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28124 Tamberine Ct #1012
C- Composite 52.41
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.3/10.0
  • DSCR +6.0/10.0
  • Schools +4.1/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$429,000

28124 Tamberine Ct #1012 · Bonita Springs, FL 34135
3 bd · 2.0 ba · 1,593 sqft · Condo public records · 47 Days on market
Built 2004 $855/mo HOA · 16% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautiful coach home offers a 2 car garage, 3 bedrooms, 2 bathrooms, in home laundry room, and a lanai overlooking one of 2 golf courses Spanish Wells has to offer. The kitchen offers corian counter tops, tile backsplash, a pantry, breakfast bar and a breakfast nook. The spacious owners suite features an En suite bathroom with a soaking tub, separate shower, dual sinks and walk in closet. Your lanai has tile floors, and electric storm shutters. This home is close to shopping, restaurants, entertainment, and just 2 miles to Bonita Beach! There are many optional memberships in Spanish Wells. This community of Spanish Wells has its own pool, and mini club house for your entertaining.

Key facts

  • Breakfast nook
  • Corian countertops
  • In home laundry room

Tags

IN HOME LAUNDRY ROOMLANAI OVERLOOKING 4TH HOLECORIAN COUNTERTOPSTILE BACKSPLASHBREAKFAST BARBREAKFAST NOOK

Property features AI

Finance

  • Other: One unit per floor; 1 floor in the building; 288 units in the complex; 4 units in the building; Subdivision: Marbella at Spanish Wells; Zoning: RPD; Restrictions include deeded, no commercial, no RV
  • Financial info: Condo fee: $855 monthly; Total annual recurring fees: $10,260; Total one-time fees: $229
  • HOA & community: Monthly condo fee; Professional management; Maintenance covers cable, golf course, insurance, internet/WiFi, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, street maintenance, trash removal and water; Community amenities include clubhouse, community pool, spa/hot tub, exercise room, golf course, tennis courts, pickleball, bocce court, basketball, BBQ/picnic area, bike/jog path, restaurant, community room, underground utilities and streetlights; Gated golf-course community

Exterior

  • Parking: 2 assigned parking spaces; Paved driveway; Attached 2-car garage
  • Security: Monitored alarm; Gated community with guard at gate; Patrolled community
  • Utilities: Central water; Central sewer; Cable available
  • Home design: Residential villa (attached); End-unit, split level; Built in 2004; Located in the Spanish Wells community
  • Construction: Concrete block construction
  • Exterior features: Patio; Automatic sprinkler system; Impact resistant windows; Electric shutters; Stucco exterior; Tile roof; Single hung windows; West rear exposure; Golf course view

Interior

  • Kitchen: Island; Pantry; Dishwasher; Disposal; Microwave; Self-cleaning oven; Refrigerator/Freezer; Refrigerator/ice maker
  • Bedrooms: 3 bedrooms (split bedroom floor plan)
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; Master bath with dual sinks and separate tub and shower
  • Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
  • Interior features: Built-in cabinets; Cable prewire / high-speed available; Pantry; Window coverings; Laundry in residence; Screened lanai/porch; Turnkey
  • Laundry & utility: Washer and dryer included; Washer/dryer hookup; Auto garage door

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $429k.

Deal economics

  • At list price, monthly cash flow is $457 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $429k).
  • Recommended offer: $416k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 1.7% in Bonita Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#428 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: schools C-, cost of living C-, health & safety D.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.6%/yr); 835 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • At $5,261/mo this rent would consume 69% of the median local household income ($91k/yr) (locally 976% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($416k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 4→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $416,130 (3.0% below list)

Questions for the listing agent

  1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.23%
Cap rate
7.57%
Cash-on-cash
4.56%
DSCR
1.20
GRM
6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.3%
Equity multiple
0.54×
Total profit
$-55,303
Equity at exit
$63,965
10-year hold
IRR
-11.3%
Equity multiple
0.43×
Total profit
$-68,113
Equity at exit
$37,092

Cash invested: $120,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34135

Rents YoY
-0.6%
Active inventory
835
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$5,261 high interval (Pro) →
Mortgage (P&I)
$2,250
Tax from tax record
$416 /mo · $4,990/yr
Insurance
$179
HOA
$855
Vacancy / Maint / Mgmt
$1,105
Net cashflow
$457

