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1710 7th St SW #50
B- Composite 65.84
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.1/10.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

1710 7th St SW #50 · Ruskin, FL 33570
2 bd · 2.0 ba · 1,404 sqft · Condo public records · 29 Days on market
Built 1984 $11/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

Key facts

  • Shuffleboard courts
  • 2 garage spots
  • Community pool

Tags

HURRICANE REINFORCED CARPORTEXCLUSIVE GOLF CART ACCESSSOLID STRUCTURAL FOUNDATIONLARGE HEATED COMMUNITY POOLSHUFFLEBOARD COURTS

Property features AI

Finance

  • Other: Total living area listed as 1,404 (public records); Building area total 2,180; Lot surface: asphalt road; lot ~0.05 acre; Furnished
  • Financial info: Lease restrictions apply
  • HOA & community: Has HOA; annual fee $140 (approximately $11.67/month); Association amenities include clubhouse, park, pool, security, and tennis courts; Buyer/association approval required; Senior community; Pets allowed (cats OK, number limit; max pet weight 1)

Exterior

  • Parking: 2-car garage
  • Security: Community security
  • Utilities: Public water; Public sewer; Cable available; Electricity available
  • Home design: Manufactured home (double wide); One story; Faces northwest; Residential property
  • Construction: Metal siding; Metal roof; Other foundation
  • Exterior features: Storage

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Walk-in closet(s); 4 total rooms
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $180k.

Deal economics

  • At list price, monthly cash flow is $579 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $177k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 4.7% in Ruskin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#392 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute B+; Watch: amenities F, health & safety F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ruskin Elementary School (math 30% / reading 23%, grade F, #2,009 of 2,144 statewide, top 94%, 781 students, 77% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
  • Zoned-school proficiency averages 31% at this address vs 48% district-wide (-18 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 497 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,300 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.21%
Cap rate
10.16%
Cash-on-cash
13.79%
DSCR
1.61
GRM
6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.9% rent growth · sell at horizon

5-year hold
IRR
1.7%
Equity multiple
1.06×
Total profit
$3,208
Equity at exit
$26,839
10-year hold
IRR
9.2%
Equity multiple
1.64×
Total profit
$32,501
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33570

Home prices YoY
-28.8%
Rents YoY
0.9%
Active inventory
497
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,170 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$105 /mo · $1,261/yr
Insurance
$75
HOA
$11
Vacancy / Maint / Mgmt
$456
Net cashflow
$579

Break-even live

Break-even rent $1,437
Max offer price $180,000
Occupancy floor 68%

Sensitivity live

Price -10% $681 -5% $630 +0% $579 +5% $528 +10% $477
Rent -10% $408 -5% $494 +0% $579 +5% $665 +10% $751
Rate -1.0pp $670 -0.5pp $625 base $579 +0.5pp $533 +1.0pp $485

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
149 Cascade Bend Dr Ruskin, FL 3.0 2.0 1555 $2,400 $1.54 25d 1 0.56mi
213 6th Ave SW Ruskin, FL 3.0 1.0 1620 $1,795 $1.11 0d 1 1.01mi
1251 9th St SE Ruskin, FL 3.0–4.0 2.0–2.5 1650 $2,111 $1.28 6d 1 1.19mi

HOA detail condo

Monthly dues
$11 · $132/yr
Likely covers
waterpoolsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 31 events

  1. 2026-06-21
    days on market $180,000 Active 29 DOM
  2. 2026-06-18
    days on market $180,000 Active 26 DOM
  3. 2026-06-17
    days on market $180,000 Active 25 DOM
  4. 2026-06-16
    days on market $180,000 Active 24 DOM
  5. 2026-06-15
    days on market $180,000 Active 23 DOM
  6. 2026-06-13
    days on market $180,000 Active 21 DOM
  7. 2026-06-13
    days on market $180,000 Active 20 DOM
  8. 2026-06-09
    days on market $180,000 Active 17 DOM
  9. 2026-06-08
    days on market $180,000 Active 16 DOM
  10. 2026-06-07
    days on market $180,000 Active 15 DOM
  11. 2026-06-04
    days on market $180,000 Active 12 DOM
  12. 2026-06-03
    days on market $180,000 Active 11 DOM
  13. 2026-06-02
    days on market $180,000 Active 10 DOM
  14. 2026-06-01
    days on market $180,000 Active 9 DOM
  15. 2026-05-31
    days on market $180,000 Active 8 DOM
  16. 2026-05-23
    listed $180,000 Active
  17. 2022-12-19
    soldstatus $125,000 Closed 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  18. 2022-11-20
    status Pending 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  19. 2022-10-14
    price $145,000 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  20. 2022-10-07
    status Active 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  21. 2022-10-07
    price $152,500 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  22. 2022-07-27
    status Pending 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  23. 2022-07-14
    price $147,500 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  24. 2022-06-24
    listed $155,000 Active 1904-char remark
    Show marketing remark (1904 chars)

