37349 Gill Ave · Zephyrhills, FL 33541

$268,000

3 bd · 2.0 ba · 1,581 sqft · Manufactured public records · 55 Days on market

Built 2005 6,311 sqft lot Est $236k · 14% over $77/mo HOA · 3% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.4/30.0
• Schools +4.3/10.0
• DSCR +3.7/10.0
• Livability +3.6/5.0
• 1% rule +3.4/10.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• ARV discount +1.3/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

This is a beautiful home with manicured lawn and mature trees! A large lot with great curb appeal, gorgeous palm trees out front and a palm tree etched into the driveway. You OWN the land in this gated 55+ community with low HOA fees. No neighbors to the rear of the home! This home has a lot of extras such as arched entryways to rooms, leaded glass front door insert, beveled glass partitions, pendant lighting, light-filled rooms lots of windows and a split floor plan for privacy. The foyer leads into the dining room with ceramic tile flooring there and in the kitchen. The Great room has large windows, a gable ceiling and is in the middle of the home with an open view to the kitchen. Large Master Bedroom wih double closet doors and big windows, leading to an en-suite bathroom that is enormous with a garden tub, large shower and double vanity. Lots of storage! On the opposite side of the home, a second bedroom has beautiful glass french doors leading into the bedroom. The third bedroom has a huge walk-in closet! The guest bath is conveniently between the 2nd and 3rd bedrooms with a tub/shower and windows for great lighting. The kitchen has corian counter tops, a closet pantry an island, breakfast bar and dishwasher. The kitchen leads to a separate laundry room with a newer washer and dryer plus lots of cabinets for storage. There's also an enclosed Florida room with sliding windows, blinds and a portable a/c unit. A rear porch leads to the beautiful side and back yard that has crape myrtle, bougainvillea, Norfolk pine trees and more palm trees! Off the back patio, there is a very large shed/workshop with a ton of shelving, pegboards, overhead lighting and plenty of room to work. The community has resident-owned amenities, which include a heated swimming pool, hot tub, shuffleboard, library, billiard room, craft room and clubhouse! This home is close to shopping, restaurants, a large hospital, doctors and major roads to Tampa and Orlando. A/C is 2014. Call your agent for a showing today!

Key facts

• Newer ac
• Quiet cul-de-sac
• No rear neighbors

Tags

• NEW ROOF
• NEWER AC
• QUIET CUL-DE-SAC
• NO REAR NEIGHBORS
• LANDSCAPED BEDS
• ENCLOSED FLORIDA ROOM

Property features AI

Finance

• Other: Buyer approval required for association; Deed restrictions and fence restrictions; Golf carts permitted
• Financial info: Total monthly HOA fees $77 (total annual fees $924)
• HOA & community: Member of Grand Horizons HOA (monthly fee: $77); HOA covers pool, common area taxes, management, private road, recreational facilities, escrow reserves; Community amenities include clubhouse, gated entry, pool, spa/hot tub, shuffleboard court, recreation facilities, sidewalks, street lights; Senior community; Pets allowed with restrictions (max ~40 lbs; breed, number and size limits)

Exterior

• Parking: Driveway with tandem parking; 2-space carport
• Security: Gated community; Smoke detectors
• Utilities: Public water; Public sewer; Electricity connected; Cable available and connected; Water connected; Sewer connected
• Home design: Manufactured double-wide home; Single-story; Faces east
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built as a manufactured home (double wide)
• Exterior features: Covered front porch; Sliding doors; Exterior lighting; Rain gutters; Shed(s); Irrigation equipment; Mature landscaping with trees

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface counters; Eat-in kitchen
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; High ceilings; Open floorplan; Solid surface counters; Split bedroom layout; Thermostat; Walk-in closets; Window treatments (blinds, drapes, rods)
• Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry room located inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $268k.

