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6730 Starkeys Pl
D Composite 41.29
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • DSCR +4.0/10.0
  • 1% rule +3.9/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$325,000

6730 Starkeys Pl · Greenacres, FL 33467
3 bd · 2.0 ba · 1,870 sqft · SingleFamily public records · 133 Days on market
Built 1980 6,718 sqft lot $310/mo HOA · 11% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''

Key facts

  • Community pool
  • Poinciana clubhouse
  • Attached villa

Tags

ATTACHED VILLACOVERED SCREENED PORCHPRIVATE OUTDOOR PATIOCOMMUNITY POOLPOINCIANA CLUBHOUSE

Property features AI

Finance

  • Other: Pets allowed (breed restrictions and possible pet restrictions)
  • HOA & community: Has association; Monthly HOA fee ($310) covering cable TV and common areas; Community amenities include clubhouse, fitness center, golf course, tennis courts, pickleball courts, billiard room, putting green, cafe/restaurant and library; Senior community

Exterior

  • Parking: Attached garage (1 covered space, 1 garage space)
  • Utilities: Public water; Public sewer; Three-phase electric; Cable available
  • Home design: Villa property type; Single-story; Resale condition; Faces north
  • Construction: CBS construction; Composition/shingle roof
  • Exterior features: Screened patio; Patio; Corner lot; Not waterfront

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Walk-in closets; Split bedroom layout; Stacked bedroom layout; Furnished
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $1 ($7/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $288k (11.4% below list).
  • Recommended offer: $286k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 69/100 on livability (#490 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, amenities F, commute F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Liberty Park Elementary School (math 25% / reading 38%, grade F, #1,841 of 2,144 statewide, top 86%, 845 students, 76% FRL); Okeeheelee Middle School (math 34% / reading 40%, grade F, #399 of 571 statewide, top 71%, 1,377 students, 68% FRL) — zoned schools average 72% FRL vs 52% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 50% district-wide (-15 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.4%/yr); 651 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($96k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 20y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $200k; list at $325k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $286,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.30%
Cash-on-cash
0.01%
DSCR
1.00
GRM
9.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.7%
Equity multiple
0.33×
Total profit
$-61,004
Equity at exit
$48,459
10-year hold
IRR
-20.9%
Equity multiple
0.06×
Total profit
$-85,436
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33467

Rents YoY
-0.4%
Active inventory
651
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$2,879 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$124 /mo · $1,491/yr
Insurance
$135
HOA
$310
Vacancy / Maint / Mgmt
$605
Net cashflow
$1

Break-even live

Break-even rent $2,878
Max offer price $325,000
Occupancy floor 95%

Sensitivity live

Price -10% $185 -5% $93 +0% $1 +5% $-91 +10% $-183
Rent -10% $-227 -5% $-113 +0% $1 +5% $114 +10% $228
Rate -1.0pp $164 -0.5pp $83 base $1 +0.5pp $-84 +1.0pp $-169

