14410 Northfield Ave · East Cleveland, OH 44112

$150,000

5 bd · 2.0 ba · 1,960 sqft · MultiFamily public records · 40 Days on market

Built 1917 3,219 sqft lot $77/sqft · 170% above area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +3.8/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Great turnkey cash cow of a duplex. Upstairs unit combines the 2nd and third floor to make a 5bedroom 2 bathroom unit renting for $1400 a month. 1st floor is a 3 bedroom 1 bath unit, market rent will be $1000-$1200. Property has newer mechanicals updated electric, new roof, fresh paint and a whole lot more. Don't miss this opportunity.

Key facts

• New appliances
• 3,219 sq ft lot
• Parking

Tags

• INVESTMENT OPPORTUNITY
• STRONG INCOME POTENTIAL
• VERSATILE LIVING SPACE
• BRAND NEW KITCHEN CABINETS
• NEW APPLIANCES
• ENCLOSED HEATED PORCHES

Property features AI

Finance

• Financial info: Annual taxes noted (not included as financial detail per instructions)

Exterior

• Parking: Driveway; Off-street parking
• Utilities: Public water; Public sewer
• Home design: Multi-unit property (apartments); Single building
• Construction: Built (year per public records); Vinyl siding and wood siding; Asphalt shingle roof; Full foundation
• Exterior features: Public sewer; Public water

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: One 2-bedroom apartment; One 4-bedroom apartment
• Bathrooms: Three full bathrooms total; Each 2-bedroom unit has 1 bath; each 4-bedroom unit has 2 baths
• Heating & cooling: Electric baseboard heating; Ceiling fans for cooling
• Interior features: Full basement

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/1.5-bath units multifamily listed at $150k.

Deal economics

• At list price, monthly cash flow is $906 ($11k/yr) — positive. Per door: $453/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
• Cap rate 13.5% vs local median 17.4% in East Cleveland — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 66/100 on livability (#650 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: crime F, employment F.
• East Cleveland City School District (suburban): math 4% / reading 17% proficiency, ranked #652 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 92% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Caledonia Elementary School (246 students, 0% FRL); W.H. Kirk Middle School (math 6% / reading 15%, grade F, #642 of 654 statewide, top 98%, 291 students, 0% FRL); Shaw High School (math 2% / reading 27%, grade F, #706 of 781 statewide, top 92%, 541 students, 0% FRL) — zoned schools average 0% FRL vs 92% district-wide (92 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.2%/yr); 100 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
• At $2,326/mo this rent would consume 97% of the median local household income ($29k/yr) (locally 1702% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.2% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
• 14 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1917 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $145,500 (3.0% below list)

Questions for the listing agent

1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Built in 1917 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.55% ✓
• Cap rate: 13.54%
• Cash-on-cash: 25.89%
• DSCR: 2.15
• GRM: 5.4

CMA / ARV

• ARV (median comp): $55,579
• List price: $150,000
• Delta: 169.89%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14310 Potomac Ave	0.06mi	5/2.0	1,982 (+1%)	12mo	$36,000	$18	85
14111 Savannah Ave	0.18mi	4/2.0 (-1)	1,924 (-2%)	2mo	$34,000	$18	82
14009 Mayfair Ave	0.16mi	6/3.0 (+1)	1,876 (-4%)	4mo	$129,900	$69	73
14004 Savannah Ave	0.21mi	4/2.0 (-1)	1,996 (+2%)	13mo	$40,000	$20	72
13428 Hartford Rd	0.35mi	4/2.0 (-1)	1,988 (+1%)	9mo	$34,000	$17	69
13436 Hartford Rd	0.34mi	4/2.0 (-1)	1,920 (-2%)	11mo	$89,500	$47	67
14012 Scioto Ave	0.16mi	5/3.0	2,209 (+13%)	6mo	$95,000	$43	62
14520 Strathmore Ave	0.16mi	5/3.0	2,220 (+13%)	9mo	$130,000	$59	59
14810 Shaw Ave	0.29mi	4/2.0 (-1)	1,698 (-13%)	7mo	$35,000	$21	54
13500 Third Ave	0.44mi	4/2.0 (-1)	2,090 (+7%)	17mo	$30,000	$14	50
1623 Elsinore Ave	0.50mi	4/2.0 (-1)	2,220 (+13%)	1mo	$39,000	$18	49
1216 Lakefront Ave	0.71mi	5/2.0	2,154 (+10%)	3mo	$70,770	$33	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.16% rent growth · sell at horizon