Deal economics

• At list price, monthly cash flow is $-45 ($-544/yr) — negative.
• To cash-flow at today's rent, offer at most $260k (3.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (15.7% below list).
• Recommended offer: $226k (15.7% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.8% in Zephyrhills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#330 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, crime C-, amenities F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• At $2,259/mo this rent would consume 48% of the median local household income ($57k/yr) (locally 393% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($260k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $225,877 (15.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.09%
• Cash-on-cash: -0.72%
• DSCR: 0.97
• GRM: 9.9

CMA / ARV

• ARV (on-the-fly): $235,569
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
37510 New Horizons Blvd	0.17mi	3/2.0	1,488 (-6%)	2mo	$215,000	$144	81
37551 Lilly Bea Ave	0.21mi	3/2.0	1,512 (-4%)	5mo	$225,000	$149	79
37142 Neukom Ave	0.23mi	2/2.0 (-1)	1,584 (+0%)	6mo	$251,000	$158	79
37539 Gill Ave	0.19mi	3/2.0	1,512 (-4%)	6mo	$219,000	$145	78
37544 Corey Lewis Ave	0.20mi	3/2.0	1,512 (-4%)	7mo	$210,000	$139	77
7918 Kay Marie Ave	0.29mi	2/2.0 (-1)	1,596 (+1%)	5mo	$265,000	$166	76
37630 Landis Ave	0.31mi	3/2.0	1,512 (-4%)	4mo	$189,000	$125	75
37551 Gill Ave	0.21mi	3/2.0	1,488 (-6%)	9mo	$235,000	$158	73
7149 Naranja St	0.61mi	3/2.0	1,539 (-3%)	7mo	$210,000	$136	61
37635 Gill Ave	0.29mi	2/2.0 (-1)	1,407 (-11%)	3mo	$217,000	$154	60
37652 New Horizons Blvd	0.34mi	2/2.0 (-1)	1,396 (-12%)	3mo	$240,000	$172	57
37526 Rio Ln	0.62mi	2/2.0 (-1)	1,448 (-8%)	3mo	$180,000	$124	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.9%
• Equity multiple: 0.29×
• Total profit: $-52,912
• Equity at exit: $39,960

10-year hold

• IRR: -22.9%
• Equity multiple: -0.00×
• Total profit: $-75,290
• Equity at exit: $23,172

Cash invested: $75,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33541

• Home prices YoY: -15.2%
• Rents YoY: -2.5%
• Active inventory: 856
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,259 high
• Mortgage (P&I): −$1,405
• Tax from tax record: −$236 /mo · $2,828/yr
• Insurance: −$112
• HOA: −$77
• Vacancy / Maint / Mgmt: −$474
• Net cashflow: $-45

Break-even live

Break-even rent $2,316

Max offer price $259,997

Occupancy floor 97%

Sensitivity live

Price	-10% $106	-5% $31	+0% $-45	+5% $-121	+10% $-197
Rent	-10% $-224	-5% $-135	+0% $-45	+5% $44	+10% $133
Rate	-1.0pp $90	-0.5pp $23	base $-45	+0.5pp $-115	+1.0pp $-185

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,000
• Closing costs: $8,040
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7660 Emerson Hill Cir Zephyrhills, FL	1.0–3.0	1.0–2.0	1077	$2,315	$2.15	0d	33	0.72mi
37814 Daughtery Rd Zephyrhills, FL	2.0	1.0	1070	$1,395	$1.30	6d	1	0.93mi
8313 Wheat Stone Dr Zephyrhills, FL	3.0	2.0	1864	$2,275	$1.22	25d	1	1.11mi
6722 Northlake Dr Zephyrhills, FL	3.0	2.0	2215	$2,450	$1.11	25d	1	1.14mi
6773 Branham Mill Ct Zephyrhills, FL	3.0	2.0	1454	$1,950	$1.34	25d	1	1.17mi
7064 Ripple Pond Loop Zephyrhills, FL	3.0	2.5	1787	$2,047	$1.15	16d	1	1.18mi
6633 Foxmoor Dr Zephyrhills, FL	3.0	2.0	1300	$2,000	$1.54	25d	1	1.21mi
6766 Shelby Lynn Way Unit 1A Zephyrhills, FL	4.0	3.0	2124	$2,800	$1.32	13d	1	1.23mi
6335 Maisie Rd Zephyrhills, FL	3.0	2.5	1363	$1,650	$1.21	21d	1	1.46mi