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3356 Via Mancebo St Lake Worth, FL 3.0 2.5 1728 $2,650 $1.53 15d 1 0.08mi
6768 10th Ave N #316 Lake Worth, FL 3.0 2.0 2000 $2,200 $1.10 19d 1 0.21mi
3258 Jog Park Dr Greenacres, FL 2.0 2.0 1415 $2,300 $1.63 25d 1 0.37mi
3043 Grandiflora Dr Lake Worth, FL 3.0 2.0 1316 $2,700 $2.05 12d 1 0.45mi
3024 Lucerne Park Dr Greenacres, FL 3.0 2.0 1545 $3,100 $2.01 25d 1 0.50mi
6835 Broadwater Ln Lake Worth, FL 4.0 2.5 1920 $3,300 $1.72 25d 1 0.62mi
6733 Broadwater Ln Lake Worth, FL 3.0 2.5 1568 $2,800 $1.79 25d 1 0.64mi
4080 Tivoli Ct #307 Lake Worth, FL 3.0 2.0 1253 $1,999 $1.60 25d 1 0.66mi
6273 Tall Cypress Cir Greenacres, FL 3.0 2.0 1360 $2,400 $1.76 25d 1 0.67mi
6285 Tall Cypress Cir Greenacres, FL 2.0 2.0 1556 $2,300 $1.48 13d 1 0.71mi
6939 Harbours Edge Ave Unit 6939 Greenacres, FL 3.0 2.5 1695 $3,000 $1.77 8d 1 0.76mi
6939 Harbours Edge Ave Unit 6939 Greenacres, FL 3.0 2.5 1695 $3,000 $1.77 22d 1 0.76mi
4297 Hammock Grove Dr Unit 4297 Greenacres, FL 4.0 2.5 2207 $3,300 $1.50 18d 1 0.76mi
4297 Hammock Grove Dr Unit 4297 Greenacres, FL 4.0 2.5 2207 $3,300 $1.50 3d 1 0.76mi
6923 Harbours Edge Ave Lake Worth, FL 3.0 2.5 1690 $3,000 $1.78 25d 1 0.77mi
6923 Harbours Edge Ave Lake Worth, FL 3.0 2.5 1690 $3,000 $1.78 2d 1 0.77mi
4125 Pine Branch Cir Lake Worth, FL 3.0 2.0 1786 $2,800 $1.57 25d 1 0.81mi
4329 Pond Lily Ln Unit 4329 Greenacres, FL 3.0 2.5 1690 $2,950 $1.75 22d 1 0.83mi
4228 Deste Ct Greenacres, FL 3.0 2.5 1497 $3,000 $2.00 19d 1 0.85mi
303 Seminole Palms Dr Lake Worth, FL 2.0 2.5 1652 $2,400 $1.45 25d 1 0.87mi
4360 Fountains Dr Lake Worth, FL 3.0 3.0 1600 $2,750 $1.72 25d 1 0.90mi
6134 Seven Springs Blvd Unit 40d Greenacres, FL 3.0 3.0 1321 $2,400 $1.82 4d 1 0.92mi
6115 Seven Springs Blvd Greenacres, FL 2.0 2.5 1325 $2,475 $1.87 6d 1 0.92mi
6115 Seven Springs Blvd Greenacres, FL 2.0 2.5 1325 $2,500 $1.89 19d 1 0.92mi
6615 Waterfront Xing Lake Worth, FL 1.0–3.0 1.0–2.0 1087 $3,604 $3.31 0d 23 0.94mi
726 Sunny Pine Way Unit B2 Greenacres, FL 3.0 2.0 1254 $2,200 $1.75 4d 1 0.95mi
4393 Hammock Grove Dr Lake Worth, FL 4.0 3.0 1851 $3,100 $1.67 25d 1 0.96mi
4393 Hammock Grove Dr Lake Worth, FL 4.0 2.0 1851 $3,200 $1.73 0d 1 0.96mi
6049 Olivewood Cir Greenacres, FL 2.0 2.0 1377 $2,200 $1.60 24d 1 0.96mi
4416 Hammock Grove Dr Lake Worth, FL 4.0 2.5 1750 $3,600 $2.06 25d 1 0.96mi
817 Sky Pine Way Unit H Greenacres, FL 2.0 2.0 1370 $2,300 $1.68 17d 1 1.03mi
6043 10th Ave N #130 Greenacres, FL 3.0 2.0 1500 $2,300 $1.53 25d 1 1.03mi
826 Sky Pine Way Greenacres, FL 2.0–3.0 2.0 1304 $2,500 $1.92 13d 2 1.04mi
6506 Dockside Cir Greenacres, FL 2.0 2.5 1226 $2,000 $1.63 8d 1 1.09mi
6909 Harbours Edge Ave Unit 6909 Greenacres, FL 3.0 2.5 1695 $3,000 $1.77 8d 1 1.11mi
6909 Harbours Edge Ave Unit 6909 Greenacres, FL 3.0 2.5 1695 $3,000 $1.77 25d 1 1.11mi
7831 Willow Spring Dr #524 Lake Worth, FL 2.0 2.0 1360 $2,000 $1.47 25d 1 1.13mi
7844 Willow Spring Dr #1715 Lake Worth, FL 2.0 2.0 1360 $1,950 $1.43 5d 1 1.16mi
7128 Claudelle St Greenacres, FL 4.0 2.5 2532 $3,950 $1.56 14d 1 1.18mi
7182 Claudelle St Lake Worth, FL 4.0 2.5 2532 $3,950 $1.56 14d 1 1.18mi