5-year hold

• IRR: 21.9%
• Equity multiple: 1.92×
• Total profit: $38,550
• Equity at exit: $22,365

10-year hold

• IRR: 31.2%
• Equity multiple: 4.09×
• Total profit: $129,922
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44112

• Rents YoY: 5.2%
• Active inventory: 100
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $2,326 high
• Mortgage (P&I): −$787
• Tax from tax record: −$82 /mo · $986/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$488
• Net cashflow: $906

Break-even live

Break-even rent $1,179

Max offer price $150,000

Occupancy floor 56%

Sensitivity live

Price	-10% $991	-5% $949	+0% $906	+5% $864	+10% $821
Rent	-10% $723	-5% $814	+0% $906	+5% $998	+10% $1,090
Rate	-1.0pp $982	-0.5pp $944	base $906	+0.5pp $867	+1.0pp $828

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	1.5	$2,326
Total (2 units)			$2,326

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12819 Edmonton Ave Cleveland, OH	4.0	1.0	1423	$1,795	$1.26	18d	1	0.60mi
910 Dresden Rd Cleveland, OH	4.0	2.0	1839	$1,800	$0.98	18d	1	0.89mi
1229 Melbourne Rd Cleveland, OH	5.0	1.5	1600	$2,000	$1.25	45d	1	1.04mi
651 E 115th St Cleveland, OH	4.0	2.0	1550	$1,800	$1.16	23d	1	1.20mi
1024 Greyton Rd Cleveland, OH	5.0	2.5	1800	$2,500	$1.39	45d	1	1.20mi
915 Nela View Rd Cleveland, OH	4.0	1.0	1300	$2,600	$2.00	18d	1	1.20mi
571 E 115th St Cleveland, OH	4.0	2.0	2220	$1,808	$0.81	18d	1	1.24mi
821 Nela View Rd Cleveland, OH	4.0	2.5	2178	$2,100	$0.96	9d	1	1.28mi
3430 Winsford Rd Cleveland, OH	4.0	1.5	1800	$1,590	$0.88	18d	1	1.34mi
963 Selwyn Rd Cleveland, OH	4.0	1.0	1300	$2,650	$2.04	3d	1	1.35mi
3406 Henderson Rd Cleveland, OH	4.0	1.5	1343	$2,250	$1.68	18d	1	1.36mi
1099 Woodview Rd Cleveland, OH	4.0	1.0	1500	$2,500	$1.67	3d	1	1.48mi

Listing history 50 events

1. 2026-06-21
   days on market $150,000 Active 40 DOM
2. 2026-06-18
   days on market $150,000 Active 37 DOM
3. 2026-06-17
   days on market $150,000 Active 36 DOM
4. 2026-06-16
   days on market $150,000 Active 35 DOM
5. 2026-06-15
   days on market $150,000 Active 34 DOM
6. 2026-06-13
   days on market $150,000 Active 32 DOM
7. 2026-06-13
   days on market $150,000 Active 31 DOM
8. 2026-06-09
   days on market $150,000 Active 28 DOM
9. 2026-06-08
   days on market $150,000 Active 27 DOM
10. 2026-06-07
    days on market $150,000 Active 26 DOM
11. 2026-06-05
    days on market $150,000 Active 23 DOM
12. 2026-06-03
    days on market $150,000 Active 22 DOM
13. 2026-06-02
    days on market $150,000 Active 21 DOM
14. 2026-06-01
    days on market $150,000 Active 20 DOM
15. 2026-05-31
    days on market $150,000 Active 19 DOM
16. 2026-05-13
    listed $150,000 Active 1053-char remark
17. 2025-03-26
    soldstatus $141,000 Closed 337-char remark

