1022 S Calle De La Temporada · Green Valley, AZ 85614

$135,000

1 bd · 1.0 ba · 554 sqft · Condo public records · 208 Days on market

Built 1977 $115/mo HOA · 8% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.6/30.0
• ARV discount +7.5/15.0
• DSCR +6.6/10.0
• 1% rule +5.4/10.0
• Rent growth +3.9/5.0
• Schools +3.3/10.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

Key facts

• Updated appliances
• Mini-split system
• Roof recoated

Tags

• MINI-SPLIT SYSTEM
• TILE FLOORING
• UPDATED APPLIANCES
• WROUGHT-IRON SECURITY DOOR
• NEWER ALDER WINDOWS
• ROOF RECOATED

Property features AI

Finance

• Financial info: Has association
• HOA & community: HOA with semi-annual fees (amount listed); Community pool

Exterior

• Parking: HOA-maintained road access
• Security: Window bars; Wrought iron security door; Smoke detector(s)
• Utilities: Water provided by local water company; Sewer connected
• Home design: Townhouse; One story; Faces north
• Construction: Frame with stucco exterior; Wood frame construction; Built-up roof; Built in and designed as a casita-style unit
• Exterior features: Patio; Shrubs; Subdivided lot; Borders common area; Paved road

Interior

• Kitchen: Dishwasher; Refrigerator; Electric range; Microwave
• Bedrooms: One level
• Flooring: Ceramic tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Mini-split heating (electric); Ceiling fans
• Interior features: Tankless water heater; Disposal; Smoke detector(s); Window bars; Wrought iron security door
• Laundry & utility: Laundry closet with washer and dryer

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $135k.

Deal economics

• At list price, monthly cash flow is $181 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $135k).
• Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.5% in Green Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#165 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Continental Elementary District (4416) (rural): math 35% / reading 42% proficiency, ranked #72 of 249 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
• Zoned schools: Continental Elementary School (math 35% / reading 42%, grade F, #418 of 1,109 statewide, top 38%, 639 students, 31% FRL).
• Market conditions: Rents rising fast (+5.6%/yr); 416 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 208 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $85k; list at $135k implies a 59% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $118,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 208 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.90%
• Cash-on-cash: 5.74%
• DSCR: 1.26
• GRM: 8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.6% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-6,590
• Equity at exit: $20,129

10-year hold

• IRR: 7.9%
• Equity multiple: 1.67×
• Total profit: $25,422
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85614

• Rents YoY: 5.6%
• Active inventory: 416
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,401 high
• Mortgage (P&I): −$708
• Tax from tax record: −$47 /mo · $560/yr
• Insurance: −$56
• HOA: −$115
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $181

Break-even live

Break-even rent $1,172

Max offer price $135,000

Occupancy floor 82%

Sensitivity live

Price	-10% $257	-5% $219	+0% $181	+5% $142	+10% $104
Rent	-10% $70	-5% $125	+0% $181	+5% $236	+10% $291
Rate	-1.0pp $249	-0.5pp $215	base $181	+0.5pp $146	+1.0pp $110

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
478 Paseo Madera Unit B Green Valley, AZ	1.0	1.0	588	$1,250	$2.13	25d	1	0.57mi
466 Paseo Madera Unit A Green Valley, AZ	2.0	1.0	696	$1,100	$1.58	18d	1	0.57mi
466 S Paseo Madera Green Valley, AZ	2.0	1.0	696	$2,300	$3.30	18d	1	0.58mi
90 W Camino Manzana Green Valley, AZ	1.0	1.0	588	$2,000	$3.40	25d	1	0.58mi
430 S Paseo Pena Green Valley, AZ	2.0	1.0	696	$1,025	$1.47	16d	1	0.67mi
321 S Paseo Madera Unit A Green Valley, AZ	2.0	1.0	696	$1,250	$1.80	25d	1	0.71mi
303 S Paseo Lobo Green Valley, AZ	2.0	1.0	696	$1,000	$1.44	25d	1	0.72mi
262 S Paseo Cerro Green Valley, AZ	1.0	1.0	588	$1,200	$2.04	3d	1	0.75mi
262 S Paseo Cerro Unit B Green Valley, AZ	1.0	1.0	588	$1,200	$2.04	25d	1	0.75mi
133 S Paseo Pena Green Valley, AZ	1.0	1.0	588	$1,095	$1.86	3d	1	0.92mi
174 S Paseo Tierra Green Valley, AZ	1.0	1.0	588	$1,100	$1.87	3d	1	0.96mi
132 S Paseo Sarta Green Valley, AZ	1.0	1.0	588	$2,000	$3.40	3d	1	0.97mi

HOA detail condo

• Monthly dues: $115 · $1,380/yr
• Likely covers: watertrashexterior maint.pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 24 events

