3522 Noble St · Baltimore, MD 21224

$79,900

2 bd · 1.0 ba · 832 sqft · Townhouse public records · 62 Days on market

Built 1900 $96/sqft · 24% below area Est $105k · 24% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.8/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming Federal-style townhouse, built in 1900, offers a unique blend of historic character and modern potential, making it an excellent investment opportunity. With a total finished area of 832 square feet, this property is designed for both comfort and functionality, appealing to a wide range of potential tenants or buyers. Step inside to discover an inviting open floor plan that seamlessly connects the family room to the kitchen, creating a warm and welcoming atmosphere. The kitchen features ample table space, perfect for casual dining or entertaining guests. The layout encourages a sense of togetherness, making it an ideal setting for gatherings. This home boasts two well-sized bedrooms and a full bathroom, providing essential living space that meets the needs of many. The interior is in very good condition, allowing for immediate occupancy or rental potential without the need for extensive renovations. The full basement, with interior access, presents a blank canvas for additional storage or future development. Investors may consider finishing this space to increase the property's value and rental income potential. The unfinished basement can also serve as a laundry area, equipped with washer and dryer hookups, enhancing convenience for future occupants. The property is constructed from durable brick, ensuring longevity and low maintenance, which is a significant advantage for any investor. On-street parking is available, providing easy access for residents and guests alike. Located in a neighborhood with no association fees, this townhouse offers a cost-effective investment opportunity. The absence of association amenities means lower overhead costs, allowing for greater flexibility in rental pricing or personal use. With its historic charm, functional layout, and potential for value appreciation, this townhouse is not just a place to live but a smart investment choice. Whether you're looking to add to your portfolio or seeking a property with strong rental demand, this home is poised to deliver both comfort and financial returns. Don't miss the chance to explore the possibilities this property has to offer!

Key facts

• Open floor plan
• Ample table space
• Full basement

Tags

• FEDERAL STYLE TOWNHOUSE
• OPEN FLOOR PLAN
• AMPLE TABLE SPACE
• FULL BASEMENT
• INTERIOR ACCESS
• WASHER AND DRYER HOOKUPS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $80k.

Deal economics

• At list price, monthly cash flow is $783 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $80k).
• Recommended offer: $75k (6.0% below list) — sets the bar for market timing.
• Cap rate 18.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.3%/yr); 393 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 1.3% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 33y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $42k; list at $80k implies a 90% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $75,106 (6.0% below list)

Questions for the listing agent

1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.19% ✓
• Cap rate: 18.06%
• Cash-on-cash: 42.01%
• DSCR: 2.87
• GRM: 3.8

CMA / ARV

• ARV (median comp): $105,318
• List price: $79,900
• Delta: -24.13%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3516 Mount Pleasant Ave	0.15mi	2/1.0	884 (+6%)	7mo	$117,000	$132	77
223 Grundy St	0.34mi	2/1.0	864 (+4%)	5mo	$150,000	$174	74
124 N Janney St	0.39mi	2/1.0	792 (-5%)	2mo	$63,800	$81	72
2927 Pulaski Hwy	0.40mi	2/1.0	858 (+3%)	8mo	$108,950	$127	69
107 S Dean St	0.19mi	2/1.0	720 (-14%)	0mo	$104,000	$144	68
3919 Mount Pleasant Ave	0.27mi	2/1.0	912 (+10%)	7mo	$155,000	$170	66
3904 Mount Pleasant Ave	0.24mi	1/1.0 (-1)	896 (+8%)	8mo	$40,000	$45	65
3405 Mount Pleasant Ave	0.18mi	3/2.5 (+1)	888 (+7%)	8mo	$162,500	$183	63
605 N East Ave	0.43mi	2/1.0	896 (+8%)	7mo	$53,350	$60	62
615 N Clinton St	0.41mi	2/1.0	920 (+11%)	3mo	$60,500	$66	61
155 N Streeper St	0.48mi	2/2.0	912 (+10%)	0mo	$220,000	$241	57
228 S Haven St	0.36mi	2/2.5	720 (-14%)	7mo	$145,000	$201	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold

