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8735 W Saguaro Moon Rd
D Composite 44.8
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +3.4/5.0
  • Livability +3.4/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$1

8735 W Saguaro Moon Rd · Marana, AZ 85653
4 bd · 3.0 ba · 2,311 sqft · SingleFamily public records · 20 Days on market
Built 2014 6,142 sqft lot $107/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Relax this summer with your very own pool! This gorgeous resort-like backyard has a sparkling pool, in-ground trampoline, artistic pavers, and turf. This well maintained home has a huge loft, 4 bedrooms, 2.5 baths, 2311 Sq Ft and PAID OFF SOLAR! This kitchen is a chef's dream; it features beautiful cabinets and a large pantry. This home boasts ceiling fans, new shutters, and low care tile floors. Large loft that would be perfect for a home office, gym, movie room, or kid's play room. Spacious owner's suite has a huge walk-in closet. Great community with clubhouse, fitness center, pool, splash pad, playgrounds and a walk/bike path. Did I mention that the solar panels are PAID OFF?!

Key facts

  • 6,142 sq ft lot
  • 2 garage spots
  • Pool

Property features AI

Finance

  • HOA & community: Part of Saguaro Bloom Master association; Community pool; HOA dues approximately $107 per month covering common area maintenance

Exterior

  • Parking: 2-car garage; 2 covered parking spaces
  • Utilities: Water from a water company; Sewer connected
  • Home design: Single-family home; Two levels; Solar panels
  • Construction: Frame with stucco exterior; Tile roof
  • Exterior features: Covered patio/porch; Block fencing; Subdivided lot; Paved road access

Interior

  • Kitchen: Dishwasher
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms and 1 half bathroom (3 total)
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Kitchen island; Dishwasher
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $2k ($22k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $1).
  • Cap rate 2248518.4% vs local median 3.3% in Marana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#67 in AZ) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
  • Marana Unified District (4404) (suburban): math 31% / reading 37% proficiency, ranked #83 of 249 in AZ (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Marana Middle School (math 24% / reading 30%, grade F, #97 of 218 statewide, top 45%, 907 students, 44% FRL); Marana High School (math 21% / reading 24%, grade F, #210 of 381 statewide, top 55%, 2,379 students, 36% FRL).
  • Market conditions: Rents rising (+3.4%/yr); 412 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.4% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($0) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
250730.00%
Cap rate
2248518.40%
Cash-on-cash
8030400.38%
DSCR
357308.63
GRM
0.0

CMA / ARV

ARV (on-the-fly)
$501,487
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9793 N Heavenly Bamboo Dr 0.11mi 4/3.0 2,273 (-2%) 2mo $544,900 $240 91
9801 N Heavenly Bamboo Dr 0.11mi 4/3.0 2,273 (-2%) 2mo $529,900 $233 90
8650 W Soaptree Yucca Pl 0.18mi 4/3.0 2,224 (-4%) 2mo $482,900 $217 84
8803 W Saguaro Moon Rd 0.10mi 3/2.0 (-1) 2,241 (-3%) 1mo $413,000 $184 81
9946 N Blue Hibiscus Dr 0.32mi 4/3.0 2,168 (-6%) 0mo $542,000 $250 74
8817 W Atlow Rd 0.10mi 3/2.5 (-1) 2,574 (+11%) 1mo $385,000 $150 69
8682 W Prairie Acacia Dr 0.18mi 4/2.0 2,051 (-11%) 2mo $449,900 $219 68
8942 W Twin Springs Dr 0.28mi 4/3.0 2,574 (+11%) 0mo $438,000 $170 67
9136 Blue Saguaro St 0.60mi 4/2.5 2,436 (+5%) 1mo $525,000 $216 60
8874 W Red Spike Ice Dr 0.73mi 4/3.0 2,219 (-4%) 1mo $435,000 $196 58
10094 N Cardon Grande Trl 0.53mi 4/3.0 2,027 (-12%) 1mo $399,000 $197 54
10298 N Desert Tea Dr 0.73mi 4/3.0 2,535 (+10%) 1mo $560,000 $221 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.43% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
430478.14×
Total profit
$120,534
Equity at exit
$0
10-year hold
IRR
Equity multiple
941284.00×
Total profit
$263,559
Equity at exit
$0

