208 Hill Ridge Dr · Youngsville, LA 70592

$209,999

3 bd · 2.0 ba · 1,455 sqft · SingleFamily public records · 35 Days on market

Built 2012 7,405 sqft lot $144/sqft · 9% below area Est $231k · 9% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• ARV discount +11.6/15.0
• DSCR +5.9/10.0
• 1% rule +4.4/10.0
• Livability +3.9/5.0
• Schools +3.6/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

''Move-In Ready'' 208 Hill Ridge is conveniently located minutes from Southside High School, Youngsville Sports Complex, Rouses, lots of restaurants and places to shop! This 3 bedroom 2 bathroom gem features an open floor plan, crown molding, custom cabinets, granite counter tops, NO CARPET & freshly painted. Primary bedroom offers a walk-in closet, double vanity and garden tub/shower. Both guest rooms are a great size, with walk-in closets for lots of storage. This home qualifies for 100% Rural Development financing.

Key facts

• Recessed lighting
• Granite countertops
• 7,405 sq ft lot

Tags

• BRIGHT OPEN FLOOR PLAN
• RECESSED LIGHTING
• ABUNDANT NATURAL LIGHT
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• PENINSULA WITH BREAKFAST BAR

Property features AI

Finance

• HOA & community: Community features: Other

Exterior

• Parking: 2 covered parking spaces; 2 total parking spaces; 2-car garage
• Utilities: Public sewer; Electric service: SLEMCO
• Home design: Single family residence; City street frontage
• Construction: Stucco and brick exterior; Composition roof
• Exterior features: Privacy wood fencing; Open porch

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Electric stove/oven
• Flooring: Tile; Wood laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Crown molding; Double vanity; Walk-in closet(s); Granite counters; Window treatments; Double pane windows
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $141 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (6.0% below list).
• Recommended offer: $197k (6.0% below list) — sets the bar for 1% rule.
• Cap rate 7.5% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); Southside High School (math 52% / reading 53%, grade C-, #30 of 265 statewide, top 12%, 1,910 students, 39% FRL).
• Market conditions: Rents rising (+1.6%/yr); 675 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 71% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 19y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $197,396 (6.0% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.48%
• Cash-on-cash: 4.24%
• DSCR: 1.19
• GRM: 8.9

CMA / ARV

• ARV (median comp): $231,030
• List price: $209,999
• Delta: -9.10%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
206 Green Ridge Dr	0.10mi	3/2.0	1,461 (+0%)	6mo	$226,500	$155	90
202 Clay Ridge Dr	0.06mi	3/2.0	1,401 (-4%)	3mo	$232,000	$166	89
107 Hidden Hills Dr	0.13mi	3/2.0	1,495 (+3%)	4mo	$225,000	$151	86
101 Peak Run	0.15mi	3/2.0	1,387 (-5%)	6mo	$227,000	$164	80
511 Flanders Ridge Dr	0.31mi	3/2.0	1,569 (+8%)	7mo	$199,000	$127	67
103 Sun Ridge St	0.36mi	3/2.0	1,568 (+8%)	4mo	$215,000	$137	66
105 Peak Valley St	0.38mi	3/2.0	1,564 (+8%)	7mo	$230,000	$147	64
112 Tall Oaks Ln	0.60mi	3/2.0	1,578 (+8%)	1mo	$227,000	$144	58
202 Bennington Ln	0.66mi	3/2.0	1,521 (+4%)	6mo	$275,000	$181	56
206 Oak Hill Ln	0.59mi	3/2.0	1,579 (+8%)	3mo	$192,500	$122	56
307 Oak Hill Ln	0.43mi	3/2.0	1,655 (+14%)	3mo	$239,000	$144	55
504 Beacon Dr	0.53mi	4/2.0 (+1)	1,638 (+13%)	2mo	$275,000	$168	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold

• IRR: -13.2%
• Equity multiple: 0.53×
• Total profit: $-27,662
• Equity at exit: $31,312

10-year hold

• IRR: -6.5%
• Equity multiple: 0.61×
• Total profit: $-23,023
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70592

• Home prices YoY: -23.4%
• Rents YoY: 1.6%
• Active inventory: 675
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,974 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$163 /mo · $1,954/yr
• Insurance: −$87
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$415
• Net cashflow: $141

Break-even live

Break-even rent $1,795

Max offer price $209,999

Occupancy floor 88%

Sensitivity live

Price	-10% $260	-5% $201	+0% $141	+5% $82	+10% $22
Rent	-10% $-15	-5% $63	+0% $141	+5% $219	+10% $297
Rate	-1.0pp $247	-0.5pp $195	base $141	+0.5pp $87	+1.0pp $32