Break-even live

Break-even rent $4,683
Max offer price $429,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$107,250
Closing costs
$12,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
28119 Tamberine Ct #1412 Bonita Springs, FL 3.0 2.0 1593 $5,800 $3.64 24d 1 0.05mi
9908 White Sands Pl Bonita Springs, FL 3.0 2.0 1827 $7,500 $4.11 24d 1 0.11mi
9940 Treasure Cay Ln Bonita Springs, FL 3.0 2.0 2108 $8,500 $4.03 24d 1 0.15mi
9977 Treasure Cay Ln Bonita Springs, FL 3.0 2.0 2039 $8,500 $4.17 24d 1 0.30mi
28105 Mandolin Ct #213 Bonita Springs, FL 3.0 2.0 1500 $2,600 $1.73 24d 1 0.32mi
28460 Highgate Dr Bonita Springs, FL 2.0 2.0 1871 $10,500 $5.61 24d 1 0.34mi
28387 Las Palmas Cir Bonita Springs, FL 2.0 2.0 1705 $6,200 $3.64 24d 1 0.37mi
27911 Hacienda East Blvd Unit 217B Bonita Springs, FL 2.0 2.0 1500 $2,100 $1.40 3d 1 0.41mi
9851 Costa Mesa Ln Unit 1546344P Bonita Springs, FL 2.0 2.0 1194 $1,935 $1.62 16d 1 0.42mi
9871 Citadel Ln #208 Bonita Springs, FL 2.0 2.0 1151 $3,000 $2.61 24d 1 0.43mi
9651 Spanish Moss Way #4121 Bonita Springs, FL 3.0 2.0 1857 $4,800 $2.58 24d 1 0.44mi
28251 Lisbon Ct #3412 Bonita Springs, FL 2.0 2.0 1637 $5,500 $3.36 24d 1 0.45mi
27841 Wisconsin St Bonita Springs, FL 3.0 2.0 1164 $3,500 $3.01 24d 1 0.46mi
9855 Costa Mesa Ln #403 Bonita Springs, FL 2.0 2.0 1146 $1,600 $1.40 24d 1 0.46mi
9631 Spanish Moss Way #3922 Bonita Springs, FL 2.0 2.0 1504 $6,000 $3.99 3d 1 0.49mi
9621 Spanish Moss Way Bonita Springs, FL 2.0 2.0 1504 $5,125 $3.41 24d 2 0.49mi
9111 Las Maderas Dr #102 Bonita Springs, FL 2.0 2.0 1624 $7,500 $4.62 24d 1 0.51mi
28052 Palmas Grandes Ln #101 Bonita Springs, FL 2.0 2.0 1500 $7,200 $4.80 24d 1 0.51mi
28151 Dovewood Ct Bonita Springs, FL 1.0–3.0 1.0–2.0 1233 $2,245 $1.82 3d 15 0.51mi
9601 Spanish Moss Way #3613 Bonita Springs, FL 2.0 2.0 1504 $4,850 $3.22 24d 1 0.51mi
27791 Hacienda East Blvd Unit 222D Bonita Springs, FL 2.0 2.5 1528 $4,200 $2.75 24d 1 0.52mi
9050 Palmas Grandes Blvd #101 Bonita Springs, FL 2.0 2.0 1200 $2,000 $1.67 24d 1 0.52mi
27750 Hacienda East Blvd Unit 208B Bonita Springs, FL 2.0 2.5 1528 $3,800 $2.49 24d 1 0.57mi
9030 Las Maderas Dr #101 Bonita Springs, FL 2.0 2.0 1432 $2,500 $1.75 24d 1 0.58mi
9050 Las Maderas Dr #101 Bonita Springs, FL 2.0 2.0 1364 $2,100 $1.54 24d 1 0.59mi
8990 Palmas Grandes Blvd #201 Bonita Springs, FL 2.0 2.0 1797 $5,000 $2.78 24d 1 0.59mi
8981 Palmas Grandes Blvd #102 Bonita Springs, FL 2.0 2.0 1791 $7,500 $4.19 24d 1 0.59mi
9021 Las Maderas Dr #202 Bonita Springs, FL 2.0 2.0 1674 $7,500 $4.48 24d 1 0.60mi
9834 Kentucky St Bonita Springs, FL 3.0 2.0 1332 $3,450 $2.59 24d 1 0.61mi
27681 Hacienda East Blvd Bonita Springs, FL 2.0 2.5 1675 $3,000 $1.79 24d 1 0.63mi
27640 Michigan St Bonita Springs, FL 3.0 2.0 1510 $8,995 $5.96 24d 1 0.68mi
27439 Pollard Dr Bonita Springs, FL 3.0 2.0 1552 $9,500 $6.12 24d 1 0.70mi
27414 Pollard Dr Unit 1073493P Bonita Springs, FL 3.0 2.0 1593 $5,065 $3.18 3d 1 0.71mi
27581 Hacienda East Blvd Unit 1256822P Bonita Springs, FL 2.0 2.5 1808 $3,133 $1.73 20d 1 0.74mi
10004 Connecticut St Bonita Springs, FL 3.0 2.0 1420 $3,100 $2.18 24d 1 0.74mi
9040 Carolina St Unit 1073518P Bonita Springs, FL 4.0 3.0 1915 $7,937 $4.14 16d 1 0.74mi
9002 Somerset Ln Unit 9002 Bonita Springs, FL 2.0 2.0 1200 $2,500 $2.08 15d 1 0.76mi
28790 Versol Dr Bonita Springs, FL 1.0–3.0 1.0–2.0 1075 $3,391 $3.15 2d 19 0.77mi
14907 Sterling Oaks Dr Naples, FL 3.0 3.0 1760 $6,500 $3.69 23d 1 0.77mi
28452 Del Lago Way Bonita Springs, FL 4.0 3.0 2201 $7,700 $3.50 24d 1 0.78mi