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85653

Home prices YoY
-21.8%
Rents YoY
3.4%
Active inventory
412

Monthly cashflow live

Estimated rent
$2,507 high interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$107
Vacancy / Maint / Mgmt
$527
Net cashflow
$1,874

Break-even live

Break-even rent $135
Max offer price $1
Occupancy floor 20%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8869 W Irongate Rd Marana, AZ 4.0 2.0 2255 $2,249 $1.00 21d 1 0.16mi
10151 N Sand Sage Trl Marana, AZ 3.0 2.0 1593 $2,150 $1.35 43d 1 0.55mi
9848 N Howling Wolf Rd Marana, AZ 5.0 3.0 2587 $2,900 $1.12 43d 1 0.61mi
8756 W Weeping Dalea Dr Marana, AZ 3.0 2.0 1635 $2,399 $1.47 20d 1 0.67mi
8756 W Weeping Dalea Dr Marana, AZ 3.0 2.0 1635 $2,399 $1.47 23d 1 0.67mi
8167 W Circulo de los Morteros Tucson, AZ 4.0 2.0 1917 $2,600 $1.36 11d 1 0.68mi
10151 N Leopard Gecko Ter Marana, AZ 4.0 2.5 1856 $2,140 $1.15 44d 1 0.83mi
10207 N Onyx Moon Dr Tucson, AZ 3.0 2.0 1618 $2,100 $1.30 23d 1 0.86mi
9286 W Creosote Rain Dr Marana, AZ 4.0 2.0 1739 $2,095 $1.20 43d 1 0.99mi
10213 N Leopard Gecko Ter Marana, AZ 4.0 2.0 1787 $2,290 $1.28 43d 1 0.99mi
7925 W Mural Hill Dr Tucson, AZ 3.0 2.0 1575 $1,850 $1.17 43d 1 1.32mi
7706 W Desert Paintbrush Ct Unit NA Tucson, AZ 5.0 3.5 2650 $2,400 $0.91 10d 1 1.38mi

HOA detail

Monthly dues
$107 · $1,284/yr
Likely covers
landscapingpoolgym

Listing history 18 events

  1. 2026-06-15
    days on market $1 Active 20 DOM
  2. 2026-06-13
    days on market $1 Active 18 DOM
  3. 2026-06-13
    days on market $1 Active 17 DOM
  4. 2026-06-10
    days on market $1 Active 15 DOM
  5. 2026-06-09
    days on market $1 Active 14 DOM
  6. 2026-06-08
    days on market $1 Active 13 DOM
  7. 2026-06-07
    days on market $1 Active 12 DOM
  8. 2026-06-05
    days on market $1 Active 9 DOM
  9. 2026-06-03
    days on market $1 Active 8 DOM
  10. 2026-06-02
    days on market $1 Active 7 DOM
  11. 2026-06-01
    days on market $1 Active 6 DOM
  12. 2026-05-31
    days on market $1 Active 5 DOM
  13. 2026-05-26
    listed $1 Active
  14. 2023-08-11
    soldstatus $450,000 Closed 689-char remark
    Show marketing remark (689 chars)

    Relax this summer with your very own pool! This gorgeous resort-like backyard has a sparkling pool, in-ground trampoline, artistic pavers, and turf. This well maintained home has a huge loft, 4 bedrooms, 2.5 baths, 2311 Sq Ft and PAID OFF SOLAR! This kitchen is a chef's dream; it features beautiful cabinets and a large pantry. This home boasts ceiling fans, new shutters, and low care tile floors. Large loft that would be perfect for a home office, gym, movie room, or kid's play room. Spacious owner's suite has a huge walk-in closet. Great community with clubhouse, fitness center, pool, splash pad, playgrounds and a walk/bike path. Did I mention that the solar panels are PAID OFF?!