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
309 Sun Ridge St Youngsville, LA	3.0	2.0	1568	$1,750	$1.12	44d	1	0.44mi
210 Revere Dr Youngsville, LA	3.0	2.0	1690	$2,500	$1.48	44d	1	0.61mi
101 Seneca Cir Youngsville, LA	3.0	2.0	1640	$1,900	$1.16	21d	1	0.64mi
139 Iberia St Unit I Youngsville, LA	3.0	3.0	1645	$1,900	$1.16	44d	1	0.74mi
120 Mayberry Grove ST Youngsville, LA	2.0	2.5	1500	$1,725	$1.15	44d	1	0.76mi
104 Field Pt Youngsville, LA	4.0	2.0	1700	$2,500	$1.47	44d	1	0.76mi
204 Benson GRV Youngsville, LA	4.0	2.0	1700	$2,500	$1.47	44d	1	0.76mi
118 Gadwall DR Youngsville, LA	2.0	2.5	1334	$1,700	$1.27	44d	1	0.76mi
102 Canvasback DR Youngsville, LA	2.0	2.5	1305	$1,900	$1.46	44d	1	0.76mi
205 Jacques St Youngsville, LA	2.0	1.0	1100	$995	$0.90	21d	1	0.81mi
204 Romero St Unit C Youngsville, LA	2.0	2.5	1202	$1,650	$1.37	14d	1	0.84mi
106 Valcour Pl Youngsville, LA	3.0	2.0	1495	$1,950	$1.30	44d	1	0.92mi
110 Fourth St Youngsville, LA	3.0	2.5	1700	$1,800	$1.06	44d	1	0.96mi
540 Guillot Rd Lot E Youngsville, LA	4.0	2.0	1280	$1,265	$0.99	14d	1	0.96mi

Listing history 15 events

1. 2026-06-05
   statusdays on market $209,999 Pending 35 DOM
2. 2026-06-03
   days on market $209,999 Active 34 DOM
3. 2026-06-03
   price $209,999 Active 33 DOM
4. 2026-06-02
   days on market $219,999 Active 33 DOM
5. 2026-06-01
   days on market $219,999 Active 32 DOM
6. 2026-05-31
   days on market $219,999 Active 31 DOM
7. 2026-05-30
   days on market $219,999 Active 30 DOM
8. 2026-04-30
   listed $224,999 Active 1239-char remark
9. 2022-10-04
   soldstatus $220,000
10. 2022-10-03
    soldstatus $220,000 Sold 527-char remark

    Show marketing remark (527 chars)

    ''Move-In Ready'' 208 Hill Ridge is conveniently located minutes from Southside High School, Youngsville Sports Complex, Rouses, lots of restaurants and places to shop! This 3 bedroom 2 bathroom gem features an open floor plan, crown molding, custom cabinets, granite counter tops, NO CARPET & freshly painted. Primary bedroom offers a walk-in closet, double vanity and garden tub/shower. Both guest rooms are a great size, with walk-in closets for lots of storage. This home qualifies for 100% Rural Development financing.

11. 2022-09-07
    status Pending 527-char remark

    Show marketing remark (527 chars)

    ''Move-In Ready'' 208 Hill Ridge is conveniently located minutes from Southside High School, Youngsville Sports Complex, Rouses, lots of restaurants and places to shop! This 3 bedroom 2 bathroom gem features an open floor plan, crown molding, custom cabinets, granite counter tops, NO CARPET & freshly painted. Primary bedroom offers a walk-in closet, double vanity and garden tub/shower. Both guest rooms are a great size, with walk-in closets for lots of storage. This home qualifies for 100% Rural Development financing.

12. 2022-08-26
    listed $225,000 Active 527-char remark

    Show marketing remark (527 chars)

    ''Move-In Ready'' 208 Hill Ridge is conveniently located minutes from Southside High School, Youngsville Sports Complex, Rouses, lots of restaurants and places to shop! This 3 bedroom 2 bathroom gem features an open floor plan, crown molding, custom cabinets, granite counter tops, NO CARPET & freshly painted. Primary bedroom offers a walk-in closet, double vanity and garden tub/shower. Both guest rooms are a great size, with walk-in closets for lots of storage. This home qualifies for 100% Rural Development financing.

