2 Poplar St · Poughkeepsie, NY 12601

$349,000

4 bd · 2.0 ba · 1,512 sqft · MultiFamily public records · 29 Days on market

Built 1936 4,792 sqft lot $231/sqft · 49% below area Est $686k · 49% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.3/30.0
• ARV discount +15.0/15.0
• 1% rule +6.0/10.0
• DSCR +5.0/10.0
• Livability +3.9/5.0
• Rent growth +3.4/5.0
• Schools +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Positioned in a highly convenient and consistently desirable location, this well-maintained two-family property at 2 Poplar Street offers an exceptional opportunity for both investors and owner-occupants alike. With strong in-place rental income and a clean expense profile, the property presents as a stable, turnkey investment with immediate cash flow. Each unit features 2 bedrooms and 1 full bathroom, offering comfortable, functional layouts that appeal to a broad tenant base. Off-street parking adds to the property's everyday convenience, an increasingly valuable amenity for renters in this area. With a solid rental history and practical unit configurations, the property supports reliable income generation from day one. Whether you're looking to expand your portfolio or offset your living expenses by occupying one unit while renting the other, this property delivers flexibility and long-term value. Location is a standout feature. Ideally situated just minutes from Marist College, Dutchess Community College, and the renowned Culinary Institute of America, the property benefits from strong rental demand driven by faculty, and staff. Commuters will appreciate easy access to Metro-North Railroad, while nearby attractions like the Walkway Over the Hudson and the Mid-Hudson Bridge enhance the area's appeal. Proximity to Mid-Hudson Regional Hospital further strengthens rental stability, attracting healthcare professionals and support staff. With a compelling combination of location, layout, and income potential, 2 Poplar Street stands out as a smart investment in the heart of the Hudson Valley.

Key facts

• Solid rental history
• Two-family property
• Off-street parking

Tags

• TWO-FAMILY PROPERTY
• STRONG RENTAL INCOME
• OFF-STREET PARKING
• SOLID RENTAL HISTORY
• MINUTES FROM MARIST COLLEGE

Property features AI

Exterior

• Parking: Off-street parking; Parking lot
• Utilities: Electricity connected (Central Hudson); Water connected; Public sewer; Trash collection (private)
• Home design: Duplex; Total building area approximately 1512 square feet
• Construction: Frame construction with vinyl siding; Stone foundation
• Exterior features: Exterior lighting; Back yard; Front yard; Cleared lot; Level lot; Near public transit

Interior

• Bedrooms: Two 2-bedroom units (multi-unit duplex)
• Flooring: Tile flooring; Vinyl flooring
• Bathrooms: Two full bathrooms
• Heating & cooling: Baseboard heating; Hot water heating; Oil heating; No central cooling
• Interior features: Ceiling fan(s); Double pane and insulated windows; Porch

🏷️ Possibly a rental listed for sale. The $349,000 price doesn't fit this home's estimated sale value (~$686,156) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2 × 2-bed/1.0-bath units multifamily listed at $349k.

Deal economics

• At list price, monthly cash flow is $134 ($2k/yr) — positive. Per door: $67/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $349k).
• Recommended offer: $344k (1.5% below list) — sets the bar for market timing.
• Cap rate 6.9% vs local median 3.4% in Poughkeepsie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#165 in NY, #2,577 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing A-; Watch: employment D+, crime F.
• Poughkeepsie City School District (suburban): math 29% / reading 42% proficiency, ranked #559 of 590 in NY (top 95%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Morse Young Magnet School (math 12% / reading 17%, grade F, #2,041 of 2,108 statewide, top 97%, 495 students, 0% FRL); Poughkeepsie Middle School (math 8% / reading 37%, grade F, #650 of 729 statewide, top 90%, 877 students, 82% FRL); Poughkeepsie High School (math 59% / reading 67%, grade B-, #819 of 1,100 statewide, top 74%, 1,165 students, 74% FRL) — zoned schools average 52% FRL vs 73% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising (+3.7%/yr); 189 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 620 units permitted in Dutchess County in 2024 (242 in 5+ unit buildings).
• At $3,843/mo this rent would consume 72% of the median local household income ($64k/yr) (locally 2891% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Dutchess County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($344k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $173k; list at $349k implies a 102% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; flood insurance adds $56/mo; built in 1936 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $343,765 (1.5% below list)

