107 Logan St · Scott, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.0/30.0
- ARV discount +15.0/15.0
- DSCR +7.0/10.0
- 1% rule +5.0/10.0
- Schools +3.6/10.0
- Rent growth +3.5/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$209,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming well maintained patio home located in West Winds subdivision. The open floorplan includes 3 bedrooms, 2 baths, an open dining area, and a 2 car garage. The oversized master suite features a walk-in closet and private bathroom with double sinks. The third bedroom is a spacious loft style room that is ideal for a game room or home based business. The kitchen features stainless appliances, concrete counter tops, under cabinet lighting, breakfast bar, pantry and tons of cabinets. Hard surface wood laminate and tile floor can be found through out the home. French doors open from the living room out to the rear patio where you will find a grilling kitchen and storage building. Keep cool on those hot summer days at the community pool!
Key facts
- French door access
- Open floor plan
- Vinyl privacy fence
Tags
Property features AI
Finance
- HOA & community: Monthly association fee of $20; Association covers accounting; Community pool
Exterior
- Parking: 2 total parking spaces; 2 covered spaces; 2-car garage (garage faces rear); Has open parking
- Utilities: Community sewer; Electric service: SLEMCO
- Home design: Single family residence; Paved road frontage
- Construction: Brick veneer/brick construction; Composition roof
- Exterior features: Outdoor lighting; Open patio/porch
Interior
- Kitchen: Dishwasher; Disposal; Electric stove/oven
- Flooring: Tile; Wood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: High ceilings; Computer nook; Walk-in closet(s); Concrete counters; Wood-burning fireplace
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $209k.
Deal economics
- At list price, monthly cash flow is $333 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (0.1% below list).
- Recommended offer: $203k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Judice Middle School (math 26% / reading 36%, grade F, #110 of 218 statewide, top 51%, 463 students, 61% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL) — zoned schools at 58% FRL track the district average.
- Market conditions: Rents rising fast (+4.1%/yr); 404 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- This rent runs 44% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 24y ago; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $157k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 8.21%
- Cash-on-cash
- 6.83%
- DSCR
- 1.30
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $283,080
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 117 Larry St | 0.06mi | 3/2.0 | 1,800 (+7%) | 0mo | $175,000 | $97 | 85 |
| 109 Kohen Luke Dr | 0.29mi | 3/2.0 | 1,768 (+5%) | 6mo | $190,500 | $108 | 73 |
| 102 Mustang St | 0.15mi | 4/2.0 (+1) | 1,500 (-11%) | 2mo | $192,500 | $128 | 68 |
| 206 Long Creek Ln | 0.71mi | 3/2.0 | 1,684 (-0%) | 7mo | $285,500 | $170 | 61 |
| 205 Long Creek Ln | 0.71mi | 3/2.0 | 1,719 (+2%) | 7mo | $288,700 | $168 | 58 |
| 203 Long Creek Ln | 0.71mi | 3/2.0 | 1,639 (-3%) | 8mo | $286,400 | $175 | 56 |
| 309 Olympic Dr | 0.74mi | 3/2.0 | 1,716 (+2%) | 10mo | $242,500 | $141 | 54 |
| 202 Long Creek Ln | 0.70mi | 3/2.0 | 1,615 (-4%) | 7mo | $275,000 | $170 | 54 |
| 104 Breckenridge Loop | 0.69mi | 3/2.0 | 1,544 (-8%) | 3mo | $212,500 | $138 | 52 |
| 126 Crooked Pine Ln | 0.71mi | 3/2.0 | 1,519 (-10%) | 6mo | $303,000 | $199 | 46 |
| 204 Long Creek Ln | 0.71mi | 3/2.0 | 1,519 (-10%) | 7mo | $269,999 | $178 | 45 |
| 208 Long Creek Ln | 0.71mi | 4/2.0 (+1) | 1,873 (+11%) | 1mo | $289,999 | $155 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.12% rent growth · sell at horizon
- IRR
- -4.7%
- Equity multiple
