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3706 Taylor St
C- Composite 52.27
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.7/30.0
  • Appreciation +10.0/10.0
  • Livability +4.2/5.0
  • DSCR +3.1/10.0
  • 1% rule +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0

$409,000

3706 Taylor St · Brentwood, MD 20722
3 bd · 1.0 ba · 1,511 sqft · SingleFamily public records · 12 Days on market
Built 1900 7,000 sqft lot Est $512k · 20% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to 3706 Taylor Street! This charming, detached home is completely remodeled and move-in ready. The entire interior has been renovated. There are two new bathrooms, new central air, new laminate flooring and new kitchen with brand new appliances. The roof was also replaced recently. Relax on the spacious front porch before stepping inside to a bright and inviting main level which features new laminate floors, large living room, separate dining room, new kitchen, new bathroom and utility room. Upstairs you'll find three comfortable bedrooms with new laminate floors and new bathroom. There is a brand-new deck at the back that flows into an expansive backyard. The outside space is

Key facts

  • 7,000 sq ft lot
  • Built 1900
  • Listed 12 days

Property features AI

Finance

  • Other: Ownership is fee simple; Above-grade finished area reported as 1,511 (assessor)

Exterior

  • Parking: Driveway
  • Utilities: Public water; Public sewer
  • Home design: Detached structure; Frame construction
  • Construction: Crawl space and slab foundation; Above-grade and below-grade structures noted
  • Exterior features: Not located on tidal water

Interior

  • Bedrooms: Three bedrooms on the upper level
  • Bathrooms: Two full bathrooms (one on main level, one on first upper level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Natural gas hot water
  • Interior features: Living area reported by assessor; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $409k.

Deal economics

  • At list price, monthly cash flow is $-194 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $375k (8.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $312k (23.6% below list).
  • Recommended offer: $312k (23.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 83/100 on livability (#24 in MD, #899 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: cost of living D-.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Mt Rainier Elementary (math 8% / reading 17%, grade F, #538 of 860 statewide, top 64%, 328 students, 79% FRL); Hyattsville Middle (math 5% / reading 23%, grade F, #196 of 225 statewide, top 88%, 705 students, 83% FRL); Northwestern High (math 15% / reading 32%, grade F, #169 of 222 statewide, top 76%, 2,346 students, 80% FRL) — zoned schools average 81% FRL vs 53% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 21 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($92k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $44k of equity ($3k loan paydown + $41k appreciation (10.0% local appreciation)).
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$70k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $38k; list at $409k implies a 991% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $312,365 (23.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.72%
Cash-on-cash
-2.03%
DSCR
0.91
GRM
10.9

CMA / ARV

ARV (on-the-fly)
$512,229
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3800 35th St 0.33mi 3/2.0 1,560 (+3%) 0mo $435,000 $279 75
4014 37th St 0.12mi 3/2.5 1,584 (+5%) 7mo $550,000 $347 75
3202 Taylor St 0.33mi 3/2.0 1,578 (+4%) 1mo $535,000 $339 72
4520 37th St 0.40mi 3/2.0 1,520 (+1%) 6mo $331,000 $218 71
3600 Taylor St 0.09mi 4/3.5 (+1) 1,614 (+7%) 2mo $570,000 $353 68
3212 Upshur St 0.31mi 3/1.0 1,295 (-14%) 5mo $485,000 $375 58
3713 35th St 0.50mi 4/2.0 (+1) 1,440 (-5%) 8mo $430,000 $299 54
4526 41st Ave 0.42mi 3/3.0 1,360 (-10%) 3mo $335,000 $246 53
3009 Otis St NE 0.66mi 3/3.5 1,515 (+0%) 8mo $685,000 $452 52
3211 Varnum St 0.33mi 4/2.5 (+1) 1,326 (-12%) 3mo $510,000 $385 51
4506 41st Ave 0.37mi 4/3.5 (+1) 1,680 (+11%) 4mo $455,000 $271 45
3110 Newton St NE 0.64mi 2/1.0 (-1) 1,371 (-9%) 6mo $310,000 $226 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.8%
Equity multiple
2.84×
Total profit
$210,332
Equity at exit
$368,460
10-year hold
IRR
20.4%
Equity multiple
6.49×
Total profit
$629,010
Equity at exit
$794,597

