317 Mueller Ave · Ferguson, MO 63135

$20,000

2 bd · 1.0 ba · 1,113 sqft · SingleFamily public records · 31 Days on market

Built 1949 6,150 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Rent growth +4.8/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Special in Ferguson! Bring your vision to this fixer-upper contractor project located at 317 Mueller Road, Ferguson, MO 63135. This property offers a solid opportunity for investors, rehabbers, or buyers looking to create instant equity through renovation. Featuring a functional layout and a generous lot, this home is ready for a full transformation. Ideal for a value-add renovation, flip, or long-term rental. Conveniently located near major highways, shopping, schools, and public transportation. Property is being sold AS-IS, seller to make no repairs or inspections. Cash, rehab loans, or hard money preferred. Great potential for the right buyer—don’t miss this opportunity!

Key facts

• Value-add renovation
• Generous lot
• Conveniently located

Tags

• GENEROUS LOT
• VALUE-ADD RENOVATION
• CONVENIENTLY LOCATED

Property features AI

Finance

• Financial info: Taxes assessed for 2025; Seller will not consider lease; No second mortgage indicated

Exterior

• Utilities: Public water; Public sewer; Electric service by Ameren; Electricity, natural gas, sewer and water connected
• Home design: Single-family residence; One level
• Construction: Construction details: see remarks
• Exterior features: Back yard; Front yard; City lot; Lot dimensions approximately 50 x 123

Interior

• Bedrooms: Three bedrooms, all on the main level
• Bathrooms: One full bathroom on the main level
• Heating & cooling: Forced air heating; No central air conditioning
• Interior features: No basement; Total of 5 rooms

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $20k.

Deal economics

• At list price, monthly cash flow is $778 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $20k).
• Recommended offer: $19k (3.0% below list) — sets the bar for market timing.
• Cap rate 53.0% vs local median 8.9% in Ferguson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, crime F, amenities F.
• Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Central Elementary (180 students, 98% FRL); Ferguson Middle (math 3% / reading 14%, grade F, #376 of 391 statewide, top 96%, 615 students, 100% FRL); Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+9.0%/yr); 165 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $138 of loan paydown is wiped out by about $600 of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($19k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.4% of price; built in 1949 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $19,400 (3.0% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 6.00% ✓
• Cap rate: 52.97%
• Cash-on-cash: 166.70%
• DSCR: 8.42
• GRM: 1.4

CMA / ARV

• ARV (on-the-fly): $87,927
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
317 Mueller Ave	0.00mi	3/1.0 (+1)	1,113 (0%)	2mo	$20,000	$18	94
415 Thomas Ave	0.59mi	2/1.0	1,175 (+6%)	1mo	$149,500	$127	62
5150 Wallingford Dr	0.61mi	3/2.0 (+1)	1,118 (+0%)	3mo	$154,900	$139	59
6006 Cascade Dr	0.67mi	2/1.0	1,044 (-6%)	1mo	$75,000	$72	57
230 Randolph Ave	0.59mi	2/1.0	1,243 (+12%)	4mo	$85,000	$68	50
223 Wiegel Dr	0.67mi	3/1.0 (+1)	1,200 (+8%)	3mo	$95,000	$79	48
8307 Edna Ave	0.48mi	3/1.0 (+1)	1,259 (+13%)	4mo	$59,900	$48	48
8139 Blanchard Dr	0.71mi	2/1.0	984 (-12%)	4mo	$69,900	$71	45
8408 Hawkesbury Dr	0.65mi	3/1.5 (+1)	1,227 (+10%)	2mo	$149,900	$122	44
232 Wesley Ave	0.60mi	2/1.0	1,266 (+14%)	6mo	$158,787	$125	44
53 N Dade Ave	0.58mi	3/3.0 (+1)	1,036 (-7%)	5mo	$40,000	$39	44
838 Abston Ave	0.70mi	2/1.0	959 (-14%)	6mo	$85,000	$89	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 10.41×
• Total profit: $52,690
• Equity at exit: $2,982

10-year hold

• IRR: —
• Equity multiple: 25.77×
• Total profit: $138,717
• Equity at exit: $1,729

