7666 Wildflower Way · Abilene, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.5/30.0
- ARV discount +7.8/15.0
- Schools +5.6/10.0
- DSCR +5.1/10.0
- Rent growth +5.0/5.0
- 1% rule +4.6/10.0
- Livability +3.8/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$327,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Great new construction by Concept Custom Builders in Carriage Hills, Wylie East. This 4 bedroom, 2 bath home is sure to please. Open layout, bright airy finishes, and a large covered patio. The kitchen will feature a large island open to the spacious living and dining, granite counters and SS appliances. A cozy electric fireplace is planned for the living room. Luxury Vinyl flooring in main areas, carpet in the bedrooms. The primary bedroom en-suite bathroom will have a soaker tub, separate tiled shower, and a 2-sink vanity. Sod and sprinkler system (front and back), wood privacy fence, and builder warranty all included.
Key facts
- New construction
- Large covered patio
- Large island
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $328k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $189 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $313k (4.4% below list).
- Recommended offer: $313k (4.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 75/100 on livability (#142 in TX, #4,037 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D, commute F.
- Wylie ISD (rural): math 63% / reading 62% proficiency, ranked #32 of 826 in TX (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 17% free/reduced lunch — higher-income household profile.
- Zoned schools: Wylie East El (math 58% / reading 58%, grade C+, #480 of 4,322 statewide, top 11%, 789 students, 30% FRL).
- Market conditions: Rents rising fast (+33.5%/yr); 372 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 508 units permitted in Taylor County in 2024 (0 in 5+ unit buildings).
- This rent runs 42% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Taylor County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $92k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 58 days — a 3% lower offer ($318k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 58 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 6.99%
- Cash-on-cash
- 2.47%
- DSCR
- 1.11
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $329,400
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7654 Hudson Way | 0.05mi | 4/2.0 | 1,577 (-4%) | 1mo | $335,000 | $212 | 90 |
| 7685 Lake Ridge Pkwy | 0.14mi | 3/2.0 (-1) | 1,650 (+0%) | 0mo | $325,000 | $197 | 88 |
| 7689 Lake Ridge Pkwy | 0.14mi | 3/2.0 (-1) | 1,650 (+0%) | 1mo | $325,000 | $197 | 88 |
| 7693 Lake Ridge Pkwy | 0.14mi | 3/2.0 (-1) | 1,650 (+0%) | 1mo | $325,000 | $197 | 88 |
| 132 Lake Ridge Ct | 0.32mi | 3/2.0 (-1) | 1,662 (+1%) | 1mo | $350,000 | $211 | 78 |
| 7633 Wildflower Way | 0.28mi | 4/2.0 | 1,764 (+7%) | 1mo | $348,000 | $197 | 74 |
| 7584 Wildflower | 0.23mi | 3/2.0 (-1) | 1,522 (-8%) | 0mo | $304,900 | $200 | 71 |
| 7580 Wildflower | 0.24mi | 3/2.0 (-1) | 1,522 (-8%) | 0mo | $304,900 | $200 | 71 |
| 149 Spring Park Way | 0.40mi | 3/2.0 (-1) | 1,714 (+4%) | 1mo | $289,000 | $169 | 69 |
| 331 Sophia Ln | 0.67mi | 3/2.0 (-1) | 1,632 (-1%) | 0mo | $329,000 | $202 | 62 |
| 7321 Wildflower Way | 0.71mi | 4/2.0 | 1,737 (+6%) | 1mo | $335,000 | $193 | 57 |
| 168 Carriage Hills Pkwy | 0.56mi | 3/2.0 (-1) | 1,520 (-8%) | 0mo | $304,000 | $200 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -6.9%
- Equity multiple
- 0.73×
- Total profit
- $-24,424
- Equity at exit
- $48,831
- IRR
- 8.1%
- Equity multiple
- 1.76×
- Total profit
