1909 Brill Rd · Mobile, AL 36605

$115,000

2 bd · 1.0 ba · 1,140 sqft · SingleFamily public records · 8 Days on market

Built 1953 1.19 ac lot Est $120k · at est.

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• ARV discount +9.3/15.0
• DSCR +8.6/10.0
• 1% rule +5.6/10.0
• Rent growth +4.6/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Opportunity awaits with this 3-bedroom, 2-bath fixer-upper situated on over 1.5 acres shaded by beautiful, majestic live oaks. This property offers great potential for renovation or expansion, featuring a metal roof, inviting front porch, and a home generator for added peace of mind. The primary bedroom includes an ensuite bath with a large vanity and shower, while the additional bedrooms share a hall bath. Enjoy the convenience of being within walking distance to Dog River, along with plenty of outdoor space to make your own. A large storage structure provides ample room for tools, equipment, or hobbies. Parcel IDs 1023092 and 1023074 also convey, adding even more value to this unique property. Sold AS IS and subject to the approval of probate court. Cash Buyers only.

Key facts

• Metal roof
• Home generator
• Front porch

Tags

• METAL ROOF
• FRONT PORCH
• HOME GENERATOR
• OUTDOOR SPACE
• LARGE STORAGE STRUCTURE
• WALKING DISTANCE TO DOG RIVER

Property features AI

Finance

• Other: Lot size indicated as 1-3 acres across 4 lots; No waterfront
• HOA & community: No association transfer fees; No community amenities

Exterior

• Utilities: Electric provided by Alabama Power; Central heating
• Home design: One-story property; Resale condition; Whole/Full ownership
• Construction: Pillar/post/pier foundation; Other construction materials (see remarks); Built area reported as 1,140 square feet
• Exterior features: Metal roof; Property contains multiple lots

Interior

• Kitchen: Gas Range
• Flooring: Vinyl; Other flooring (see remarks)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Electric service by Alabama Power
• Interior features: No fireplace; Storage

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

• At list price, monthly cash flow is $277 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $115k).
• Cap rate 9.2% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+8.3%/yr); 139 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 33% of the median local income ($44k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $32k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $115,000

Questions for the listing agent

1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 9.19%
• Cash-on-cash: 10.33%
• DSCR: 1.46
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $119,700
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1916 Gill Rd	0.28mi	3/2.0 (+1)	1,134 (-0%)	8mo	$85,500	$75	71
3022 Pickell Dr	0.15mi	3/1.5 (+1)	1,249 (+10%)	12mo	$190,000	$152	59
2905 Lott Dr	0.54mi	3/1.0 (+1)	1,200 (+5%)	2mo	$146,000	$122	59
1428 Tampa Dr	0.52mi	3/1.0 (+1)	1,118 (-2%)	12mo	$117,900	$105	57
1625 Bryan Ave	0.39mi	3/1.0 (+1)	1,210 (+6%)	12mo	$55,001	$45	57
1517 Stewart Rd	0.62mi	3/2.0 (+1)	1,200 (+5%)	3mo	$215,000	$179	51
3008 Curry Dr W	0.33mi	3/1.0 (+1)	1,022 (-10%)	15mo	$92,000	$90	50
2903 Alston Ct	0.38mi	3/1.0 (+1)	1,259 (+10%)	13mo	$83,000	$66	49
1325 North Dr	0.72mi	2/1.0	1,248 (+10%)	4mo	$36,000	$29	48
1809 S Nottingham Dr	0.59mi	3/1.5 (+1)	1,203 (+6%)	16mo	$132,500	$110	42
1719 Gulfdale Dr	0.40mi	3/2.0 (+1)	1,269 (+11%)	15mo	$148,000	$117	41
2254 Club House Rd	0.68mi	2/1.0	1,276 (+12%)	13mo	$66,000	$52	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 4.1%
• Equity multiple: 1.17×
• Total profit: $5,394
• Equity at exit: $17,147

10-year hold

• IRR: 17.5%
• Equity multiple: 2.75×
• Total profit: $56,460
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36605

• Rents YoY: 8.3%
• Active inventory: 139
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,215 high
• Mortgage (P&I): −$603
• Tax from tax record: −$32 /mo · $382/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$255
• Net cashflow: $277

