6730 Starkeys Pl · Greenacres, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- DSCR +4.0/10.0
- 1% rule +3.9/10.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''
Key facts
- Community pool
- Poinciana clubhouse
- Attached villa
Tags
Property features AI
Finance
- Other: Pets allowed (breed restrictions and possible pet restrictions)
- HOA & community: Has association; Monthly HOA fee ($310) covering cable TV and common areas; Community amenities include clubhouse, fitness center, golf course, tennis courts, pickleball courts, billiard room, putting green, cafe/restaurant and library; Senior community
Exterior
- Parking: Attached garage (1 covered space, 1 garage space)
- Utilities: Public water; Public sewer; Three-phase electric; Cable available
- Home design: Villa property type; Single-story; Resale condition; Faces north
- Construction: CBS construction; Composition/shingle roof
- Exterior features: Screened patio; Patio; Corner lot; Not waterfront
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
- Bedrooms: 3 bedrooms on the main level
- Flooring: Ceramic tile
- Bathrooms: 2 full bathrooms (main level)
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Walk-in closets; Split bedroom layout; Stacked bedroom layout; Furnished
- Laundry & utility: Laundry inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $1 ($7/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $288k (11.4% below list).
- Recommended offer: $286k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 69/100 on livability (#490 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, amenities F, commute F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Liberty Park Elementary School (math 25% / reading 38%, grade F, #1,841 of 2,144 statewide, top 86%, 845 students, 76% FRL); Okeeheelee Middle School (math 34% / reading 40%, grade F, #399 of 571 statewide, top 71%, 1,377 students, 68% FRL) — zoned schools average 72% FRL vs 52% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 34% at this address vs 50% district-wide (-15 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.4%/yr); 651 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
- This rent runs 36% of the median local income ($96k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 133 days — a 12% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 20y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $200k; list at $325k implies a 62% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.30%
- Cash-on-cash
- 0.01%
- DSCR
- 1.00
- GRM
- 9.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -19.7%
- Equity multiple
- 0.33×
- Total profit
- $-61,004
- Equity at exit
- $48,459
- IRR
- -20.9%
- Equity multiple
- 0.06×
- Total profit
- $-85,436
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33467
- Rents YoY
- -0.4%
- Active inventory
- 651
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,879 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$124 /mo · $1,491/yr
- Insurance
- −$135
- HOA
- −$310
- Vacancy / Maint / Mgmt
- −$605
- Net cashflow
- $1
Break-even live
Sensitivity live
| Price | -10% $185 | -5% $93 | +0% $1 | +5% $-91 | +10% $-183 |
|---|---|---|---|---|---|
| Rent | -10% $-227 | -5% $-113 | +0% $1 | +5% $114 | +10% $228 |
| Rate | -1.0pp $164 | -0.5pp $83 | base $1 | +0.5pp $-84 | +1.0pp $-169 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3356 Via Mancebo St Lake Worth, FL | 3.0 | 2.5 | 1728 | $2,650 | $1.53 | 15d | 1 | 0.08mi |