- $69,784
- Equity at exit
- $28,316
Cash invested: $91,700 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79602
- Home prices YoY
- -19.6%
- Rents YoY
- 33.5%
- Active inventory
- 372
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $3,131 high interval (Pro) →
- Mortgage (P&I)
- −$1,717
- Tax est. 1.5%
- −$409 /mo · $4,912/yr
- Insurance
- −$136
- HOA
- −$21
- Vacancy / Maint / Mgmt
- −$657
- Net cashflow
- $189
Break-even live
Sensitivity live
| Price | -10% $415 | -5% $302 | +0% $189 | +5% $76 | +10% $-37 |
|---|---|---|---|---|---|
| Rent | -10% $-58 | -5% $65 | +0% $189 | +5% $313 | +10% $436 |
| Rate | -1.0pp $354 | -0.5pp $272 | base $189 | +0.5pp $104 | +1.0pp $18 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,875
- Closing costs
- $9,825
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7650 Hudson Way Abilene, TX | 4.0 | 2.0 | 1577 | $3,295 | $2.09 | 14d | 1 | 0.08mi |
| 7646 Hudson Way Abilene, TX | 4.0 | 2.0 | 1577 | $3,295 | $2.09 | 22d | 1 | 0.09mi |
| 385 Kristie Path Abilene, TX | 3.0 | 2.0 | 1449 | $2,700 | $1.86 | 4d | 1 | 0.10mi |
| 405 Kristie Path Abilene, TX | 3.0 | 2.0 | 1439 | $2,895 | $2.01 | 8d | 1 | 0.10mi |
| 409 Kristie Path Abilene, TX | 3.0 | 2.0 | 1409 | $2,895 | $2.05 | 6d | 1 | 0.10mi |
| 7627 Hudson Way Abilene, TX | 4.0 | 2.0 | 1598 | $8,900 | $5.57 | 14d | 1 | 0.13mi |
| 8001 Sawdust Trl Abilene, TX | 3.0 | 2.0 | 1508 | $2,995 | $1.99 | 45d | 1 | 0.15mi |
| 7625 Wildflower Way Abilene, TX | 4.0 | 3.0 | 1800 | $3,300 | $1.83 | 5d | 1 | 0.15mi |
| 8009 Sawdust Trl Abilene, TX | 3.0 | 2.0 | 1508 | $2,995 | $1.99 | 45d | 1 | 0.16mi |
| 7949 Sawdust Trl Abilene, TX | 3.0 | 2.0 | 1508 | $2,995 | $1.99 | 45d | 1 | 0.18mi |
| 7717 Sawdust Trl Abilene, TX | 3.0 | 2.0 | 1502 | $3,375 | $2.25 | 12d | 1 | 0.19mi |
| 7709 Sawdust Trl Abilene, TX | 3.0 | 2.0 | 1502 | $3,200 | $2.13 | 45d | 1 | 0.19mi |
| 385 Kristi Path Abilene, TX | 3.0 | 2.0 | 1449 | $2,700 | $1.86 | 4d | 1 | 0.21mi |
| 273 Martis Way Abilene, TX | 4.0 | 2.0 | 1660 | $3,200 | $1.93 | 14d | 1 | 0.62mi |
| 331 Sophia Ln Abilene, TX | 3.0 | 2.0 | 1632 | $3,195 | $1.96 | 5d | 1 | 0.68mi |
| 7328 Mountain View Rd Abilene, TX | 3.0 | 2.0 | 1481 | $2,995 | $2.02 | 12d | 1 | 0.71mi |
| 7326 Mountain View Rd Unit 7328 Abilene, TX | 3.0 | 2.0 | 1481 | $2,995 | $2.02 | 12d | 1 | 0.72mi |
| 7319 Mountain View Rd Abilene, TX | 3.0 | 2.0 | 1502 | $4,000 | $2.66 | 45d | 1 | 0.73mi |
| 7309 Wildflower Way Abilene, TX | 3.0 | 2.0 | 1578 | $3,195 | $2.02 | 25d | 1 | 0.76mi |
| 250 Southlake Dr Abilene, TX | 4.0 | 2.0 | 2006 | $3,400 | $1.69 | 4d | 1 | 0.98mi |
| 349 Whiterock Dr Abilene, TX | 4.0 | 2.0 | 1809 | $5,500 | $3.04 | 0d | 1 | 1.01mi |
| 350 Miss Ellie Ln Abilene, TX | 3.0 | 2.0 | 1414 | $2,600 | $1.84 | 4d | 1 | 1.32mi |
| 350 Miss Ellie Ln Abilene, TX | 3.0 | 2.0 | 1414 | $2,600 | $1.84 | 8d | 1 | 1.32mi |
HOA detail
- Monthly dues
- $21 · $252/yr
- Likely covers
- electric
Listing history 2 events
-
2026-04-10status Pending
-
2026-02-11$327,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $37,569
- − Mortgage interest
- −$18,345
- − Property taxes
- −$4,912
- − Insurance
- −$1,638
- − Repairs & maintenance
- −$3,006
- − Management
- −$3,006
- − HOA
- −$252
- − Depreciation
- −$9,527
- Taxable loss
- −$3,116
- Est. tax savings @ 24.0%
- +$748
- After-tax cash flow
- $3,016/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
This home requires extensive repairs and maintenance, including re-roofing, repairing and painting the exterior, installing luxury vinyl flooring, and landscaping. These updates will significantly improve the home's condition and value.