Break-even live

Break-even rent $864

Max offer price $115,000

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1806 Gill Rd Mobile, AL	3.0	2.0	1360	$1,250	$0.92	21d	1	0.26mi
3311 Alba Club Rd Mobile, AL	3.0	1.0	1200	$1,200	$1.00	43d	1	0.87mi
1815 Ogburn Ave Unit B Mobile, AL	2.0	1.0	900	$900	$1.00	21d	1	1.01mi
3910 W Charmaine Cir Mobile, AL	3.0	1.0	1400	$1,200	$0.86	43d	1	1.25mi
1258 E Charmaine Cir Mobile, AL	3.0	1.0	1071	$1,350	$1.26	21d	1	1.26mi
2115 Barron Pl Mobile, AL	3.0	1.0	1000	$1,200	$1.20	43d	1	1.43mi

Listing history 4 events

1. 2026-04-29
   status Pending

   Show marketing remark (782 chars)

   Opportunity awaits with this 3-bedroom, 2-bath fixer-upper situated on over 1.5 acres shaded by beautiful, majestic live oaks. This property offers great potential for renovation or expansion, featuring a metal roof, inviting front porch, and a home generator for added peace of mind. The primary bedroom includes an ensuite bath with a large vanity and shower, while the additional bedrooms share a hall bath. Enjoy the convenience of being within walking distance to Dog River, along with plenty of outdoor space to make your own. A large storage structure provides ample room for tools, equipment, or hobbies. Parcel IDs 1023092 and 1023074 also convey, adding even more value to this unique property. Sold AS IS and subject to the approval of probate court. Cash Buyers only.

2. 2026-04-29
   status Pending 782-char remark

   Show marketing remark (782 chars)

   Opportunity awaits with this 3-bedroom, 2-bath fixer-upper situated on over 1.5 acres shaded by beautiful, majestic live oaks. This property offers great potential for renovation or expansion, featuring a metal roof, inviting front porch, and a home generator for added peace of mind. The primary bedroom includes an ensuite bath with a large vanity and shower, while the additional bedrooms share a hall bath. Enjoy the convenience of being within walking distance to Dog River, along with plenty of outdoor space to make your own. A large storage structure provides ample room for tools, equipment, or hobbies. Parcel IDs 1023092 and 1023074 also convey, adding even more value to this unique property. Sold AS IS and subject to the approval of probate court. Cash Buyers only.

3. 2026-04-21
   listed $115,000 Active 782-char remark

   Show marketing remark (782 chars)

   Opportunity awaits with this 3-bedroom, 2-bath fixer-upper situated on over 1.5 acres shaded by beautiful, majestic live oaks. This property offers great potential for renovation or expansion, featuring a metal roof, inviting front porch, and a home generator for added peace of mind. The primary bedroom includes an ensuite bath with a large vanity and shower, while the additional bedrooms share a hall bath. Enjoy the convenience of being within walking distance to Dog River, along with plenty of outdoor space to make your own. A large storage structure provides ample room for tools, equipment, or hobbies. Parcel IDs 1023092 and 1023074 also convey, adding even more value to this unique property. Sold AS IS and subject to the approval of probate court. Cash Buyers only.

4. 2026-04-20
   listed $115,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $382 · $32/mo
• Projected year-2 tax: $472 · $39/mo
• Expected delta: +$90/yr (+$7/mo · 23.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (shaded) · 47% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,583
• − Mortgage interest: −$6,442
• − Property taxes: −$382
• − Insurance: −$575
• − Repairs & maintenance: −$1,167
• − Management: −$1,167
• − Depreciation: −$3,345
• Taxable income: $1,506
• Est. tax owed @ 24.0%: −$361
• After-tax cash flow: $2,966/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 25,104
• Household income: $43,538
• Rent vs Own: 46.3% rent · 53.7% own
• Severe rent burden: 1521.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (67%)
• Race & ethnicity: Black 67% White 27% Two or more races 4% Hispanic / Latino 3%
• Common ancestry: Lithuanian 3% Slovak 2% Iranian 1%
• Foreign-born: 3% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.46%
• Current HPI: 125.9526
• Rent YoY: ▲ 8.26%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+0.0% since first listed

4 events — show timeline

• 2026-04-29 Pending — BCAR
• 2026-04-29 Pending — GCMLS AL
• 2026-04-21 Listed $115,000 GCMLS AL
• 2026-04-20 Listed $115,000 BCAR

Property tax history

+1.3%/yr

Latest (2025): $382 · +0.0% YoY. Source: county tax records.