| 6768 10th Ave N #316 Lake Worth, FL | 3.0 | 2.0 | 2000 | $2,200 | $1.10 | 19d | 1 | 0.21mi |
| 3258 Jog Park Dr Greenacres, FL | 2.0 | 2.0 | 1415 | $2,300 | $1.63 | 25d | 1 | 0.37mi |
| 3043 Grandiflora Dr Lake Worth, FL | 3.0 | 2.0 | 1316 | $2,700 | $2.05 | 12d | 1 | 0.45mi |
| 3024 Lucerne Park Dr Greenacres, FL | 3.0 | 2.0 | 1545 | $3,100 | $2.01 | 25d | 1 | 0.50mi |
| 6835 Broadwater Ln Lake Worth, FL | 4.0 | 2.5 | 1920 | $3,300 | $1.72 | 25d | 1 | 0.62mi |
| 6733 Broadwater Ln Lake Worth, FL | 3.0 | 2.5 | 1568 | $2,800 | $1.79 | 25d | 1 | 0.64mi |
| 4080 Tivoli Ct #307 Lake Worth, FL | 3.0 | 2.0 | 1253 | $1,999 | $1.60 | 25d | 1 | 0.66mi |
| 6273 Tall Cypress Cir Greenacres, FL | 3.0 | 2.0 | 1360 | $2,400 | $1.76 | 25d | 1 | 0.67mi |
| 6285 Tall Cypress Cir Greenacres, FL | 2.0 | 2.0 | 1556 | $2,300 | $1.48 | 13d | 1 | 0.71mi |
| 6939 Harbours Edge Ave Unit 6939 Greenacres, FL | 3.0 | 2.5 | 1695 | $3,000 | $1.77 | 8d | 1 | 0.76mi |
| 6939 Harbours Edge Ave Unit 6939 Greenacres, FL | 3.0 | 2.5 | 1695 | $3,000 | $1.77 | 22d | 1 | 0.76mi |
| 4297 Hammock Grove Dr Unit 4297 Greenacres, FL | 4.0 | 2.5 | 2207 | $3,300 | $1.50 | 18d | 1 | 0.76mi |
| 4297 Hammock Grove Dr Unit 4297 Greenacres, FL | 4.0 | 2.5 | 2207 | $3,300 | $1.50 | 3d | 1 | 0.76mi |
| 6923 Harbours Edge Ave Lake Worth, FL | 3.0 | 2.5 | 1690 | $3,000 | $1.78 | 25d | 1 | 0.77mi |
| 6923 Harbours Edge Ave Lake Worth, FL | 3.0 | 2.5 | 1690 | $3,000 | $1.78 | 2d | 1 | 0.77mi |
| 4125 Pine Branch Cir Lake Worth, FL | 3.0 | 2.0 | 1786 | $2,800 | $1.57 | 25d | 1 | 0.81mi |
| 4329 Pond Lily Ln Unit 4329 Greenacres, FL | 3.0 | 2.5 | 1690 | $2,950 | $1.75 | 22d | 1 | 0.83mi |
| 4228 Deste Ct Greenacres, FL | 3.0 | 2.5 | 1497 | $3,000 | $2.00 | 19d | 1 | 0.85mi |
| 303 Seminole Palms Dr Lake Worth, FL | 2.0 | 2.5 | 1652 | $2,400 | $1.45 | 25d | 1 | 0.87mi |
| 4360 Fountains Dr Lake Worth, FL | 3.0 | 3.0 | 1600 | $2,750 | $1.72 | 25d | 1 | 0.90mi |
| 6134 Seven Springs Blvd Unit 40d Greenacres, FL | 3.0 | 3.0 | 1321 | $2,400 | $1.82 | 4d | 1 | 0.92mi |
| 6115 Seven Springs Blvd Greenacres, FL | 2.0 | 2.5 | 1325 | $2,475 | $1.87 | 6d | 1 | 0.92mi |
| 6115 Seven Springs Blvd Greenacres, FL | 2.0 | 2.5 | 1325 | $2,500 | $1.89 | 19d | 1 | 0.92mi |
| 6615 Waterfront Xing Lake Worth, FL | 1.0–3.0 | 1.0–2.0 | 1087 | $3,604 | $3.31 | 0d | 23 | 0.94mi |
| 726 Sunny Pine Way Unit B2 Greenacres, FL | 3.0 | 2.0 | 1254 | $2,200 | $1.75 | 4d | 1 | 0.95mi |
| 4393 Hammock Grove Dr Lake Worth, FL | 4.0 | 3.0 | 1851 | $3,100 | $1.67 | 25d | 1 | 0.96mi |
| 4393 Hammock Grove Dr Lake Worth, FL | 4.0 | 2.0 | 1851 | $3,200 | $1.73 | 0d | 1 | 0.96mi |
| 6049 Olivewood Cir Greenacres, FL | 2.0 | 2.0 | 1377 | $2,200 | $1.60 | 24d | 1 | 0.96mi |
| 4416 Hammock Grove Dr Lake Worth, FL | 4.0 | 2.5 | 1750 | $3,600 | $2.06 | 25d | 1 | 0.96mi |
| 817 Sky Pine Way Unit H Greenacres, FL | 2.0 | 2.0 | 1370 | $2,300 | $1.68 | 17d | 1 | 1.03mi |
| 6043 10th Ave N #130 Greenacres, FL | 3.0 | 2.0 | 1500 | $2,300 | $1.53 | 25d | 1 | 1.03mi |
| 826 Sky Pine Way Greenacres, FL | 2.0–3.0 | 2.0 | 1304 | $2,500 | $1.92 | 13d | 2 | 1.04mi |
| 6506 Dockside Cir Greenacres, FL | 2.0 | 2.5 | 1226 | $2,000 | $1.63 | 8d | 1 | 1.09mi |
| 6909 Harbours Edge Ave Unit 6909 Greenacres, FL | 3.0 | 2.5 | 1695 | $3,000 | $1.77 | 8d | 1 | 1.11mi |
| 6909 Harbours Edge Ave Unit 6909 Greenacres, FL | 3.0 | 2.5 | 1695 | $3,000 | $1.77 | 25d | 1 | 1.11mi |
| 7831 Willow Spring Dr #524 Lake Worth, FL | 2.0 | 2.0 | 1360 | $2,000 | $1.47 | 25d | 1 | 1.13mi |