HOA detail

• Monthly dues: $77 · $924/yr
• Likely covers: poolsecurity

Listing history 25 events

1. 2026-06-18
   days on market $268,000 Active 55 DOM
2. 2026-06-17
   days on market $268,000 Active 54 DOM
3. 2026-06-16
   days on market $268,000 Active 53 DOM
4. 2026-06-15
   days on market $268,000 Active 52 DOM
5. 2026-06-13
   days on market $268,000 Active 50 DOM
6. 2026-06-09
   days on market $268,000 Active 46 DOM
7. 2026-06-08
   days on market $268,000 Active 45 DOM
8. 2026-06-07
   days on market $268,000 Active 44 DOM
9. 2026-06-04
   days on market $268,000 Active 41 DOM
10. 2026-06-03
    days on market $268,000 Active 40 DOM
11. 2026-06-02
    days on market $268,000 Active 39 DOM
12. 2026-06-01
    days on market $268,000 Active 38 DOM
13. 2026-05-31
    days on market $268,000 Active 37 DOM
14. 2026-04-24
    listed $268,000 Active
15. 2022-10-22
    soldstatus $265,000
16. 2022-09-27
    soldstatus $265,000 Closed 2026-char remark

    Show marketing remark (2026 chars)

    This is a beautiful home with manicured lawn and mature trees! A large lot with great curb appeal, gorgeous palm trees out front and a palm tree etched into the driveway. You OWN the land in this gated 55+ community with low HOA fees. No neighbors to the rear of the home! This home has a lot of extras such as arched entryways to rooms, leaded glass front door insert, beveled glass partitions, pendant lighting, light-filled rooms lots of windows and a split floor plan for privacy. The foyer leads into the dining room with ceramic tile flooring there and in the kitchen. The Great room has large windows, a gable ceiling and is in the middle of the home with an open view to the kitchen. Large Master Bedroom wih double closet doors and big windows, leading to an en-suite bathroom that is enormous with a garden tub, large shower and double vanity. Lots of storage! On the opposite side of the home, a second bedroom has beautiful glass french doors leading into the bedroom. The third bedroom has a huge walk-in closet! The guest bath is conveniently between the 2nd and 3rd bedrooms with a tub/shower and windows for great lighting. The kitchen has corian counter tops, a closet pantry an island, breakfast bar and dishwasher. The kitchen leads to a separate laundry room with a newer washer and dryer plus lots of cabinets for storage. There's also an enclosed Florida room with sliding windows, blinds and a portable a/c unit. A rear porch leads to the beautiful side and back yard that has crape myrtle, bougainvillea, Norfolk pine trees and more palm trees! Off the back patio, there is a very large shed/workshop with a ton of shelving, pegboards, overhead lighting and plenty of room to work. The community has resident-owned amenities, which include a heated swimming pool, hot tub, shuffleboard, library, billiard room, craft room and clubhouse! This home is close to shopping, restaurants, a large hospital, doctors and major roads to Tampa and Orlando. A/C is 2014. Call your agent for a showing today!

17. 2022-08-12
    status Pending 2026-char remark

    Show marketing remark (2026 chars)

    This is a beautiful home with manicured lawn and mature trees! A large lot with great curb appeal, gorgeous palm trees out front and a palm tree etched into the driveway. You OWN the land in this gated 55+ community with low HOA fees. No neighbors to the rear of the home! This home has a lot of extras such as arched entryways to rooms, leaded glass front door insert, beveled glass partitions, pendant lighting, light-filled rooms lots of windows and a split floor plan for privacy. The foyer leads into the dining room with ceramic tile flooring there and in the kitchen. The Great room has large windows, a gable ceiling and is in the middle of the home with an open view to the kitchen. Large Master Bedroom wih double closet doors and big windows, leading to an en-suite bathroom that is enormous with a garden tub, large shower and double vanity. Lots of storage! On the opposite side of the home, a second bedroom has beautiful glass french doors leading into the bedroom. The third bedroom has a huge walk-in closet! The guest bath is conveniently between the 2nd and 3rd bedrooms with a tub/shower and windows for great lighting. The kitchen has corian counter tops, a closet pantry an island, breakfast bar and dishwasher. The kitchen leads to a separate laundry room with a newer washer and dryer plus lots of cabinets for storage. There's also an enclosed Florida room with sliding windows, blinds and a portable a/c unit. A rear porch leads to the beautiful side and back yard that has crape myrtle, bougainvillea, Norfolk pine trees and more palm trees! Off the back patio, there is a very large shed/workshop with a ton of shelving, pegboards, overhead lighting and plenty of room to work. The community has resident-owned amenities, which include a heated swimming pool, hot tub, shuffleboard, library, billiard room, craft room and clubhouse! This home is close to shopping, restaurants, a large hospital, doctors and major roads to Tampa and Orlando. A/C is 2014. Call your agent for a showing today!

