The detached 10x20 shed with electricity and window unit offers endless possibilities as a workshop, office, she shed, or man cave. Situated on . 30 acres, this move-in ready home offers space, comfort, and style in one incredible package!
-
2026-05-21$312,000 Active
Show marketing remark (1832 chars)
Welcome home to this beautifully updated and well-maintained 4-bedroom, 3-bath home in the sought-after Sage Creek community of Graniteville! Offering approximately 2,516 square feet of living space, this spacious home is filled with upgrades and thoughtful details throughout. From the moment you enter the home, you'll be impressed by the stunning two-story foyer and open-concept living area featuring soaring two-story ceilings, a cozy fireplace, and plenty of natural light, along with an elegant dining room with coffered ceilings. The kitchen flows perfectly into the main living space and features granite countertops, recessed lighting, a large pantry, and ample cabinetry and workspace, making it ideal for both entertaining and everyday living. The home is also wired for surround sound for the ultimate entertainment experience. The oversized owner's suite upstairs is a true retreat with abundant natural light, high ceilings, ceiling fan, huge walk-in closet with built-ins, double vanity, and separate soaking tub and shower. The additional upstairs bedrooms feature vaulted ceilings and walk-in closets, while brand-new carpet has been installed throughout all bedrooms, upstairs areas, and stairway. A fourth bedroom and full bath are conveniently located on the main level, making it perfect for guests, an office, or multigenerational living. This room also features brand-new carpet and a ceiling fan. The garage includes convenient storage racks, and outside you'll love the large fenced backyard complete with a spacious patio--perfect for gatherings and outdoor living. The detached 10x20 shed with electricity and window unit offers endless possibilities as a workshop, office, she shed, or man cave. Situated on . 30 acres, this move-in ready home offers space, comfort, and style in one incredible package!
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2021-10-12soldstatus $246,500
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2021-10-08soldstatus $246,500 696-char remark
Show marketing remark (696 chars)
Wonderful open floor plan with 4 bedrooms and 3 full baths. Kitchen with Granite counter tops. Large pantry off of kitchen. New flooring in kitchen and dining room. Dining room with coffered ceilings. Wired for surround sound in great room. Large master bedroom. Master bath with double vanities, garden tub, separate shower. Fresh paint in bedrooms. Large walk in closet with custom shelving and drawers that can be adjusted to suit your needs. There is a guest bedroom on the main floor and a full bath. Nice privacy fenced back yard with patio and fire pit. 10 X 20 workshop out back that has electricity, wired for cable and completely insulated. Seller is offering a $5,000 carpet allowance.
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2021-08-24$246,500 696-char remark
Show marketing remark (696 chars)
Wonderful open floor plan with 4 bedrooms and 3 full baths. Kitchen with Granite counter tops. Large pantry off of kitchen. New flooring in kitchen and dining room. Dining room with coffered ceilings. Wired for surround sound in great room. Large master bedroom. Master bath with double vanities, garden tub, separate shower. Fresh paint in bedrooms. Large walk in closet with custom shelving and drawers that can be adjusted to suit your needs. There is a guest bedroom on the main floor and a full bath. Nice privacy fenced back yard with patio and fire pit. 10 X 20 workshop out back that has electricity, wired for cable and completely insulated. Seller is offering a $5,000 carpet allowance.
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2011-11-04soldstatus $171,140
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2011-11-04soldstatus $171,140
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2011-11-04soldstatus $171,140
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2011-09-12$171,140
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2011-09-12$171,140
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2011-09-10$171,140
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,075 · $90/mo
- Projected year-2 tax
- $1,778 · $148/mo
- Expected delta
- +$703/yr (+$59/mo · 65.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 68% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,934
- − Mortgage interest
- −$17,477
- − Property taxes
- −$1,075
- − Insurance
- −$1,560
- − Repairs & maintenance
- −$2,235
- − Management
- −$2,235
- − HOA
- −$564
- − Depreciation
- −$9,076
- Taxable loss
- −$6,288
- Est. tax savings @ 24.0%
- +$1,509
- After-tax cash flow
- $744/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 12,385
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 213.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+82.3% since first listed11 events — show timeline
- 2026-05-21 Listed $312,000 Consolidated MLS
- 2026-05-21 Listed $312,000 AMLS
- 2021-10-12 Sold (Public Records) $246,500 Public Records
- 2021-10-08 Sold (MLS) $246,500 AMLS
- 2021-08-24 Listed $246,500 AMLS
- 2011-11-04 Sold (MLS) $171,140 Hive MLS
- 2011-11-04 Sold (MLS) $171,140 AMLS
- 2011-11-04 Sold (MLS) $171,140 Hive MLS
- 2011-09-12 Listed $171,140 Hive MLS
- 2011-09-12 Listed $171,140 Hive MLS
- 2011-09-10 Listed $171,140 AMLS
Property tax history
+3.2%/yrLatest (2025): $1,075 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…