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 6.94%
• Cash-on-cash: 2.32%
• DSCR: 1.10
• GRM: 7.6

CMA / ARV

• ARV (median comp): $686,156
• List price: $349,000
• Delta: -49.14%
• Verdict: UNDERPRICED
• Comps: 18 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15 Vernon Ter	0.32mi	4/2.0	1,500 (-1%)	15mo	$335,000	$223	71
45 Vernon Ter	0.40mi	4/2.0	1,500 (-1%)	15mo	$310,000	$207	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.67% rent growth · sell at horizon

5-year hold

• IRR: -12.7%
• Equity multiple: 0.54×
• Total profit: $-45,068
• Equity at exit: $52,037

10-year hold

• IRR: -2.3%
• Equity multiple: 0.84×
• Total profit: $-15,968
• Equity at exit: $30,175

Cash invested: $97,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 12601

• Rents YoY: 3.7%
• Active inventory: 189
• Price-to-rent: 15.1×

Monthly cashflow live

• Estimated rent: $3,843 high
• Mortgage (P&I): −$1,830
• Tax from tax record: −$871 /mo · $10,453/yr
• Insurance: −$145
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$807
• Net cashflow: $134

Break-even live

Break-even rent $3,674

Max offer price $349,000

Occupancy floor 92%

Sensitivity live

Price	-10% $331	-5% $233	+0% $134	+5% $35	+10% $-64
Rent	-10% $-170	-5% $-18	+0% $134	+5% $286	+10% $437
Rate	-1.0pp $309	-0.5pp $223	base $134	+0.5pp $43	+1.0pp $-49

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$3,844
Total (2 units)			$3,843

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,250
• Closing costs: $10,470
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
50 Parker Ave Unit 3 Poughkeepsie, NY	3.0	1.0	1300	$2,100	$1.62	44d	1	0.27mi
50 Parker Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1300	$2,150	$1.65	24d	1	0.27mi
40 Parker Ave Apt 1 Poughkeepsie, NY	3.0	1.0	1100	$2,100	$1.91	44d	1	0.28mi
197 N Hamilton St #2 Poughkeepsie, NY	3.0	1.0	1056	$2,200	$2.08	24d	1	0.36mi
77 Marshall St Fl 1 Poughkeepsie, NY	3.0	1.0	1050	$2,250	$2.14	24d	1	0.40mi
77 Marshall St Unit 1F Poughkeepsie, NY	3.0	1.0	1050	$2,350	$2.24	44d	1	0.40mi
77 Marshall St Poughkeepsie, NY	3.0	1.0	1050	$2,250	$2.14	44d	1	0.40mi
32 Balding Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1226	$2,500	$2.04	44d	1	0.42mi
61 Delafield St Unit 2 Poughkeepsie, NY	3.0	1.0	1400	$2,600	$1.86	14d	1	0.45mi
156 N Clinton St Apt 2 Poughkeepsie, NY	3.0	1.0	1300	$1,800	$1.38	24d	1	0.46mi
43 High St Unit 1 Poughkeepsie, NY	4.0	1.0	1250	$2,300	$1.84	24d	1	0.48mi
6mt Carmel PL Unit 2 Poughkeepsie, NY	3.0	1.0	1250	$2,500	$2.00	24d	1	0.66mi
2 Park Pl Unit 2 Poughkeepsie, NY	3.0	1.0	1380	$1,900	$1.38	24d	1	0.70mi
236 Mansion St #2 Poughkeepsie, NY	3.0	1.0	2076	$2,600	$1.25	44d	1	0.77mi
9 Bartlett St Poughkeepsie, NY	3.0	1.0	1080	$2,000	$1.85	24d	1	0.81mi
1 S Hamilton St Unit 3 Poughkeepsie, NY	3.0	1.0	1100	$2,500	$2.27	44d	1	0.90mi
197 Winnikee Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1344	$2,600	$1.93	44d	1	0.97mi
94 Winnikee Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1100	$2,000	$1.82	14d	1	1.04mi
148 Winnikee Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1198	$1,900	$1.59	44d	1	1.04mi
104 Winnikee Ave #3 Poughkeepsie, NY	3.0	1.0	1100	$2,200	$2.00	44d	1	1.06mi
32 Salt Point Tpke Poughkeepsie, NY	3.0	2.5	1761	$3,000	$1.70	21d	1	1.06mi
49 S Hamilton St Unit 2 Poughkeepsie, NY	3.0	1.0	1100	$2,000	$1.82	44d	1	1.07mi
1 Grove St Poughkeepsie, NY	3.0	1.0	1200	$1,750	$1.46	44d	1	1.20mi
25 Virginia Ave Unit 1 Poughkeepsie, NY	3.0	1.0	1150	$2,200	$1.91	44d	1	1.25mi
36 Pine St Unit Three Bedroom Waitlist Poughkeepsie, NY	3.0	2.0	1299	$3,300	$2.54	44d	1	1.26mi
8 Fox Ter Unit 1 Poughkeepsie, NY	3.0	1.0	1450	$2,200	$1.52	44d	1	1.31mi
15 Forbus St Poughkeepsie, NY	3.0	1.0	2140	$2,500	$1.17	24d	1	1.34mi
37 Roosevelt Ave Unit 1 Poughkeepsie, NY	3.0	1.0	1250	$2,000	$1.60	21d	1	1.37mi
1 Dean Pl Poughkeepsie, NY	3.0	2.5	1700	$4,000	$2.35	14d	1	1.43mi
18 Innis Ave Unit 1 Poughkeepsie, NY	3.0	1.0	1344	$2,500	$1.86	24d	1	1.44mi
50 Crestwood Blvd Poughkeepsie, NY	3.0	2.0	1600	$2,595	$1.62	14d	1	1.50mi