• IRR: 36.7%
• Equity multiple: 2.52×
• Total profit: $34,063
• Equity at exit: $11,913

10-year hold

• IRR: 42.5%
• Equity multiple: 4.69×
• Total profit: $82,511
• Equity at exit: $6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21224

• Rents YoY: 1.3%
• Active inventory: 393
• Price-to-rent: 3.8×

Monthly cashflow live

• Estimated rent: $1,749 high
• Mortgage (P&I): −$419
• Tax from tax record: −$146 /mo · $1,758/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$367
• Net cashflow: $783

Break-even live

Break-even rent $758

Max offer price $79,900

Occupancy floor 50%

Sensitivity live

Price	-10% $828	-5% $806	+0% $783	+5% $761	+10% $738
Rent	-10% $645	-5% $714	+0% $783	+5% $852	+10% $921
Rate	-1.0pp $823	-0.5pp $803	base $783	+0.5pp $762	+1.0pp $741

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3344 E Baltimore St Unit 2 Baltimore, MD	1.0	1.0	545	$1,250	$2.29	44d	1	0.09mi
3413 Leverton Ave Baltimore, MD	2.0	1.0	832	$1,000	$1.20	24d	1	0.09mi
201 S Conkling St Baltimore, MD	1.0	1.0	740	$1,500	$2.03	3d	2	0.22mi
3205 Esther Pl Baltimore, MD	2.0	2.0	960	$1,850	$1.93	24d	1	0.22mi
29 N Ellwood Ave Baltimore, MD	3.0	1.5	1100	$2,395	$2.18	24d	1	0.28mi
203 N Ellwood Ave Unit Main Baltimore, MD	2.0	2.0	880	$2,200	$2.50	24d	1	0.31mi
223 Grundy St Baltimore, MD	2.0	1.0	864	$1,450	$1.68	24d	1	0.32mi
321 Fagley St Baltimore, MD	2.0	1.0	800	$1,650	$2.06	21d	1	0.38mi
400 S Conkling St Unit 3 Baltimore, MD	1.0	1.0	700	$1,700	$2.43	44d	1	0.38mi
400 S Highland Ave Unit 402 Baltimore, MD	2.0	1.0	900	$1,700	$1.89	44d	1	0.39mi
3232 Eastern Ave Baltimore, MD	1.0	1.5	874	$2,260	$2.59	2d	1	0.44mi
3905 Bank St Baltimore, MD	4.0	1.0–3.0	909	$2,350	$2.58	3d	20	0.45mi
520 N Decker Ave Baltimore, MD	2.0	1.0	1000	$1,650	$1.65	44d	1	0.47mi
3235 Eastern Ave Unit 2FL Baltimore, MD	1.0	1.0	552	$1,795	$3.25	5d	1	0.48mi