Cash invested: $5,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63135

• Rents YoY: 9.0%
• Active inventory: 165
• Price-to-rent: 1.4×

Monthly cashflow live

• Estimated rent: $1,201 high
• Mortgage (P&I): −$105
• Tax from tax record: −$57 /mo · $689/yr
• Insurance: −$8
• HOA: −$0
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $778

Break-even live

Break-even rent $216

Max offer price $20,000

Occupancy floor 30%

Sensitivity live

Price	-10% $789	-5% $784	+0% $778	+5% $772	+10% $767
Rent	-10% $683	-5% $731	+0% $778	+5% $825	+10% $873
Rate	-1.0pp $788	-0.5pp $783	base $778	+0.5pp $773	+1.0pp $767

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $5,000
• Closing costs: $600
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
334 Mueller Ave Saint Louis, MO	1.0	1.0	713	$825	$1.16	25d	1	0.05mi
422 Plaza Ave Saint Louis, MO	3.0	1.0	792	$975	$1.23	0d	1	0.19mi
519 Graf Ave Saint Louis, MO	3.0	2.0	887	$1,297	$1.46	22d	1	0.25mi
265 S Harvey Ave Saint Louis, MO	3.0	1.5	1240	$1,350	$1.09	45d	1	0.27mi
450 S Dade Ave Saint Louis, MO	2.0	1.0	1040	$1,200	$1.15	25d	1	0.28mi
360 S Harvey Ave Saint Louis, MO	2.0	1.0	936	$925	$0.99	45d	1	0.30mi
709 Suburban Ave Saint Louis, MO	2.0	1.0	975	$1,400	$1.44	45d	1	0.31mi
5500 Mable Ave Unit 5530 B1 St. Louis, MO	3.0	1.0	850	$915	$1.08	45d	1	0.32mi
5500 Mable Ave Unit 5518 B4 St. Louis, MO	2.0	1.0	750	$835	$1.11	45d	1	0.32mi
224 S Harvey Ave Saint Louis, MO	2.0	1.0	936	$995	$1.06	0d	1	0.35mi
601 Carson Rd Saint Louis, MO	2.0	1.0	743	$950	$1.28	25d	1	0.51mi
910 Disco Dr Saint Louis, MO	3.0	1.0	924	$1,235	$1.34	0d	1	0.52mi
806 Marvin Ave Saint Louis, MO	2.0	1.0	726	$1,100	$1.52	45d	1	0.54mi
5300 Grove Ave Saint Louis, MO	3.0	1.0	840	$1,295	$1.54	25d	1	0.54mi
246 Louisa Ave Saint Louis, MO	3.0	1.0	1036	$1,600	$1.54	45d	1	0.55mi
60 Mayme Dr Saint Louis, MO	3.0	1.0	960	$1,225	$1.28	0d	1	0.57mi
222 Randolph Ave Saint Louis, MO	2.0	1.0	964	$1,400	$1.45	9d	1	0.62mi
801 Thomas Ave Saint Louis, MO	3.0	1.0	864	$1,350	$1.56	45d	1	0.64mi
223 Wiegel Dr Saint Louis, MO	3.0	1.0	864	$1,560	$1.81	14d	1	0.67mi
324 Emmett Ave Saint Louis, MO	3.0	2.0	1357	$1,650	$1.22	25d	1	0.69mi
6156 Wulff Dr Saint Louis, MO	3.0	2.0	960	$1,395	$1.45	0d	1	0.72mi
222 Henquin Dr Saint Louis, MO	2.0	1.0	816	$1,050	$1.29	19d	1	0.78mi
222 Henquin Dr Saint Louis, MO	2.0	1.0	816	$1,050	$1.29	0d	1	0.78mi
6132 Eaton Dr Saint Louis, MO	2.0	1.0	792	$1,125	$1.42	25d	1	0.78mi
6044 Cascade Dr Saint Louis, MO	2.0	1.0	984	$1,150	$1.17	9d	1	0.79mi
419 S Florissant Rd Ferguson, MO	2.0	1.0	1100	$1,200	$1.09	45d	1	0.81mi
8408 Hill Ave Saint Louis, MO	3.0	2.0	1040	$1,550	$1.49	25d	1	0.81mi
617 Tesmore Pl Saint Louis, MO	2.0	1.0	877	$1,200	$1.37	45d	1	0.82mi
8306 Whitewater Dr Saint Louis, MO	3.0	1.0	792	$1,195	$1.51	9d	1	0.89mi
8306 Whitewater Dr Saint Louis, MO	3.0	1.0	792	$1,195	$1.51	0d	1	0.89mi
12 Lee Ave Saint Louis, MO	2.0	1.0	832	$1,080	$1.30	9d	1	0.90mi
12 Lee Ave Saint Louis, MO	2.0	1.0	832	$1,080	$1.30	0d	1	0.90mi
204 Hawkesbury Dr Saint Louis, MO	2.0	1.0	849	$1,250	$1.47	6d	1	0.91mi
204 Hawkesbury Dr Saint Louis, MO	2.0	1.0	849	$1,250	$1.47	0d	1	0.91mi
110 Paul Ave Saint Louis, MO	3.0	1.0	875	$1,025	$1.17	0d	1	0.96mi
26 Arbor Village Ct Ferguson, MO	1.0–2.0	1.0	714	$950	$1.33	25d	1	0.96mi
6042 Hancock Ave Berkeley, MO	3.0	1.0	1041	$1,495	$1.44	0d	1	0.99mi
6042 Hancock Ave Berkeley, MO	3.0	1.0	1041	$1,495	$1.44	25d	1	0.99mi
6333 Peurifoy Ave Saint Louis, MO	3.0	2.0	840	$1,295	$1.54	25d	1	1.02mi
338 Saint Louis Ave Saint Louis, MO	3.0	1.0	1200	$1,200	$1.00	45d	1	1.02mi