Repairs flagged
- Major roof — The satellite image shows the roof is missing shingles.
- Major siding — The satellite image shows the siding is in poor condition with visible damage and discoloration.
- Major exterior walls — The satellite image shows the exterior walls are not visible, but the listing mentions carpet in the bedrooms, which is not visible in the listing photos.
- Major flooring — The satellite image shows the flooring is not visible, but the listing mentions luxury vinyl flooring in main areas, which is not visible in the listing photos.
Value-add opportunities
- Both re-roof — Re-roofing will improve the home's appearance and functionality, enhancing both resale and rental value.
- Both repair and paint exterior — Repairing and painting the exterior will improve the home's curb appeal and overall condition, enhancing both resale and rental value.
- Both install luxury vinyl flooring — Installing luxury vinyl flooring in the main areas will improve the home's appearance and functionality, enhancing both resale and rental value.
- Both landscape and install privacy fence — Landscape and install a privacy fence will improve the home's curb appeal and functionality, enhancing both resale and rental value.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| roof · The satellite image shows the roof is missing shingles. | Major | $15,000–50,000 |
| siding · The satellite image shows the siding is in poor condition with visible damage and discoloration. | Major | $15,000–50,000 |
| exterior walls · The satellite image shows the exterior walls are not visible, but the listing mentions carpet in the bedrooms, which is not visible in the listing photos. | Major | $15,000–50,000 |
| flooring · The satellite image shows the flooring is not visible, but the listing mentions luxury vinyl flooring in main areas, which is not visible in the listing photos. | Major | $15,000–50,000 |
| Total estimated repair cost · 4 items | $60,000–200,000 |
Value-add ROI direction
- Both re-roof — Re-roofing will improve the home's appearance and functionality, enhancing both resale and rental value. ↑
- Both repair and paint exterior — Repairing and painting the exterior will improve the home's curb appeal and overall condition, enhancing both resale and rental value. ↑
- Both install luxury vinyl flooring — Installing luxury vinyl flooring in the main areas will improve the home's appearance and functionality, enhancing both resale and rental value. ↑
- Both landscape and install privacy fence — Landscape and install a privacy fence will improve the home's curb appeal and functionality, enhancing both resale and rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Wylie ISD
- NCES district ID
- 4846500
- Math proficiency
- 63% ▼ -12.00%
- Reading proficiency
- 62% ▼ -4.00%
- Median HH income
- $78,248
- Composite
- 55.86/100
- National rank
- #1206
- State rank
- #32 of 826 in TX
Livability — Abilene
- Score
- 75/100
- State rank
- #142
- US rank
- #4037
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Abilene, TX
- County
- Taylor County · 136,672 people
- City population
- 136,672
- Metro
- Abilene, TX
- Population (ZIP)
- 27,425
- Household income
- $89,551
- Rent vs Own
- Severe rent burden
- 338.0
Population outlook (Taylor County) Hauer SSP2
- Today (2025)
- 145,270 people
- By 2030
- 150,050 · +3.3%
- By 2040
- 159,417 · +9.7%
- By 2050
- 168,883 · +16.3%
- By 2075
- 194,436 · +33.8%
- By 2100
- 203,163 · +39.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Hispanic / Latino 22% Two or more races 12% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 19%
- Common ancestry
- Romanian 2% Italian 2% Portuguese 2%
- Foreign-born
- 6% · Canada, Vietnam, Jamaica
- Languages at home
- 87% English-only · Spanish 9% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Taylor
- 2024 margin
- Solid R (+49.8) · D 24.6% · R 74.4% · Other 1.0%
- 2008→2024 swing
- -4.2pp toward R · 2008: -45.6pp · 2024: -49.8pp
- All cycles
- 2024: R+49.8 2020: R+45.3 2016: R+51.1 2012: R+53.6 2008: R+45.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -46.04%
- Current HPI
- 189.3098
- Rent YoY
- ▲ 33.46%
- Metro
- Abilene, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-04-10 Pending — NTREIS
- 2026-02-11 Listed $327,500 NTREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…