7075 Lansdowne Ave · St. Louis, MO 63109

$149,900

2 bd · 1.0 ba · 748 sqft · SingleFamily public records · 56 Days on market

Built 1924 4,199 sqft lot $200/sqft · 19% below area Est $185k · 19% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.2/30.0
• Rent growth +3.5/5.0
• DSCR +3.3/10.0
• 1% rule +2.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

A perfect blend of charm and simplicity, this home is ready for its next chapter. This 2 bedroom, 1 bath bungalow has been freshly painted inside and out, with professionally cleaned and refinished flooring that adds warmth throughout. A bright and spacious family room welcomes you just off the entry, offering a flexible layout perfect for both living and dining. The refreshed bathroom features a newly resurfaced tub, while the kitchen offers classic oak cabinetry, a gas range, dishwasher, and cheerful blue countertops that bring a fun pop of color to the space. Two comfortable bedrooms complete this inviting floor plan, ideal for those seeking a cozy place to call home.

Key facts

• 4,199 sq ft lot
• Built 1924
• Listed 55 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $-58 ($-698/yr) — negative.
• To cash-flow at today's rent, offer at most $140k (6.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $114k (23.8% below list).
• Recommended offer: $114k (23.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+4.0%/yr); 150 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 56 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $62k; list at $150k implies a 142% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,197 (23.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.83%
• Cash-on-cash: -1.66%
• DSCR: 0.93
• GRM: 10.9

CMA / ARV

• ARV (median comp): $185,368
• List price: $149,900
• Delta: -19.13%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7120 Bancroft Ave	0.13mi	1/1.0 (-1)	744 (-0%)	5mo	$109,900	$148	84
7114 Bancroft Ave	0.12mi	2/1.0	783 (+5%)	7mo	$190,000	$243	81
7123 Sutherland Ave	0.12mi	2/1.5	768 (+3%)	13mo	$179,900	$234	77
7142 Winona Ave	0.22mi	2/1.0	714 (-4%)	10mo	$189,900	$266	74
4557 Wabash Ave	0.14mi	2/1.0	840 (+12%)	3mo	$200,000	$238	70
4535 Wabash Ave	0.09mi	2/1.0	852 (+14%)	10mo	$164,900	$194	64
6939 Sutherland Ave	0.24mi	2/1.0	847 (+13%)	18mo	$189,900	$224	52
5005 Jamieson Ave Unit 2N	0.52mi	2/1.0	719 (-4%)	21mo	$124,900	$174	52
7318 Brunswick Ave	0.51mi	2/2.0	806 (+8%)	11mo	$215,000	$267	50
7510 Devonshire Ave	0.68mi	2/1.0	811 (+8%)	8mo	$239,000	$295	47
4310 Exeter Ave	0.67mi	2/1.0	840 (+12%)	9mo	$259,900	$309	40
6969 Pernod Ave	0.51mi	2/2.0	838 (+12%)	18mo	$240,000	$286	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.98% rent growth · sell at horizon

5-year hold

• IRR: -18.1%
• Equity multiple: 0.36×
• Total profit: $-26,888
• Equity at exit: $22,351

10-year hold

• IRR: -8.7%
• Equity multiple: 0.44×
• Total profit: $-23,544
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63109

• Rents YoY: 4.0%
• Active inventory: 150
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,142 high
• Mortgage (P&I): −$786
• Tax from tax record: −$112 /mo · $1,341/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$240
• Net cashflow: $-58