HOA detail condo

Monthly dues
$855 · $10,260/yr
Likely covers
electricpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-17
    days on market $429,000 Active 47 DOM
  2. 2026-06-16
    days on market $429,000 Active 46 DOM
  3. 2026-06-15
    days on market $429,000 Active 45 DOM
  4. 2026-06-13
    days on market $429,000 Active 43 DOM
  5. 2026-06-10
    days on market $429,000 Active 40 DOM
  6. 2026-06-09
    days on market $429,000 Active 39 DOM
  7. 2026-06-08
    days on market $429,000 Active 38 DOM
  8. 2026-06-07
    days on market $429,000 Active 37 DOM
  9. 2026-06-03
    days on market $429,000 Active 33 DOM
  10. 2026-06-02
    days on market $429,000 Active 32 DOM
  11. 2026-06-01
    days on market $429,000 Active 31 DOM
  12. 2026-05-31
    days on market $429,000 Active 30 DOM
  13. 2026-05-20
    price $429,000
  14. 2026-05-01
    listed $449,000 Active
  15. 2021-12-06
    soldstatus $400,000 Sold 695-char remark
    Show marketing remark (695 chars)

    This beautiful coach home offers a 2 car garage, 3 bedrooms, 2 bathrooms, in home laundry room, and a lanai overlooking one of 2 golf courses Spanish Wells has to offer. The kitchen offers corian counter tops, tile backsplash, a pantry, breakfast bar and a breakfast nook. The spacious owners suite features an En suite bathroom with a soaking tub, separate shower, dual sinks and walk in closet. Your lanai has tile floors, and electric storm shutters. This home is close to shopping, restaurants, entertainment, and just 2 miles to Bonita Beach! There are many optional memberships in Spanish Wells. This community of Spanish Wells has its own pool, and mini club house for your entertaining.

  16. 2021-12-06
    soldstatus $400,000
    Show marketing remark (695 chars)

    This beautiful coach home offers a 2 car garage, 3 bedrooms, 2 bathrooms, in home laundry room, and a lanai overlooking one of 2 golf courses Spanish Wells has to offer. The kitchen offers corian counter tops, tile backsplash, a pantry, breakfast bar and a breakfast nook. The spacious owners suite features an En suite bathroom with a soaking tub, separate shower, dual sinks and walk in closet. Your lanai has tile floors, and electric storm shutters. This home is close to shopping, restaurants, entertainment, and just 2 miles to Bonita Beach! There are many optional memberships in Spanish Wells. This community of Spanish Wells has its own pool, and mini club house for your entertaining.