  15. 2023-08-11
    soldstatus $450,000
    Show marketing remark (689 chars)

    Relax this summer with your very own pool! This gorgeous resort-like backyard has a sparkling pool, in-ground trampoline, artistic pavers, and turf. This well maintained home has a huge loft, 4 bedrooms, 2.5 baths, 2311 Sq Ft and PAID OFF SOLAR! This kitchen is a chef's dream; it features beautiful cabinets and a large pantry. This home boasts ceiling fans, new shutters, and low care tile floors. Large loft that would be perfect for a home office, gym, movie room, or kid's play room. Spacious owner's suite has a huge walk-in closet. Great community with clubhouse, fitness center, pool, splash pad, playgrounds and a walk/bike path. Did I mention that the solar panels are PAID OFF?!

  16. 2023-08-02
    status Pending 689-char remark
    Show marketing remark (689 chars)

    Relax this summer with your very own pool! This gorgeous resort-like backyard has a sparkling pool, in-ground trampoline, artistic pavers, and turf. This well maintained home has a huge loft, 4 bedrooms, 2.5 baths, 2311 Sq Ft and PAID OFF SOLAR! This kitchen is a chef's dream; it features beautiful cabinets and a large pantry. This home boasts ceiling fans, new shutters, and low care tile floors. Large loft that would be perfect for a home office, gym, movie room, or kid's play room. Spacious owner's suite has a huge walk-in closet. Great community with clubhouse, fitness center, pool, splash pad, playgrounds and a walk/bike path. Did I mention that the solar panels are PAID OFF?!

  17. 2023-06-30
    historical Active Contingent 689-char remark
    Show marketing remark (689 chars)

    Relax this summer with your very own pool! This gorgeous resort-like backyard has a sparkling pool, in-ground trampoline, artistic pavers, and turf. This well maintained home has a huge loft, 4 bedrooms, 2.5 baths, 2311 Sq Ft and PAID OFF SOLAR! This kitchen is a chef's dream; it features beautiful cabinets and a large pantry. This home boasts ceiling fans, new shutters, and low care tile floors. Large loft that would be perfect for a home office, gym, movie room, or kid's play room. Spacious owner's suite has a huge walk-in closet. Great community with clubhouse, fitness center, pool, splash pad, playgrounds and a walk/bike path. Did I mention that the solar panels are PAID OFF?!

  18. 2023-06-20
    listed $450,000 Active 689-char remark
    Show marketing remark (689 chars)

    Relax this summer with your very own pool! This gorgeous resort-like backyard has a sparkling pool, in-ground trampoline, artistic pavers, and turf. This well maintained home has a huge loft, 4 bedrooms, 2.5 baths, 2311 Sq Ft and PAID OFF SOLAR! This kitchen is a chef's dream; it features beautiful cabinets and a large pantry. This home boasts ceiling fans, new shutters, and low care tile floors. Large loft that would be perfect for a home office, gym, movie room, or kid's play room. Spacious owner's suite has a huge walk-in closet. Great community with clubhouse, fitness center, pool, splash pad, playgrounds and a walk/bike path. Did I mention that the solar panels are PAID OFF?!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,088
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$2,407
− Management
−$2,407
− HOA
−$1,284
− Depreciation
−$0
Taxable income
$23,989
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,757
After-tax cash flow
$16,728/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marana Unified District (4404)
NCES district ID
0404630
Math proficiency
31% ▼ -11.00%
Reading proficiency
37% ▼ -5.00%
Median HH income
$65,282
Composite
30.96/100
National rank
#6103
State rank
#83 of 249 in AZ

Livability — Marana

Score
67/100
State rank
#67
US rank
#11113

Category grades

Amenities F Commute F Cost of living C Crime A Employment A+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marana, AZ
County
Pima County · 1,012,107 people
City population
39,625
Metro
Tucson, AZ
Population (ZIP)
23,574
Household income
$86,154
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
181.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 61% Hispanic / Latino 27% Two or more races 15% Black 3% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Romanian 4% Lithuanian 2% Slovak 2%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 9% Other Asian/Pacific 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.29%
Current HPI
249.3403
Rent YoY
▲ 3.43%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-05-26 Listed $1 MLSSAZ
  • 2023-08-11 Sold (Public Records) $450,000 Public Records
  • 2023-08-11 Sold (MLS) $450,000 MLSSAZ
  • 2023-08-02 Pending MLSSAZ
  • 2023-06-30 Contingent MLSSAZ
  • 2023-06-20 Listed $450,000 MLSSAZ

Property tax history

+27.0%/yr

Latest (2025): $4,638 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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