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C- Composite 53.19
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.9/10.0
  • Schools +4.0/10.0
  • 1% rule +3.7/10.0
  • Livability +3.7/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

None · Denham Springs, LA 70726
3 bd · 1.5 ba · 1,169 sqft · SingleFamily · 267 Days on market
Built 1984 9,583 sqft lot $150/sqft · 19% below area Est $215k · 19% under ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.

Key facts

  • Fenced back yard
  • Covered parking
  • Storage area

Tags

FENCED BACK YARDCOVERED PARKINGSTORAGE AREALAUNDRY RM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $84 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (13.1% below list).
  • Recommended offer: $152k (13.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 267 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $151,999 (13.1% below list)

Questions for the listing agent

  1. It's been on market 267 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.87%
Cash-on-cash
2.06%
DSCR
1.09
GRM
9.6

CMA / ARV

ARV (median comp)
$215,458
List price
$175,000
Delta
-18.78%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
750 Darren Dr 0.03mi 3/2.0 1,170 (+0%) 24mo $169,000 $144 77
768 Lynn Dr 0.08mi 3/1.5 1,211 (+4%) 21mo $183,000 $151 73
911 Hatchell Ln 0.42mi 3/2.0 1,297 (+11%) 0mo $185,000 $143 60
9210 Dabney Dr 0.73mi 3/1.0 1,092 (-7%) 7mo $116,000 $106 47
756 Bret Dr 0.66mi 3/1.5 1,124 (-4%) 23mo $165,000 $147 44
1112 Bruce Dr 0.61mi 3/1.5 1,320 (+13%) 9mo $189,900 $144 43
706 Poplar St 0.66mi 2/1.0 (-1) 1,141 (-2%) 23mo $195,000 $171 39
30494 Fairway View Dr 0.65mi 3/2.0 1,308 (+12%) 14mo $194,000 $148 36
30538 Fairway View Dr 0.72mi 2/2.0 (-1) 1,300 (+11%) 8mo $200,000 $154 34
470 Cockerham Rd 0.74mi 3/1.5 1,278 (+9%) 21mo $169,900 $133 32
30552 Fairway View Dr 0.75mi 2/2.0 (-1) 1,016 (-13%) 12mo $150,500 $148 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
-12.2%
Equity multiple
0.56×
Total profit
$-21,759
Equity at exit
$26,093
10-year hold
IRR
-2.0%
Equity multiple
0.86×
Total profit
$-6,852
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
976
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,520 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$126 /mo · $1,513/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$319
Net cashflow
$84

Break-even live

Break-even rent $1,414
Max offer price $175,000
Occupancy floor 89%

Sensitivity live

Price -10% $183 -5% $134 +0% $84 +5% $35 +10% $-15
Rent -10% $-36 -5% $24 +0% $84 +5% $144 +10% $204
Rate -1.0pp $172 -0.5pp $129 base $84 +0.5pp $39 +1.0pp $-7

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8037 Florida Blvd Denham Springs, LA 2.0 1.0 1310 $1,400 $1.07 44d 1 0.76mi
9418 Randall Ave Denham Springs, LA 3.0 1.5 1234 $1,250 $1.01 44d 1 0.85mi
602 Florida Ave SE Denham Springs, LA 2.0 2.0 1000 $838 $0.84 44d 1 0.91mi
9062 Lockhart Rd Unit 11D Denham Springs, LA 3.0 2.0 1240 $1,900 $1.53 24d 1 1.05mi
8447 Florida Blvd Denham Springs, LA 2.0–3.0 2.0–2.5 1410 $1,825 $1.29 15d 7 1.35mi

Listing history 20 events

  1. 2026-06-13
    statusdays on market $175,000 Pending 267 DOM
  2. 2026-06-10
    days on market $175,000 Active 266 DOM
  3. 2026-06-08
    days on market $175,000 Active 264 DOM
  4. 2026-06-07
    days on market $175,000 Active 263 DOM
  5. 2026-06-03
    days on market $175,000 Active 259 DOM
  6. 2026-06-02
    days on market $175,000 Active 258 DOM
  7. 2026-06-01
    days on market $175,000 Active 257 DOM
  8. 2026-05-31
    days on market $175,000 Active 256 DOM
  9. 2026-05-31
    days on market $175,000 Active 255 DOM
  10. 2025-12-05
    price $175,000 171-char remark
    Show marketing remark (171 chars)

    This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.

  11. 2025-10-24
    price $185,000 171-char remark
    Show marketing remark (171 chars)

    This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.

  12. 2025-10-09
    price $198,000 171-char remark
    Show marketing remark (171 chars)

    This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.

  13. 2025-09-17
    listed $200,000 Active 171-char remark
    Show marketing remark (171 chars)

    This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.

  14. 2022-06-21
    soldstatus Sold 164-char remark
    Show marketing remark (164 chars)

    This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.

  15. 2022-06-20
    soldstatus $175,000
  16. 2022-05-25
    status Pending 164-char remark
    Show marketing remark (164 chars)

    This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.

  17. 2022-05-20
    status Active 164-char remark
    Show marketing remark (164 chars)

    This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.

  18. 2022-05-19
    status Pending 164-char remark
    Show marketing remark (164 chars)

    This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.

  19. 2022-05-17
    listed $179,000 Active 164-char remark
    Show marketing remark (164 chars)

    This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.

  20. 2022-05-17
    listed $179,000
    Show marketing remark (164 chars)

    This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,513 · $126/mo
Projected year-2 tax
$1,513 · $126/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,240
− Mortgage interest
−$9,803
− Property taxes
−$1,513
− Insurance
−$875
− Repairs & maintenance
−$1,459
− Management
−$1,459
− Depreciation
−$5,091
Taxable loss
−$1,961
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$471
After-tax cash flow
$1,479/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Denham Springs

Score
74/100
State rank
#29
US rank
#4939

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Denham Springs, LA
County
Livingston Parish · 87,496 people
City population
63,575
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-2.2% since first listed
11 events — show timeline
  • 2025-12-05 Price Changed $175,000 GBRMLS
  • 2025-10-24 Price Changed $185,000 GBRMLS
  • 2025-10-09 Price Changed $198,000 GBRMLS
  • 2025-09-17 Listed $200,000 GBRMLS
  • 2022-06-21 Sold (MLS) GBRMLS
  • 2022-06-20 Sold (Public Records) $175,000 Public Records
  • 2022-05-25 Pending GBRMLS
  • 2022-05-20 Relisted GBRMLS
  • 2022-05-19 Pending GBRMLS
  • 2022-05-17 Listed $179,000 AcadianaMLS
  • 2022-05-17 Listed $179,000 GBRMLS

Property tax history

+0.8%/yr

Latest (2024): $1,513 · +8.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…