HOA detail

Monthly dues
$310 · $3,720/yr

Listing history 18 events

  1. 2026-06-18
    days on market $325,000 Active 133 DOM
  2. 2026-06-17
    days on market $325,000 Active 132 DOM
  3. 2026-06-16
    days on market $325,000 Active 131 DOM
  4. 2026-06-15
    days on market $325,000 Active 130 DOM
  5. 2026-06-13
    days on market $325,000 Active 128 DOM
  6. 2026-06-09
    days on market $325,000 Active 124 DOM
  7. 2026-06-07
    days on market $325,000 Active 122 DOM
  8. 2026-06-04
    days on market $325,000 Active 119 DOM
  9. 2026-06-03
    days on market $325,000 Active 118 DOM
  10. 2026-06-01
    days on market $325,000 Active 116 DOM
  11. 2026-05-31
    days on market $325,000 Active 115 DOM
  12. 2026-03-12
    price $325,000
  13. 2026-02-05
    listed $350,000 Active
  14. 2007-02-13
    soldstatus $200,000 245-char remark
    Show marketing remark (245 chars)

    WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''

  15. 2007-01-29
    historical 245-char remark
    Show marketing remark (245 chars)

    WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''

  16. 2006-09-06
    listed $239,900 245-char remark
    Show marketing remark (245 chars)

    WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''

  17. 1985-07-01
    soldstatus $115,000
  18. 1981-06-01
    soldstatus $89,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,491 · $124/mo
Projected year-2 tax
$2,698 · $225/mo
Expected delta
+$1,207/yr (+$101/mo · 81.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,550
− Mortgage interest
−$18,205
− Property taxes
−$1,491
− Insurance
−$1,625
− Repairs & maintenance
−$2,764
− Management
−$2,764
− HOA
−$3,720
− Depreciation
−$9,455
Taxable loss
−$5,473
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,314
After-tax cash flow
$1,320/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Greenacres

Score
69/100
State rank
#490
US rank
#9008

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
City population
65,478
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
58,411
Household income
$95,739
Rent vs Own
13.6% rent · 86.4% own
Severe rent burden
960.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Hispanic / Latino 22% Two or more races 13% Black 10% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4% Cuban 4% Dominican 2%
Common ancestry
Romanian 4% Scotch-Irish 3% Hispanic 3%
Foreign-born
24% · Canada, Jamaica, Vietnam
Languages at home
71% English-only · Spanish 17% French/Haitian/Cajun 5% Other Indo-European 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -288.94%
Current HPI
343.7738
Rent YoY
▼ -0.40%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+265.2% since first listed
7 events — show timeline
  • 2026-03-12 Price Changed $325,000 Beaches MLS
  • 2026-02-05 Listed $350,000 Beaches MLS
  • 2007-02-13 Sold (MLS) $200,000 Beaches MLS
  • 2007-01-29 Listing Removed Beaches MLS
  • 2006-09-06 Listed $239,900 Beaches MLS
  • 1985-07-01 Sold (Public Records) $115,000 Public Records
  • 1981-06-01 Sold (Public Records) $89,000 Public Records

Property tax history

+1.1%/yr

Latest (2025): $1,491 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…