Listing history 37 events

1. 2026-06-21
   days on market $20,000 Active 31 DOM
2. 2026-06-18
   days on market $20,000 Active 28 DOM
3. 2026-06-17
   days on market $20,000 Active 27 DOM
4. 2026-06-16
   days on market $20,000 Active 26 DOM
5. 2026-06-15
   days on market $20,000 Active 25 DOM
6. 2026-06-13
   days on market $20,000 Active 23 DOM
7. 2026-06-13
   days on market $20,000 Active 22 DOM
8. 2026-06-09
   days on market $20,000 Active 19 DOM
9. 2026-06-08
   days on market $20,000 Active 18 DOM
10. 2026-06-07
    days on market $20,000 Active 17 DOM
11. 2026-06-05
    days on market $20,000 Active 14 DOM
12. 2026-06-03
    days on market $20,000 Active 13 DOM
13. 2026-06-02
    days on market $20,000 Active 12 DOM
14. 2026-06-01
    days on market $20,000 Active 11 DOM
15. 2026-05-31
    days on market $20,000 Active 10 DOM
16. 2026-05-21
    listed $20,000 Active
17. 2026-04-30
    soldstatus Closed 705-char remark

    Show marketing remark (705 chars)

    Investor Special in Ferguson! Bring your vision to this fixer-upper contractor project located at 317 Mueller Road, Ferguson, MO 63135. This property offers a solid opportunity for investors, rehabbers, or buyers looking to create instant equity through renovation. Featuring a functional layout and a generous lot, this home is ready for a full transformation. Ideal for a value-add renovation, flip, or long-term rental. Conveniently located near major highways, shopping, schools, and public transportation. Property is being sold AS-IS, seller to make no repairs or inspections. Cash, rehab loans, or hard money preferred. Great potential for the right buyer—don’t miss this opportunity!

18. 2026-04-08
    status Pending 705-char remark

    Show marketing remark (705 chars)

    Investor Special in Ferguson! Bring your vision to this fixer-upper contractor project located at 317 Mueller Road, Ferguson, MO 63135. This property offers a solid opportunity for investors, rehabbers, or buyers looking to create instant equity through renovation. Featuring a functional layout and a generous lot, this home is ready for a full transformation. Ideal for a value-add renovation, flip, or long-term rental. Conveniently located near major highways, shopping, schools, and public transportation. Property is being sold AS-IS, seller to make no repairs or inspections. Cash, rehab loans, or hard money preferred. Great potential for the right buyer—don’t miss this opportunity!