Break-even live

Break-even rent $1,216

Max offer price $139,623

Occupancy floor —

Sensitivity live

Price	-10% $27	-5% $-16	+0% $-58	+5% $-101	+10% $-143
Rent	-10% $-148	-5% $-103	+0% $-58	+5% $-13	+10% $32
Rate	-1.0pp $17	-0.5pp $-20	base $-58	+0.5pp $-97	+1.0pp $-137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7030 Nottingham Ave St. Louis, MO	1.0–2.0	1.0	910	$1,550	$1.70	3d	5	0.27mi
4519 Jamieson Ave Unit 4519-2S Jamieson St. Louis, MO	1.0	1.0	738	$895	$1.21	44d	1	0.27mi
7123 Weil Ave Unit 7123 St. Louis, MO	1.0	1.0	705	$795	$1.13	44d	1	0.33mi
7126 Mardel Ave Saint Louis, MO	1.0	1.0	577	$1,495	$2.59	8d	1	0.35mi
6364 Sutherland Ave Unit 1ST St. Louis, MO	1.0	1.0	725	$1,300	$1.79	8d	1	0.85mi
7514 Sussex Ave Maplewood, MO	1.0	1.0	440	$815	$1.85	21d	1	0.95mi
3710 Greenwood Blvd Saint Louis, MO	1.0–2.0	1.0	750	$1,250	$1.67	24d	4	0.97mi
7848 Big Bend Blvd Unit 6 Webster Groves, MO	1.0	1.0	600	$750	$1.25	5d	1	0.99mi
3308 Watson Rd Unit 9 St. Louis, MO	2.0	1.0	675	$1,100	$1.63	20d	1	1.13mi
3308 Watson Rd Unit 1 St. Louis, MO	2.0	1.0	675	$1,100	$1.63	24d	1	1.13mi
5816 Lindenwood Ave Saint Louis, MO	1.0	1.0	650	$895	$1.38	44d	1	1.24mi
7594 Watson Rd Saint Louis, MO	1.0	1.0	650	$825	$1.27	24d	1	1.29mi
7223 Anna Ave Saint Louis, MO	1.0	1.0	500	$825	$1.65	44d	2	1.37mi
31 Sunnen Dr Maplewood, MO	1.0–2.0	1.0–2.0	956	$2,428	$2.54	2d	17	1.43mi

Listing history 29 events

1. 2026-06-18
   days on market $149,900 Active 56 DOM
2. 2026-06-17
   days on market $149,900 Active 55 DOM
3. 2026-06-16
   days on market $149,900 Active 54 DOM
4. 2026-06-15
   days on market $149,900 Active 53 DOM
5. 2026-06-13
   days on market $149,900 Active 51 DOM
6. 2026-06-09
   days on market $149,900 Active 47 DOM
7. 2026-06-08
   days on market $149,900 Active 46 DOM
8. 2026-06-07
   days on market $149,900 Active 45 DOM
9. 2026-06-05
   days on market $149,900 Active 42 DOM
10. 2026-06-03
    days on market $149,900 Active 41 DOM
11. 2026-06-02
    days on market $149,900 Active 40 DOM
12. 2026-06-01
    days on market $149,900 Active 39 DOM
13. 2026-05-31
    days on market $149,900 Active 38 DOM
14. 2026-05-09
    price $152,900 679-char remark

    Show marketing remark (679 chars)

    A perfect blend of charm and simplicity, this home is ready for its next chapter. This 2 bedroom, 1 bath bungalow has been freshly painted inside and out, with professionally cleaned and refinished flooring that adds warmth throughout. A bright and spacious family room welcomes you just off the entry, offering a flexible layout perfect for both living and dining. The refreshed bathroom features a newly resurfaced tub, while the kitchen offers classic oak cabinetry, a gas range, dishwasher, and cheerful blue countertops that bring a fun pop of color to the space. Two comfortable bedrooms complete this inviting floor plan, ideal for those seeking a cozy place to call home.

15. 2026-04-24
    listed $160,000 Active 679-char remark

    Show marketing remark (679 chars)

    A perfect blend of charm and simplicity, this home is ready for its next chapter. This 2 bedroom, 1 bath bungalow has been freshly painted inside and out, with professionally cleaned and refinished flooring that adds warmth throughout. A bright and spacious family room welcomes you just off the entry, offering a flexible layout perfect for both living and dining. The refreshed bathroom features a newly resurfaced tub, while the kitchen offers classic oak cabinetry, a gas range, dishwasher, and cheerful blue countertops that bring a fun pop of color to the space. Two comfortable bedrooms complete this inviting floor plan, ideal for those seeking a cozy place to call home.