4015 Eastern Ave Unit 2L Baltimore, MD	3.0	2.0	1100	$1,800	$1.64	44d	1	0.52mi
3801 Fleet St Unit 209 Baltimore, MD	1.0	1.5	814	$1,899	$2.33	44d	1	0.55mi
415 N Belnord Ave Baltimore, MD	2.0	1.0	1008	$1,300	$1.29	24d	1	0.61mi
127 N Glover St Baltimore, MD	2.0	1.5	1110	$2,100	$1.89	3d	1	0.63mi
531 N Belnord Ave Baltimore, MD	2.0	1.5	1100	$1,700	$1.55	24d	1	0.65mi
2608 E Fayette St Unit 1 Baltimore, MD	2.0	1.0	900	$1,700	$1.89	15d	1	0.65mi
3200 Fait Ave Baltimore, MD	1.0	1.0	800	$1,700	$2.12	3d	1	0.67mi
415 N Glover St Baltimore, MD	2.0	2.5	1092	$1,600	$1.47	24d	1	0.68mi
643 S Potomac St Baltimore, MD	2.0	1.0	785	$1,650	$2.10	44d	1	0.68mi
502 N Glover St Baltimore, MD	2.0	1.5	827	$1,250	$1.51	21d	1	0.72mi
104 N Rose St Baltimore, MD	3.0	2.0	936	$2,500	$2.67	44d	1	0.72mi
233 N Rose St Baltimore, MD	2.0	2.5	934	$1,750	$1.87	18d	1	0.73mi
224 N Rose St Baltimore, MD	2.0	2.5	1120	$1,875	$1.67	18d	1	0.74mi
400 N Rose St #1 Baltimore, MD	1.0	1.0	588	$1,080	$1.84	44d	1	0.75mi
3610 Dillon St Baltimore, MD	1.0–2.0	1.0–2.0	828	$2,820	$3.41	44d	1	0.77mi
517 N Rose St Baltimore, MD	3.0	1.0	845	$1,400	$1.66	5d	1	0.78mi
107 N Port St Baltimore, MD	2.0	2.0	870	$1,995	$2.29	24d	1	0.78mi
2729 Ashland Ave Baltimore, MD	3.0	1.0	1000	$1,350	$1.35	3d	1	0.79mi
402 N Milton Ave Unit 402B Baltimore, MD	2.0	1.0	950	$1,290	$1.36	44d	1	0.79mi
825 S Linwood Ave Baltimore, MD	1.0	1.0	1000	$2,150	$2.15	24d	1	0.81mi
437 N Montford Ave Baltimore, MD	3.0	1.5	1100	$1,450	$1.32	44d	1	0.85mi
16 N Bradford St Baltimore, MD	2.0	3.5	930	$2,400	$2.58	5d	1	0.87mi
3018 O Donnell St Unit 2R Baltimore, MD	1.0	1.0	750	$1,700	$2.27	44d	1	0.90mi
2308 Jefferson St Baltimore, MD	3.0	1.0	907	$1,450	$1.60	44d	1	0.92mi
3518 Elliott St Baltimore, MD	3.0	2.5	1036	$2,800	$2.70	18d	1	0.92mi
618 N Montford Ave Baltimore, MD	3.0	1.0	1050	$1,468	$1.40	15d	1	0.93mi