18. 2022-07-29
    listed $285,000 Active 2026-char remark

    Show marketing remark (2026 chars)

    This is a beautiful home with manicured lawn and mature trees! A large lot with great curb appeal, gorgeous palm trees out front and a palm tree etched into the driveway. You OWN the land in this gated 55+ community with low HOA fees. No neighbors to the rear of the home! This home has a lot of extras such as arched entryways to rooms, leaded glass front door insert, beveled glass partitions, pendant lighting, light-filled rooms lots of windows and a split floor plan for privacy. The foyer leads into the dining room with ceramic tile flooring there and in the kitchen. The Great room has large windows, a gable ceiling and is in the middle of the home with an open view to the kitchen. Large Master Bedroom wih double closet doors and big windows, leading to an en-suite bathroom that is enormous with a garden tub, large shower and double vanity. Lots of storage! On the opposite side of the home, a second bedroom has beautiful glass french doors leading into the bedroom. The third bedroom has a huge walk-in closet! The guest bath is conveniently between the 2nd and 3rd bedrooms with a tub/shower and windows for great lighting. The kitchen has corian counter tops, a closet pantry an island, breakfast bar and dishwasher. The kitchen leads to a separate laundry room with a newer washer and dryer plus lots of cabinets for storage. There's also an enclosed Florida room with sliding windows, blinds and a portable a/c unit. A rear porch leads to the beautiful side and back yard that has crape myrtle, bougainvillea, Norfolk pine trees and more palm trees! Off the back patio, there is a very large shed/workshop with a ton of shelving, pegboards, overhead lighting and plenty of room to work. The community has resident-owned amenities, which include a heated swimming pool, hot tub, shuffleboard, library, billiard room, craft room and clubhouse! This home is close to shopping, restaurants, a large hospital, doctors and major roads to Tampa and Orlando. A/C is 2014. Call your agent for a showing today!

19. 2021-10-22
    soldstatus $210,000
20. 2021-10-18
    soldstatus $210,000 Closed 2808-char remark

    Show marketing remark (2808 chars)

    GRAND HORIZONS Gorgeous Home in this GATED 55+ Community where you OWN the LAND, awaits YOU! Great Curb appeal with large lot on quiet cul-de-sac street with NO rear neighbors, lush lawn and meticulous landscaping welcomes you with a Tropical Palm in front and etched on widened driveway. 2 car covered carport has epoxy finish with room to park golf cart and vehicle or 2 cars. Enclosed Florida Room with sliding windows and portable AC is a great place to visit with friends, just off the back REAR open Patio to grill out, read a book or sunbathe in your private backyard, complete with lamppost lantern and landscaped beds. Back patio access to your LARGE attached shed with wooden shelves providing LOTS of storage and the Workbench with tool cabinet makes a great workshop! Enter this quality Jacobsen home thru Oval leaded glass door onto ceramic tile floor foyer and notice the attention to detail in this one owner home. ARCHES, etched glass panels in wall, textured drywall walls with arch openings and curved corners plus cathedral ceiling in greatroom are exceptional touches! Double French doors OPEN to Home Office/Den or 3rd bedroom with spacious closet. Guest bath boasts tub/shower combo, tile floors and is between den and guest bedroom, on a separate wing from the owners retreat which is on the opposite end of the home for privacy. Guest bedroom has a large window, now being used as a craft room and has a HUGE walk in closet. Serene Owners retreat with mirrored double closet doors and spacious bath Ensuite with Ceramic tile floor, dual sinks, oval soaking tub plus large shower, raised cabinets with corian tops, raised commode and linen closets in this light, bright bath. GREAT ROOM in the Center of this home with a Gable Ceiling and Triple window adding lots of natural light! Spacious gathering room is perfect for entertaining family and friends with OPEN arch to dining area and kitchen. Corian counters, breakfast bar and center island in this Awesome Kitchen with loads of cabinets, new Bosch dishwasher 2020 and closet pantry. Chair rail in the dining area with double window and arch to great room for easy entertaining! Laundry room houses the Samsung washer and dryer with cabinets above and storage area, with back door access to enclosed sunroom! OWN your land in this active 55+ community with resident owned amenities: Heated swimming pool, Clubhouse with commercial kitchen, craft room, billiards room, library, shuffleboard and planned activities and excursions! Must SEE this Meticulously Maintained and Move in ready home. Some furnishings are for sale outside of closing. Located in Zephyrhills, Northeast of Tampa, within 1 mile of hospital, doctors, theater, bowling, restaurants, YMCA and major highways to Lakeland, Orlando or the Beaches! CALL TODAY!