    Back on the market BELOW appraised value!!! Welcome to Riverbreeze Estates, where ownership includes a share in the development and has a very low $100/month HOA. This 1,404sqft MOVE-IN READY partially FURNISHED 2-bed, 2-bath SPLIT BEDROOM home has had the major work updated with many items about a year old including: entire home was power washed and the roof was covered with a product that will last up to 20 years of protection; the duct work was completely removed and new duct work was installed; REMODELED BATHROOMS with new floors, vanities, sinks, toilets, and shiplap wall panel; STAINLESS STEEL refrigerator (new) and range; and higher quality carpet and pad in both bedrooms! This property's many highlights include a 2-car carport, TANKLESS WATER HEATER, fresh paint, SHED WORKSHOP for added storage, IRRIGATION SYSTEM, and so much more. This OPEN CONCEPT home welcomes you into the kitchen and dining room, featuring a BREAKFAST BAR, plentiful cabinet storage, and an off-kitchen laundry room with even more build-ins! The Great Room continues on into the large living room and Family Room, which connects to both a storage room (could be converted into a third bathroom) in the back as well as to the COVERED PORCH out the front sliders. Both bedrooms have NEW CARPET and an EN-SUITE bathroom, and are large enough to accommodate a king-size bed! The primary bedroom includes a WALK-IN CLOSET, and the secondary has TWO CLOSETS of its own! Access the large shed/workshop through the carport for even more storage space, or add a door to the back to park your golf cart or motorcycle. So many possibilities! Riverbreeze Estates is a gated community with a pool, shuffleboard court, and a clubhouse space. It's conveniently located near US-41, making Bradenton and Sarasota an easy drive and not far from Tampa and St. Pete via I-75. Make this dream home yours and schedule a showing today!

  25. 2015-12-30
    soldstatus $37,500 Sold 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

  26. 2015-12-18
    status Pending 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

  27. 2015-11-18
    price $39,900 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

  28. 2015-10-29
    status Active 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

  29. 2015-10-23
    historical 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

  30. 2015-10-20
    price $44,900 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

  31. 2015-10-05
    listed $54,900 Active 543-char remark
    Show marketing remark (543 chars)

    Two bedroom two bath triple wide located in the beautiful gated community of Riverbreeze. This home features plenty of living space and storage. Boasting a large open, living area this home is perfect for entertaining. The Master bedroom features a large walk-in closet and ceiling fans. For those of you looking for a property with a workshop this has exactly what you need. There is an attached workshop just off the covered patio to store all your tools, toys and even your golf cart. This home has been modified for handicap accessibility.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,261 · $105/mo
Projected year-2 tax
$1,494 · $124/mo
Expected delta
+$233/yr (+$19/mo · 18.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 9% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,041
− Mortgage interest
−$10,083
− Property taxes
−$1,261
− Insurance
−$900
− Repairs & maintenance
−$2,083
− Management
−$2,083
− HOA
−$132
− Depreciation
−$5,236
Taxable income
$4,263
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,023
After-tax cash flow
$5,930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Ruskin

Score
71/100
State rank
#392
US rank
#6879

Category grades

Amenities F Commute B+ Cost of living A+ Crime B- Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ruskin, FL
County
Hillsborough County · 1,540,968 people
City population
33,319
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
33,319
Household income
$72,172
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
611.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 40% Hispanic / Latino 32% Black 23% Two or more races 13% Asian 2%
Hispanic origin (detail)
Mexican 16% Puerto Rican 6% Cuban 1% Dominican 4%
Common ancestry
Italian 2% Romanian 2% Hispanic 2%
Foreign-born
13% · Canada, Jamaica
Languages at home
72% English-only · Spanish 23% French/Haitian/Cajun 2%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -112.10%
Current HPI
277.8257
Rent YoY
▲ 0.90%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+227.9% since first listed
16 events — show timeline
  • 2026-05-23 Listed $180,000 Stellar MLS as Distributed by MLS Grid
  • 2022-12-19 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
  • 2022-11-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-10-14 Price Changed $145,000 Stellar MLS as Distributed by MLS Grid
  • 2022-10-07 Relisted Stellar MLS as Distributed by MLS Grid
  • 2022-10-07 Price Changed $152,500 Stellar MLS as Distributed by MLS Grid
  • 2022-07-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-07-14 Price Changed $147,500 Stellar MLS as Distributed by MLS Grid
  • 2022-06-24 Listed $155,000 Stellar MLS as Distributed by MLS Grid
  • 2015-12-30 Sold (MLS) $37,500 Stellar MLS as Distributed by MLS Grid
  • 2015-12-18 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-11-18 Price Changed $39,900 Stellar MLS as Distributed by MLS Grid
  • 2015-10-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2015-10-23 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2015-10-20 Price Changed $44,900 Stellar MLS as Distributed by MLS Grid
  • 2015-10-05 Listed $54,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+13.9%/yr

Latest (2025): $1,261 · +6.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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