13. 2012-12-12
    soldstatus $153,800

    Show marketing remark (589 chars)

    HOME INCLUDES THE FOLLOWING UPGRADES PAID OUTSIDE OF CLOSING: 4 CANNED LIGHTS IN KITCHEN, TIER 1 STAINLESS STEEL APPLIANCES, 8'' DEEP KITCHEN SINK, AND A SET OF COACH LIGHTS ON GARAGE. BRAND NEW CONSTRUCTION AND ENERGY EFFICIENT HOME! DSLD HOMES' DREYER PLAN OFFERS A 3 BEDROOM, 2 FULL BATH OPEN FLOOR PLAN. WITH PLENTY OF SPECIAL FEATURES INCLUDING WOOD FLOORS IN LIVING AREA AND HALLWAYS, FULL SLAB GRANITE COUNTERTOPS IN KITCHEN AND BATHS, BEAUTIFUL BIRCH CABINETS, CERAMIC TILE FLOORS IN WET AREAS, GARDEN TUB/ SHOWER COMBO IN MASTER BATH, WOODEN BLINDS AND WOOD FENCE. COMPLETION: TBD

14. 2012-06-08
    listed $153,800

    Show marketing remark (589 chars)

    HOME INCLUDES THE FOLLOWING UPGRADES PAID OUTSIDE OF CLOSING: 4 CANNED LIGHTS IN KITCHEN, TIER 1 STAINLESS STEEL APPLIANCES, 8'' DEEP KITCHEN SINK, AND A SET OF COACH LIGHTS ON GARAGE. BRAND NEW CONSTRUCTION AND ENERGY EFFICIENT HOME! DSLD HOMES' DREYER PLAN OFFERS A 3 BEDROOM, 2 FULL BATH OPEN FLOOR PLAN. WITH PLENTY OF SPECIAL FEATURES INCLUDING WOOD FLOORS IN LIVING AREA AND HALLWAYS, FULL SLAB GRANITE COUNTERTOPS IN KITCHEN AND BATHS, BEAUTIFUL BIRCH CABINETS, CERAMIC TILE FLOORS IN WET AREAS, GARDEN TUB/ SHOWER COMBO IN MASTER BATH, WOODEN BLINDS AND WOOD FENCE. COMPLETION: TBD

15. 2007-12-18
    listed $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,954 · $163/mo
• Projected year-2 tax: $1,954 · $163/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 97% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,688
• − Mortgage interest: −$11,763
• − Property taxes: −$1,954
• − Insurance: −$1,847
• − Repairs & maintenance: −$1,895
• − Management: −$1,895
• − Depreciation: −$6,109
• Taxable loss: −$1,777
• Est. tax savings @ 24.0%: +$426
• After-tax cash flow: $2,123/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lafayette Parish
• NCES district ID: 2200870
• Math proficiency: 38% ▼ -32.00%
• Reading proficiency: 46% ▼ -24.00%
• Median HH income: $50,238
• Composite: 36.15/100
• National rank: #4741
• State rank: #19 of 98 in LA

Livability — Youngsville

• Score: 78/100
• State rank: #8
• US rank: #2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngsville, LA
• County: Lafayette Parish · 207,544 people
• City population: 32,167
• Metro: Lafayette, LA
• Population (ZIP): 32,167
• Household income: $93,204
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 424.0

Population outlook (Lafayette County) Hauer SSP2

• Today (2025): 280,930 people
• By 2030: 301,092 · +7.2%
• By 2040: 339,456 · +20.8%
• By 2050: 375,156 · +33.5%
• By 2075: 451,672 · +60.8%
• By 2100: 497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
• Common ancestry: Lithuanian 24% Romanian 3% Italian 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · French/Haitian/Cajun 3% Spanish 2%

Political lean MEDSL · Lafayette

• 2024 margin: Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
• 2008→2024 swing: -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -41.24%
• Current HPI: 135.2825
• Rent YoY: ▲ 1.65%
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+650.0% since first listed

11 events — show timeline

• 2026-06-04 Pending — AcadianaMLS
• 2026-06-02 Price Changed $209,999 AcadianaMLS
• 2026-05-21 Price Changed $219,999 AcadianaMLS
• 2026-04-30 Listed $224,999 AcadianaMLS
• 2022-10-04 Sold (Public Records) $220,000 Public Records
• 2022-10-03 Sold (MLS) $220,000 AcadianaMLS
• 2022-09-07 Pending — AcadianaMLS
• 2022-08-26 Listed $225,000 AcadianaMLS
• 2012-12-12 Sold (MLS) $153,800 AcadianaMLS
• 2012-06-08 Listed $153,800 AcadianaMLS
• 2007-12-18 Listed $28,000 AcadianaMLS

Property tax history

+7.7%/yr

Latest (2025): $1,954 · -1.2% YoY. Source: county tax records.