301 SW 158th Ter Apt 104 Ter · Pembroke Pines, FL 33027

$5,000

2 bd · 2.0 ba · 1,250 sqft · Condo public records · 7 Days on market

Built 1992

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +4.2/5.0
• Schools +4.1/10.0
• Appreciation +4.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Foreclosure Auction Ends June 18, 2026 at 10:00 AM EST. Explore this charming 2-bedroom, 2-bath residence set in a peaceful and well-located Pembroke Pines community. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa.

Key facts

• Garage
• Listed 7 days

Property features AI

Exterior

• Parking: 1-car garage; On-street parking available
• Home design: Condominium (residential)
• Exterior features: PUD zoning

Interior

• Bathrooms: 2 full bathrooms
• Interior features: Directions included with listing

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $5k.

Deal economics

• At list price, monthly cash flow is $2k ($21k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $5k).
• Cap rate 416.9% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
• Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.2%/yr); 543 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
• At $3,021/mo this rent would consume 47% of the median local household income ($77k/yr) (locally 1728% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $101 of value loss. Plan a longer hold.
• Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-2.0% appreciation + 0.0% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 60.41% ✓
• Cap rate: 416.87%
• Cash-on-cash: 1466.35%
• DSCR: 66.24
• GRM: 0.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 72.39×
• Total profit: $99,945
• Equity at exit: $968

10-year hold

• IRR: —
• Equity multiple: 140.35×
• Total profit: $195,092
• Equity at exit: $825

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33027

• Home prices YoY: -0.6%
• Rents YoY: -0.2%
• Active inventory: 543
• Price-to-rent: 0.1×

Monthly cashflow live

• Estimated rent: $3,021 high
• Mortgage (P&I): −$26
• Tax est. 1.5%: −$6 /mo · $75/yr
• Insurance: −$2
• HOA est. from 1 same-building comp: −$641
• Vacancy / Maint / Mgmt: −$634
• Net cashflow: $1,711

Break-even live

Break-even rent $855

Max offer price $5,000

Occupancy floor 38%

Sensitivity live

Price	-10% $1,714	-5% $1,712	+0% $1,711	+5% $1,709	+10% $1,707
Rent	-10% $1,472	-5% $1,591	+0% $1,711	+5% $1,830	+10% $1,949
Rate	-1.0pp $1,713	-0.5pp $1,712	base $1,711	+0.5pp $1,709	+1.0pp $1,708

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,250
• Closing costs: $150
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
401 SW 158th Ter #206 Pembroke Pines, FL	3.0	2.0	1711	$2,900	$1.69	13d	1	0.03mi
402 SW 158th Ter #201 Pembroke Pines, FL	3.0	2.0	1300	$2,500	$1.92	25d	1	0.03mi
301 SW 158th Ter #204 Pembroke Pines, FL	3.0	2.0	1420	$3,100	$2.18	25d	1	0.03mi
502 SW 158th Ter #201 Pembroke Pines, FL	2.0	2.0	1115	$2,400	$2.15	25d	1	0.05mi
15825 SW 3rd Ct #103 Pembroke Pines, FL	2.0	2.0	1105	$2,800	$2.53	8d	1	0.06mi
15825 SW 3rd Ct #103 Pembroke Pines, FL	2.0	2.0	1105	$2,850	$2.58	25d	1	0.06mi
672 SW 158th Ter #672 Pembroke Pines, FL	3.0	2.5	1648	$3,250	$1.97	25d	1	0.11mi
210 SW 159th Ct Pembroke Pines, FL	3.0	2.5	1507	$3,450	$2.29	25d	1	0.17mi
15925 SW 2nd Pl Pembroke Pines, FL	3.0	2.5	1756	$3,800	$2.16	2d	1	0.17mi
261 SW 159th Way Pembroke Pines, FL	3.0	2.5	1507	$3,430	$2.28	25d	1	0.18mi
221 SW 159th Way Pembroke Pines, FL	3.0	2.5	1756	$3,975	$2.26	25d	1	0.18mi
15851 SW 10th St #15851 Pembroke Pines, FL	3.0	2.5	1592	$3,250	$2.04	15d	1	0.28mi
15851 SW 10th St Pembroke Pines, FL	3.0	2.0	1592	$3,250	$2.04	14d	1	0.28mi
15851 SW 10th St Pembroke Pines, FL	3.0	2.5	1592	$3,250	$2.04	25d	1	0.28mi
15825 SW 11th St Pembroke Pines, FL	3.0	2.0	1456	$4,000	$2.75	25d	1	0.33mi
15825 SW 11th St Pembroke Pines, FL	3.0	2.0	1456	$4,000	$2.75	22d	1	0.33mi
15899 NW 5th St Pembroke Pines, FL	3.0	2.5	1709	$3,400	$1.99	25d	1	0.55mi
617 NW 155th Ter Pembroke Pines, FL	1.0	1.0	900	$1,200	$1.33	12d	1	0.64mi
15320 NW 6th Ct Pembroke Pines, FL	3.0	2.5	1836	$4,600	$2.51	22d	1	0.71mi
403 SW 148th Ave Unit 3B Pembroke Pines, FL	2.0	2.0	900	$2,200	$2.44	11d	1	0.71mi
199 NW 152nd Ave Pembroke Pines, FL	3.0	2.5	1692	$4,000	$2.36	25d	1	0.75mi
16541 NW 5th St Pembroke Pines, FL	3.0	2.0	1637	$3,700	$2.26	17d	1	0.78mi
419 SW 147th Ter Unit 108 Pembroke Pines, FL	3.0	3.0	1670	$3,100	$1.86	25d	1	0.81mi
622 SW 147th Ter Unit 1 Pembroke Pines, FL	3.0	3.0	1772	$3,450	$1.95	6d	1	0.83mi
251 NW 151st Ave Pembroke Pines, FL	3.0	2.5	1778	$3,700	$2.08	4d	1	0.87mi
708 SW 147th Ave Pembroke Pines, FL	2.0	2.5	1368	$2,600	$1.90	8d	1	0.88mi
1020 SW 147th Ter Unit 10608 Pembroke Pines, FL	3.0	3.0	1670	$3,500	$2.10	25d	1	0.88mi
14749 SW 9th St Pembroke Pines, FL	3.0	3.5	1782	$3,500	$1.96	5d	1	0.88mi
808 SW 147th Ave Pembroke Pines, FL	3.0	3.0	1670	$3,500	$2.10	15d	1	0.89mi
950 SW 147th Ave #2611 Pembroke Pines, FL	3.0	2.0	1318	$3,050	$2.31	25d	1	0.90mi
14634 SW 5th St Unit 1-5 Pembroke Pines, FL	2.0	2.5	1482	$2,700	$1.82	25d	1	0.91mi
14776 SW 10th St #10501 Pembroke Pines, FL	3.0	3.5	1817	$3,400	$1.87	8d	1	0.91mi
14733 SW 11th St Unit 14733 Pembroke Pines, FL	2.0	2.5	1368	$2,790	$2.04	25d	1	0.92mi
14733 SW 11th St Unit 14733 Pembroke Pines, FL	2.0	2.5	1368	$2,790	$2.04	4d	1	0.92mi
966 SW 147th Ave #2604 Pembroke Pines, FL	3.0	2.0	1318	$3,200	$2.43	2d	1	0.94mi
845 SW 147th Ave #1901 Pembroke Pines, FL	3.0	3.5	1782	$3,300	$1.85	14d	1	0.94mi
932 SW 147th Ave #2905 Pembroke Pines, FL	2.0	2.5	1678	$2,850	$1.70	18d	1	0.94mi
14661 SW 9th St #1809 Pembroke Pines, FL	2.0	2.0	1040	$2,600	$2.50	3d	1	0.94mi
819 SW 147th Ave #1405 Pembroke Pines, FL	2.0	2.5	1662	$2,800	$1.68	25d	1	0.94mi
14661 SW 9th St #1809 Pembroke Pines, FL	2.0	2.0	1040	$2,600	$2.50	15d	1	0.94mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 6 events