    Show marketing remark (337 chars)

    Great turnkey cash cow of a duplex. Upstairs unit combines the 2nd and third floor to make a 5bedroom 2 bathroom unit renting for $1400 a month. 1st floor is a 3 bedroom 1 bath unit, market rent will be $1000-$1200. Property has newer mechanicals updated electric, new roof, fresh paint and a whole lot more. Don't miss this opportunity.

18. 2025-03-26
    soldstatus $143,000

    Show marketing remark (337 chars)

    Great turnkey cash cow of a duplex. Upstairs unit combines the 2nd and third floor to make a 5bedroom 2 bathroom unit renting for $1400 a month. 1st floor is a 3 bedroom 1 bath unit, market rent will be $1000-$1200. Property has newer mechanicals updated electric, new roof, fresh paint and a whole lot more. Don't miss this opportunity.

19. 2024-12-03
    status Pending 337-char remark

    Show marketing remark (337 chars)

    Great turnkey cash cow of a duplex. Upstairs unit combines the 2nd and third floor to make a 5bedroom 2 bathroom unit renting for $1400 a month. 1st floor is a 3 bedroom 1 bath unit, market rent will be $1000-$1200. Property has newer mechanicals updated electric, new roof, fresh paint and a whole lot more. Don't miss this opportunity.

20. 2024-11-11
    listed $139,000 Active 337-char remark

    Show marketing remark (337 chars)

    Great turnkey cash cow of a duplex. Upstairs unit combines the 2nd and third floor to make a 5bedroom 2 bathroom unit renting for $1400 a month. 1st floor is a 3 bedroom 1 bath unit, market rent will be $1000-$1200. Property has newer mechanicals updated electric, new roof, fresh paint and a whole lot more. Don't miss this opportunity.

21. 2024-09-10
    status Active
22. 2024-09-09
    historical
23. 2024-07-01
    status Pending
24. 2024-06-24
    listed $129,000 Active
25. 2024-03-11
    soldstatus $32,501
26. 2023-12-05
    historical
27. 2022-09-13
    status Pending
28. 2022-09-11
    status Active
29. 2022-09-06
    status Pending
30. 2022-08-15
    listed $59,900 Active
31. 2021-02-19
    status Pending
32. 2021-02-18
    historical
33. 2020-10-12
    price $50,000
34. 2020-07-01
    listed $80,000 Active
35. 2017-10-23
    historical
36. 2017-08-22
    price $45,000
37. 2017-04-27
    listed $49,900 Active
38. 2017-04-05
    historical
39. 2017-02-02
    price $49,900
40. 2016-12-05
    price $65,000
41. 2016-10-04
    listed $75,000 Active
42. 2015-12-06
    historical
43. 2015-10-07
    listed $67,900 Active
44. 2008-07-30
    historical
45. 2008-05-20
    listed $3,900
46. 2008-02-10
    historical
47. 2007-08-29
    listed $3,900
48. 2007-04-30
    historical
49. 2006-11-29
    listed $12,900
50. 1998-10-05
    soldstatus $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $986 · $82/mo
• Projected year-2 tax: $1,663 · $139/mo
• Expected delta: +$677/yr (+$56/mo · 68.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,912
• − Mortgage interest: −$8,402
• − Property taxes: −$986
• − Insurance: −$750
• − Repairs & maintenance: −$2,233
• − Management: −$2,233
• − Depreciation: −$4,364
• Taxable income: $8,944
• Est. tax owed @ 24.0%: −$2,147
• After-tax cash flow: $8,729/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Cleveland City School District
• NCES district ID: 3904390
• Math proficiency: 4% ▼ -16.00%
• Reading proficiency: 17% ▼ -13.00%
• Median HH income: $22,726
• Composite: 7.38/100
• National rank: #9954
• State rank: #652 of 656 in OH