Listing history 16 events

1. 2026-06-03
   status $349,000 Pending 29 DOM
2. 2026-06-02
   days on market $349,000 Active 29 DOM

   Show marketing remark (1616 chars)

   Positioned in a highly convenient and consistently desirable location, this well-maintained two-family property at 2 Poplar Street offers an exceptional opportunity for both investors and owner-occupants alike. With strong in-place rental income and a clean expense profile, the property presents as a stable, turnkey investment with immediate cash flow. Each unit features 2 bedrooms and 1 full bathroom, offering comfortable, functional layouts that appeal to a broad tenant base. Off-street parking adds to the property's everyday convenience, an increasingly valuable amenity for renters in this area. With a solid rental history and practical unit configurations, the property supports reliable income generation from day one. Whether you're looking to expand your portfolio or offset your living expenses by occupying one unit while renting the other, this property delivers flexibility and long-term value. Location is a standout feature. Ideally situated just minutes from Marist College, Dutchess Community College, and the renowned Culinary Institute of America, the property benefits from strong rental demand driven by faculty, and staff. Commuters will appreciate easy access to Metro-North Railroad, while nearby attractions like the Walkway Over the Hudson and the Mid-Hudson Bridge enhance the area's appeal. Proximity to Mid-Hudson Regional Hospital further strengthens rental stability, attracting healthcare professionals and support staff. With a compelling combination of location, layout, and income potential, 2 Poplar Street stands out as a smart investment in the heart of the Hudson Valley.

3. 2026-06-01
   days on market $349,000 Active 28 DOM
4. 2026-05-31
   days on market $349,000 Active 27 DOM
5. 2026-05-30
   days on market $349,000 Active 26 DOM
6. 2026-05-12
   historical Active Under Contract 1616-char remark

   Show marketing remark (1616 chars)

   Positioned in a highly convenient and consistently desirable location, this well-maintained two-family property at 2 Poplar Street offers an exceptional opportunity for both investors and owner-occupants alike. With strong in-place rental income and a clean expense profile, the property presents as a stable, turnkey investment with immediate cash flow. Each unit features 2 bedrooms and 1 full bathroom, offering comfortable, functional layouts that appeal to a broad tenant base. Off-street parking adds to the property's everyday convenience, an increasingly valuable amenity for renters in this area. With a solid rental history and practical unit configurations, the property supports reliable income generation from day one. Whether you're looking to expand your portfolio or offset your living expenses by occupying one unit while renting the other, this property delivers flexibility and long-term value. Location is a standout feature. Ideally situated just minutes from Marist College, Dutchess Community College, and the renowned Culinary Institute of America, the property benefits from strong rental demand driven by faculty, and staff. Commuters will appreciate easy access to Metro-North Railroad, while nearby attractions like the Walkway Over the Hudson and the Mid-Hudson Bridge enhance the area's appeal. Proximity to Mid-Hudson Regional Hospital further strengthens rental stability, attracting healthcare professionals and support staff. With a compelling combination of location, layout, and income potential, 2 Poplar Street stands out as a smart investment in the heart of the Hudson Valley.

