None · Denham Springs, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- Schools +4.0/10.0
- 1% rule +3.7/10.0
- Livability +3.7/5.0
- Rent growth +3.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.
Key facts
- Fenced back yard
- Covered parking
- Storage area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $84 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (13.1% below list).
- Recommended offer: $152k (13.1% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
- Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 267 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 267 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.87%
- Cash-on-cash
- 2.06%
- DSCR
- 1.09
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $215,458
- List price
- $175,000
- Delta
- -18.78%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 750 Darren Dr | 0.03mi | 3/2.0 | 1,170 (+0%) | 24mo | $169,000 | $144 | 77 |
| 768 Lynn Dr | 0.08mi | 3/1.5 | 1,211 (+4%) | 21mo | $183,000 | $151 | 73 |
| 911 Hatchell Ln | 0.42mi | 3/2.0 | 1,297 (+11%) | 0mo | $185,000 | $143 | 60 |
| 9210 Dabney Dr | 0.73mi | 3/1.0 | 1,092 (-7%) | 7mo | $116,000 | $106 | 47 |
| 756 Bret Dr | 0.66mi | 3/1.5 | 1,124 (-4%) | 23mo | $165,000 | $147 | 44 |
| 1112 Bruce Dr | 0.61mi | 3/1.5 | 1,320 (+13%) | 9mo | $189,900 | $144 | 43 |
| 706 Poplar St | 0.66mi | 2/1.0 (-1) | 1,141 (-2%) | 23mo | $195,000 | $171 | 39 |
| 30494 Fairway View Dr | 0.65mi | 3/2.0 | 1,308 (+12%) | 14mo | $194,000 | $148 | 36 |
| 30538 Fairway View Dr | 0.72mi | 2/2.0 (-1) | 1,300 (+11%) | 8mo | $200,000 | $154 | 34 |
| 470 Cockerham Rd | 0.74mi | 3/1.5 | 1,278 (+9%) | 21mo | $169,900 | $133 | 32 |
| 30552 Fairway View Dr | 0.75mi | 2/2.0 (-1) | 1,016 (-13%) | 12mo | $150,500 | $148 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.83% rent growth · sell at horizon
- IRR
- -12.2%
- Equity multiple
- 0.56×
- Total profit
- $-21,759
- Equity at exit
- $26,093
- IRR
- -2.0%
- Equity multiple
- 0.86×
- Total profit
- $-6,852
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70726
- Rents YoY
- 3.8%
- Active inventory
- 976
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $1,520 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$126 /mo · $1,513/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$319
- Net cashflow
- $84
Break-even live
Sensitivity live
| Price | -10% $183 | -5% $134 | +0% $84 | +5% $35 | +10% $-15 |
|---|---|---|---|---|---|
| Rent | -10% $-36 | -5% $24 | +0% $84 | +5% $144 | +10% $204 |
| Rate | -1.0pp $172 | -0.5pp $129 | base $84 | +0.5pp $39 | +1.0pp $-7 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8037 Florida Blvd Denham Springs, LA | 2.0 | 1.0 | 1310 | $1,400 | $1.07 | 44d | 1 | 0.76mi |
| 9418 Randall Ave Denham Springs, LA | 3.0 | 1.5 | 1234 | $1,250 | $1.01 | 44d | 1 | 0.85mi |
| 602 Florida Ave SE Denham Springs, LA | 2.0 | 2.0 | 1000 | $838 | $0.84 | 44d | 1 | 0.91mi |
| 9062 Lockhart Rd Unit 11D Denham Springs, LA | 3.0 | 2.0 | 1240 | $1,900 | $1.53 | 24d | 1 | 1.05mi |
| 8447 Florida Blvd Denham Springs, LA | 2.0–3.0 | 2.0–2.5 | 1410 | $1,825 | $1.29 | 15d | 7 | 1.35mi |
Listing history 20 events
-
2026-06-13statusdays on market $175,000 Pending 267 DOM
-
2026-06-10days on market $175,000 Active 266 DOM
-
2026-06-08days on market $175,000 Active 264 DOM
-
2026-06-07days on market $175,000 Active 263 DOM
-
2026-06-03days on market $175,000 Active 259 DOM
-
2026-06-02days on market $175,000 Active 258 DOM
-
2026-06-01days on market $175,000 Active 257 DOM
-
2026-05-31days on market $175,000 Active 256 DOM
-
2026-05-31days on market $175,000 Active 255 DOM
-
2025-12-05price $175,000 171-char remark
Show marketing remark (171 chars)
This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.