  17. 2021-09-21
    status Pending 695-char remark
    Show marketing remark (695 chars)

    This beautiful coach home offers a 2 car garage, 3 bedrooms, 2 bathrooms, in home laundry room, and a lanai overlooking one of 2 golf courses Spanish Wells has to offer. The kitchen offers corian counter tops, tile backsplash, a pantry, breakfast bar and a breakfast nook. The spacious owners suite features an En suite bathroom with a soaking tub, separate shower, dual sinks and walk in closet. Your lanai has tile floors, and electric storm shutters. This home is close to shopping, restaurants, entertainment, and just 2 miles to Bonita Beach! There are many optional memberships in Spanish Wells. This community of Spanish Wells has its own pool, and mini club house for your entertaining.

  18. 2021-09-16
    listed $359,900 Active 695-char remark
    Show marketing remark (695 chars)

    This beautiful coach home offers a 2 car garage, 3 bedrooms, 2 bathrooms, in home laundry room, and a lanai overlooking one of 2 golf courses Spanish Wells has to offer. The kitchen offers corian counter tops, tile backsplash, a pantry, breakfast bar and a breakfast nook. The spacious owners suite features an En suite bathroom with a soaking tub, separate shower, dual sinks and walk in closet. Your lanai has tile floors, and electric storm shutters. This home is close to shopping, restaurants, entertainment, and just 2 miles to Bonita Beach! There are many optional memberships in Spanish Wells. This community of Spanish Wells has its own pool, and mini club house for your entertaining.

  19. 2020-12-05
    soldstatus $234,900
  20. 2019-06-13
    soldstatus $276,500
  21. 2019-06-12
    soldstatus $276,500 Sold 1216-char remark
    Show marketing remark (1216 chars)

    Tranquility awaits in this grandeur furnished coach home in the heart of Bonita Springs! The bright open concept floorplan allows natural light to flow making it an entertainer’s dream home! The generous floor-plan features 3 bedrooms, 2 Baths, 2-car garage and a porch which is only a few steps away from the neighborhood pool. Upgraded gourmet kitchen include quartz counter-tops, pantry closets, tile backsplash and a sit-in breakfast bar accommodating guests in a welcoming atmosphere. The gracious master suite features an on-suite bath with a soaking tub, dual sinks, a walk-in closet and a separate walk-in shower. Spacious 2-car garage includes cabinets that provides additional storage for the family. Electric storm shutters have also been installed across the lanai and customized shutters for all the windows. This immaculate and well-maintained unit’s location couldn’t get any better, with resort-style amenities including 2 heated pools, Spanish well CC Membership offering a 27-hole golf course, and fitness center. A few minutes away from Coconut Point Mall, top notch restaurants, upscale shopping, A-rated schools, major roadways and the endless excitement of attractions nearby.

  22. 2019-05-14
    status Pending With Contingencies 1216-char remark
    Show marketing remark (1216 chars)

    Tranquility awaits in this grandeur furnished coach home in the heart of Bonita Springs! The bright open concept floorplan allows natural light to flow making it an entertainer’s dream home! The generous floor-plan features 3 bedrooms, 2 Baths, 2-car garage and a porch which is only a few steps away from the neighborhood pool. Upgraded gourmet kitchen include quartz counter-tops, pantry closets, tile backsplash and a sit-in breakfast bar accommodating guests in a welcoming atmosphere. The gracious master suite features an on-suite bath with a soaking tub, dual sinks, a walk-in closet and a separate walk-in shower. Spacious 2-car garage includes cabinets that provides additional storage for the family. Electric storm shutters have also been installed across the lanai and customized shutters for all the windows. This immaculate and well-maintained unit’s location couldn’t get any better, with resort-style amenities including 2 heated pools, Spanish well CC Membership offering a 27-hole golf course, and fitness center. A few minutes away from Coconut Point Mall, top notch restaurants, upscale shopping, A-rated schools, major roadways and the endless excitement of attractions nearby.

  23. 2019-04-24
    price $299,974 1216-char remark
    Show marketing remark (1216 chars)

    Tranquility awaits in this grandeur furnished coach home in the heart of Bonita Springs! The bright open concept floorplan allows natural light to flow making it an entertainer’s dream home! The generous floor-plan features 3 bedrooms, 2 Baths, 2-car garage and a porch which is only a few steps away from the neighborhood pool. Upgraded gourmet kitchen include quartz counter-tops, pantry closets, tile backsplash and a sit-in breakfast bar accommodating guests in a welcoming atmosphere. The gracious master suite features an on-suite bath with a soaking tub, dual sinks, a walk-in closet and a separate walk-in shower. Spacious 2-car garage includes cabinets that provides additional storage for the family. Electric storm shutters have also been installed across the lanai and customized shutters for all the windows. This immaculate and well-maintained unit’s location couldn’t get any better, with resort-style amenities including 2 heated pools, Spanish well CC Membership offering a 27-hole golf course, and fitness center. A few minutes away from Coconut Point Mall, top notch restaurants, upscale shopping, A-rated schools, major roadways and the endless excitement of attractions nearby.