7. 2026-05-04
   listed $349,000 Active 1616-char remark

   Show marketing remark (1616 chars)

   Positioned in a highly convenient and consistently desirable location, this well-maintained two-family property at 2 Poplar Street offers an exceptional opportunity for both investors and owner-occupants alike. With strong in-place rental income and a clean expense profile, the property presents as a stable, turnkey investment with immediate cash flow. Each unit features 2 bedrooms and 1 full bathroom, offering comfortable, functional layouts that appeal to a broad tenant base. Off-street parking adds to the property's everyday convenience, an increasingly valuable amenity for renters in this area. With a solid rental history and practical unit configurations, the property supports reliable income generation from day one. Whether you're looking to expand your portfolio or offset your living expenses by occupying one unit while renting the other, this property delivers flexibility and long-term value. Location is a standout feature. Ideally situated just minutes from Marist College, Dutchess Community College, and the renowned Culinary Institute of America, the property benefits from strong rental demand driven by faculty, and staff. Commuters will appreciate easy access to Metro-North Railroad, while nearby attractions like the Walkway Over the Hudson and the Mid-Hudson Bridge enhance the area's appeal. Proximity to Mid-Hudson Regional Hospital further strengthens rental stability, attracting healthcare professionals and support staff. With a compelling combination of location, layout, and income potential, 2 Poplar Street stands out as a smart investment in the heart of the Hudson Valley.

8. 2026-05-04
   listed $349,000 Active 1619-char remark

   Show marketing remark (1616 chars)

   Positioned in a highly convenient and consistently desirable location, this well-maintained two-family property at 2 Poplar Street offers an exceptional opportunity for both investors and owner-occupants alike. With strong in-place rental income and a clean expense profile, the property presents as a stable, turnkey investment with immediate cash flow. Each unit features 2 bedrooms and 1 full bathroom, offering comfortable, functional layouts that appeal to a broad tenant base. Off-street parking adds to the property's everyday convenience, an increasingly valuable amenity for renters in this area. With a solid rental history and practical unit configurations, the property supports reliable income generation from day one. Whether you're looking to expand your portfolio or offset your living expenses by occupying one unit while renting the other, this property delivers flexibility and long-term value. Location is a standout feature. Ideally situated just minutes from Marist College, Dutchess Community College, and the renowned Culinary Institute of America, the property benefits from strong rental demand driven by faculty, and staff. Commuters will appreciate easy access to Metro-North Railroad, while nearby attractions like the Walkway Over the Hudson and the Mid-Hudson Bridge enhance the area's appeal. Proximity to Mid-Hudson Regional Hospital further strengthens rental stability, attracting healthcare professionals and support staff. With a compelling combination of location, layout, and income potential, 2 Poplar Street stands out as a smart investment in the heart of the Hudson Valley.

9. 2024-02-01
   historical $1,800
10. 2024-01-14
    price $1,800
11. 2023-11-30
    listed $1,950
12. 2019-11-22
    soldstatus $173,000
13. 2019-11-06
    soldstatus $173,000

    Show marketing remark (651 chars)

    Nice 2 Family in great neighborhood, First floor 2 br apt new carpet & just painted. Second floor 2 br apt has 3 walk in closets & Tenant using 2nd Br as D/R. Great tenants with leases until 2021. Off street parking in rear. Convenient location close to Marist, Mid Hudson Regional Hospital, Walkway over the Hudson & Rt 9 for shopping.,AboveGrade:1512,FLOORING:Ceramic Tile,OwnerPays:Sewer,Taxes,Garbage/Trash,Oil,Water,Unfinished Square Feet:864,FOUNDATION:Stone,ROOF:Asphalt Shingles,EQUIPMENT:Carbon Monoxide Detector,Smoke Detectors,Below Grnd Sq Feet:864,InteriorFeatures:Walk-In Closets,Electric Stove Connection,Cooling:Ceiling Fan

14. 2019-07-26
    listed $183,000

    Show marketing remark (651 chars)