- 0.82×
- Total profit
- $-10,313
- Equity at exit
- $31,163
- IRR
- 6.2%
- Equity multiple
- 1.48×
- Total profit
- $28,138
- Equity at exit
- $18,071
Cash invested: $58,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70506
- Home prices YoY
- -34.8%
- Rents YoY
- 4.1%
- Active inventory
- 404
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,087 medium interval (Pro) →
- Mortgage (P&I)
- −$1,096
- Tax from tax record
- −$113 /mo · $1,350/yr
- Insurance
- −$87
- HOA
- −$20
- Vacancy / Maint / Mgmt
- −$438
- Net cashflow
- $333
Break-even live
Sensitivity live
| Price | -10% $452 | -5% $392 | +0% $333 | +5% $274 | +10% $215 |
|---|---|---|---|---|---|
| Rent | -10% $168 | -5% $251 | +0% $333 | +5% $416 | +10% $498 |
| Rate | -1.0pp $438 | -0.5pp $386 | base $333 | +0.5pp $279 | +1.0pp $224 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,250
- Closing costs
- $6,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 401 Pinto St Lafayette, LA | 3.0 | 2.0 | 1601 | $2,300 | $1.44 | 44d | 1 | 0.05mi |
| 108 Appleoak Ave Unit B Lafayette, LA | 2.0 | 2.5 | 1348 | $1,495 | $1.11 | 44d | 1 | 1.25mi |
| 1313 Apollo Rd Scott, LA | 1.0–3.0 | 1.0–2.0 | 1100 | $2,000 | $1.82 | 14d | 10 | 1.37mi |
HOA detail
- Monthly dues
- $20 · $240/yr
- Likely covers
- pool
Listing history 32 events
-
2026-06-18days on market $209,000 Active 33 DOM
-
2026-06-17days on market $209,000 Active 32 DOM
-
2026-06-16days on market $209,000 Active 31 DOM
-
2026-06-15days on market $209,000 Active 30 DOM
-
2026-06-14days on market $209,000 Active 28 DOM
-
2026-06-13pricedays on market $209,000 Active 27 DOM
-
2026-06-10days on market $219,000 Active 25 DOM
-
2026-06-09days on market $219,000 Active 24 DOM
-
2026-06-08days on market $219,000 Active 23 DOM
-
2026-06-07days on market $219,000 Active 22 DOM
-
2026-06-05days on market $219,000 Active 19 DOM
-
2026-06-03days on market $219,000 Active 18 DOM
-
2026-06-02days on market $219,000 Active 17 DOM
-
2026-06-01days on market $219,000 Active 16 DOM
-
2026-05-31price $219,000 Active 15 DOM
-
2026-05-31days on market $224,900 Active 15 DOM
-
2026-05-30days on market $224,900 Active 14 DOM
-
2026-05-12$224,900 Active
-
2017-06-27soldstatus $157,000
-
2017-06-26soldstatus $157,000 748-char remark
Show marketing remark (748 chars)
Charming well maintained patio home located in West Winds subdivision. The open floorplan includes 3 bedrooms, 2 baths, an open dining area, and a 2 car garage. The oversized master suite features a walk-in closet and private bathroom with double sinks. The third bedroom is a spacious loft style room that is ideal for a game room or home based business. The kitchen features stainless appliances, concrete counter tops, under cabinet lighting, breakfast bar, pantry and tons of cabinets. Hard surface wood laminate and tile floor can be found through out the home. French doors open from the living room out to the rear patio where you will find a grilling kitchen and storage building. Keep cool on those hot summer days at the community pool!
-
2017-05-18$159,000 748-char remark
Show marketing remark (748 chars)
Charming well maintained patio home located in West Winds subdivision. The open floorplan includes 3 bedrooms, 2 baths, an open dining area, and a 2 car garage. The oversized master suite features a walk-in closet and private bathroom with double sinks. The third bedroom is a spacious loft style room that is ideal for a game room or home based business. The kitchen features stainless appliances, concrete counter tops, under cabinet lighting, breakfast bar, pantry and tons of cabinets. Hard surface wood laminate and tile floor can be found through out the home. French doors open from the living room out to the rear patio where you will find a grilling kitchen and storage building. Keep cool on those hot summer days at the community pool!