  24. 2019-03-18
    listed $314,774 Active 1216-char remark
    Show marketing remark (1216 chars)

    Tranquility awaits in this grandeur furnished coach home in the heart of Bonita Springs! The bright open concept floorplan allows natural light to flow making it an entertainer’s dream home! The generous floor-plan features 3 bedrooms, 2 Baths, 2-car garage and a porch which is only a few steps away from the neighborhood pool. Upgraded gourmet kitchen include quartz counter-tops, pantry closets, tile backsplash and a sit-in breakfast bar accommodating guests in a welcoming atmosphere. The gracious master suite features an on-suite bath with a soaking tub, dual sinks, a walk-in closet and a separate walk-in shower. Spacious 2-car garage includes cabinets that provides additional storage for the family. Electric storm shutters have also been installed across the lanai and customized shutters for all the windows. This immaculate and well-maintained unit’s location couldn’t get any better, with resort-style amenities including 2 heated pools, Spanish well CC Membership offering a 27-hole golf course, and fitness center. A few minutes away from Coconut Point Mall, top notch restaurants, upscale shopping, A-rated schools, major roadways and the endless excitement of attractions nearby.

  25. 2014-06-04
    soldstatus $270,000
  26. 2014-05-30
    soldstatus $270,000
  27. 2014-05-30
    price $279,900
  28. 2014-04-04
    listed $270,000
  29. 2012-08-30
    historical
  30. 2012-04-06
    listed $265,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,990 · $416/mo
Projected year-2 tax
$4,990 · $416/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 4 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$63,132
− Mortgage interest
−$24,031
− Property taxes
−$4,990
− Insurance
−$2,145
− Repairs & maintenance
−$5,051
− Management
−$5,051
− HOA
−$10,260
− Depreciation
−$12,480
Taxable loss
−$874
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$210
After-tax cash flow
$5,693/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Bonita Springs

Score
70/100
State rank
#428
US rank
#7576

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bonita Springs, FL
County
Lee County · 788,662 people
City population
64,727
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
48,252
Household income
$91,380
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
976.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 26% Two or more races 13% Native American 3% Black 2%
Hispanic origin (detail)
Mexican 8% Puerto Rican 4% Cuban 3%
Common ancestry
Romanian 5% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, Jamaica
Languages at home
74% English-only · Spanish 21% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -188.86%
Current HPI
243.4153
Rent YoY
▼ -0.61%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+61.9% since first listed
18 events — show timeline
  • 2026-05-20 Price Changed $429,000 NAPLESMLS
  • 2026-05-01 Listed $449,000 NAPLESMLS
  • 2021-12-06 Sold (Public Records) $400,000 Public Records
  • 2021-12-06 Sold (MLS) $400,000 NAPLESMLS
  • 2021-09-21 Pending NAPLESMLS
  • 2021-09-16 Listed $359,900 NAPLESMLS
  • 2020-12-05 Sold (Public Records) $234,900 Public Records
  • 2019-06-13 Sold (Public Records) $276,500 Public Records
  • 2019-06-12 Sold (MLS) $276,500 NAPLESMLS
  • 2019-05-14 Pending NAPLESMLS
  • 2019-04-24 Price Changed $299,974 NAPLESMLS
  • 2019-03-18 Listed $314,774 NAPLESMLS
  • 2014-06-04 Sold (Public Records) $270,000 Public Records
  • 2014-05-30 Price Changed $279,900 NAPLESMLS
  • 2014-05-30 Sold (MLS) $270,000 NAPLESMLS
  • 2014-04-04 Listed $270,000 NAPLESMLS
  • 2012-08-30 Listing Removed NAPLESMLS
  • 2012-04-06 Listed $265,000 NAPLESMLS

Property tax history

+5.1%/yr

Latest (2025): $4,990 · -5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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