    Nice 2 Family in great neighborhood, First floor 2 br apt new carpet & just painted. Second floor 2 br apt has 3 walk in closets & Tenant using 2nd Br as D/R. Great tenants with leases until 2021. Off street parking in rear. Convenient location close to Marist, Mid Hudson Regional Hospital, Walkway over the Hudson & Rt 9 for shopping.,AboveGrade:1512,FLOORING:Ceramic Tile,OwnerPays:Sewer,Taxes,Garbage/Trash,Oil,Water,Unfinished Square Feet:864,FOUNDATION:Stone,ROOF:Asphalt Shingles,EQUIPMENT:Carbon Monoxide Detector,Smoke Detectors,Below Grnd Sq Feet:864,InteriorFeatures:Walk-In Closets,Electric Stove Connection,Cooling:Ceiling Fan

15. 2005-03-07
    soldstatus $225,000
16. 1997-05-15
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $10,453 · $871/mo
• Projected year-2 tax: $10,453 · $871/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 76% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,116
• − Mortgage interest: −$19,549
• − Property taxes: −$10,453
• − Insurance: −$2,412
• − Repairs & maintenance: −$3,689
• − Management: −$3,689
• − Depreciation: −$10,153
• Taxable loss: −$3,829
• Est. tax savings @ 24.0%: +$919
• After-tax cash flow: $2,524/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Poughkeepsie City School District
• NCES district ID: 3623760
• Math proficiency: 29% ▲ 5.00%
• Reading proficiency: 42% ▲ 12.00%
• Median HH income: $39,159
• Composite: 29.68/100
• National rank: #6459
• State rank: #559 of 590 in NY

Livability — Poughkeepsie

• Score: 78/100
• State rank: #165
• US rank: #2577

Category grades

Amenities B Commute A+ Cost of living C Crime F Employment D+ Housing A- Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Poughkeepsie, NY
• County: Dutchess County · 188,048 people
• City population: 86,468
• Metro: Poughkeepsie-Newburgh-Middletown, NY
• Population (ZIP): 44,164
• Household income: $63,652
• Rent vs Own: 56.8% rent · 43.2% own
• Severe rent burden: 2891.0

Population outlook (Dutchess County) Hauer SSP2

• Today (2025): 291,768 people
• By 2030: 287,131 · -1.6%
• By 2040: 274,881 · -5.8%
• By 2050: 259,971 · -10.9%
• By 2075: 235,366 · -19.3%
• By 2100: 208,786 · -28.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 44% Black 24% Hispanic / Latino 22% Two or more races 17% Asian 3%
• Hispanic origin (detail): Mexican 8% Puerto Rican 5% Dominican 1%
• Common ancestry: Romanian 3% Iranian 1% Lithuanian 1%
• Foreign-born: 19% · Canada, China
• Languages at home: 79% English-only · Spanish 15% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Dutchess

• 2024 margin: Lean D (+5.4) · D 52.7% · R 47.3%
• 2008→2024 swing: -3.2pp toward R · 2008: 8.6pp · 2024: 5.4pp
• All cycles: 2024: D+5.4 2020: D+9.6 2016: R+1.1 2012: D+6.6 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -210.62%
• Current HPI: 293.9789
• Rent YoY: ▲ 3.67%
• Metro: Poughkeepsie-Newburgh-Middletown, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+1296.0% since first listed

13 events — show timeline

• 2026-06-02 Pending — HVCRMLS
• 2026-06-02 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-05-12 Contingent — HVCRMLS
• 2026-05-04 Listed $349,000 OneKey® MLS as Distributed by MLS Grid
• 2026-05-04 Listed $349,000 HVCRMLS
• 2024-02-01 Rental Removed $1,800 ONEKEY
• 2024-01-14 Price Changed $1,800 ONEKEY
• 2023-11-30 Listed for Rent $1,950 ONEKEY
• 2019-11-22 Sold (Public Records) $173,000 Public Records
• 2019-11-06 Sold (MLS) $173,000 OneKey® MLS as Distributed by MLS Grid
• 2019-07-26 Listed $183,000 OneKey® MLS as Distributed by MLS Grid
• 2005-03-07 Sold (Public Records) $225,000 Public Records
• 1997-05-15 Sold (Public Records) $25,000 Public Records

Property tax history

+7.5%/yr

Latest (2025): $10,453 · +54.4% YoY. Source: county tax records.