1. 2026-06-18
   days on market $5,000 Active 7 DOM
2. 2026-06-17
   days on market $5,000 Active 6 DOM
3. 2026-06-16
   days on market $5,000 Active 5 DOM
4. 2026-06-15
   days on market $5,000 Active 4 DOM
5. 2026-06-13
   remarks 293-char remark
6. 2026-06-13
   listed $5,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,248
• − Mortgage interest: −$280
• − Property taxes: −$75
• − Insurance: −$25
• − Repairs & maintenance: −$2,900
• − Management: −$2,900
• − HOA: −$7,692
• − Depreciation: −$145
• Taxable income: $22,230
• Est. tax owed @ 24.0%: −$5,335
• After-tax cash flow: $15,194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Broward
• NCES district ID: 1200180
• Math proficiency: 42% ▼ -18.00%
• Reading proficiency: 53% ▼ -5.00%
• Median HH income: $52,139
• Composite: 40.88/100
• National rank: #3621
• State rank: #46 of 73 in FL

Livability — Pembroke Pines

• Score: 83/100
• State rank: #54
• US rank: #933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pembroke Pines, FL
• County: Broward County · 1,963,430 people
• City population: 180,224
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 65,116
• Household income: $76,561
• Rent vs Own: 22.2% rent · 77.8% own
• Severe rent burden: 1728.0

Population outlook (Broward County) Hauer SSP2

• Today (2025): 2,207,033 people
• By 2030: 2,360,704 · +7.0%
• By 2040: 2,661,208 · +20.6%
• By 2050: 2,946,698 · +33.5%
• By 2075: 3,602,273 · +63.2%
• By 2100: 3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
• Hispanic origin (detail): Puerto Rican 6% Cuban 19% Dominican 3%
• Common ancestry: Hispanic 6% Romanian 1% Scotch-Irish 1%
• Foreign-born: 47% · Canada, Jamaica, Vietnam
• Languages at home: 40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

• 2024 margin: D (+17.0) · D 58.0% · R 41.0%
• 2008→2024 swing: -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
• All cycles: 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.01%
• Current HPI: 359.5973
• Rent YoY: ▼ -0.20%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-94.4% since first listed

11 events — show timeline

• 2026-06-11 Listed $5,000 NFMLS
• 2026-04-28 Relisted — Beaches MLS
• 2026-03-18 Relisted — Beaches MLS
• 2026-03-18 Price Changed $335,000 Beaches MLS
• 2026-03-11 Listed — Beaches MLS
• 2026-01-11 Listing Removed — Beaches MLS
• 2026-01-11 Listing Removed — Beaches MLS
• 2025-06-18 Listed $318,000 Beaches MLS
• 1999-10-28 Sold (Public Records) $89,000 Public Records
• 1992-12-14 Sold (Public Records) $89,000 Public Records
• 1992-12-01 Sold (Public Records) $89,000 Public Records

Property tax history

-0.4%/yr

Latest (2025): $1,328 · +4.5% YoY. Source: county tax records.