21. 2021-09-19
    status Pending 2808-char remark

    Show marketing remark (2808 chars)

    GRAND HORIZONS Gorgeous Home in this GATED 55+ Community where you OWN the LAND, awaits YOU! Great Curb appeal with large lot on quiet cul-de-sac street with NO rear neighbors, lush lawn and meticulous landscaping welcomes you with a Tropical Palm in front and etched on widened driveway. 2 car covered carport has epoxy finish with room to park golf cart and vehicle or 2 cars. Enclosed Florida Room with sliding windows and portable AC is a great place to visit with friends, just off the back REAR open Patio to grill out, read a book or sunbathe in your private backyard, complete with lamppost lantern and landscaped beds. Back patio access to your LARGE attached shed with wooden shelves providing LOTS of storage and the Workbench with tool cabinet makes a great workshop! Enter this quality Jacobsen home thru Oval leaded glass door onto ceramic tile floor foyer and notice the attention to detail in this one owner home. ARCHES, etched glass panels in wall, textured drywall walls with arch openings and curved corners plus cathedral ceiling in greatroom are exceptional touches! Double French doors OPEN to Home Office/Den or 3rd bedroom with spacious closet. Guest bath boasts tub/shower combo, tile floors and is between den and guest bedroom, on a separate wing from the owners retreat which is on the opposite end of the home for privacy. Guest bedroom has a large window, now being used as a craft room and has a HUGE walk in closet. Serene Owners retreat with mirrored double closet doors and spacious bath Ensuite with Ceramic tile floor, dual sinks, oval soaking tub plus large shower, raised cabinets with corian tops, raised commode and linen closets in this light, bright bath. GREAT ROOM in the Center of this home with a Gable Ceiling and Triple window adding lots of natural light! Spacious gathering room is perfect for entertaining family and friends with OPEN arch to dining area and kitchen. Corian counters, breakfast bar and center island in this Awesome Kitchen with loads of cabinets, new Bosch dishwasher 2020 and closet pantry. Chair rail in the dining area with double window and arch to great room for easy entertaining! Laundry room houses the Samsung washer and dryer with cabinets above and storage area, with back door access to enclosed sunroom! OWN your land in this active 55+ community with resident owned amenities: Heated swimming pool, Clubhouse with commercial kitchen, craft room, billiards room, library, shuffleboard and planned activities and excursions! Must SEE this Meticulously Maintained and Move in ready home. Some furnishings are for sale outside of closing. Located in Zephyrhills, Northeast of Tampa, within 1 mile of hospital, doctors, theater, bowling, restaurants, YMCA and major highways to Lakeland, Orlando or the Beaches! CALL TODAY!

22. 2021-09-04
    status Active 2808-char remark

    Show marketing remark (2808 chars)