-
2013-03-01soldstatus $137,900
-
2013-02-28soldstatus $137,900 518-char remark
Show marketing remark (518 chars)
ADORABLE 3BD 2BA HOME SHOWS PRIDE OF OWNERSHIP! SPACIOUS 1800 SQ FT OF LIVING AREA; VAULTED CEILINGS, OPEN FLOOR PLAN; LIVNING ROOM WITH WOODBURNING FIREPLACE; DINING AREA WITH FRENCHDOOR ACCESS TO PATIO; DOWNSTAIRS MASTERBEDROOM SUITE WITH WALK-IN CLOSET; GUEST BEDROOM DOWNSTAIRS; UPSTAIRS AREA CAN BE USED AS A BEDROOM, GAME ROOM, OFFICE OR MEDIA ROOM. LOTS OF STORAGE SPACE THROUGH OUT HOME; PERGOLA IN BACKYARD WITH VINYL FENCE; NEIGHBORHOOD POOL; VERY EASY ACCESS TO I-10, SHOPPING/SCHOOLS/RESTAURANTS/HOSPITALS!
-
2012-12-17$139,900 518-char remark
Show marketing remark (518 chars)
ADORABLE 3BD 2BA HOME SHOWS PRIDE OF OWNERSHIP! SPACIOUS 1800 SQ FT OF LIVING AREA; VAULTED CEILINGS, OPEN FLOOR PLAN; LIVNING ROOM WITH WOODBURNING FIREPLACE; DINING AREA WITH FRENCHDOOR ACCESS TO PATIO; DOWNSTAIRS MASTERBEDROOM SUITE WITH WALK-IN CLOSET; GUEST BEDROOM DOWNSTAIRS; UPSTAIRS AREA CAN BE USED AS A BEDROOM, GAME ROOM, OFFICE OR MEDIA ROOM. LOTS OF STORAGE SPACE THROUGH OUT HOME; PERGOLA IN BACKYARD WITH VINYL FENCE; NEIGHBORHOOD POOL; VERY EASY ACCESS TO I-10, SHOPPING/SCHOOLS/RESTAURANTS/HOSPITALS!
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2011-06-28$139,900
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2009-04-27soldstatus
-
2009-04-27soldstatus $137,000
-
2009-04-24soldstatus $137,000
-
2008-02-06$145,000
-
2006-02-17soldstatus $129,000
-
2005-11-07$135,000
-
2002-01-01$107,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,350 · $113/mo
- Projected year-2 tax
- $1,350 · $113/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,046
- − Mortgage interest
- −$11,707
- − Property taxes
- −$1,350
- − Insurance
- −$1,045
- − Repairs & maintenance
- −$2,004
- − Management
- −$2,004
- − HOA
- −$240
- − Depreciation
- −$6,080
- Taxable income
- $616
- Est. tax owed @ 24.0%
- −$148
- After-tax cash flow
- $3,851/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Scott
- Score
- 66/100
- State rank
- #116
- US rank
- #11265
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Scott, LA
- County
- Lafayette Parish · 207,544 people
- City population
- 8,670
- Metro
- Lafayette, LA
- Population (ZIP)
- 42,318
- Household income
- $57,379
- Rent vs Own
- Severe rent burden
- 2095.0
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 60% Black 20% Hispanic / Latino 13% Two or more races 13% Asian 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 18% Armenian 1% Slovak 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 83% English-only · Spanish 9% French/Haitian/Cajun 3% Vietnamese 1%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.28%
- Current HPI
- 140.8445
- Rent YoY
- ▲ 4.12%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+108.4% since first listed15 events — show timeline
- 2026-05-12 Listed $224,900 AcadianaMLS
- 2017-06-27 Sold (Public Records) $157,000 Public Records
- 2017-06-26 Sold (MLS) $157,000 AcadianaMLS
- 2017-05-18 Listed $159,000 AcadianaMLS
- 2013-03-01 Sold (Public Records) $137,900 Public Records
- 2013-02-28 Sold (MLS) $137,900 AcadianaMLS
- 2012-12-17 Listed $139,900 AcadianaMLS
- 2011-06-28 Listed $139,900 AcadianaMLS
- 2009-04-27 Sold (Public Records) $137,000 Public Records
- 2009-04-27 Sold (Public Records) — Public Records
- 2009-04-24 Sold (MLS) $137,000 AcadianaMLS
- 2008-02-06 Listed $145,000 AcadianaMLS
- 2006-02-17 Sold (MLS) $129,000 AcadianaMLS
- 2005-11-07 Listed $135,000 AcadianaMLS
- 2002-01-01 Listed $107,900 AcadianaMLS
Property tax history
+8.7%/yrLatest (2025): $1,350 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…