1. 2026-06-21
   days on market $135,000 Active 208 DOM
2. 2026-06-18
   days on market $135,000 Active 205 DOM
3. 2026-06-17
   days on market $135,000 Active 204 DOM
4. 2026-06-16
   days on market $135,000 Active 203 DOM
5. 2026-06-15
   days on market $135,000 Active 202 DOM
6. 2026-06-13
   days on market $135,000 Active 200 DOM
7. 2026-06-10
   days on market $135,000 Active 197 DOM
8. 2026-06-09
   days on market $135,000 Active 196 DOM
9. 2026-06-08
   days on market $135,000 Active 195 DOM
10. 2026-06-07
    days on market $135,000 Active 194 DOM
11. 2026-06-03
    days on market $135,000 Active 190 DOM
12. 2026-06-02
    days on market $135,000 Active 189 DOM
13. 2026-06-02
    status $135,000 Active 188 DOM
14. 2026-06-01
    days on market $135,000 Active Contingent 188 DOM
15. 2026-06-01
    status $135,000 Active Contingent 187 DOM
16. 2026-05-31
    days on market $135,000 Active 187 DOM
17. 2025-11-25
    listed $135,000 Active
18. 2021-04-30
    soldstatus $85,000 Closed 727-char remark

    Show marketing remark (727 chars)

    This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

19. 2021-04-30
    soldstatus $85,000

    Show marketing remark (727 chars)

    This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

20. 2021-03-14
    historical Active Contingent 727-char remark

    Show marketing remark (727 chars)

    This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

21. 2021-03-13
    status Active 727-char remark

    Show marketing remark (727 chars)

    This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

22. 2021-03-04
    historical Active Contingent 727-char remark

    Show marketing remark (727 chars)

    This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

23. 2021-02-24
    listed $87,000 Active 727-char remark

    Show marketing remark (727 chars)

    This casita is the perfect spot to enjoy life in Green Valley. Enjoy an updated kitchen with soft close cabinetry and new appliances. Tile floors throughout and fresh paint make this a comfortable place to kick back and relax. Laundry includes full sized washer and dryer and a tankless hot water heater. Spend time in the shared common area enjoying the beautiful Southern Arizona weather. Green Valley Resort Homes makes home ownership easy by providing care of common space, roof and exterior maintenance, and trash collection. They also have their own pool/spa as well as access to the nearby GVR west center. Conveniently located behind the Continental Shopping Plaza so you can walk to shopping, restaurants and more.

24. 1994-05-02
    soldstatus $34,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $560 · $47/mo
• Projected year-2 tax: $891 · $74/mo
• Expected delta: +$331/yr (+$28/mo · 59.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,809
• − Mortgage interest: −$7,562
• − Property taxes: −$560
• − Insurance: −$675
• − Repairs & maintenance: −$1,345
• − Management: −$1,345
• − HOA: −$1,380
• − Depreciation: −$3,927
• Taxable income: $15
• Est. tax owed @ 24.0%: −$4
• After-tax cash flow: $2,165/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Continental Elementary District (4416)
• NCES district ID: 0402250
• Math proficiency: 35% ▼ -11.00%
• Reading proficiency: 42% ▬ 0.00%
• Median HH income: $48,475
• Composite: 33.08/100
• National rank: #5565
• State rank: #72 of 249 in AZ

Livability — Green Valley

• Score: 61/100
• State rank: #165
• US rank: #18276

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Green Valley, AZ
• County: Pima County · 1,012,107 people
• City population: 25,381
• Metro: Tucson, AZ
• Population (ZIP): 25,381
• Household income: $64,879
• Rent vs Own: 16.7% rent · 83.3% own
• Severe rent burden: 860.0

Population outlook (Pima County) Hauer SSP2

• Today (2025): 1,066,056 people
• By 2030: 1,086,684 · +1.9%
• By 2040: 1,117,160 · +4.8%
• By 2050: 1,149,778 · +7.9%
• By 2075: 1,271,480 · +19.3%
• By 2100: 1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Hispanic / Latino 15% Two or more races 7% Black 2%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Portuguese 4% Slovak 4% Italian 3%
• Foreign-born: 8% · Canada, China
• Languages at home: 87% English-only · Spanish 9% French/Haitian/Cajun 1% German/W. Germanic 0%

Political lean MEDSL · Pima

• 2024 margin: D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
• 2008→2024 swing: +9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
• All cycles: 2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -231.05%
• Current HPI: 250.5933
• Rent YoY: ▲ 5.60%
• Metro: Tucson, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+292.4% since first listed

8 events — show timeline

• 2025-11-25 Listed $135,000 MLSSAZ
• 2021-04-30 Sold (Public Records) $85,000 Public Records
• 2021-04-30 Sold (MLS) $85,000 MLSSAZ
• 2021-03-14 Contingent — MLSSAZ
• 2021-03-13 Relisted — MLSSAZ
• 2021-03-04 Contingent — MLSSAZ
• 2021-02-24 Listed $87,000 MLSSAZ
• 1994-05-02 Sold (Public Records) $34,400 Public Records

Property tax history

+2.9%/yr

Latest (2025): $560 · +9.0% YoY. Source: county tax records.