Listing history 38 events

1. 2026-06-21
   days on market $79,900 Active 62 DOM
2. 2026-06-18
   days on market $79,900 Active 59 DOM
3. 2026-06-17
   days on market $79,900 Active 58 DOM
4. 2026-06-16
   days on market $79,900 Active 57 DOM
5. 2026-06-15
   days on market $79,900 Active 56 DOM
6. 2026-06-13
   days on market $79,900 Active 54 DOM
7. 2026-06-09
   days on market $79,900 Active 50 DOM
8. 2026-06-08
   days on market $79,900 Active 49 DOM
9. 2026-06-07
   days on market $79,900 Active 48 DOM
10. 2026-06-04
    days on market $79,900 Active 45 DOM
11. 2026-06-03
    days on market $79,900 Active 44 DOM
12. 2026-06-02
    days on market $79,900 Active 43 DOM
13. 2026-06-01
    days on market $79,900 Active 42 DOM
14. 2026-05-31
    days on market $79,900 Active 41 DOM
15. 2026-05-01
    price $79,900 2157-char remark

    Show marketing remark (2157 chars)

    This charming Federal-style townhouse, built in 1900, offers a unique blend of historic character and modern potential, making it an excellent investment opportunity. With a total finished area of 832 square feet, this property is designed for both comfort and functionality, appealing to a wide range of potential tenants or buyers. Step inside to discover an inviting open floor plan that seamlessly connects the family room to the kitchen, creating a warm and welcoming atmosphere. The kitchen features ample table space, perfect for casual dining or entertaining guests. The layout encourages a sense of togetherness, making it an ideal setting for gatherings. This home boasts two well-sized bedrooms and a full bathroom, providing essential living space that meets the needs of many. The interior is in very good condition, allowing for immediate occupancy or rental potential without the need for extensive renovations. The full basement, with interior access, presents a blank canvas for additional storage or future development. Investors may consider finishing this space to increase the property's value and rental income potential. The unfinished basement can also serve as a laundry area, equipped with washer and dryer hookups, enhancing convenience for future occupants. The property is constructed from durable brick, ensuring longevity and low maintenance, which is a significant advantage for any investor. On-street parking is available, providing easy access for residents and guests alike. Located in a neighborhood with no association fees, this townhouse offers a cost-effective investment opportunity. The absence of association amenities means lower overhead costs, allowing for greater flexibility in rental pricing or personal use. With its historic charm, functional layout, and potential for value appreciation, this townhouse is not just a place to live but a smart investment choice. Whether you're looking to add to your portfolio or seeking a property with strong rental demand, this home is poised to deliver both comfort and financial returns. Don't miss the chance to explore the possibilities this property has to offer!

16. 2026-04-20
    listed $85,000 Active 2157-char remark

    Show marketing remark (2157 chars)

    This charming Federal-style townhouse, built in 1900, offers a unique blend of historic character and modern potential, making it an excellent investment opportunity. With a total finished area of 832 square feet, this property is designed for both comfort and functionality, appealing to a wide range of potential tenants or buyers. Step inside to discover an inviting open floor plan that seamlessly connects the family room to the kitchen, creating a warm and welcoming atmosphere. The kitchen features ample table space, perfect for casual dining or entertaining guests. The layout encourages a sense of togetherness, making it an ideal setting for gatherings. This home boasts two well-sized bedrooms and a full bathroom, providing essential living space that meets the needs of many. The interior is in very good condition, allowing for immediate occupancy or rental potential without the need for extensive renovations. The full basement, with interior access, presents a blank canvas for additional storage or future development. Investors may consider finishing this space to increase the property's value and rental income potential. The unfinished basement can also serve as a laundry area, equipped with washer and dryer hookups, enhancing convenience for future occupants. The property is constructed from durable brick, ensuring longevity and low maintenance, which is a significant advantage for any investor. On-street parking is available, providing easy access for residents and guests alike. Located in a neighborhood with no association fees, this townhouse offers a cost-effective investment opportunity. The absence of association amenities means lower overhead costs, allowing for greater flexibility in rental pricing or personal use. With its historic charm, functional layout, and potential for value appreciation, this townhouse is not just a place to live but a smart investment choice. Whether you're looking to add to your portfolio or seeking a property with strong rental demand, this home is poised to deliver both comfort and financial returns. Don't miss the chance to explore the possibilities this property has to offer!

17. 2012-01-26
    soldstatus $42,000
18. 2011-12-30
    soldstatus $42,000 Sold 412-char remark

    Show marketing remark (412 chars)

    Don't be fooled by smaller homes. .. It's just enough to call home! 15 years-- more or less. . updates and charm equal no rent. . First floor is open w/ living rm & Kitchen-- leading to the awning covered patio/yard with garden. . Unfinished base- ment. . but windows for light - and great for storage. . Close to everything! Hopkins/Patterson Pk/Canton/Downtown. . Preview our picture tour to see!

19. 2011-12-30
    soldstatus $42,000

    Show marketing remark (412 chars)

    Don't be fooled by smaller homes. .. It's just enough to call home! 15 years-- more or less. . updates and charm equal no rent. . First floor is open w/ living rm & Kitchen-- leading to the awning covered patio/yard with garden. . Unfinished base- ment. . but windows for light - and great for storage. . Close to everything! Hopkins/Patterson Pk/Canton/Downtown. . Preview our picture tour to see!

20. 2011-11-22
    status Contract 412-char remark

    Show marketing remark (412 chars)

    Don't be fooled by smaller homes. .. It's just enough to call home! 15 years-- more or less. . updates and charm equal no rent. . First floor is open w/ living rm & Kitchen-- leading to the awning covered patio/yard with garden. . Unfinished base- ment. . but windows for light - and great for storage. . Close to everything! Hopkins/Patterson Pk/Canton/Downtown. . Preview our picture tour to see!