    GRAND HORIZONS Gorgeous Home in this GATED 55+ Community where you OWN the LAND, awaits YOU! Great Curb appeal with large lot on quiet cul-de-sac street with NO rear neighbors, lush lawn and meticulous landscaping welcomes you with a Tropical Palm in front and etched on widened driveway. 2 car covered carport has epoxy finish with room to park golf cart and vehicle or 2 cars. Enclosed Florida Room with sliding windows and portable AC is a great place to visit with friends, just off the back REAR open Patio to grill out, read a book or sunbathe in your private backyard, complete with lamppost lantern and landscaped beds. Back patio access to your LARGE attached shed with wooden shelves providing LOTS of storage and the Workbench with tool cabinet makes a great workshop! Enter this quality Jacobsen home thru Oval leaded glass door onto ceramic tile floor foyer and notice the attention to detail in this one owner home. ARCHES, etched glass panels in wall, textured drywall walls with arch openings and curved corners plus cathedral ceiling in greatroom are exceptional touches! Double French doors OPEN to Home Office/Den or 3rd bedroom with spacious closet. Guest bath boasts tub/shower combo, tile floors and is between den and guest bedroom, on a separate wing from the owners retreat which is on the opposite end of the home for privacy. Guest bedroom has a large window, now being used as a craft room and has a HUGE walk in closet. Serene Owners retreat with mirrored double closet doors and spacious bath Ensuite with Ceramic tile floor, dual sinks, oval soaking tub plus large shower, raised cabinets with corian tops, raised commode and linen closets in this light, bright bath. GREAT ROOM in the Center of this home with a Gable Ceiling and Triple window adding lots of natural light! Spacious gathering room is perfect for entertaining family and friends with OPEN arch to dining area and kitchen. Corian counters, breakfast bar and center island in this Awesome Kitchen with loads of cabinets, new Bosch dishwasher 2020 and closet pantry. Chair rail in the dining area with double window and arch to great room for easy entertaining! Laundry room houses the Samsung washer and dryer with cabinets above and storage area, with back door access to enclosed sunroom! OWN your land in this active 55+ community with resident owned amenities: Heated swimming pool, Clubhouse with commercial kitchen, craft room, billiards room, library, shuffleboard and planned activities and excursions! Must SEE this Meticulously Maintained and Move in ready home. Some furnishings are for sale outside of closing. Located in Zephyrhills, Northeast of Tampa, within 1 mile of hospital, doctors, theater, bowling, restaurants, YMCA and major highways to Lakeland, Orlando or the Beaches! CALL TODAY!

23. 2021-08-25
    status Pending 2808-char remark

    Show marketing remark (2808 chars)

    GRAND HORIZONS Gorgeous Home in this GATED 55+ Community where you OWN the LAND, awaits YOU! Great Curb appeal with large lot on quiet cul-de-sac street with NO rear neighbors, lush lawn and meticulous landscaping welcomes you with a Tropical Palm in front and etched on widened driveway. 2 car covered carport has epoxy finish with room to park golf cart and vehicle or 2 cars. Enclosed Florida Room with sliding windows and portable AC is a great place to visit with friends, just off the back REAR open Patio to grill out, read a book or sunbathe in your private backyard, complete with lamppost lantern and landscaped beds. Back patio access to your LARGE attached shed with wooden shelves providing LOTS of storage and the Workbench with tool cabinet makes a great workshop! Enter this quality Jacobsen home thru Oval leaded glass door onto ceramic tile floor foyer and notice the attention to detail in this one owner home. ARCHES, etched glass panels in wall, textured drywall walls with arch openings and curved corners plus cathedral ceiling in greatroom are exceptional touches! Double French doors OPEN to Home Office/Den or 3rd bedroom with spacious closet. Guest bath boasts tub/shower combo, tile floors and is between den and guest bedroom, on a separate wing from the owners retreat which is on the opposite end of the home for privacy. Guest bedroom has a large window, now being used as a craft room and has a HUGE walk in closet. Serene Owners retreat with mirrored double closet doors and spacious bath Ensuite with Ceramic tile floor, dual sinks, oval soaking tub plus large shower, raised cabinets with corian tops, raised commode and linen closets in this light, bright bath. GREAT ROOM in the Center of this home with a Gable Ceiling and Triple window adding lots of natural light! Spacious gathering room is perfect for entertaining family and friends with OPEN arch to dining area and kitchen. Corian counters, breakfast bar and center island in this Awesome Kitchen with loads of cabinets, new Bosch dishwasher 2020 and closet pantry. Chair rail in the dining area with double window and arch to great room for easy entertaining! Laundry room houses the Samsung washer and dryer with cabinets above and storage area, with back door access to enclosed sunroom! OWN your land in this active 55+ community with resident owned amenities: Heated swimming pool, Clubhouse with commercial kitchen, craft room, billiards room, library, shuffleboard and planned activities and excursions! Must SEE this Meticulously Maintained and Move in ready home. Some furnishings are for sale outside of closing. Located in Zephyrhills, Northeast of Tampa, within 1 mile of hospital, doctors, theater, bowling, restaurants, YMCA and major highways to Lakeland, Orlando or the Beaches! CALL TODAY!