| 7844 Willow Spring Dr #1715 Lake Worth, FL | 2.0 | 2.0 | 1360 | $1,950 | $1.43 | 5d | 1 | 1.16mi |
| 7128 Claudelle St Greenacres, FL | 4.0 | 2.5 | 2532 | $3,950 | $1.56 | 14d | 1 | 1.18mi |
| 7182 Claudelle St Lake Worth, FL | 4.0 | 2.5 | 2532 | $3,950 | $1.56 | 14d | 1 | 1.18mi |
HOA detail
- Monthly dues
- $310 · $3,720/yr
Listing history 18 events
-
2026-06-18days on market $325,000 Active 133 DOM
-
2026-06-17days on market $325,000 Active 132 DOM
-
2026-06-16days on market $325,000 Active 131 DOM
-
2026-06-15days on market $325,000 Active 130 DOM
-
2026-06-13days on market $325,000 Active 128 DOM
-
2026-06-09days on market $325,000 Active 124 DOM
-
2026-06-07days on market $325,000 Active 122 DOM
-
2026-06-04days on market $325,000 Active 119 DOM
-
2026-06-03days on market $325,000 Active 118 DOM
-
2026-06-01days on market $325,000 Active 116 DOM
-
2026-05-31days on market $325,000 Active 115 DOM
-
2026-03-12price $325,000
-
2026-02-05$350,000 Active
-
2007-02-13soldstatus $200,000 245-char remark
Show marketing remark (245 chars)
WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''
-
2007-01-29historical 245-char remark
Show marketing remark (245 chars)
WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''
-
2006-09-06$239,900 245-char remark
Show marketing remark (245 chars)
WOW! CUSTOM DESIGNED ONE OF A KIND 3 BEDROOM VILLA. LIGHT AND BRIGHT, MODERN AND OPEN. HUGE EAT IN KITCHEN OPENING TO A PERFECT GREAT ROOM. TWO AND A HALF BATHS. GARAGE. PETS ALLOWED! GREAT FLOOR PLAN. ALL MEASUREMENTS ARE APPROXIMATE. ''AS IS''
-
1985-07-01soldstatus $115,000
-
1981-06-01soldstatus $89,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,491 · $124/mo
- Projected year-2 tax
- $2,698 · $225/mo
- Expected delta
- +$1,207/yr (+$101/mo · 81.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,550
- − Mortgage interest
- −$18,205
- − Property taxes
- −$1,491
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,764
- − Management
- −$2,764
- − HOA
- −$3,720
- − Depreciation
- −$9,455
- Taxable loss
- −$5,473
- Est. tax savings @ 24.0%
- +$1,314
- After-tax cash flow
- $1,320/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
Livability — Greenacres
- Score
- 69/100
- State rank
- #490
- US rank
- #9008
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Palm Beach County · 1,438,312 people
- City population
- 65,478
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 58,411
- Household income
- $95,739
- Rent vs Own
- Severe rent burden
- 960.0
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 59% Hispanic / Latino 22% Two or more races 13% Black 10% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 4% Cuban 4% Dominican 2%
- Common ancestry
- Romanian 4% Scotch-Irish 3% Hispanic 3%
- Foreign-born
- 24% · Canada, Jamaica, Vietnam
- Languages at home
- 71% English-only · Spanish 17% French/Haitian/Cajun 5% Other Indo-European 3%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -288.94%
- Current HPI
- 343.7738
- Rent YoY
- ▼ -0.40%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+265.2% since first listed7 events — show timeline
- 2026-03-12 Price Changed $325,000 Beaches MLS
- 2026-02-05 Listed $350,000 Beaches MLS
- 2007-02-13 Sold (MLS) $200,000 Beaches MLS
- 2007-01-29 Listing Removed — Beaches MLS
- 2006-09-06 Listed $239,900 Beaches MLS
- 1985-07-01 Sold (Public Records) $115,000 Public Records
- 1981-06-01 Sold (Public Records) $89,000 Public Records
Property tax history
+1.1%/yrLatest (2025): $1,491 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…