21. 2011-11-21
    historical
22. 2011-10-12
    listed $57,000

    Show marketing remark (412 chars)

    Don't be fooled by smaller homes. .. It's just enough to call home! 15 years-- more or less. . updates and charm equal no rent. . First floor is open w/ living rm & Kitchen-- leading to the awning covered patio/yard with garden. . Unfinished base- ment. . but windows for light - and great for storage. . Close to everything! Hopkins/Patterson Pk/Canton/Downtown. . Preview our picture tour to see!

23. 2011-10-12
    listed $57,000 Active 412-char remark

    Show marketing remark (412 chars)

    Don't be fooled by smaller homes. .. It's just enough to call home! 15 years-- more or less. . updates and charm equal no rent. . First floor is open w/ living rm & Kitchen-- leading to the awning covered patio/yard with garden. . Unfinished base- ment. . but windows for light - and great for storage. . Close to everything! Hopkins/Patterson Pk/Canton/Downtown. . Preview our picture tour to see!

24. 2010-09-22
    historical Expired
25. 2010-09-22
    historical
26. 2010-05-29
    price
27. 2010-05-29
    price
28. 2010-03-23
    listed Active
29. 2010-03-23
    listed $79,400
30. 2009-12-29
    historical Withdrawn
31. 2009-12-29
    historical
32. 2009-03-21
    listed $92,900
33. 2009-03-21
    listed
34. 1995-04-17
    soldstatus $33,900
35. 1994-08-24
    historical
36. 1994-02-24
    historical
37. 1993-08-24
    listed
38. 1993-08-24
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,758 · $146/mo
• Projected year-2 tax: $1,758 · $146/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,992
• − Mortgage interest: −$4,476
• − Property taxes: −$1,758
• − Insurance: −$400
• − Repairs & maintenance: −$1,679
• − Management: −$1,679
• − Depreciation: −$2,324
• Taxable income: $8,676
• Est. tax owed @ 24.0%: −$2,082
• After-tax cash flow: $7,316/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 47,465
• Household income: $89,017
• Rent vs Own: 41.5% rent · 58.5% own
• Severe rent burden: 1786.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 1%
• Foreign-born: 17% · Canada, China, Vietnam
• Languages at home: 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -332.23%
• Current HPI: 241.284
• Rent YoY: ▲ 1.31%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+135.7% since first listed

24 events — show timeline

• 2026-05-01 Price Changed $79,900 BRIGHT MLS
• 2026-04-20 Listed $85,000 BRIGHT MLS
• 2012-01-26 Sold (Public Records) $42,000 Public Records
• 2011-12-30 Sold (MLS) $42,000 BRIGHT MLS
• 2011-12-30 Sold (MLS) $42,000 MRIS
• 2011-11-22 Pending — MRIS
• 2011-11-21 Listing Removed — BRIGHT MLS
• 2011-10-12 Listed $57,000 BRIGHT MLS
• 2011-10-12 Listed $57,000 MRIS
• 2010-09-22 Delisted — MRIS
• 2010-09-22 Listing Removed — BRIGHT MLS
• 2010-05-29 Price Changed — MRIS
• 2010-05-29 Price Changed — MRIS
• 2010-03-23 Listed — MRIS
• 2010-03-23 Listed $79,400 BRIGHT MLS
• 2009-12-29 Delisted — MRIS
• 2009-12-29 Listing Removed — BRIGHT MLS
• 2009-03-21 Listed $92,900 BRIGHT MLS
• 2009-03-21 Listed — MRIS
• 1995-04-17 Sold (Public Records) $33,900 Public Records
• 1994-08-24 Delisted — MRIS
• 1994-02-24 Delisted — MRIS
• 1993-08-24 Listed — MRIS
• 1993-08-24 Listed — MRIS

Property tax history

-0.6%/yr

Latest (2025): $1,758 · +4.9% YoY. Source: county tax records.