Cash invested: $114,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20722

Home prices YoY
4.1%
Active inventory
21
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$3,124 high interval (Pro) →
Mortgage (P&I)
$2,145
Tax from tax record
$347 /mo · $4,159/yr
Insurance
$170
HOA
$0
Vacancy / Maint / Mgmt
$656
Net cashflow
$-194

Break-even live

Break-even rent $3,369
Max offer price $374,701
Occupancy floor

Sensitivity live

Price -10% $37 -5% $-78 +0% $-194 +5% $-310 +10% $-426
Rent -10% $-441 -5% $-318 +0% $-194 +5% $-71 +10% $53
Rate -1.0pp $12 -0.5pp $-90 base $-194 +0.5pp $-300 +1.0pp $-408

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$102,250
Closing costs
$12,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3709 Parkwood St Brentwood, MD 4.0 3.0 1104 $2,950 $2.67 45d 1 0.48mi
4519 32nd St Mount Rainier, MD 3.0 2.0 1500 $1,200 $0.80 14d 1 0.50mi
4202 30th St Mount Rainier, MD 3.0 1.0 1324 $2,450 $1.85 26d 1 0.51mi
4531 32nd St Mount Rainier, MD 3.0 2.0 1524 $2,500 $1.64 45d 1 0.54mi
3615 Eastern Ave Mount Rainier, MD 4.0 3.0 1223 $3,500 $2.86 1d 1 0.59mi
4401 29th St Unit A Mt Rainier, MD 4.0 2.0 1800 $3,500 $1.94 7d 1 0.60mi
4221 28th St Mount Rainier, MD 3.0 3.0 1800 $3,500 $1.94 20d 1 0.60mi
3704 42nd Ave Brentwood, MD 4.0 2.0 1678 $3,900 $2.32 13d 1 0.61mi
5042 38th Ave Hyattsville, MD 1.0–2.0 1.0 983 $1,750 $1.78 45d 1 0.74mi
3704 Hamilton St Hyattsville, MD 4.0 3.0 1978 $4,000 $2.02 7d 1 0.82mi
2600 Queens Chapel Rd Hyattsville, MD 1.0–3.0 1.0–2.0 1086 $2,545 $2.34 14d 9 0.83mi
2615 Otis St NE Washington, DC 3.0 2.0 2217 $3,750 $1.69 5d 1 0.83mi
2417 Otis St NE Washington, DC 3.0 2.5 1854 $3,899 $2.10 9d 1 0.91mi
2400 Queens Chapel Rd Hyattsville, MD 2.0 1.0–2.0 752 $2,038 $2.71 0d 9 0.92mi
4812 Crest View Dr Hyattsville, MD 3.0 3.0 1280 $3,500 $2.73 14d 1 0.99mi
3119 S Dakota Ave NE Unit A Washington, DC 2.0 1.0 1676 $1,900 $1.13 26d 1 1.07mi
3119 S Dakota Ave NE Unit B Washington, DC 2.0 1.0 1676 $1,800 $1.07 26d 1 1.07mi
3149 Cherry Rd NE Washington, DC 3.0 3.5 1881 $3,795 $2.02 18d 1 1.11mi
3216 22nd St NE Washington, DC 3.0 2.0 2156 $4,500 $2.09 20d 1 1.21mi
5334 Baltimore Ave Hyattsville, MD 2.0 1.0–2.0 903 $3,501 $3.88 1d 52 1.21mi
3634 Commodore Joshua Barney Dr NE Washington, DC 4.0 4.5 2100 $4,100 $1.95 26d 1 1.25mi
5685 Little Branch Run Hyattsville, MD 3.0 1.0–2.0 939 $4,184 $4.46 0d 20 1.26mi
5701 31st Ave Hyattsville, MD 3.0 2.0 1336 $3,100 $2.32 23d 1 1.27mi
1663 Webster St NE Washington, DC 4.0 2.5 1758 $3,757 $2.14 20d 1 1.31mi
2414 Hamlin Pl NE Washington, DC 3.0 1.5 1500 $2,550 $1.70 20d 1 1.31mi
3801 Oglethorpe St Unit A Hyattsville, MD 2.0 1.0 1450 $2,950 $2.03 20d 1 1.33mi
5501 45th Ave Hyattsville, MD 2.0 1.0–2.0 829 $2,325 $2.80 1d 22 1.33mi
2410 South Dakota Ave NE Washington, DC 4.0 3.5 2222 $4,400 $1.98 16d 1 1.35mi
3011 20th St NE Washington, DC 3.0 2.0 1103 $5,600 $5.08 26d 1 1.38mi
5831 33rd Ave Hyattsville, MD 3.0 2.0 1170 $2,950 $2.52 45d 1 1.39mi
3026 Channing St NE Washington, DC 2.0 1.0 1224 $2,399 $1.96 26d 1 1.40mi
2705 24th St NE Washington, DC 3.0 2.0 1900 $3,150 $1.66 26d 1 1.43mi
5712 45th Ave Hyattsville, MD 3.0 2.5 1396 $3,100 $2.22 45d 1 1.44mi