-
2025-10-24price $185,000 171-char remark
Show marketing remark (171 chars)
This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.
-
2025-10-09price $198,000 171-char remark
Show marketing remark (171 chars)
This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.
-
2025-09-17$200,000 Active 171-char remark
Show marketing remark (171 chars)
This Precious cottage in the heart of Denham Springs, close to almost everything in Denham Springs. A Huge Fenced Back Yard. Covered parking, Storage area, and Laundry Rm.
-
2022-06-21soldstatus Sold 164-char remark
Show marketing remark (164 chars)
This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.
-
2022-06-20soldstatus $175,000
-
2022-05-25status Pending 164-char remark
Show marketing remark (164 chars)
This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.
-
2022-05-20status Active 164-char remark
Show marketing remark (164 chars)
This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.
-
2022-05-19status Pending 164-char remark
Show marketing remark (164 chars)
This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.
-
2022-05-17$179,000 Active 164-char remark
Show marketing remark (164 chars)
This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.
-
2022-05-17$179,000
Show marketing remark (164 chars)
This precious home is move in ready, conveniently located in the heart of Denham Springs. It offers a huge fenced back yard, laundry room, carport and storage room.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,513 · $126/mo
- Projected year-2 tax
- $1,513 · $126/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,240
- − Mortgage interest
- −$9,803
- − Property taxes
- −$1,513
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,459
- − Management
- −$1,459
- − Depreciation
- −$5,091
- Taxable loss
- −$1,961
- Est. tax savings @ 24.0%
- +$471
- After-tax cash flow
- $1,479/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Livingston Parish
- NCES district ID
- 2201020
- Math proficiency
- 40% ▼ -38.00%
- Reading proficiency
- 52% ▼ -32.00%
- Median HH income
- $56,755
- Composite
- 40.07/100
- National rank
- #3811
- State rank
- #13 of 98 in LA
Livability — Denham Springs
- Score
- 74/100
- State rank
- #29
- US rank
- #4939
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Denham Springs, LA
- County
- Livingston Parish · 87,496 people
- City population
- 63,575
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 63,575
- Household income
- $78,621
- Rent vs Own
- Severe rent burden
- 1211.0
Population outlook (Livingston County) Hauer SSP2
- Today (2025)
- 158,511 people
- By 2030
- 168,241 · +6.1%
- By 2040
- 186,252 · +17.5%
- By 2050
- 201,516 · +27.1%
- By 2075
- 231,217 · +45.9%
- By 2100
- 241,697 · +52.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Lithuanian 9% Serbian 1% Italian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 6% Other Indo-European 1%
Political lean MEDSL · Livingston
- 2024 margin
- Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
- 2008→2024 swing
- +3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
- All cycles
- 2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -104.37%
- Current HPI
- 170.2207
- Rent YoY
- ▲ 3.83%
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
-2.2% since first listed11 events — show timeline
- 2025-12-05 Price Changed $175,000 GBRMLS
- 2025-10-24 Price Changed $185,000 GBRMLS
- 2025-10-09 Price Changed $198,000 GBRMLS
- 2025-09-17 Listed $200,000 GBRMLS
- 2022-06-21 Sold (MLS) — GBRMLS
- 2022-06-20 Sold (Public Records) $175,000 Public Records
- 2022-05-25 Pending — GBRMLS
- 2022-05-20 Relisted — GBRMLS
- 2022-05-19 Pending — GBRMLS
- 2022-05-17 Listed $179,000 AcadianaMLS
- 2022-05-17 Listed $179,000 GBRMLS
Property tax history
+0.8%/yrLatest (2024): $1,513 · +8.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…