Livability — East Cleveland

• Score: 66/100
• State rank: #650
• US rank: #11510

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment F Housing B+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Cleveland, OH
• County: Cuyahoga County · 1,090,369 people
• City population: 17,848
• Metro: Cleveland-Elyria, OH
• Population (ZIP): 17,848
• Household income: $28,799
• Rent vs Own: 54.9% rent · 45.1% own
• Severe rent burden: 1702.0

Population outlook (Cuyahoga County) Hauer SSP2

• Today (2025): 1,244,621 people
• By 2030: 1,230,093 · -1.2%
• By 2040: 1,189,108 · -4.5%
• By 2050: 1,145,706 · -7.9%
• By 2075: 1,076,557 · -13.5%
• By 2100: 978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (89%)
• Race & ethnicity: Black 89% White 7% Two or more races 2% Hispanic / Latino 1%
• Common ancestry: Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · French/Haitian/Cajun 3% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

• 2024 margin: Solid D (+31.5) · D 65.4% · R 33.9%
• 2008→2024 swing: -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
• All cycles: 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -115.61%
• Current HPI: 67.2162
• Rent YoY: ▲ 5.16%
• Metro: Cleveland-Elyria, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+693.7% since first listed

41 events — show timeline

• 2026-05-13 Listed $150,000 MLSNOW
• 2025-03-26 Sold (Public Records) $143,000 Public Records
• 2025-03-26 Sold (MLS) $141,000 MLSNOW
• 2024-12-03 Pending — MLSNOW
• 2024-11-11 Listed $139,000 MLSNOW
• 2024-09-10 Relisted — MLSNOW
• 2024-09-09 Listing Removed — MLSNOW
• 2024-07-01 Pending — MLSNOW
• 2024-06-24 Listed $129,000 MLSNOW
• 2024-03-11 Sold (Public Records) $32,501 Public Records
• 2023-12-05 Listing Removed — MLSNOW
• 2022-09-13 Pending — MLSNOW
• 2022-09-11 Relisted — MLSNOW
• 2022-09-06 Pending — MLSNOW
• 2022-08-15 Listed $59,900 MLSNOW
• 2021-02-19 Pending — MLSNOW
• 2021-02-18 Listing Removed — MLSNOW
• 2020-10-12 Price Changed $50,000 MLSNOW
• 2020-07-01 Listed $80,000 MLSNOW
• 2017-10-23 Listing Removed — MLSNOW
• 2017-08-22 Price Changed $45,000 MLSNOW
• 2017-04-27 Listed $49,900 MLSNOW
• 2017-04-05 Listing Removed — MLSNOW
• 2017-02-02 Price Changed $49,900 MLSNOW
• 2016-12-05 Price Changed $65,000 MLSNOW
• 2016-10-04 Listed $75,000 MLSNOW
• 2015-12-06 Listing Removed — MLSNOW
• 2015-10-07 Listed $67,900 MLSNOW
• 2008-07-30 Listing Removed — MLSNOW
• 2008-05-20 Listed $3,900 MLSNOW
• 2008-02-10 Listing Removed — MLSNOW
• 2007-08-29 Listed $3,900 MLSNOW
• 2007-04-30 Listing Removed — MLSNOW
• 2006-11-29 Listed $12,900 MLSNOW
• 1998-10-05 Sold (Public Records) $50,000 Public Records
• 1998-10-05 Sold (Public Records) $52,000 Public Records
• 1998-03-14 Listing Removed — MLSNOW
• 1997-09-17 Listed $56,000 MLSNOW
• 1995-07-12 Sold (Public Records) $14,500 Public Records
• 1990-03-22 Sold (Public Records) $36,000 Public Records
• 1978-09-28 Sold (Public Records) $18,900 Public Records

Property tax history

-1.2%/yr

Latest (2025): $986 · +0.0% YoY. Source: county tax records.