16. 2026-04-21
    historical $160,000 679-char remark

    Show marketing remark (679 chars)

    A perfect blend of charm and simplicity, this home is ready for its next chapter. This 2 bedroom, 1 bath bungalow has been freshly painted inside and out, with professionally cleaned and refinished flooring that adds warmth throughout. A bright and spacious family room welcomes you just off the entry, offering a flexible layout perfect for both living and dining. The refreshed bathroom features a newly resurfaced tub, while the kitchen offers classic oak cabinetry, a gas range, dishwasher, and cheerful blue countertops that bring a fun pop of color to the space. Two comfortable bedrooms complete this inviting floor plan, ideal for those seeking a cozy place to call home.

17. 2019-05-17
    soldstatus $61,900
18. 2019-05-14
    soldstatus Closed 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

19. 2019-04-26
    status Pending 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

20. 2019-04-23
    price $69,900 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

21. 2019-04-08
    price $74,900 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

22. 2019-03-26
    status Active 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

23. 2019-03-24
    status Pending 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

24. 2019-03-20
    price $79,900 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

25. 2019-03-12
    listed $85,000 Active 495-char remark

    Show marketing remark (495 chars)

    Wonderful opportunity to own a home located in a great neighborhood and close to public transportation! The living room features stained glass windows and hardwood floors. The large eat-in kitchen has plenty of cabinets and counter space. Both bedrooms are bright and comfortably sized. The bath is bright and updated. The large level yard with patio is perfect for outdoor entertaining and also has a two car parking pad. Close to shopping, restaurants, parks, transportation and so much more!

26. 2018-03-14
    price $94,900
27. 2006-11-09
    soldstatus $88,674
28. 2000-12-12
    soldstatus
29. 1996-02-29
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,341 · $112/mo
• Projected year-2 tax: $1,454 · $121/mo
• Expected delta: +$113/yr (+$9/mo · 8.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,704
• − Mortgage interest: −$8,397
• − Property taxes: −$1,341
• − Insurance: −$750
• − Repairs & maintenance: −$1,096
• − Management: −$1,096
• − Depreciation: −$4,361
• Taxable loss: −$3,337
• Est. tax savings @ 24.0%: +$801
• After-tax cash flow: $103/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• County: Saint Louis City · 254,015 people
• City population: 283,259
• Metro: St. Louis, MO-IL
• Population (ZIP): 25,236
• Household income: $69,938
• Rent vs Own: 39.1% rent · 60.9% own
• Severe rent burden: 922.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Black 6% Two or more races 3% Hispanic / Latino 3% Asian 1%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -215.58%
• Current HPI: 250.5412
• Rent YoY: ▲ 3.98%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+72.4% since first listed

16 events — show timeline

• 2026-05-09 Price Changed $152,900 MARIS as Distributed by MLS Grid
• 2026-04-24 Listed $160,000 MARIS as Distributed by MLS Grid
• 2026-04-21 Coming Soon $160,000 MARIS as Distributed by MLS Grid
• 2019-05-17 Sold (Public Records) $61,900 Public Records
• 2019-05-14 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2019-04-26 Pending — MARIS as Distributed by MLS Grid
• 2019-04-23 Price Changed $69,900 MARIS as Distributed by MLS Grid
• 2019-04-08 Price Changed $74,900 MARIS as Distributed by MLS Grid
• 2019-03-26 Relisted — MARIS as Distributed by MLS Grid
• 2019-03-24 Pending — MARIS as Distributed by MLS Grid
• 2019-03-20 Price Changed $79,900 MARIS as Distributed by MLS Grid
• 2019-03-12 Listed $85,000 MARIS as Distributed by MLS Grid
• 2018-03-14 Price Changed $94,900 MARIS as Distributed by MLS Grid
• 2006-11-09 Sold (Public Records) $88,674 Public Records
• 2000-12-12 Sold (Public Records) — Public Records
• 1996-02-29 Sold (Public Records) — Public Records

Property tax history

+2.8%/yr

Latest (2024): $1,341 · +5.1% YoY. Source: county tax records.