19. 2026-01-23
    listed $20,000 Active 705-char remark

    Show marketing remark (705 chars)

    Investor Special in Ferguson! Bring your vision to this fixer-upper contractor project located at 317 Mueller Road, Ferguson, MO 63135. This property offers a solid opportunity for investors, rehabbers, or buyers looking to create instant equity through renovation. Featuring a functional layout and a generous lot, this home is ready for a full transformation. Ideal for a value-add renovation, flip, or long-term rental. Conveniently located near major highways, shopping, schools, and public transportation. Property is being sold AS-IS, seller to make no repairs or inspections. Cash, rehab loans, or hard money preferred. Great potential for the right buyer—don’t miss this opportunity!

20. 2025-07-23
    status Active
21. 2025-07-21
    price $45,000
22. 2025-07-09
    historical Active Under Contract
23. 2025-06-27
    listed $59,000 Active
24. 2025-06-27
    status Active
25. 2025-05-27
    listed $59,000 Active
26. 2025-01-21
    soldstatus Closed
27. 2024-12-27
    status Pending
28. 2024-12-23
    listed $37,500 Active
29. 2021-01-26
    soldstatus $23,000
30. 2021-01-26
    soldstatus $28,500
31. 2015-06-19
    soldstatus $20,000
32. 2006-05-18
    soldstatus $45,000
33. 2002-07-31
    soldstatus $15,000
34. 2002-05-16
    soldstatus $150,000
35. 1998-09-14
    soldstatus $8,000
36. 1997-12-01
    soldstatus
37. 1983-03-01
    soldstatus $18,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $689 · $57/mo
• Projected year-2 tax: $689 · $57/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,409
• − Mortgage interest: −$1,120
• − Property taxes: −$689
• − Insurance: −$100
• − Repairs & maintenance: −$1,153
• − Management: −$1,153
• − Depreciation: −$582
• Taxable income: $9,612
• Est. tax owed @ 24.0%: −$2,307
• After-tax cash flow: $7,028/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ferguson-Florissant R-II
• NCES district ID: 2912010
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 20% ▼ -6.00%
• Median HH income: $44,610
• Composite: 11.96/100
• National rank: #9666
• State rank: #311 of 324 in MO

Livability — Ferguson

• Score: 58/100
• State rank: #586
• US rank: #20809

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ferguson, MO
• County: Saint Louis County · 888,823 people
• City population: 18,381
• Metro: St. Louis, MO-IL
• Population (ZIP): 18,381
• Household income: $52,328
• Rent vs Own: 45.8% rent · 54.2% own
• Severe rent burden: 957.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 1% Iranian 1% Romanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -152.56%
• Current HPI: 138.6781
• Rent YoY: ▲ 9.03%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+5.8% since first listed

22 events — show timeline

• 2026-05-21 Listed $20,000 MARIS as Distributed by MLS Grid
• 2026-04-30 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2026-04-08 Pending — MARIS as Distributed by MLS Grid
• 2026-01-23 Listed $20,000 MARIS as Distributed by MLS Grid
• 2025-07-23 Relisted — MARIS as Distributed by MLS Grid
• 2025-07-21 Price Changed $45,000 MARIS as Distributed by MLS Grid
• 2025-07-09 Contingent — MARIS as Distributed by MLS Grid
• 2025-06-27 Listed $59,000 MARIS as Distributed by MLS Grid
• 2025-06-27 Relisted — MARIS as Distributed by MLS Grid
• 2025-05-27 Listed $59,000 MARIS as Distributed by MLS Grid
• 2025-01-21 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2024-12-27 Pending — MARIS as Distributed by MLS Grid
• 2024-12-23 Listed $37,500 MARIS as Distributed by MLS Grid
• 2021-01-26 Sold (Public Records) $28,500 Public Records
• 2021-01-26 Sold (Public Records) $23,000 Public Records
• 2015-06-19 Sold (Public Records) $20,000 Public Records
• 2006-05-18 Sold (Public Records) $45,000 Public Records
• 2002-07-31 Sold (Public Records) $15,000 Public Records
• 2002-05-16 Sold (Public Records) $150,000 Public Records
• 1998-09-14 Sold (Public Records) $8,000 Public Records
• 1997-12-01 Sold (Public Records) — Public Records
• 1983-03-01 Sold (Public Records) $18,900 Public Records

Property tax history

+5.5%/yr

Latest (2022): $689 · +3.2% YoY. Source: county tax records.