Listing history 16 events

  1. 2026-06-21
    days on market $409,000 Active 12 DOM
  2. 2026-06-18
    days on market $409,000 Active 9 DOM
  3. 2026-06-17
    days on market $409,000 Active 8 DOM
  4. 2026-06-16
    days on market $409,000 Active 7 DOM
  5. 2026-06-15
    days on market $409,000 Active 6 DOM
  6. 2026-06-13
    days on market $409,000 Active 4 DOM
  7. 2026-06-10
    statusdays on market $409,000 Active 1 DOM
  8. 2026-06-08
    days on market $409,000 Coming Soon 18 DOM
  9. 2026-06-07
    days on market $409,000 Coming Soon 17 DOM
  10. 2026-06-04
    days on market $409,000 Coming Soon 14 DOM
  11. 2026-06-03
    days on market $409,000 Coming Soon 13 DOM
  12. 2026-06-02
    days on market $409,000 Coming Soon 12 DOM
  13. 2026-06-01
    days on market $409,000 Coming Soon 11 DOM
  14. 2026-05-31
    days on market $409,000 Coming Soon 10 DOM
  15. 2026-05-22
    historical $409,000
  16. 1978-08-17
    soldstatus $37,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$4,159 · $347/mo
Projected year-2 tax
$4,309 · $359/mo
Expected delta
+$150/yr (+$12/mo · 3.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,484
− Mortgage interest
−$22,910
− Property taxes
−$4,159
− Insurance
−$2,045
− Repairs & maintenance
−$2,999
− Management
−$2,999
− Depreciation
−$11,898
Taxable loss
−$9,526
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,286
After-tax cash flow
$-44/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Brentwood

Score
83/100
State rank
#24
US rank
#899

Category grades

Amenities B+ Commute A+ Cost of living D- Crime C+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brentwood, MD
County
Prince Georges County · 919,866 people
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
6,264
Household income
$91,875
Rent vs Own
35.1% rent · 64.9% own
Severe rent burden
191.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Hispanic / Latino 53% Black 29% Two or more races 15% White 10% Native American 3% Asian 3%
Hispanic origin (detail)
Mexican 8% Dominican 2%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
39% · Canada
Languages at home
45% English-only · Spanish 48% Tagalog/Filipino 2% French/Haitian/Cajun 2%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 16.77%
Current HPI
421.2708
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+990.7% since first listed
2 events — show timeline
  • 2026-05-22 Coming Soon $409,000 BRIGHT MLS
  • 1978-08-17 Sold (Public Records) $37,500 Public Records

Property tax history

+4.8%/yr

Latest (2025): $4,159 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…