24. 2021-07-30
    listed $225,000 Active 2808-char remark

    Show marketing remark (2808 chars)

    GRAND HORIZONS Gorgeous Home in this GATED 55+ Community where you OWN the LAND, awaits YOU! Great Curb appeal with large lot on quiet cul-de-sac street with NO rear neighbors, lush lawn and meticulous landscaping welcomes you with a Tropical Palm in front and etched on widened driveway. 2 car covered carport has epoxy finish with room to park golf cart and vehicle or 2 cars. Enclosed Florida Room with sliding windows and portable AC is a great place to visit with friends, just off the back REAR open Patio to grill out, read a book or sunbathe in your private backyard, complete with lamppost lantern and landscaped beds. Back patio access to your LARGE attached shed with wooden shelves providing LOTS of storage and the Workbench with tool cabinet makes a great workshop! Enter this quality Jacobsen home thru Oval leaded glass door onto ceramic tile floor foyer and notice the attention to detail in this one owner home. ARCHES, etched glass panels in wall, textured drywall walls with arch openings and curved corners plus cathedral ceiling in greatroom are exceptional touches! Double French doors OPEN to Home Office/Den or 3rd bedroom with spacious closet. Guest bath boasts tub/shower combo, tile floors and is between den and guest bedroom, on a separate wing from the owners retreat which is on the opposite end of the home for privacy. Guest bedroom has a large window, now being used as a craft room and has a HUGE walk in closet. Serene Owners retreat with mirrored double closet doors and spacious bath Ensuite with Ceramic tile floor, dual sinks, oval soaking tub plus large shower, raised cabinets with corian tops, raised commode and linen closets in this light, bright bath. GREAT ROOM in the Center of this home with a Gable Ceiling and Triple window adding lots of natural light! Spacious gathering room is perfect for entertaining family and friends with OPEN arch to dining area and kitchen. Corian counters, breakfast bar and center island in this Awesome Kitchen with loads of cabinets, new Bosch dishwasher 2020 and closet pantry. Chair rail in the dining area with double window and arch to great room for easy entertaining! Laundry room houses the Samsung washer and dryer with cabinets above and storage area, with back door access to enclosed sunroom! OWN your land in this active 55+ community with resident owned amenities: Heated swimming pool, Clubhouse with commercial kitchen, craft room, billiards room, library, shuffleboard and planned activities and excursions! Must SEE this Meticulously Maintained and Move in ready home. Some furnishings are for sale outside of closing. Located in Zephyrhills, Northeast of Tampa, within 1 mile of hospital, doctors, theater, bowling, restaurants, YMCA and major highways to Lakeland, Orlando or the Beaches! CALL TODAY!

25. 2004-06-10
    soldstatus $22,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,828 · $236/mo
• Projected year-2 tax: $2,828 · $236/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,105
• − Mortgage interest: −$15,012
• − Property taxes: −$2,828
• − Insurance: −$1,340
• − Repairs & maintenance: −$2,168
• − Management: −$2,168
• − HOA: −$924
• − Depreciation: −$7,796
• Taxable loss: −$5,132
• Est. tax savings @ 24.0%: +$1,232
• After-tax cash flow: $688/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills

• Score: 72/100
• State rank: #330
• US rank: #5760

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Zephyrhills, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 24,654
• Household income: $56,579
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 393.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 9%
• Common ancestry: Lithuanian 4% Romanian 3% Serbian 3%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.21%
• Current HPI: 308.0619
• Rent YoY: ▼ -2.51%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1070.3% since first listed

12 events — show timeline

• 2026-04-24 Listed $268,000 Stellar MLS as Distributed by MLS Grid
• 2022-10-22 Sold (Public Records) $265,000 Public Records
• 2022-09-27 Sold (MLS) $265,000 Stellar MLS as Distributed by MLS Grid
• 2022-08-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-07-29 Listed $285,000 Stellar MLS as Distributed by MLS Grid
• 2021-10-22 Sold (Public Records) $210,000 Public Records
• 2021-10-18 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
• 2021-09-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-09-04 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-08-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-07-30 Listed $225,000 Stellar MLS as Distributed by MLS Grid
• 2004-06-10 Sold (Public Records) $22,900 Public Records

Property tax history

+6.2%/yr

Latest (2025): $2,828 · +3.2% YoY. Source: county tax records.