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49 Sunrise Trl
C+ Composite 63.88
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.7/15.0
  • DSCR +6.9/10.0
  • 1% rule +4.8/10.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$225,000

49 Sunrise Trl · The Hideout, PA 18428
3 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 23 Days on market
Built 1970 Est $226k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

VERY AFFORDABLE!!! Private, year round or vacation, 3 bdrm renovated ranch with Florida room, carport, and storage shed. Move in ready and easy to maintain. Friendly, low key, low dues community with lovely lake and sandy beach, large picnic and entertaining pavilion, ball field, and playground. Low taxes. Commutable distance to NYC and other major metro areas.

Key facts

  • Sandy beach
  • Florida room
  • Carport

Tags

RENOVATED RANCHFLORIDA ROOMCARPORTSTORAGE SHEDLAKESANDY BEACH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $343 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (1.7% below list).
  • Recommended offer: $221k (1.7% below list) — sets the bar for 1% rule.
  • Cap rate 8.1% vs local median 5.0% in The Hideout — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
  • Wallenpaupack Area SD (rural): math 39% / reading 59% proficiency, ranked #192 of 539 in PA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 371 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $122k; list at $225k implies a 84% gain — meaningful room to come down on a strong offer.
Recommended offer $221,259 (1.7% below list)

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.12%
Cash-on-cash
6.54%
DSCR
1.29
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$225,984
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
97 Tiffany Rd 0.56mi 2/1.0 (-1) 1,062 (+1%) 4mo $190,000 $179 65
65 Windsor Rd 0.49mi 3/1.0 960 (-9%) 1mo $224,900 $234 61
167 W Shore Dr 0.54mi 3/2.0 1,054 (-0%) 13mo $553,300 $525 59
36 Fawn Rd 0.56mi 3/1.5 1,100 (+4%) 15mo $235,000 $214 52
23 Highland Ln 0.64mi 2/1.0 (-1) 936 (-11%) 9mo $199,900 $214 39
142 Sunrise Trl 0.44mi 2/1.5 (-1) 1,147 (+9%) 24mo $222,500 $194 38
99 Ferris Rd 0.65mi 2/1.5 (-1) 961 (-9%) 12mo $210,000 $219 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.0%
Equity multiple
3.29×
Total profit
$144,357
Equity at exit
$202,698
10-year hold
IRR
25.2%
Equity multiple
7.47×
Total profit
$407,788
Equity at exit
$437,126

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18428

Home prices YoY
9.2%
Active inventory
371
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,213 medium interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$131 /mo · $1,570/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$465
Net cashflow
$343

Break-even live

Break-even rent $1,778
Max offer price $225,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-18
    days on market $225,000 Active 23 DOM
  2. 2026-06-17
    days on market $225,000 Active 22 DOM
  3. 2026-06-16
    days on market $225,000 Active 21 DOM
  4. 2026-06-15
    days on market $225,000 Active 20 DOM
  5. 2026-06-13
    days on market $225,000 Active 18 DOM
  6. 2026-06-13
    days on market $225,000 Active 17 DOM
  7. 2026-06-09
    days on market $225,000 Active 14 DOM
  8. 2026-06-08
    days on market $225,000 Active 13 DOM
  9. 2026-06-07
    days on market $225,000 Active 12 DOM
  10. 2026-06-04
    days on market $225,000 Active 9 DOM
  11. 2026-06-03
    days on market $225,000 Active 8 DOM
  12. 2026-06-02
    days on market $225,000 Active 7 DOM
  13. 2026-06-01
    days on market $225,000 Active 6 DOM
  14. 2026-05-31
    days on market $225,000 Active 5 DOM
  15. 2026-05-26
    listed $225,000 Active
  16. 2020-08-31
    soldstatus $122,000
  17. 2020-08-13
    soldstatus 363-char remark
    Show marketing remark (439 chars)

    VERY AFFORDABLE!!! Private, year round or vacation, 3 bdrm renovated ranch with Florida room, carport, and storage shed. Move in ready and easy to maintain. Friendly, low key, low dues community with lovely lake and sandy beach, large picnic and entertaining pavilion, ball field, and playground. Low taxes. Commutable distance to NYC and other major metro areas. , Beds Description: 2+Bed1st, Baths: 1 Bath Level 1, Eating Area: Modern KT

  18. 2020-08-13
    soldstatus $122,000 439-char remark
    Show marketing remark (439 chars)

    VERY AFFORDABLE!!! Private, year round or vacation, 3 bdrm renovated ranch with Florida room, carport, and storage shed. Move in ready and easy to maintain. Friendly, low key, low dues community with lovely lake and sandy beach, large picnic and entertaining pavilion, ball field, and playground. Low taxes. Commutable distance to NYC and other major metro areas. , Beds Description: 2+Bed1st, Baths: 1 Bath Level 1, Eating Area: Modern KT

  19. 2020-06-25
    listed $129,000 363-char remark
    Show marketing remark (439 chars)

    VERY AFFORDABLE!!! Private, year round or vacation, 3 bdrm renovated ranch with Florida room, carport, and storage shed. Move in ready and easy to maintain. Friendly, low key, low dues community with lovely lake and sandy beach, large picnic and entertaining pavilion, ball field, and playground. Low taxes. Commutable distance to NYC and other major metro areas. , Beds Description: 2+Bed1st, Baths: 1 Bath Level 1, Eating Area: Modern KT

  20. 2020-06-25
    listed $129,000 439-char remark
    Show marketing remark (439 chars)

    VERY AFFORDABLE!!! Private, year round or vacation, 3 bdrm renovated ranch with Florida room, carport, and storage shed. Move in ready and easy to maintain. Friendly, low key, low dues community with lovely lake and sandy beach, large picnic and entertaining pavilion, ball field, and playground. Low taxes. Commutable distance to NYC and other major metro areas. , Beds Description: 2+Bed1st, Baths: 1 Bath Level 1, Eating Area: Modern KT

  21. 2005-10-05
    soldstatus $90,000
  22. 1988-12-15
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,570 · $131/mo
Projected year-2 tax
$2,562 · $214/mo
Expected delta
+$993/yr (+$83/mo · 63.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,551
− Mortgage interest
−$12,603
− Property taxes
−$1,570
− Insurance
−$1,125
− Repairs & maintenance
−$2,124
− Management
−$2,124
− Depreciation
−$6,545
Taxable income
$459
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$110
After-tax cash flow
$4,011/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wallenpaupack Area SD
NCES district ID
4224750
Math proficiency
39% ▼ -10.00%
Reading proficiency
59% ▼ -5.00%
Median HH income
$51,027
Composite
41.97/100
National rank
#3345
State rank
#192 of 539 in PA

Livability — The Hideout

Score
72/100
State rank
#668
US rank
#6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,446

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 8% Two or more races 6% Black 1% Asian 1%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Romanian 5% Portuguese 3% Italian 2%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 5% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 28.60%
Current HPI
340.8254
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+350.0% since first listed
8 events — show timeline
  • 2026-05-26 Listed $225,000 FSBO.com
  • 2020-08-31 Sold (Public Records) $122,000 Public Records
  • 2020-08-13 Sold (MLS) $122,000 PWMLS
  • 2020-08-13 Sold (MLS) PWMLS
  • 2020-06-25 Listed $129,000 PWMLS
  • 2020-06-25 Listed $129,000 PWMLS
  • 2005-10-05 Sold (Public Records) $90,000 Public Records
  • 1988-12-15 Sold (Public Records) $50,000 Public Records

Property tax history

+4.0%/yr

Latest (2026): $1,570 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…